Whose risk? Whose benefit?

Yu Mu saw that he didn't understand one by one, and asked another question.

"Why did you choose funds as a way to manage your money?"

This question is not difficult, and he replied without thinking: "Because the people in the fund company are more professional than me, of course I have to find professionals in order to avoid losses." ”

"What do you mean by a professional?" Yu Mu paused for a moment and continued: "Professional, that means he spends more time in this area than you!"

"So more directly, risk is related to the time you put in, and the more time you put in, the more you know, the less risk there is. If you don't understand anything like this, the risk is infinite. ”

Time?One by one, he frowned and looked at Yu Mu and kept thinking.

Investing more time in learning knowledge, applying it, and finally mastering it to become a "professional" will naturally reduce risk.

"So, the risk is mine, the benefit is ······ Is it a 'professional' who actually handles my money?"

Seeing that he looked at his suddenly enlightened appearance, Yu Mu continued with a smile: "If you just want to have a good meal, then it is enough to get some salary, go to a formal institution to find a professional, and help you manage your money with your spare money." ”

As soon as I heard this, I was anxious. That's enough for the level of the previous life? Isn't that still giving the initiative of the work to someone else?

"Uncle Yu, how is this enough? The one who takes the salary from others is called a career! I want to manage my own funds, what I want is a career!"

"Oh?" Yu Mu smiled and moved the tea in, asking the waiter to put the dishes on the table.

"Then what are you talking about and it's a career?"

"If you can control your own working hours and pay your own salary, you can call it a career!"

Yu Mu laughed out loud when he looked at Yi Yi's heroic appearance.

"You girl has a lot of appetite, huh?"

One by one, I was a little embarrassed to smooth my hair.

"Since you still want to move forward, then I have to teach it!" Yu Mu nodded with satisfaction, and the two chatted while eating.

"What I just said is to let you know that if you want to achieve something, you must spend time and energy to learn, and only when you put in it can you finally gain something and see results. ”

Nodding their heads one by one, these practical things are not like mixing diplomas on campus, fooling others and not fooling themselves. Only when you have something in your stomach will you not be in a hurry to use it when you want to use it.

"Do you know why I asked you to go to the bank for financial advice?"

"Because banks are financial institutions, huh?"

"Not only because it is a financial unit, you can learn about newer and more professional financial information here, but also because it is a formal enterprise!

"Hmm, hmm," after listening to Yu Mu's words, he nodded in agreement one by one. "My goal is to manage my money, but I can't just look for informal investment channels just because I see high returns, and it's also important to protect my principal. Although many financial management methods are risky, choosing financial management methods through formal channels can avoid being deceived and reduce the probability of loss when choosing at the beginning. ”

"That's what it means, to avoid the foreseeable losses in the first choice! Now that you have a goal and know that you want to learn, who do you want to learn from?"

"If you want to become a professional, you naturally have to learn from the top 'professionals' recognized in this circle!"

"There is also a point that cannot be ignored is the strength of the team! After all, a person's ability is limited, but the strength of the team is unlimited. ”

Yiyi very much agrees with this statement, with a goal, you can find excellent role models to learn, and an excellent team can make her get closer to the goal faster.

The meal was eaten and chatted for three hours. In these three hours, she learned a lot, and she knew how to choose if she encountered a fork in the road to her goal, at least not to go to a decadent mixed life like before.

There is a power in the bottom of one's heart that is silently accumulating.

In the bookstore, one by one, she took the list of books that Yu Mu listed for her after dinner, and rummaged through the rows of bookshelves.

In reality, it is obviously unrealistic to learn from all excellent people, and Yu Mu gave them a trick to steal teachers one by one: reading books. Especially celebrity biographies! The more tribulations people have, the better teachers they are.

I don't know what to do when I encounter a problem, I always imitate it, right? How much I can comprehend depends on my personal ability.

Of course, this time, Yu Mu's list of books is not only celebrity biographies, but also books on various technical operations in the stock market. Looking at the list full of pages, I really wanted to find all the books and move them back to the big study that Teng Can designed for himself.

When I was looking for a sweaty man, the mobile phone in my pocket vibrate, and I took it out one by one to take a look, Shang Lin?

"Yiyi, where is it?!"

Listening to Shang Lin's angry voice, he wondered one by one, is this Kang Lu provoking her again?

"I'm picking up books at the bookstore. ”

Hearing the leisurely picking up books in the bookstore one by one, Shang Lin became even more anxious.

"Don't pick, I'll be waiting for you at the café across the street from the school, hurry up!" he hung up the phone without waiting for a reply.

One by one looked at his phone helplessly, so he had to end the trip to the bookstore, check out the bill, take two biographies, and hurried to the café opposite the school.

In the quiet café, Shang Lin was quickly found one by one. Looking at the pot of chrysanthemum tea brewed on the table, they were a little surprised.

"How big a fire is this?Drinking chrysanthemum tea in winter?" he took off his backpack and put it on the sofa beside him, and looked at Shang Lin with a smile.

"Kang Lu messed with you again?"

"It's nothing to do with him!" Shang Lin took a sip of tea before looking at it one by one and talking about what happened in the lottery center this afternoon.

It turned out that after lunch at noon, Shang Lin sent Kang Lu away and went to the lottery center alone to claim the prize.

When I entered the prize redemption office, only the director's office on the first floor was open. Shang Lin stepped forward and knocked on the open door.

In the room marked with the director's office number, only one staff member was lying at his desk reading the newspaper.

"What's the matter?" the man glanced up at Shang Lin, who was heavily armed at the door, and then lowered his head and continued to look at the newspaper.

"Hello, I'm here to claim the prize. ”

Hearing this, the man reached out and lifted the glasses on the bridge of his nose, raised his head and frowned at Shang Lin, how big a prize is it to dress like this?

"How old are you? We're only going to win more than 50,000 prizes, so call your parents!"

Shang Lin saw that the staff member lowered his head again, looked at the newspaper and stopped caring about himself, so he walked to the desk.

"I'm an adult!" he said, placing the lottery ticket in his pocket on the glass-padded desk.

The man frowned impatiently and glanced at the lottery ticket, and suddenly looked at Shang Lin with wide eyes and disbelief.

"This ······ This is ······ This is this month's jackpot?

Shang Lin nodded, and the little face with a mask made people unable to see joy, anger and sorrow.

"This,Is this really your in?" Fucai has been less than five years now,Small and medium-sized prizes have continued in recent years,The grand prize has never appeared in this western border. The director missed the five million that he came to redeem in the morning, but he didn't expect him to meet a bigger one in the afternoon.

Under Shang Lin's repeated affirmation, the director led her to the financial room in the middle of the second floor.

After knocking a few times on the insurance door of the financial room and listening to it, seeing that there was still no movement inside, the director smiled at Shang Lin who was standing aside and said, "It is estimated that it is in another office, you are waiting here, I will look for it." ”

Seeing this, Shang Lin pouted and nodded, this work of drinking tea and reading newspapers is really leisurely.

About five minutes later, the director led a middle-aged woman with glasses to Shang Lin.

"This is our accountant, wait a little longer, and we will be able to get the money right away. Seeing that Shang Lin was a little impatient, the director explained with a smile while introducing the accountant.

The accountant glanced at Shang Lin, and said to the director next to him while opening the door: "Director Chen, Zhao Ning must also be present to open the safe." ”