Chapter 291: Buying a House
One and then the security conditions to make sure I wasn't disturbed. ”
Seeing the surprise and intoxication in the sales manager's eyes, Bo Jinchen roughly knew the reason, but he didn't show anything, just replied softly.
"Okay, I don't know what your requirements are for the area, how many bedrooms and living rooms are the apartment type?"
In fact, as long as they can get a down payment of 20 percent, they can get a house through a bank loan, but Bo Jinchen can't even get a down payment of 20 percent? Of course it can't be! Celebrities' incomes are different from those of ordinary people.
"About 100 square meters, the house type is arbitrary. ”
Since he wants to buy a house, of course Bo Jinchen will not come without a little preparation, last night, he saw the recent transaction records of the second-hand housing department of its imperial capital branch on the official website of Kong's real estate, out of the city center, the housing prices in the area near the film and television city range from 4-80,000 points, and the housing prices in the city center are often hundreds of thousands per square meter.
However, even so, according to Bo Jinchen's requirements, a house will cost at least seven or eight million, after all, there are taxes and parking spaces, even if there is no need to decorate, but the replacement of household appliances is still inevitable. This is still less, if it is more, I am afraid it will be tens of millions. But only recently returned half of Zhuo Hang's salary, Bo Jinchen's original plan of 2.5 million points of liquidity, in the blink of an eye, 700,000 less, want to win the full amount of real estate that may reach eight figures, it is tantamount to a fool's dream.
Now, where did he get the money to buy a house?
The answer is actually very simple, because there is only one person around Bo Jinchen who is related to the catering industry - Gao Shengjian.
After Bo Jinchen's own careful consideration, he decided that instead of saving money to develop and invest in a food delivery platform, it would be better to sell it as an idea to Goldman Sachs.
Compared with the risk of time, it is more worthwhile to be recognized by others in the future, or other force majeure factors, to sell to Goldman Sachs. Moreover, this is also a kind of investment method, which has both interests and favors, and it may not be worse than long-term investment, after all, the takeaway platform is a job to throw money, and he does not have that amount of funds.
And, compared to his own operation, Goldman Sachs' current conditions are simply unique!
In terms of start-up capital, Goldman Sachs is not lacking;
In terms of business channels, Goldman Sachs has its own fast-food restaurant chain;
is about people, Gao Shengjian, the prince of the Green Gang, also has a ready-made one.
It can be seen from the fact that his old man asked him to be the prince of the Qinggang in name only for a lifetime, in fact, countless people on this road are tired, want to stop, want to wash their hands, but due to the pressure of life and other factors, they can only keep standing up and hope that one day they can get ahead, otherwise many of them may never be able to stand up again.
Therefore, if Goldman Sachs can provide such a job now, I am afraid that countless people will put down their machetes and be honest people from now on, besides, speaking of which, who can be more familiar with the streets and alleys of this city than them?
That day, Bo Jinchen and Gao Shengjian just called to talk about this matter, and Gao Shengjian was immediately overjoyed, it turned out that he was worried that the business of his chain fast food restaurants was too good, the clerks were too busy, and he often encountered collective orders from some companies, but the store was understaffed.
It's not that Goldman Sachs is reluctant to invite a few more people to deliver takeaways, but if more people are invited, then except for the peak period at noon, the rest of the time will be completely redundant. In addition, inviting more people, unexpectedly to prepare more means of transportation and insulation equipment, as a manager, no matter how you look at it, it is a waste of resources, but if you don't invite, you are indeed watching your business run out...... It's really sad for him!
Therefore, after Bo Jinchen gave such an ideal business kingdom in the catering industry, Goldman Sachs almost went crazy with no happiness. The advantages that Bo Jinchen can see in him, he can naturally see it himself, and unlike Bo Jinchen's reference from the perspective of interests, he completely thinks that even if he is still the prince of the Green Gang, he can also have a group of big and small buddies, which is like he accepted the Green Gang, but the business has changed from red and white to ...... Food delivery. But this also made him happy! A large group of people, how lively!
Gao Shengjian proposed on the phone that he would wait for the company registration and other matters to be completed, give Bo Jinchen 8% of the shares, and give him a position as an independent director.
