1093 Kind Reminder
I really don't want to get up......
The warm quilt is like having magical power, so that Liu Meijia can't afford to get up at all. Pen, fun, pavilion www. biquge。 info
What's more, I have back pain and cramps in my legs......
Comforting herself with these reasons, Liu Meijia decided to close her eyes and become a sleeping beauty.
Many experts have said that sleep not only helps to restore energy and stamina, but also makes a woman's skin better and a woman appear radiant.
At the age of twenty-eight, although it cannot be said that he is already old, the five-year gap between him and him cannot be filled with anything......
You have an incoming call
Liu Meijia was about to fall asleep in a daze, but the Motorola mobile phone on the bedside table rang.
You have an incoming call
The inopportune ringtone made Liu Meijia a little annoyed, she covered her face with a quilt, and even covered her ears with a pillow, but the bell continued to ring, and there was a tendency that if she didn't answer, it would keep ringing like this.
Sick of it!
Sick of it!
I'm sick of it!
sat up suddenly, Liu Meijia picked up the phone and pressed the answer button when she was still secretly ruthless, if the importance of this phone call is not as important as her sleep, then the guy who called must be dead!
"BOSS! BOSS......!
The secretary's phone?
Liu Meijia patted her forehead in annoyance. "Tell me slowly, what the hell is going on?"
"BOSS, JP Morgan last month publicly offered a residential mortgage that claimed to be triple A, but after the team's review, there was a surprising discovery! IP Morgan actually packaged a residential mortgage that should have been a B rating......
Liu Meijia's heart sank and she sat up. "Are you sure?"
"Sure! Very sure! The team immediately arranged for someone to conduct an on-site inspection after discovering that the buyer was not qualified for a loan at all, but the bank not only passed the loan review, but also sold the loan to JP Morgan along with more loans, which is already suspected of violating the law according to the current Federal Reserve regulations......
I want to know, I already know, although Liu Meijia was shocked, she was also a little excited, and she settled down. "Allegedly? If a formal complaint is filed, how sure are you that you will be able to win the case?"
The secretary was a little puzzled, turned his face to look at the team members who were still busy in the conference room, and then replied. "It's going to be harder, isn't it? But since JP Morgan dared to do this, then Citigroup, Goldman Sachs and other investment banks must also be doing this, and there must be a similar situation in Freddie Mac and Fannie Mae, obviously the current residential mortgage bond market is full of such false and extremely high-risk contracts!"
Liu Meijia asked. "How many loan agreements have been reviewed so far?"
"Sixty-seven! Two-thirds of them have various problems, and four have been proven by field investigations......"
"Maintain the current size of the team, and no materials are allowed to be taken out!" Liu Meijia paused for a moment and thought about it before continuing. "Also, tell all the people who participated in the investigation that their efforts will be well rewarded, but the confidentiality needs to be further strengthened! In particular, the lawyers at the law firm told them that this is a private internal investigation, and if any of them leak the information, even if it does not cause a reaction from the market, Jiamei Bank will hold them and their law firm accountable! Citi, the top investment banks on Wall Street, will never let go of their ......"
The secretary was stunned. "BOSS, IS THIS A THREAT?"
"No, it's not a threat, it's just a kind reminder! Just tell them that they should be aware of the seriousness and danger of the incident, as well as the potential risks......"
"OK! I know what to do!"
"Also, conduct a proper in-depth investigation of the credit default swap contracts released by Freddie Mac and Fannie Mae! By the way, which agency rated the bonds offered by JP Morgan?"
"Moody's has the most, HP has the least, and the Standard & Poor's has the least......"
"Immediately set up a residential mortgage department, set up a credit default swap contract review department, and prepare to fully intervene in the residential mortgage market!"
The secretary was stunned. "BOSS, ARE YOU SURE?"
"Others can do it, and Jiamei Bank can do it too......"
issued a series of instructions, Liu Meijia carefully weighed the list of personnel who could be transferred at present, and felt that she needed to go back and communicate one by one before it could be finalized, so she fell on the bed irritably, staring at the ceiling in a daze.
How could he be so clear?
How could he be so clear?
Liu Meijia couldn't figure it out.
She racked her brains and couldn't figure out why.
On weekdays, he doesn't pay much attention to banks and the bond market, although the New York fund company is also involved in a small number of bond transactions, but the proportion is pitiful, and when she met with the old Tony in New York last month, the other party also complained, saying that the strategy of the New York fund company is simply too aggressive, and the slightest mistake is a doomed situation.
Gut feeling?
Guess?
Or did he really do the analysis?
Or is there something else?
Liu Meijia can't be sure.
However, what she can affirm is that if Jiamei Bank fully intervenes in the residential mortgage market, both customer resources and interest margin profits will be greatly improved, which can not only solve the current dilemma faced by Jiamei Bank, but also hide behind JP Morgan and two houses without having to bear excessive risks.
However, the current boom in residential mortgage bonds is based on rising housing prices and rising rental prices, and if the development of the residential market stagnates or even regresses, then the overall size of residential mortgage bonds of up to trillions of dollars will become a powerful bomb.
Only when the sea recedes can we know who is the real naked swimmer......
Thinking so, Liu Meijia picked up the phone that was thrown on the pillow and dialed Fu Zhengyi.
Seeing that it was Liu Meijia's phone, Fu Zhengyi came out of the conference room and picked it up. "What? are you finally willing to get up?"
If it weren't for the phone call from the previous secretary, Liu Meijia felt that she must have been red and ashamed when she heard this, but in fact, in the mirror, her face was a little blue, as if she hadn't completely woken up from the nightmare, so she took a deep breath and said. "With the discovery of the residential mortgage market, I think Jiamei Bank can get involved......
"Then go get involved!"
Really!
He gave the answer straight to the point!
It's really weird......
Liu Meijia realized that there was something she had missed, so she couldn't help but fall into thought......