The Yu Bao system is like a sudden storm, which seems to have swept the entire mainland Internet overnight, and entered the most real daily life of every ordinary netizen.

After the launch, in just two months, all parties have begun to eagerly start counting the relevant amount figures.

According to the data given by Tianhong Fund, the cooperative manager of Yu'e Bao, in the past two months, the 'Tianhong Balance Zenglibao' fund built on the basis of Yu'e Bao has an average daily net subscription of more than 15 million, and the total amount of funds in two months has reached nearly 9 billion, and it has continued to hit new highs.

According to the current growth rate, it is expected to break through the 50 billion yuan mark within one year of listing.

Prior to this, the total market volume of the six funds under Tianhong Fund totaled 21 billion yuan. In just two months, relying on the newly launched fund, Tianhong Fund Co., Ltd. has achieved a growth of nearly 50% in the company's total fund disk, and Yu'e Bao Fund accounts for one-third of the company's total business volume.

Due to the emergence of Yu Bao, Tianhong Fund also turned losses into profits for the first time in the quarterly statements, bringing a total profit of more than 5 million yuan to the three major shareholders.

Although this quarterly profit can be said to be 'insignificant' relative to the investment of shareholders, it is of great significance, and since its establishment, Tianhong Fund Company has finally begun to make money.

In addition, since its launch two months ago, Yu'e Bao Fund has brought investors nearly 60 million yuan in interest returns, with an average seven-day annualized interest rate of more than 6%, exceeding the maximum five-year interest rate of most one-year wealth management products and banks.

Relying on the foundation of Yu Bao, Tianhong Fund has been climbing in the sequence of mainland fund companies, and has become a quasi-first-line new star fund company, giving investors great confidence, and its original six funds have obtained good news and continued good performance.

At the same time, Zelianke announced the relevant information of Zepay.

Third-party payment business, after obtaining the exclusive right to cooperate with Jingdong shopping mall and the only recharge channel for the League of Legends under the good game, the market share continued to rise, and then was greatly affected by Yu Bao, as of the data release date, the number of registered users of Zepay exceeded 150 million, and the market share surged to 18% from 2.4% after the cancellation of cooperation with Taobao, and it continues to grow rapidly.

According to the conservative estimate given by Zelianke's data analysis department, with the continuous growth of Yu'e Bao Fund and the further popularization of the Internet, one year after Yu'e Bao was launched, the number of registrations of Zepay is expected to be close to 400 million, reaching the current level of Alipay, and officially keeping pace with Alipay to form the first leading team of Internet third-party payment platforms.

After the data of these two units were announced, some of the data released by Jingdong seemed to be a little dim and did not attract too much attention.

Since the cooperation with Ze Pay, the number of registered users of JD.com has increased by more than 260%, the number of daily transactions has increased by nearly 5 times, and the highest daily order processing has exceeded 700,000.

Next, JD will further cooperate with Weibo, Zepay, and Zeye Plaza to launch the 'Jingdong Authentic Shopping Carnival' with large discounts.

Yu Bao's success came too quickly, too suddenly, and too amazingly, which everyone except Zhao Zejun didn't expect.

For this matter, the biggest shock is neither the netizen users who use Yu'e Bao, nor the Tianhong Fund itself, nor even the giants of the third-party payment market such as Zelianke and Alibaba.

It is the traditional financial industry such as banks and brokers.

In the Financial Times, an article was published.

To the effect that the emergence of Yu'e Bao has opened up a new route for cooperation between the Internet and financial products.

Although from the perspective of the entire financial market, whether it is a fund with a scale of 10 billion or even 100 billion, the share is not enough to shake the financial market, but once the Pandora's box of Internet + financial products is opened, there will be more and more Internet financial cooperation, which is a huge or even fatal blow to the traditional financial industry.

In the case of funds, once the funds start to cooperate with the Internet, the banks will lose a staggering amount of income every year, and this income is the net profit of the bank in the past, and the bank will be at the mercy of the bank.

In the development of the times and the tide of the Internet, how to transform the traditional financial industry such as banks and keep up with the times will be a huge problem in front of them.

This article was quickly loaded by the blog China and other media, and a large number of related review articles also appeared on the Internet and various traditional media.

Most of the media still discuss this issue objectively and fairly. The tide of the times is mighty, when there is a change, it will inevitably affect all strata, some people benefit from it, and some people are disillusioned because of it, at this time what we need to do is not to complain about the times, but to change our thinking and keep up with this era.

However, most of the articles on the blog China have a clear position on the side of the traditional financial industry, accusing Zelianke of 'not paying attention to the rules, breaking the rules of the game, and crossing the line'.

However, this time, the trend of public opinion on the Internet was not affected by the intentions of the official blog China, and even the users of the blog China couldn't stand it, and jumped out one after another to say a 'fair word'.

