Chapter 088: Confusion
Meng Wentian was a little speechless, and in just one minute, two women said that they were gods. Pen % fun % Pavilion www.biquge.info
At this time, Yue Mengjie continued: "I didn't go to the provincial capital after leaving your Nanling County, but returned to Jiangde City, but the person surnamed Huang was really as you said, he informed me that he had changed his plane ticket, saying that he would come to Tianyuan Hotel in Jiangde City tomorrow to sign a loan agreement with me, don't you say it's strange?"
He smiled and said, "Yes? That's good." …… , congratulations on not falling into the trap of the other party. ”
Yue Mengjie said thank you, and then said: "But the problem is that I still don't know what pit the other party has dug. Not to mention that the person who helped me get in touch was my old classmate, I have always been very good to him, and he knows my ...... He knew I wouldn't be easy to mess with, but why did he lie to me? And this time I'm looking for someone to borrow, and I didn't lend them money, how did they cheat me?"
Meng Wentian was naturally even more confused, the reason why he reminded her so much at noon was just because he should explain her himself, so that she would not become depressed because of the car accident, and at the same time, he also felt that her classmates did not care about her in the case of a car accident, but urged her to go to the provincial capital as soon as possible, which was really unreasonable, and reminded her to pay attention.
Of course, he also had a purpose at that time, which was to hope that she would take her damaged car to Tianhua Auto Repair Factory to repair it.
After listening to her questioning, he thought for a moment and said, "I don't know anything about your situation, and I can't tell why he lied to you. I just thought it was unreasonable for you to rush to ask you why you didn't answer the phone when you were in a car accident. For a person with status like you, no matter how busy you are to make more money, it will not be more important than your body, right?"
Yue Mengjie said: "Isn't it? After your reminder, I also found that it was abnormal, so I didn't go to the provincial capital but returned to Jiangde City, and now they really took the initiative to come to Jiangde City as you said, which confirmed your judgment." ”
Next, her words surprised Meng Wentian and Guo Qiulan next to her.
I only heard Yue Mengjie say: "Meng Wentian, my sister is stupid, can you help me analyze and analyze?" Please, don't reject me." ”
Hearing a woman a few years older than himself coquettish, Meng Wentian couldn't cry or laugh.
Guo Qiulan, who could hear them clearly next to her, rolled her eyes several times.
Thinking that he still had to earn repair fees from the other party, and that he needed her help to study whether the brake system of this car had design defects, Meng Wentian had no choice but to answer seriously: "Then you can first tell me about the relevant situation of your loan, and I will help you sort it out." ”
Guo Qiulan listened to Meng Wentian's words, and laughed secretly in her heart: This kid is really like a monkey and a dog to be a puzzle solver, aren't you afraid of setting yourself on fire? This woman is not really as gentle as she is now, and she is not stupid. It may be fine if you really solve her problem, but once you give her a stun, you will be in big trouble.
Guo Qiulan didn't say anything to interrupt Meng Wentian's chat, she still felt that it was inappropriate for her to eavesdrop on their conversation, so she walked out.
Yue Mengjie thanked her again and began to elaborate on the causes and consequences of this loan: "...... I have a company that does decoration materials as an agent. A few days ago, I learned from a friend that Jiangde Jianhao Industrial Real Estate Company won the bid for two large decoration projects in two cities in other places, especially the decoration of a municipal government square, which requires a large number of high-grade marble materials. With the help of a friend, I obtained the right to supply marble from Jianhao Industry, and reached a verbal purchase intention with Blue Ocean Stone Co., Ltd., which can provide marble. ”
After a pause, she added: "This marble is in high demand, and although they verbally promised to supply me, they offered to trade it in cash. The construction period of Jianhao Industry is tight, and I can't find a company that can provide marble in time for a while, so I am required to supply it as soon as possible, and the price is also very fair.
