Chapter 169: Expansion and Retreat

‘…… The businessman values profit over parting, and Fuliang buys tea in the previous month. Go to the mouth of the river to guard the empty boat, around the boat moon and the river is cold. In the middle of the night, I dreamed of juvenile things, and my dreams were dry with tears. …… It was sad and not like a forward voice, and the whole audience wept when they heard it. Who cried the most in the seat? Jiangzhou Sima Qing's shirt was wet. ’

Under the ancient camphor, in the pavilions and pavilions, the sound of books is loud.

Listening to the sound of Lang Lang's recitation, Li Jiaming, who was sitting in the pavilion making tea, asked Zhang Renhe, who was standing behind him, "You are studying Chinese, what do you think of this poem?"

After graduating with a master's degree, he is about to embark on a career in office, but Zhang Renhe, who has regarded Li Jiaming as a benefactor and teacher since he was a child, has always been very respectful to him, and he is not like a cousin at all. Today, there are Hong Kong guests who have come from afar, and they are even more satisfied with the etiquette of their disciples, and bow down and say: "From an artistic point of view, there is a certain value, if it is fair, there is not the slightest merit, it is just the disease-free moaning of the old-style literati." ”

There is growth, if you want to make contributions, you have to be open, and if the dignified Jiangzhou Sima Shi's career is not smooth, it will be miserable, should those flat-headed people commit suicide?

Li Jiaming nodded slightly and asked, "Uncle Cai asked me to recommend a secretary, are you interested in going to the Northeast?"

With a master's degree to be a secretary, it sounds overkill, but it is a green road, Zhang Renhe bowed again: "The elders give it, don't dare to resign."

Looking at the questions and answers of these two, Ma Qingwei and Xu Jinkai from afar were very interested. If Li Jiaming wasn't too famous, they would definitely make a joke, what age is this, and it's still the same as in the ancient makeup TV series?

It's a bit similar, but it's the etiquette between master and apprentice, Li Jiaming is in front of Teacher Wang, as long as he is talking about the right thing, he is also so respectful. A teacher for one day and a teacher for life, this is the example that his father and uncles set for him.

After making tea, Li Jiaming did not salute the guests first, but picked up a cup of tea and handed it to his back, encouraging: "Work hard, I am optimistic about you." I hope that thirty or forty years from now, you will be the first national leader in our county. ”

"Thank you, Brother Jiaming, it's time for me to go and teach the children, Mr. Ma and Mr. Xu will meet again."

Zhang Renhe, who had a calm face, took the small teacup with both hands, drank the hot yellow-green tea, then put the teacup with both hands, turned around and walked towards the ancestral hall.

Waiting for the handsome Zhang Renhe to go away, it was very strange to lead the guests to visit Xu Jinkai, but the guest Ma Qingwei was not eccentric, and he admired this young man very much. This young man is too calm, not at all like a young man in his early twenties, and there is an inexplicable affinity in his body, and he also exudes a bookish atmosphere. Such young people can quickly gain the trust of their business partners when they do business, and they will definitely gain the appreciation of their superiors and colleagues when they enter politics.

Putting Zhang Renhe's finished cup back into the tea tray, the quiet Li Jiaming began to serve tea to the guests, as elegant as an ancient literati in Chinese painting, making people completely ignore his five big and three thick physique and ugly appearance.

The soup is green and clear, and the tea fragrance is far away.

The young Xu Jinkai can't taste it, but Ma Qingwei, who is close to his fifties, frequently bows his head, and he is famous all over the world in less than a year, and it is very rare to be able to make tea so quietly. Working with such a young person, at least you don't have to worry about the other party being young and vigorous, and you only know how to be aggressive.

After drinking a pot of hot tea, Li Jiaming, who was as calm as a mountain, put away the tea set, and then talked about business with the guests.

Rushing over from Hong Kong shows the sincerity of the people, but the strength of Dasheng Bank is still a little worse, and the Ma family's shareholding is too heavy. If the two sides want to reach a cooperation, the first point is that the Ma family must reduce its stake to less than 30% to form a balance within Dasheng Bank.

