(Thanks to the book friend 170405125818171 for the 6600 starting coins reward!)

"It's not that we don't want to, it's that the company's current liquidity is simply not enough to support the establishment of auto finance! Besides, do you ask other sensible people who are willing to come up with funds?" another director said sharply. Pen Fun Pavilion wWw. ｂiquge。 ｉｎfo

"If you don't start me now, when will it be?"

"Let's see, let's see the effect! Maybe it's a smoke bomb released by Minamino Motor Company. ”

"Huh! a bunch of stubborns. ”

Nanye Automobile Company's Crown, Corolla, Overlord and other cars are selling very well on the side of the United States. It's just that there is a lack of luxury brands. Shuichi Minamino feels that the current strength of Nanno Automobile is not suitable for high-end brands.

Luxury cars first need very advanced and powerful engines, and this is where the most critical place is.

At present, the engine of Minamino Motors has not reached that height.

However, with the current development trend, it is not impossible to launch a luxury car in a few years.

It's rare to have breakfast on this day, and the whole family is there, not only Iloti's father Henry, but also Loki. Even Iloti's grandfather was there.

"Minamino, your kid's car company has been making a lot of noise lately. "First of all, Iloti's grandfather spoke up. Recently, the sales volume of Nanno Automobile Co., Ltd. has won the sales championship for two consecutive months, and the auto finance system launched at the same time has also been recognized by the majority of consumers. At the same time, it is also highly respected by many so-called experts. Those so-called experts feel that this kind of consumption is conducive to promoting the improvement of consumption level, which is a new way of consumption. This way, that's the way to use future money.

This is very different from a business loan, which is called an installment loan. It's a good idea to buy things and make monthly payments.

"I appreciate your installment consumption very much, and I think this kind of thing can also be used to buy a house and buy some large things. For the first time, Henry showed his admiration to Shuichi Minamino.

Anyway, this father-in-law used to give him the feeling that he didn't like him very much, but now it seems that this product seems to appreciate this auto finance very much.

Indeed, this consumption method appeared in this time and space decades in advance.

Of course, this kind of consumption method is not very advanced, like the future generations can buy a mobile phone can pay in installments is the full popularity!

But now my father-in-law has a different perspective when he thinks of buying a car and paying a house loan in installments. However, the model of buying a house in installments has already begun to be implemented by Shuichi Minamino who has been there.

A few years ago, of course, it could not be implemented because there was no cooperative bank, but now that he has Nanno Bank, of course, he must implement it well. At the beginning, the first phase of real estate in Setagaya Ward was sold and bought without installment payment.

In the second phase, Shuichi Minamino already has Minamino Bank, and he can implement it.

In fact, now he belongs to a win-win way, one can help himself develop his own bank, expand his bank, and the second way of consumption can also attract more customers for him!

"Yes, in terms of buying a house, I have already started to implement it on the island side. In the future, I think that not only can I buy a house and a car, but I can also pay in installments when I buy large things. For example, you can buy a TV, a washing machine, a sewing machine, a bicycle, etc. Nanno said with a smile.

"Haha, Xiao Nanye is really a business genius, and he can think of such a method. Iloti's grandfather gave a thumbs up to Shuichi Minamino.

Even Henry was impressed by Shuichi Minamino.

Seeing these people, they were all surprised and confused, and Nanno Shuichi was very proud, and secretly said in his heart If he enters the Internet era, when Lao Tzu makes an online shopping and a mobile payment, will your jaw drop in shock?

When the time comes, all the things you buy will be on the Internet, and when the time comes, you don't need to bring cash when you go out to eat, and you can directly scan the mobile payment. How convenient it is!

"Minamino, how did you come up with the idea of spending money in installments?" Henry was very interested in this.

"First of all, I start from the consumption concept of ordinary people and empathize. Joining me as a part-time worker with a low monthly salary, how should I enjoy the consumer life I want? That's why I came up with this concept of installment consumption!" said Nagano Shu at first, with his eyes open. He likes such a thing as blowing water in a serious way.

"It is usually young people who use installment payment to pay, but who have poor ability to pay, but have spending needs. The products it consumes are usually motorcycles, cars, electronics, etc. Installment payments are usually offered jointly by banks and installment payment providers. The bank provides consumers with personal consumption loans equivalent to the amount of goods purchased, and the consumers use the loans to pay the supplier, and the supplier provides a guarantee for the consumer, and bears irrevocable debts. ”

"There is less pressure to pay. The period of installment payment (paying off the house) generally ranges from six months to several years, and the amount of each payment is much smaller than the amount of a lump sum payment, and the burden on the buyer is lighter. ”

"The risk is less. If the real estate developer cannot complete the progress of the project according to the contract or there are problems with the quality of the house, or if there are property rights disputes and financial disputes, the buyer can stop paying the house price and take timely measures to reduce losses. ”

Shuichi Minamino gave a general idea of some of the advantages of installment payments.

Anyway, Henry and the others were stunned when they heard it, and they thought it was very good anyway!

This kind of consumption can not only allow consumers to get what they want, but also stimulate the economy!

"Dad, do you think it's great that I found my husband? Iloti said to Henry with a grin.

"It's okay~" Henry pouted.

"What do you call it, it's much better than the second and third generations of those families! My husband is self-made. Iloti looked unconvinced.

"Look at your appearance, do you have any aristocratic qualities?" Henry glared.

Besides, my husband doesn't need me to have aristocratic culture. You say yes, Minamino?" Iloti glanced at Shuichi Minamino.

"Uh. "Shuichi Minamino feels that his wife is really a master of disobedience.

Anyway, now Henry is blowing his beard angrily and glaring at his face.