Yiyi and Shang Lin ignored Kang Lu's dissatisfaction, locked the bedroom door with a smile, and waited for the lottery to be drawn on the bed.

“6······ 6······ 6! Hit!" Shang Lin watched the last number ball jump out, waved his arms excitedly and shouted.

"One by one······

Looking at a string of numbers on the computer screen, Yiyi and Shang Lin looked at each other with a smile.

Surprise!

Finally someone is like herself! Shang Lin put aside his uneasiness, suppressed his excitement, and began to think.

"Yiyi, then you said that when you chatted with Ai Qing and them during the holidays, did they also find out something? What abilities will they have?"

Seeing Shang Lin looking at him suspiciously, he smiled mysteriously one by one.

"Don't think about it so much, in a few days you can ask the two of them in person. ”

After saying that, one by one continued to think about his unexpected surprises in his heart, how to arrange them?

However, Shang Lin became even more confused when he heard Yiyi's words, and looked at Yiyi who was stunned for a long time before suddenly realizing it.

"What do you see?"

"Don't leak it!"

Looking at the way they shook their heads one by one, Shang Lin laughed. How can this look like a worldly master immortal wind bones? It is clearly a god stick who is abducted and deceived on the street!

Before going to bed at night, the two discussed that in order to avoid the attention of those who care, they would claim their lottery winnings back before school started.

The next day, Kang Lu was finally able to take Shang Lin out on a solo date as he wished, and Teng Can went to the design company with the drawings early in the morning, leaving Yiyi alone at home.

After breakfast, one by one, there is nothing to do and simply go to the lottery center to claim the prize.

When I went back to the bedroom, I changed into a black down jacket and jeans, hats, scarves and gloves, and stood in front of the mirror one by one to look at myself in full arms, and no one recognized me on the street!

I went downstairs and turned to the optical store next to the supermarket to match myself with a pair of black super, one by one, and then hitchhiked to the lottery center.

Got off the car in the family area across an alley in the lottery center, and one by one took the black super into the lottery center.

After about half an hour, they turned out of the alley and walked towards the bank across the street.

He exchanged the cash check of more than 4 million yuan in his hand with a golden VIP card in his name, and left the bank one by one satisfied in the farewell voice of the bank director.

Touching the thin bank cards in his pocket, he stood on the side of the downtown street one by one, just smiling stupidly, looking at the flow of people and vehicles coming and going on the street.

"It's so unreal!"

Shaking his head as if he wanted to get rid of the illusion, he took out his phone one by one and looked at the time: eleven twenty-three.

Dig out the address book to find Yu Mu's name and press them one by one.

"Hey, one by one?"

"Uncle Yu, hello. Do you have time at noon? I'll invite you to lunch. ”

made an appointment with his father's old classmate Uncle Yu Muyu and returned to Teng Can's apartment one by one. Seeing that Teng Can was drawing, he changed his clothes and explained his whereabouts to him, took the specialties he brought from home, and took a ride to Jinbo Trust and Investment Company.

"Uncle Yu, my dad asked me to bring you some family specialties. ”

Looking at the things placed on the coffee table of the guests one by one, the two naturally couldn't help but be polite.

"When does the school start? Is the vacation so short?" Yu Mu asked, pouring a glass of water and putting it on the table.

"The day after tomorrow, it was reported that classes would start next week. After taking a sip of water, seeing that Yu Mu was not too busy, he continued one by one: "Uncle Yu, let's start class, shall we?"

"Huh?" Yu Mu looked at Yiyi with some impatience amusedly, raised his wrist and looked at his watch.

"Let's go, let's just go down for lunch, and talk while eating. ”

In the restaurant across the street downstairs, the two found a table by the window after ordering, and chatted while drinking tea.

"Yiyi, tell me what you have gained from this holiday, right?"

One by one, they nodded and began to report on the results of this holiday.

"I went to the bank to find out, and we now have treasury bonds, funds, and savings insurance. Funds are mainly equity funds, which means that more than 90% of the funds raised are invested in the stock market, and the rest will be invested in other places such as treasury bonds or bonds. ”

"Hmm. Yu Mu nodded after listening to the introduction, and then asked, "What else do you know about the fund?"

Looking at Yu Mu's eyes, he took a sip of tea one by one and continued confidently: "I also checked on the Internet, and there are actually many types of funds available for customers to invest in foreign financially developed areas. However, at present, the funds that can be bought in China are generally divided into stocks, currencies and bonds according to the investment type of the fund. ”

"Equities are the riskiest type of products, followed by currencies and bonds. Investors can choose according to their own risk tolerance and investment preferences. ”

Yu Mu looked at them one by one and nodded appreciatively, "Yes, I did my homework." ”

"Then what would you do if you had two thousand dollars a month to spare now after deducting expenses?"

One by one, he thought for a moment and spoke.

"I'm still young and my risk tolerance is a little bit higher. I will accumulate 1,000 yuan every month and invest it in the stock market, learn to trade stocks and exercise my practical ability. In this way, even if you lose money by mistake, you can afford it, and if you make money, I will take out the profit for other purposes. ”

"Oh, tell me, what are you going to do with it, and spend it to reward yourself?"

After listening to Yu Mu's question, he shook his head one by one.

"If I earn as much as I spend, then I won't have a surplus, of course, there must be rewards, and there will be no motivation without rewards!" Yiyi smiled and continued, "I will set a certain amount of money to reward myself in each time period, and let the rest become the principal to earn other money." Uncle Yu, you said that the accumulation of funds is like a snowball, the bigger the original snowball, the faster the snowman will be built!"

Yu Mu nodded and asked curiously, "Then what will you do with the remaining one thousand?"

"Hmm······ Among them, 500 are saved for fixed time and used as reserves for emergencies, because the maximum difference between the redemption time and the arrival time of the fund is five days. But the interest rate on deposits is low, so my total reserves will not exceed twenty thousand. Because in my current situation, 20,000 is enough to deal with any emergency. The remaining 500 part is bought in stock funds, and part in money market funds. ”

After listening to the distribution of funds one by one, Yu Mu became happy. "Little girl, do you really have a high starting point and high requirements for yourself?

One by one scratched his head embarrassedly, "High risk and high return! If you can retire early and don't have to work, how comfortable will life be?"

"Well, since we're talking about risk. Then I'm going to test you!"

Knowing that Yu Mu was about to start teaching again, he concentrated his mind one by one.

"What does the risk have to do with it?"

After asking the question, Yu Mu looked at them one by one without blinking, as if he wanted to find some answer from one by one.

One by one, is this a serious question? Of course, the risk is related to the return. When I worked in a bank in my previous life, the most common sales term on my lips was: high risk and high return!

"Risk is related to return, right? People always say high risk, high return. ”

"If the risk is high, the return must be high? Whose risk is whose benefit?" Yu Mu asked reluctantly.

Whose risk? Whose benefit?