"Ma Sheng, when Hua Teng founded Tengxin, he rationally controlled his shares at 45%, which led to their sudden rise in the future. Objectively speaking, if they don't meet a more powerful party, the domestic instant messaging market will sooner or later let them monopolize it. It is for this reason that I forcibly annexed them in the first place, and entrusted him with important tasks. ”

With Li Jiaming's strength, he can give college students a once-in-a-lifetime opportunity. If it's just a request to join the board of directors and create a balance of power within the board, it doesn't need to be talked about at all, it's just that. But I'm afraid things are not so simple, Ma Qingwei, who came from afar, inquired: "What does Li Sheng mean?"

It's really not that simple, the initiative is in the hands of Li Jiaming, how can he easily decide to cooperate with a family bank?

"I'm just a suggestion that Ma Sheng can consider. ”

"Please advise"

"The essence of the modern economy is collaboration, and a pure family business has a place to survive, but it is even more difficult to grow. I suggest that Dasheng be transformed into a real listed company first, and then we will grow it together. ”

This is impossible, if it were not for the fact that the Ma family controlled up to 55% of the shares of Dasheng Bank, it could be forcibly acquired with the strength of Hanhua. In case, in case the Ma family reduces its shareholdings, and Hanhua gets a considerable amount of shares before launching a hostile takeover, it is impossible for Dasheng Bank to think of it. Thinking deeper, after Hanhua took control of the bank, there were countless ways to squeeze out the Ma family until they swallowed Dasheng Bank in one gulp. However, it is impossible for a person like Li Jiaming to come up with a plan that he will definitely refuse, and since he can put forward such a proposal, he will definitely have his ideas. Therefore, Ma Qingwei did not object, waiting for the other party to explain.

It's not wrong to think so, Li Jiaming has no intention of squeezing the Ma family out of Dasheng Bank, but the other party must give up control. A bank with assets of only 450 billion yuan and a market value of more than 100 billion Hong Kong dollars wants to form a consortium with everyone without giving up control, and it has become the core of the entire consortium, and even Lao Zhang and Lao Ma will not agree.

"Hanhua, SOHU, Alibaba, and Jisu, the four of us are ready to inject 60 billion Hong Kong dollars to obtain 50% of the shares of Dasheng Bank. Of course, the specific plan needs to be discussed in detail, and I am just making a suggestion. ”

The premium of 120% and the ability to bring in sufficient cash flow are tempting conditions, but it also means that control of Dasheng Bank has changed hands, and there is a risk that the other party will use the shares to exclude dissidents.

Ma Qingwei hesitated, and Li Jiaming did not shy away from saying that if Dasheng Bank could not carry out financial business in the mainland, he would not consider cooperating with it at all. In fact, he has also prepared another plan, that is, the two sides will jointly form a subsidiary, and wait until the mainland opens up to finance before becoming independent. Of course, if Ma Qingwei chooses the second option, then the cooperation object will not necessarily be Dasheng, but may be a fully listed commercial bank such as East Asia, Wing Hang, and Wing Lung.

The '97 financial crisis put wealth management businesses that could increase middle income under strict regulation, and after the liberalization of interest rates in Hong Kong in 2001, the narrowing of interest rate spreads put more pressure on bank profitability, which has become increasingly difficult for family banks like Tai Sang. If it weren't for the high cost of acquiring a Hong Kong-funded bank, Lee would have preferred to forcibly buy a genuinely listed banking group like the Bank of East Asia rather than negotiate a partnership with a family bank like Tai Sang.

After hesitating for a while, Ma Qingwei did not shy away from his worries, in exchange for Li Jiaming's quip: "Ma Sheng, what you are worried about, it will definitely happen." There are rivers and lakes everywhere, let alone a bank with assets of hundreds of billions?

I can tell you clearly that we want to implement a CEO accountability system that limits everyone's gaming to the board of directors and does not affect the normal operation of the company. ”

This stabbed Ma Qingwei's lungs, if the CEO responsibility system was implemented, wouldn't he be hollowed out? But this opportunity was too rare, so he had to retreat and say: "Li Sheng, you don't understand what I mean, we can give up the controlling stake, but we don't want to see being squeezed out." ”

I dare not guarantee that if Ma Qingwei is not interested, he will definitely be rejected by the four companies that are also enemies and friends, and will even be driven out of the core of power by everyone, so Li Jiaming said frankly: "Ma Sheng, this is a big gamble, betting that the five of us can be sincerely united." I'll tell you the truth, if anything happens, you are indeed the weakest side. ”

Don't say it, there is still a bit of luck, Li Jiaming's statement, although Ma Qingwei admired his frankness, but also retreated.