Chapter 462: Soaring Sales
The auto finance company is running smoothly, and the financial system is originally on the side of Minamino Bank. Pen "Fun" Pavilion www.biquge.info
Tokyo Metropolis Daily: Minamino Motor Co., Ltd. has launched an auto finance system, and consumers can borrow money from Minamino Auto Finance Co., Ltd. to buy a car. According to an expert, this new financial system will greatly promote the healthy development of the automotive industry! There will be more working-class people who will be able to buy cars.
This is a great step forward in terms of financial credit, and this new type of financial lending is the first of its kind in the world......
Indeed, auto finance is also a kind of credit loan, and the credit loan has not yet begun. The launch of this auto finance has indeed made many business capitalists shine, and many so-called experts also think that this loan method will promote the rapid development of the automobile industry! Because many salaried people don't have the full money to buy a car. But with this auto finance loan, it's different, you only need to pay 30% down payment plus handling fees, purchase tax, insurance, etc., and you can drive a new car home. There is also the time to repay the loan can be divided into 2 years, 3 years, or 5 years.
In this way, many working-class people can buy cars. This will definitely make Hideichi Minamino's car sales go to the next level!
If other car companies want to imitate, it is estimated that they also need capital, after all, to establish such a car finance, they must own their own banks! And Shuichi Minamino himself owns a Minamino Bank, so it is very simple and convenient to implement.
If other car companies want to get car financing, they need to cooperate with other people's banks, and other people's banks will not cooperate with you. After all, the conditions for car loans are still relatively low.
All you need is a place of employment, proof of income, and proof of real estate.
Minamino Automobile Corporation.
A sales manager said to all the sales advisors below: "Starting today, every customer who comes to buy a car must talk to them about our auto finance loan policy. It is best to let the customer take out a loan to buy a car, of course, if the other party buys the car in full, it will not be said. ”
"Got it?"
"Got it!"
Shuichi Minamino's car company began to prepare for this kind of publicity, and his colleagues began to advertise on various advertisements.
TV Tokyo Evening Commercial: You can drive the car home with a down payment of only 70,000 yen for a low-profile flower crown! If you pay off a loan for 4,000 yen a month, you can have a new car and a salaryman......
Island Country Evening News: Shocked and shocked, the 180,000 yen Corolla new car can be driven home with only a down payment of 90,000 yuan! With the launch of the auto finance loan business by Minamino Motor Company, it will be a boon for the majority of wage earners...... You don't need to come up with 180,000 yen all at once, you just need to scrape together 80,000 yen to buy a car......
Indeed, this news did make many salaried people feel excited......
In addition, Minamino Automobile Company is now the largest automobile company in the island country, and the trust is still very good, and the popularity is also very high. So since the introduction of this policy for a week, there has been a huge increase in the number of customers who come to see the car!
Mibeno got out of the taxi, looking at the Nanye Automobile 4S store in front of me, I was a little excited! He had been afraid to buy a miserable car because he couldn't afford it. But yesterday, after he saw the auto finance loan business launched by Minamino Motors, he was intrigued. He feels that he can buy a car with his current income!
When he walked into the 4S store, he was immediately warmly received by the sales consultant.
"What is this gentleman called?" The sales consultant asked kindly.
"Mibeno."
"Mr. Mibeno, are you here to see the car?"
"Yes."
"Don't know what price point you'd like to see? We've got Corolla, Crown, Corolla, Domineering ......," the sales consultant introduced. Now Shuichi Minamino's car company has five or six cars. But the most popular is the crown.
"I want to see the crown!" Mibe Nodo.
"Okay, this way, please."
In fact, Crown cars are still relatively expensive cars. Among them, Corolla and Corolla are the cheapest.
"This is the latest crown of the year...... the sales consultant began to introduce it diligently.
Mibeno looked very satisfied, in fact, he had been coveting this car for a long time, but he had no money to buy it before and didn't come to see it.
"Let's talk about the price."
"The low allocation is 230,000 yen, the medium allocation is 260,000 yen, and the high allocation is 300,000 yen!" Sales Consultant.
Mibe thought about it, and with his current ability, he could still buy a low-level one.
"How much is the discount for the low-priced crown?" Mibeno asked.
"10,000 yen off at the moment! It was the biggest deal. ”
"How much does a 30% down payment cost? How much more do you need to land? Mibe asked with concern.
"The body is 220,000 yen, the down payment is 66,000 yen, and it takes about 95,000 yen to drive home with the handling fee, purchase tax, insurance, etc."
"Suga ......," Mibe fell silent after hearing this.
He is an ordinary worker, and his current monthly salary is 8,000 yen a month (the yen was still depreciating in 1957...... The annual salary is 96,000 yen! The car was completed for 220,000 and it was estimated that it would take 25,260,000 to drive away. That is, he needs to work for more than two years without eating or drinking, saving money to buy it.
In fact, his current salary of 8,000 yen is only 5,000 yen a month, which is good. And that's when he doesn't have to send money to his family. If you can only save 5,000 yuan a month, I don't know when you will be able to afford the crown low.
But at the moment he has a chance that he can drive a new car home for less than 100,000 yen, and that is to take out a loan to buy a car and go through auto finance!
He has been working for five or six years, and he still has a little deposit, and his current deposit is 80,000 yen! He can borrow 15,000 yen from a friend and buy a car!
"How much do you pay each month?"
"It depends on how many years you pay it back, whether it's two years or three years or five years, anyway, it's about two thousand to four or five thousand a month."
After listening to this, Mibe Nano secretly said in his heart that his job is stable, at least there should be no changes in the next seven or eight years, and he can completely afford a car! And maybe there will be a salary increase next year, and there will be less pressure at that time!
"Okay, I bought it! Start booking now......"
…………
With the launch of auto finance, in just one month, the car sales of Shuichi Minamino Automobile Company increased by 1.5 times compared to the previous month! This rate is still growing. He was very happy about the situation, while the other car companies were very angry.