Zhang Qiang is a very ordinary person, like most young people in China who have just joined the workforce, the salary is not high, he has a lot of work, he wants everything, he wants everything, he is still healthy, but he is under a lot of pressure.

In the future, he will buy a house and a car, get married, have children, and support the elderly, these are all mountains on his head.

Therefore, in his spare time, Zhang Qiang will also make some 'financial investments'.

However, he only worked, he really didn't have much money on hand, and it was obviously far from enough to invest in real estate and stocks.

So his biggest investment was to buy a lottery ticket, and he bought twenty yuan a week.

Colleagues in the unit know that he has this habit, and every time the lottery is drawn, they like to make fun of him.

It's the same today, seeing Zhang Qiang casually nesting the lottery ticket into a mess and throwing it in the trash, Xiao Li, who was sitting next door, joked: "I almost became a millionaire again." ”

Zhang Qiang has a good temper, he is used to being teased, he smiled, and said indifferently: "This time it is much worse, four numbers worse." ”

"I said Xiao Zhang, you always buy lottery tickets, the probability is too small. It's better to do some financial products, although the income is not large, but after all, it is stable. The eldest sister in the office said kindly.

"Eldest sister, I paid the rent every month with this little money, and left the living expenses, which is a few hundred, where is there enough to buy financial products. Zhang Qiang said.

A girl with glasses on the other side looked up and said, "Yes, do you know Zepay? It's the kind of software that pays for things online." ”

The eldest sister said: "It's called Alipay, my son uses Alipay to buy things online." ”

"Sister, Alipay is another kind, you can also buy it with Ze Pay, the two are from different companies, and the functions are the same. "Zhang Qiang is using Zepay,He is also a loyal user of Weibo,Pay attention to several lottery analysis of the big V number,Often on Weibo to see the next lottery direction prediction.

"You haven't read the Weibo advertisement, Zepay has launched a new financial product, called Yu Bao, if you have money, you can put it in, and you can invest it for a dollar. The eyed woman said.

"Huh?!You can invest a dollar!Really?"

At this time, not only Zhang Qiang, but the entire office made a surprised sound, and the eyed woman opened Zepay on the computer and said, "This is still fake, you can see for yourself." ”

Several people immediately gathered around, and in the payment software on the screen, there was an obvious option, investment and financial management.

After the eyed woman clicked in, sure enough, an option called 'Yu Bao' appeared, and there are some instructions for use below.

"You see, it can be invested for a dollar. I put 500 dollars in yesterday. The eyed woman said.

"How much is the interest?" Zhang Qiang asked the most critical question.

"I'll take a look, it's floating every day, but this is a monetary fund, it should be much higher than the bank's interest, I'll take a look, oh, the annualized interest rate is five points!"

"It's so high!" the office elder sister was stunned, "How does this software work, you teach the eldest sister ......"

……

He Lili is 43 years old this year, she is a budget-conscious housewife, her husband's income is not bad, but the family is old and young, and her son is going to college this year, and the family has a lot of expenses.

In her spare time, He Lili often goes to buy some financial products and runs to the bank regularly, but when the family needs to spend money, she does not dare to buy financial products that take too long, so as not to take them out when there is an emergency.

On this day, Jingdong bought a rice cooker, and when I logged in to pay in Zepay, I suddenly found that Zepay had a new function.

Yue Bao.

He Lili understood the introduction, turned around and said to her husband, who was working overtime at home to make documents: "Husband, this thing looks very convenient, you can deposit and withdraw it at any time, and you can withdraw money in at least 24 hours." I want to put all the surplus money of our family in it, so that I can save myself from buying several funds at the same time, and I have to run to the bank often, which is so troublesome. ”

"Whatever you want...... the husband lowered his head to make the papers, and asked casually: "But deposit and withdraw as you go, isn't that a demand deposit, how much is the interest? ”

"It's not a demand deposit, I'll see...... Yo, the interest rate is very high, it's 5.5 today!" He Lili said.

Hearing this, my husband finally raised his head and said uncomfortably: "How can it be so high? Isn't this fund very risky?"

"It's not high, this is a currency fund, it's very stable, and there is basically no possibility of losing money. You look at the risk rating, it's the lowest. He Lili said.

"Then is this company reliable?" the husband was still a little uneasy, and said, "There are many online scammers now, don't be fooled." ”

"This is the payment software of the company on Weibo, by the way, I buy things on JD.com, and I have been using this payment software. He Li said.

"Oh, Zelianko, I know, their company's products should be fine. My husband was relieved.

"What you said also makes sense, I'll buy a 20,000 yuan test water first, and if it's good, I'll buy it in the future. He Lili said.

"It's okay, our family's affairs, you are in charge, what you say to buy, we will buy. My husband smiled and continued to bow his head and go to work.

……

……

When Zelianke and Alibaba were fighting hot for the third-party payment market, Zepay, whose performance began to rebound, suddenly launched a financial wealth management product without warning: Yu'e Bao.

Make your pocket money in the balance treasure money.

Once it was launched, Yu'e Bao was greatly recognized and welcomed by the market due to its low entry threshold, high returns, redeemable at any time, and simple Internet operation.

In particular, the low threshold can be invested with one dollar, and it can be said that all Internet users are included in the scope of customers, even students with no income, and the elderly who live on pensions, as long as they can access the Internet, they can profit from it.

Dozens of dollars, hundreds of dollars, the income is indeed not high, but it is better than putting it there to depreciate, and being idle is also idle.

Similarly, an investment of tens of dollars and hundreds of dollars is nothing to a fund, but what if it is tens of thousands, hundreds of thousands, or even millions?

Scenes like Zhang Qiang and He Lili happened in ordinary families, companies, and schools, and they spread rapidly at an astonishing speed of infection.

More and more people have learned about Yu Bao from various channels.

The size of the Yu Bao Fund swelled like a balloon.

In order to use Yue Bao, you must register Zepay;

And if you register Zepay, in turn, you will see the advertisements of Zelianke's products and JD.com in Zepay.

After Yue Bao was launched in the previous life, the scene of the entire Internet users boiling for it appeared in front of Zhao Zejun again.

In just two months, the three words of Yu Bao have completely penetrated into the daily life of Internet users.

"What is the interest rate today?" has become one of the most common topics in the office and at home.

Partition*******

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