Qin Feng picked up the card and said: "This card is what I plan to use to save the third money, but it is useless now, because our family has no spare money now, so there is no expansion of reproduction." The second amount of money is the worker's salary, and I will withdraw this part of the money directly from the card I am using now, and the card I am using now is called the basic account, although it has a different meaning from the basic account of the enterprise that the bank said......

All the money in the store, whether it is in or out, has to go through my basic account, which is an intermediate circulation account, as well as an instant access account, and of course a personal account. The money collected will be distributed through this account. The advantage of this is that I can see exactly where every money in the store is coming from and where it is going. On the other hand, I can also make the most timely adjustment of the distribution of each sum of money according to the income situation of each month. ”

Qin Feng said so fast that Wang Yanmei didn't have time to digest it, and when she heard Qin Feng say this, she couldn't help but interrupt and asked, "You better give me an example." ”

"Okay, then let's give you an example. Qin Feng picked up the water cup, first drank saliva to moisten his throat, and then continued to make up for Wang Yanmei, "Let's say this month, that is, in July." Suppose that before the start of July, the balance in our store is just 2,000 yuan, which is not much, not a lot, and the total cost of opening the store for the whole day is exactly 2,000 yuan, which is not much, not a lot, then on the first day, our funds can just afford the operating costs.

Let me then assume that our daily turnover is 5,000 yuan, which is a net profit of 3,000 yuan per day. Not a little more, not a little less. So in 30 days a month - let's say 30 days - in 30 days, the store can accumulate 90,000 yuan in cash. ”

"It should be 90,000 2. Wang Yanmei corrected. "5,000 yuan on the first day is equivalent to net earnings, and 2,000 yuan more on the first day. ”

"Cough!" Qin Feng coughed softly in a slightly embarrassed voice, and subconsciously made an excuse, "The extra 2,000 yuan should be regarded as the unexpected cost of the tables and chairs, dishes, lamps, doors and windows that were smashed by the guests." ”

"Well, you have the final say. Wang Yanmei couldn't help laughing, somehow, she felt more and more that Qin Feng and Wang An were very similar in some ways - if Wang Yanmei had gone to college. At this point, she should be able to think of an abstract concept - academic.

Qin Feng continued: "Okay, now this money, the 90,000 yuan, has been deposited into my basic account. Next, I'm going to split the money. In July, because our family didn't have much money and the food was not good, so at the beginning of August, I would first put 20,000 yuan into Grandma's card. It is used to improve the living conditions of families and raise the standard of living.

As for how to spend the 20,000 yuan, it's all up to you, Mom, as long as you don't starve to death My dad and Ami don't matter. I can eat the leftovers of the guests with the skewers myself. ”

Wang Yanmei knew that Qin Feng was joking, but she couldn't help but sneer: "Don't talk nonsense. ”

The corners of Qin Feng's mouth twitched, and he continued with a smile: "The second money." I'm going to punch that card into the store. The total amount of money is 50,000. Why 50,000?"

Qin Feng sold a little, and Wang Yanmei involuntarily sat up straight.

Hear here. She didn't think Qin Feng was giving an example, but more like talking about his plans for this month.

Because early this morning. What Qin Feng told her and Qin Jianguo was to make an account of 50,000 yuan into the store next month.

"I assumed just now that the cost of our order is 2,000 yuan per day, so the total expenditure for a month should be 60,000 yuan. 50,000 is not enough. At this time, Qin Feng's face also showed a trace of seriousness, "Why not enough?" because I did it on purpose. In the future, when the business grows, there will definitely be a special accountant and cashier in the store, and the money in the store will be placed in the hands of outsiders.

The card used for the daily expenses of the store, I will stipulate that it is only allowed to be withdrawn and not deposited, so in this way, the funds in the store will be cut off at least once a month, and the person who will help me look at the store will have to take the initiative to ask me for money. In other words, he had to take the initiative to report to me once a month on the specific income and expenditure of the store. Mom, do you know what that means?"

