Chapter 273 is to ask
It was exactly eleven o'clock when I arrived in the city, but it was not yet time for anyone to get to work. If it's a coincidence, maybe I can really meet it, but if it's not a coincidence, I'm afraid these people have already made an appointment for dinner.
This time, Chen Shu was not looking for Wei Liang, but went directly to block Tong Guochang's door. Chen Shu wants to use President Tong as a breakthrough, and Tangshan can be said to have the widest range of agricultural banks, so it is naturally easy to get news from him. What's more, the amount of the loan is already known, and with such a large amount, it is much easier to check.
"Hello sir, are you handling corporate business or personal business?" asked Chen Shu when the bank clerk entered the door.
"I don't do business, are you President Tong here? I'm looking for him for something. Chen Shu asked.
"What do you call it? I'll help you ask. The other party asked.
"Chen Shu, chairman of Rongwei Industrial Group, he knows me!" Chen Shu said seriously, the other party immediately went to the office area, and soon Tong Guochang walked out with the other party.
"Dude, what kind of wind is blowing you here? Go sit in my office. He shook hands with Chen Shu, and then took Chen Shu to his office. There are too many people going through various procedures in the business hall, and the sound is also messy.
"I've run into something, of course, it's not a big deal for you, after all, we're not in the same circle, and the communicability of this kind of thing is different. Chen Shu said.
"Oh, what do you say, see if you can help. Tong Guochang spoke, asked Chen Shu to sit down, and poured water for Chen Shu.
"Our Shenghua Steel funds are a little tight, so we used some money from our company to use 30% of their company's equity as collateral, and took 200 million from me. He said that their company had a loan of 150 million, and I just wanted to confirm that it was true. ”
"Don't tell me that I owe 150 million to the outside, and in the end it became 500 million, and I lent him another 200 million, and ran away like the boss of Jinsheng Steel, then I will lose a lot. Chen Shu said.
"I really don't know who lent him this, or can I help you ask?" Tong Guochang said.
"Since you don't know, forget it, is there an arrangement for noon? Let's find a place to eat, anyway, it's nothing, I won't drink the wine, and I have something to do in the afternoon." Chen Shu said.
"No problem, you can set a place, is there anyone else?" asked Tong Guochang.
"Call President Wei too, if others are familiar and willing to come over, they can also say hello, anyway, it's nothing, there are more people and it's lively." Lao Meng, they can all ask, maybe they haven't eaten yet!" Chen Shu said.
"Then just ask Meng Yaxiong a few of them and see who is free to come over, and I'll call them." After speaking, he took the landline and started dialing, while Chen Shu took his mobile phone to call Wei Liang.
Obviously, not so lucky every time, this time there were not so many people gathered, only Meng Yaxiong of Shanghai Development Bank and Zhang Zhichao of the majority of banks were free, but when Chen Shu and Wei Liang were on the phone, it happened that Wei Liang was also preparing to find a place to eat, so he directly followed Chen Shu's meaning.
Because the number of people is not enough, Chen Shu found a restaurant that he said in the past, of course, he must have chosen a private room, even if it is a small room, it is impossible for these people to eat in the hall.
"It should be called Chen Dong, right! How are you doing?" Zhang Zhichao saw Chen Shu and came up to shake hands and say hello.
"Let's make do with it! I just happened to come to the city, so I came over to say hello to a few of your big brothers, after all, I usually come here less, unlike you who have nothing to do and meet to discuss something or get together. Chen Shu said.
"Come on, your group has been established, and you are not bad at money, and you are still okay? If we look for you one day, don't you say that you won't help?" Meng Yaxiong said.
"Look at what you said, am I that kind of person?" Chen Shu said, including Wei Liang and Tong Guochang.
A few people chatted for a day, and the waiter brought the food one after another, but this time Chen Shu only prepared a bottle of liquor, and several kinds of juice were prepared.
"We still have to go to work in the afternoon, I also drove here by myself, and I won't accompany a few big brothers to drink white today, which of you can drink white at will." When I come back another day, we'll be drunk. Chen Shu said.
"It's easy to say......" Meng Yaxiong opened the wine and poured it for himself, and then looked at Wei Liang, Tong Guochang and Zhang Zhichao. It's clear that the message is "have nothing to do!"
"Give me some, I'll be fine in the afternoon!" Tong Guochang spoke, and Wei Liang directly opened the juice and poured it, obviously not drinking it in vain today.
"Just bring me a drink, and the two of you will solve it, I can't work in the afternoon when I'm drunk!
"I have to have a meeting in the afternoon, and there is a customer who is coming, and the first time we meet, the wine is not good-looking, so I will accompany you with juice today." Wei Liang explained simply, everyone will naturally not be reluctant, and they all know this little thing at work.
"Come on, I respect my brother for a few cups, thank you for taking care of your little brother over the years! Thank you!" Chen Shu picked up the cup, and the four of them were not polite, and at the same time took the cup and clinked glasses.
Putting down the cup and eating a few bites of food, a few people started chatting, naturally inseparable from those things in business and work.
"Chen Shu, it seems that you are also going to the Jinsheng Iron and Steel Auction, right? Do you want to enter the blast furnace industry?" Meng Yaxiong asked.
"Yes, but Jinsheng Steel's stall is not easy to clean up, not to mention that I am not optimistic about the market in the second half of the year, so you guys should be careful when lending money. They still take as much as they want, don't expect him to pay it off all at once, and don't dislike him for paying it back less every time. Chen Shu suggested.
"Oh, what do you mean by that, the market is still uncertain, and this receiver may not be able to hold on?" Meng Yaxiong continued to ask, Chen Shu nodded lightly, but did not speak much.
These words have aroused the hearts of several people: Is there any bank in Tangshan that does not lend money to steel enterprises? No, almost all of them lend to steel enterprises and downstream enterprises, including the downstream steel trade, and so on! Now Chen Shu's words are tantamount to giving them a wake-up call.
"By the way, I forgot to mention one thing, do you know who provided funds for Kaiping's Shenghua Steel? A friend asked me to ask. Tong Guochang asked.
"It seems to be provided by the credit union and the industry and commerce, what's wrong?" Zhang Zhichao said.
"It's okay! I heard that their company still can't turn around, and they have borrowed 200 million yuan, and I want to ask if it's yours, if not, forget it. If you remember, be careful after recovering the money, Chen Shu also said just now, the market behind is really hard to say, it is estimated that the performance in the second half of the year is risky, and making less money is much better than bad debts, right?" Tong Guochang said.
A few people didn't go into details, everyone began to weigh what would happen to the money they put out in their hands, at least there was a risk assessment, it seems that this meal was really not in vain, and the news received was indeed a little exciting.
Except for Chen Shu, who is a businessman, the other people are all the top leaders of the bank, and they all think about everything. After dispersing, Chen Shu went to Wei Liang, but this time it was considered to have achieved his goal, at least he knew which bank was the money, and it would be much easier to find that outlet again.
The two of them sat together and drank tea for a while, listening to Chen Shu talk for a while about the possible market trends in the second half of the year, but Chen Shu wanted to listen to Wei Liang's coping strategy.
As a veteran of the industry for nearly 20 years, Chen Shu also wanted to know what kind of coping strategy he would have, and not lending across the board would be contrary to the original intention and the establishment of the bank.
(End of chapter)