Yue Mengjie continued: "To be honest, if this business is successful, I won't have to be busy for the next two years. Seeing such a huge profit, I was really tempted and started raising money everywhere to complete the deal as soon as possible. As you know, the cycle of formal bank loans is long, there are many procedures, and now that the Spring Festival is approaching, bank loans have stopped, and I can't lend such a large amount of money in the short term, so I can only find business friends for help. ”
After talking about the cause of the incident, Yue Mengjie recounted the people related to the incident.
She said: "Huang Yunlin was introduced by my classmate Guo Jianxin, who has a large amount of cash in his hand and often borrows money to other companies for emergencies. Although the interest he wants is a little higher, and he also has higher requirements for the collateral on my side, this person has a very good reputation, has a great ability to use funds, and the funds are in place quickly, which can solve my short-term capital needs of 1.2 billion. ”
After taking a sip of water, she said again: "I have also been doing business for many years, and I have experienced countless transactions such a simple transaction, whether it is the Blue Ocean Company that provides raw materials, or the Jianhao Industry that receives the goods, or Huang Yunlin who provides short-term funds, there is no record of framing customers." I really can't think of why Guo Jianxin and Huang Yunlin framed me, let alone how they framed me, and I don't know if there are other masterminds behind them and who he is. ”
Although Yue Mengjie said a lot, Meng Wentian still didn't know too much about the situation, especially the Huang Yunlin, Guo Jianxin and others involved, as well as Blue Ocean Company, Jianhao Industry and other companies, did not have a basic understanding. He couldn't find the problem at all.
And the memories of his previous life are useless here, and there is no reference for them. Because he was still in the detention center in the past few days of his life, he was about to go to the army, and he didn't know what was happening in Jiangde City at all.
He thought for a moment and said, "I have too little information. Can I ask you what the worst-case scenario would be during or after the execution of the loan contract if it was signed. …… In other words, what is the maximum risk you are taking on this loan, and what are some losses?"
"There's nothing to lose, there's nothing to risk. Yue Mengjie had obviously thought about this question a long time ago, and before Meng Wentian's words fell, she replied with certainty.
Meng Wentian asked in surprise: "If there is a breach of contract or something during the execution process, and someone defaults on the debt, you will have no risk?...... , without any risk? I've heard that any business is risky. ”
"No!" Yue Mengjie said confidently, "I'll tell you why." …… If Huang Yunlin's funds are not in my account, I will not sign with Blue Ocean Company and Jianhao Industry, that is, the contract will not be activated and will not be executed. If I don't get the funds, my biggest loss is that I waste some time and can't do the business. ”
For this, Meng Wentian understands and agrees very much, the funds provided by Huang Yunlin are not on Yue Mengjie's company's account, Yue Mengjie will not be able to purchase marble, and her entire business can only stay in words. All she wasted was an opportunity, some time and energy, and no other substantial losses.
Waiting for Meng Wentian to sigh, Yue Mengjie said: "As long as his Huang Yunlin's funds are in my account, it is impossible for him to withdraw the funds before the contract period arrives, and he can't take them away, and my company has no risk of capital breakage." …… If his funds are allocated to me, and my business cannot be done because of Blue Ocean Company and Jianhao Industry, I can return the funds to him, and there may be some temporary non-return, but it should not be much, and the loss is not big.
Of course, the worst and worst case scenario is that all my money was paid in advance, and the boss of Blue Ocean Company suddenly absconded with the money and disappeared, and I naturally couldn't return the funds on time, so I had to hand over the items mortgaged by this loan to Huang Yunlin to offset his loan.
But this kind of thing can't happen, not to mention that I have acquaintances in the bank, and I will sign an agreement with Blue Ocean Company to jointly monitor the funds, they can't take the money away at once, even if they run away, the building and other foundations can't run, I can still get back the arrears by seizing these things from them. ”
Listening to her say so confidently, and according to her account, the three parties related (Huang Yunlin who lent her money, Blue Ocean Company that sold marble, and Jianhao Business that purchased marble) all have clear responsibilities, the flow of funds is simple and the risk is controllable, plus Yue Mengjie obviously has a strong background behind her, it is impossible for the three parties to make her famous, which makes Meng Wentian very confused.
He began to wonder if he was thinking too much.