Although Gao Shengjian was thrown to the Domi United Nations by his old man, and he also played it in a mess, he still has some basic concepts, and he will not be as ignorant as those who travel through and agree to a ridiculous agreement of four or six or even five points for a good idea.
This number, in his opinion, is absolutely not bad for Bo Jinchen, a soldier who does not want to be a general is not a good soldier, and a company that does not want to be listed is also not a good company. If the company wants to go public in the future, the right to speak in Bo Jinchen's hands, as well as the estimated dividends of more than ten times, no matter how he calculates, he has not lost Bo Jinchen's allocation.
- No, 5% of the shares are fine, and independent directors are not needed, I am in the entertainment industry.
This is Bo Jinchen's answer to Gao Shengjian, he believes that Gao Shengjian must have thought about giving him this treatment at this moment, and it is by no means a random decision, but even if he thinks about it carefully, he will never imagine how big a golden snowball this seemingly small 8% will roll into in the end, and in this, what a big hole the money invested in the early stage is.
Even then, Goldman Sachs still didn't feel anything, and in the end, the company would still be like the two takeaways in the pre-world world, mixed with the interests of countless capitalists, how hostile would they be to the 8%? Since he didn't want to enter this industry, Bo Jinchen felt that he really didn't have the need to make enemies for the future, and 5% of his personal shares were enough to be eye-catching.
- Okay, Jinchen, you give me your bank account, and I'll give you 30 million, and the 3% will be considered to be bought by my brother, and you can't refuse.
Gao Shengjian on the other end of the phone did not have so many curves as Bo Jinchen, but when he received Bo Jinchen's call, he also saw the preliminary implementation plan for the establishment of the company drawn up by Bo Jinchen in his email.
But he also saw that the biggest drawback of the whole plan is the investment in the early stage, according to Bo Jinchen's plan, the first year will never be able to return to the capital, on the contrary, the first two years are afraid that they are throwing money, and he has a rough look, I am afraid that the number of this first year will be hundreds of millions, so calculated, how can the market value be four or five billion. Thinking about the amount of investment and the length of time, he felt that it was impossible to make a mistake with Bo Jinchen at 10 million per share. His initial plan is to take 500 million out first, to deal with the early stage of throwing money to open the market, the capital chain is actually not rich, and it is also a loss to Bo Jinchen, if he changes someone else, it is 5 million shares he is too much.
- Okay.
On the phone, Bo Jinchen agreed very happily, and Gao Shengjian was also relieved, and finally the feeling of not taking advantage of his younger brother arose.
And Bo Jinchen roughly guessed Gao Shengjian's thoughts, but he didn't say anything, did he want him to tell Gao Shengjian that the market value of the two heroes before the crossing was $18 billion and $4.5 billion respectively?
It's just that when he broadcast Gao Shengjian's number, he had already given up on this project, although the shoes were good but they didn't fit, and now he has no time, energy and funds, rather than saving up to take unnecessary risks, it is better to cash out quickly. It can be said that Goldman Sachs's move is completely in Bo Jinchen's plan.
It's a win-win situation.
"Renovation, do you have any requirements?"
The sales manager's words interrupted Bo Jinchen's memories of that day's call, in fact, after that day, it happened that "Blood" stopped filming, and he made an appointment with Goldman Sachs that night to inform the other party of his ideas and minimize forks in the road. After the conversation with Goldman Sachs, although he had a huge sum of 30 million yuan, he did not find a new investment direction, but the eye-catching number 0 did not plan to move for the time being.
Deposit interest is the least risk-resistant of all financial management methods, but if there is no good financial management means, it is worse than saving interest!
"Plain or extravagant. ”
Knowing that this request may be a little strange, Bo Jinchen had a faint smile on his face, and while operating the options given in the system on the virtual screen, he looked sideways at Bo Jinchen's sales manager's face with more crimson, and the professional makeup on his face could not be covered at all.
Isn't it true that a man is so good-looking to make women jealous?
As for Bo Jinchen's request, it seems strange, but she can fully understand the reason. In fact, if they were in their own business, it would be the same.