"What?" Wang Yanmei didn't bother to think about at all.

Qin Feng blurted out: "This avoids rent-seeking and kickbacks, as well as internal corruption like that, to the greatest extent." I don't have to take on the task of running the business myself, but as long as I keep an eye on this account, the store will always be firmly in my hands. ”

If Wang Hao was here at this time, the goods would probably shout, "Little boss, you really have the demeanor of the villain male number one."

And if it is replaced by Su Tang, whether she understands it or not, she is afraid that she will have to jump up and kiss one directly.

Wang Yanmei looked at Qin Feng with a stunned expression, feeling that something was wrong.

Even though Qin Feng is a natural genius in business, the problem is that he has only been in business for half a year! Where can he have so much so-called experience to accumulate?

Qin Feng was still stuck in Wang Yanmei's train of thought again, smiled faintly, and took this paragraph in one sentence: "That's it for the second account, I'll talk about the third account." 70,000 yuan was deducted in front, and I still have 20,000 yuan left in my hand. Of the 20,000 yuan, I will take out 10,000 yuan and deposit it in the bank, and this money is the capital for expanding production. The other 10,000 yuan, of which 7,000 yuan, is the salary of Wang Hao and Huiqin. ”

"How is it 7,000?" Wang Yanmei was more sensitive to specific numbers, and as soon as she heard Qin Feng say this, she immediately came back to her senses, "Aren't they 2,000 yuan a month?"

"There is also overtime pay!" Qin Feng said, "Overtime is counted as 4 hours a day, which is 20 yuan, and it is 600 in a month, and the salary of two people adds up to 5200." But there's also two meals a day! ”

Wang Yanmei heard Qin Feng say such a long thing, and only then did she wait for an opportunity to suddenly realize, and couldn't help but nodded.

"All the money is deducted, and I still have 3,000 yuan left in my own pocket. Qin Feng finally came up with such a number, and he couldn't help but sigh in his heart.

The title of the boss is certainly beautiful, but if you calculate it carefully, the money that can be squandered every month is actually just that. No wonder I used to see countless bosses who were so picky, but now I put myself in my shoes and think about it, it's really not okay......

Wang Yanmei digested it for a long time, and suddenly asked another question: "You said that the store has to cut off the funds once a month, but the money in your card is empty, how can you make up for this hole?"

Qin Feng showed a wicked smile: "Who said that I would have no money in my card." Since August, I have been depositing money in the bank every three days, and each time I have left money in the store, no more than 2 days' operating costs.

I put the money into a temporary card so that it doesn't get mixed up with my basic account. At the end of the month, I will transfer this temporary money back to the basic account, and in the following September, how to send the money and how to send the money. The accounts are still clear, and the money is never broken, whether in the store or on my own - unless something goes wrong with the business itself. If that's the case, all I need to do is change the manager. No hassle at all. ”

Wang Yanmei was convinced.

"You're still a real money fan......" She looked at Qin Feng with wide eyes, and a thought suddenly flashed in her mind - if Ami followed Xiaofeng, it should be impossible to suffer hardships in this life, this kid is too treacherous to allow others to take advantage of him......

The more Qin Feng spoke, the more energetic he became, and his thinking was so divergent that he couldn't contain it.

"Now we only have one store in our family, and the account is calculated like this, and when we have two stores and three stores in the future, the account will still be calculated like this. At that time, I will not be responsible for the operation myself, and what I have to do every day is to collect money from the store. Oh, by the way, I don't have to go myself, I can get a special card for the cashier of each store that only allows deposits and transfers, but not withdrawals. In this way, I can transfer money a few times a month, and the time can coincide with the time when the store manager asks me for money. It's like the ancient emperor going to court, holding a big court meeting every ten days, and the emperor going to the court is equivalent to checking the accounts, hahahaha......"

When Qin Feng said this, he laughed at himself.

Wang Yanmei had no idea about Qin Feng.

She felt that Qin Feng was really mad...... (To be continued......)