Chapter 461 - Opening an Auto Finance Company (Plus Update)
"The order of 200,000 tons is indeed a lot! Recently, Stick and Son have been importing seafood here?" asked Minamino Shuichi after hearing this. Pen & Fun & Pavilion www.biquge.info
"Yes, the stick side is still quite poor now, and the fishing industry is not very developed, mainly because their shipbuilding industry cannot keep up. So a lot of seafood has to be imported from us. They really like the kind of seafood that is cheap and cheap, so our business here has been good for a few years. "Kubota Road.
"I see. "Minamino Shu nodded a little.
"Are the seafood you bought still being sold in our island country?"
"Some of them will, anyway, after processing and packaging, they will still be shipped to Honshu Island to sell! Anyway, those guys on Honshu Island don't know. Those people on Honshu Island have always looked down on us Hokkaido people, hehe, but they don't know that they eat seafood that we don't want. Kubota was very complacent when he said this.
The next day, Shuichi Minamino's North Bay Fishing Ground started a large-scale fishing!
Anyway, all the fish in the fishery have to be caught!
After all, these fish have been polluted by the seawater, and if they are not fished and wait for them to reproduce, they will still be polluted.
This is the only way to do it.
"It's a pity that all the tuna that has been farmed for many years has to be caught this time. Next time, it seems that you will need to catch a lot of tuna fry. "Shuichi Minamino was a little distressed. After all, these fry are brought in one by one by deep-sea hunters.
Fishing began, with 15 trawlers and 5 purse seine vessels pulled directly from the fishing company.
"At this time, the North Bay Fishery will greatly delay the development progress. Ami Inoue sighed, standing in front of the dock.
"There's no way around it, any business is risky, that's one of the risks. On the contrary, Minamino Shuichi looked very open, after all, the loss of the North Bay fishing ground was not painful for him.
After a week of fishing, he finally caught all the seafood in the North Bay Fishing Ground, and sold more than 50,000 tons of seafood to Kubota. As for how he sold it to Stick again, that's his business, and it has nothing to do with Shuichi Minamino. Anyway, no one will suspect him in such a black market transaction.
Unless Kubota confesses himself to the East Window incident, but he believes that the other party will not dare to do so. Besides, he has been running this black market for his father and his generation, and I believe that his ability in smuggling is absolutely excellent.
…………
Minamino Bank Tokyo Branch.
"Chairman, Mr. Rocky just came over yesterday with $100 million. Nako Kino reported to Shuichi Minamino.
"Really?"
"Yes. ”
Shuichi Minamino knew that the $100 million was the first profit dividend from the Alaska oil field. This field has been in operation for almost 2 years. This is a net profit, which is already a lot.
After all, it has only been exploited for less than two years, and the oil wells are constantly increasing, and I believe that the dividends will be more and more in the future.
"Let's put this money into Minamino Bank to expand our business. I need to slowly make this bank bigger. Nanno Shuichi thought about it and said.
"Okay. Nako Kino nodded.
The tens of billions of yen that the bank invested at the beginning were almost exhausted, and now another 100 million dollars is definitely a big investment!
"How many customers does the bank have to borrow money from now?"
"At present, according to statistics, there are more than 30,000 customers. ”
"It's still too little, we need to expand our business! Now we have the funds!" said Shukazu Minamino.
"Yes. ”
"How many customers are there who make deposits?" said Shuichi Minamino, who was more concerned about this.
"Since we are a new bank, there are still relatively few customers who make deposits, and there are only more than 10,000 customers in all banks combined. Nako Kino said.
"So little, you have to do the best service, you have to do a good job of integrity, so that customers will trust. ”
"Yes. ”
Becoming a bank is not an overnight thing, it will take at least two or three years to gain the trust of some customers, and Shuichi Minamino also knows that he is not in a hurry.
"It seems that we need to seek some cooperation with the island country Z. It would be nice if they borrowed money from my bank. Minamino Shuichi said secretly in his heart. Anyway, the transaction will be done slowly, and it will be good to get bigger in the future.
At the beginning, you can cooperate with millions of tens of millions of dollars, and later with the capital accumulated by your own bank, you can carry out greater cooperation.
"By the way, I can start with a car loan!" said Nagano Shui's eyes lit up.
At present, most of the customers of car loans choose to borrow from large banks. Now that Shuichi Minamino owns the largest car company in the island country, he can do it on his own. Set up your own auto finance! This auto finance is dedicated to lending to customers who buy cars.
As for the money being lent directly from his own Nanno Bank, wouldn't that be perfect?
"At that time, the conditions of my auto finance loan will be relaxed, and I believe that many customers will be happy to take out a loan in auto finance. Minamino Shuichi said secretly in his heart.
After finalizing the plan, Namino Shu immediately went to Minamino Automobile Company to hold a high-level meeting, and then he told his plan, and most of the executives agreed with the plan. This plan is definitely good for both sales and future development!
"Auto finance, this is a brand new thing," one manager exclaimed.
There is no such thing as auto finance yet!
However, as an integral part of the industrial chain, auto finance in later generations has a direct stimulating effect on terminal sales. The auto finance industry is able to provide consumers with more flexible financial service products. It is combined with the automobile industry, cooperates more closely with each other, operates more rigorously, opens up the market in the process, and will eventually achieve the purpose of stimulating sales and promoting the entire automotive industry to a higher level.
In later generations, General Motors Finance and Toyota Motor Finance were more famous, of which Toyota Financial Services Co., Ltd. is a wholly-owned financial services company of Toyota Motor Corporation. After 24 years of development, the company has accumulated mature and advanced experience in auto financial services, and formally established the group company in July 2000, which is one of the largest financial companies in the world.
In other words, Toyota Finance only appeared in the eighties and nineties.
Now, after 30 years of Shuichi Minamino's automobile finance, he feels that the emergence of this kind of auto finance will definitely promote the great development of the automobile industry! He can even become a giant of global automobile companies in one fell swoop.
"Auto Finance, Auto Finance!"
"Chairman, do we still need to register a financial company at Nanye Automobile?" asked a person from the finance department.
"Yes, you will send someone to register an auto finance company, and when the time comes, it will be a subsidiary under the name of Nanno Automobile!" said after thinking about it.
"Yes!"