The disadvantage of simple decoration is that there are fewer things, which is more layers of leather than the blank, but there are also advantages, you don't have to bother thinking about every material and the overall layout of the house, and the mold can be quickly made. And luxury clothing, no matter how much water, a pair of naked eyes can also see that it is not far from ten, although it costs money but it is the most worry-free and trouble-free.
Only hardcover, which is the most chaotic part of the second-hand housing market, its price is second only to luxury clothing, but its quality may not be much better than simple clothing. For example, the price of luxury decoration is 10 points, the price of hardcover is 8 points, the price of simple decoration is 5 points, and the price of blank is 2 points;
Countless people will hang the name of luxury decoration with hardcover decoration, and the price is slightly lower, and the real luxury decoration is a little bit lower, whether it is a source of customers or the last time to sell the house, you can have a lot of advantages.
At the same time, there are many people who will buy multiple properties or even raise funds to buy a house, and then after a "luxury" decoration created by a "luxurious" decoration that is not the same as the inside and the outside, and the market defects and inferior goods obtained at countless low prices, they will be re-sold, and they will make a profit from it. There is a place in the industry that calls it a "basket house", which is taken from the meaning of "carrying a basket" and "empty gloves white wolf" to resell it to earn the middle price difference.
This is far easier to sell and easier to make a profit than hoarding a rough house.
However, if it is really inhabited, it is estimated that problems such as poor sound insulation, water seepage on the walls, cracking of the wall paint, and unusable furniture for sale will be drilled.
This is something that everyone in their industry knows, I didn't think that Bo Jinchen, who is in the entertainment industry, actually knows something about these, the sales manager was really taken aback, took a deep breath, and continued to ask according to the screening in the system:
"What about the orientation? Are there any requirements? North-south is transparent, or is it sitting in the north and facing south?"
……
After eight or nine questions, the sales manager has roughly screened out several ranges of houses that meet Bo Jinchen, focusing on marking several connected communities, and then turned his hands and pointed the virtual screen towards Bo Jinchen:
"This is according to your requirements to screen out of the five communities, currently meet your requirements of a total of 9 houses, because your time is relatively tight, it is recommended that you first look at the pictures here, pick out a few houses you want to see, and then we divide the distance, to two or three times to see, to help you make a judgment. ”
"Well, I forgot to mention it just now, let's get rid of the top floor. ”
Bo Jinchen heard the sound and nodded.
Generally, take the house to see the house, there will be no more than 4 sets in a day, because most people will see three more sets, memory will decline significantly, at most remember four sets, and then it is easy to confuse the information, such as the location and details of the house, and is not conducive to buying a house to judge, some black-hearted real estate managers will take the opportunity to make profits, but there are also some regular company salesmen will strictly follow.
However, how can Bo Jinchen have the time to look at the house every day? He came here today to settle the house, and he believes in his judgment and also believes in the credibility guarantee of Kong's real estate as a leader in the industry.
As for going to the top floor, the reason is also very simple, he doesn't know if his Han Empire's developers are like this, but before the crossing, he knew too many black-hearted developers who cut corners and caused water leakage on the top floor of the building and water seepage on the side of the building, and even if the developer is not so black-hearted, it is also very difficult for the top floor to really release water.
He was once at a charity banquet and heard a developer boast about how business-minded he was, and that he had been approached by people who had been approaching him recently at a charity banquet that the water pipes in that building in the community had burst, but he was not responsible at all, because the law was for five years, and in the previous five years, he had not gone on strike once in this batch of precious water pipes.
Bo Jinchen has heard a lot of similar things, and many of his small families have joined the real estate industry, after all, there are huge profits, second-hand houses and new houses. As a result, Bo Jinchen also knew a lot of unspoken rules in the industry. In the past, I thought I wouldn't need it, but I didn't think about it, but I really use it today.
======
Concentrate:
1, the text involved in the second-hand real estate 20% down payment, this year Tian Dynasty policy has been changed, and the reality is completely different, are two different worlds, do not be serious, do not listen.
2. Are there any companies that are still developing very well even if they are not listed? Yes Huawei.