"What's wrong with the bank? I don't think the bank is the thing! Money is stored in the bank, and the bank doesn't give you a good face, it's all a bully clause!"

"Anyway, I think it's convenient for anyone to use whom, go to the bank to do something, obviously there are seven or eight windows, it will open one or two, so that every time I go, I have to queue for half a day, and I have to fill out a lot of forms to transfer an account......"

"Blind people can see which is convenient, I don't care how the bank and Yu'e Bao operate, I know, my money is lost in the bank account and there is no movement at all, Yu'e Bao's income is much higher than the bank, and I don't need to look at the bank's face! Let me tell you a joke, I applied for a CCB card last year, and it was useless for a year, but I paid an annual fee of dozens of yuan......

"Sina, you don't want Bilian, right! Isn't it because Zelianke's backstage is Zelianke, and Zelianke's Weibo is so overwhelming that Blog China can't raise its head!"

Sometimes justice is really at ease in people's hearts.

Blogger China accused Zelianko of being unruly, which in turn sparked a discussion about 'Blogging China Change'.

Since it was completely suppressed by Weibo, the 'atmosphere' of blogging China has gradually undergone a more obvious change.

In the past, under the umbrella of Zelianke, the discussion atmosphere in Blog China was relatively relaxed and free, and I dare not say that it is fair and just, but it is true that a hundred flowers are blooming.

Although the official will also have a certain degree of deliberate guidance, from time to time it also cooperates with the requirements of the higher authorities to carry out some network purification and supervision work. But in general, at that time, the blog in China was still a very equal space for the collision and exchange of ideas.

But after Weibo gradually took off, the taste of blogging China changed significantly.

Official, that is, the smell of Sina is getting heavier and heavier, and the guidance and intervention of the discussion are constantly deepening, quite a bit of 'those who follow me prosper, and those who go against me die', on the entire blog, there can only be one big voice, that is, 'Sina is good Sina Miao Sina croak', all the theme blog posts that support Zelianke are difficult to get ahead, and all those who scold Zelianke, who can scold some new ideas and crooked reasons, have the opportunity to be on all kinds of popularity.

There are really a few blogs in China's big account, which are particularly energetic in scolding Ze Lianke, and can often post some very eye-catching things, and some arguments are also very sharp, and they are famous for scolding Ze Lianke.

It's strange if it's not sharp.

The person who knows himself best is his enemy, in fact, this is a bit of a pretending element, the enemy can only understand your side at most, and the person who can understand himself most fully is still himself. These big Vs under the legion studio have not been written off, and the legion is Zelianko's secret army, and they 'scolded' Zelianko, of course, they were extremely sharp.

These tubas are famous, but over time, the reputation of Blog China is getting worse day by day, and after losing the open and inclusive characteristics of the Internet, Blog China has gradually become a carnival mecca for people to play behind closed doors, and has completely lost the capital to compete with Weibo.

In the past, some people still said 'double blog', but now, the qualifications of bloggers are no longer even on a par with Weibo.

The status of the current blog has been similar to that of Xici Hutong and Tianya Forum, and it has become a relatively large discussion community in China.

Some people predict that if this development continues, the blog may not even be as good as Tianya, after all, Tianya is a professional forum, with detailed layout division, concentrated topics, and blog China has no theme and professional advantages, maybe it will eventually become a forum layout under Sina.

……

Zhao Zejun's attention at this time was not on Blog China at all, this is no longer an opponent worth paying attention to, and it is destined to be swept into the pile of old papers of history.

After Yu Bao's initial results, he met with the Tianhong Foundation again.

However, this time I met not only General Manager Guo Shuqiang, but also Li Qi, Chairman of Tianhong.

At the headquarters of Rainbow Fund, Zhao Zejun was warmly treated by the leaders to inspect the specifications, and Li Qi took the management team of Tianhong Fund to greet him at the gate.

Almost in applause, Li Qi personally accompanied Zhao Zejun into the conference room.

"Mr. Zhao, I must express my gratitude to you and Zelianke on behalf of the entire Tianhong and all the shareholders of Tianhong!"

"Chairman Li is polite, we are cooperating. Zhao Zejun glanced at Guo Shuqiang and said with a smile: "Zelianke also collects service fees from Tianhong." ”

Li Qi and Guo Shuqiang couldn't help but laugh.

Yu'e Bao's plate is indeed big, but the income is not as much as imagined, according to the previously agreed tiered service fee, more than 90% of the income brought by Yu'e Bao Fund, have flowed into Zelianke's pocket.

Tianhong didn't dare to say that he was losing money and making money, but only Yu Bao alone, he definitely didn't make a few dollars, and he could make a profit in this period, in the final analysis, Yu Bao's plate instantly expanded too fast.

"Li Dong, I think that since Tianhong is currently going to pay a high maintenance fee to the channel side, it is better to simply partner and merge the two into one. Zhao Zejun said.