Chapter 37 Buying the Shophouse
The total price is 1.05 million, and if it is a 30% down payment, it is 315,000.
Then add in various taxes and fees.
If you want to buy this shop building, Li Feng needs to pay the cost in the early stage, which is estimated to be 350,000 yuan.
However, Li Feng now only has 260,000 on hand. Even at the rate at which a crayfish shop makes money, it will take three days to get the money together.
And now that the two parties have negotiated, if the purchase contract is signed on the spot, Li Feng needs to send the first down payment to the landlord Xu Yuanzheng and go through the procedures at the real estate transaction center, so that the bank's loan approval process can be started.
After receiving the loan application, the bank does not know how long it will take to complete a series of processes such as evaluation, review, and disbursement.
In his previous life, Li Feng didn't know too well when the third uncle Li Huqiu bought this shop building. However, since he put forward this idea at the banquet, he must have moved quickly, perhaps just a few days.
Thinking like this, Li Feng knew that he had to hurry up, and this matter could not be delayed. As long as his new title deed doesn't arrive one day, the matter may change one day.
After thinking about it, he still decided to call Chen Jianjun and ask for help.
Since the other party is a big man in Yunshan City, the relationship between all aspects will definitely not be bad, but it should not take much effort to go through the special approval procedures to make a home loan.
The phone was connected, and soon Chen Jianjun's hearty laughter came from the other end of the phone.
"Brother Li Feng, I haven't been in touch for a few days, you suddenly called me, is there something wrong?"
It can be heard that he is still very happy to receive Li Feng's call. No matter what the two say, there is a bit of a taste of not knowing each other.
Li Feng replied: "That's right, I'm worried about Brother Chen, you are busy, and I don't dare to disturb easily." Today, little brother, I really encountered something, and I had to come over to ask for your help, Brother Chen. ”
Chen Jianjun immediately said bluntly: "That's really difficult, Brother Chen, you are a powerful person, and there are things you can't do? ”
Li Feng did not hesitate, and soon the matter was briefly explained.
At the end of the conversation, Chen Jianjun laughed and said, "What should I do, it turns out that Brother Li wants a shop building." You are so troublesome, what are you doing looking for a bank loan, just look for my eldest brother, 1.8 million yuan, it's not much, big brother, I'll lend it to you directly. ”
Li Feng smiled bitterly and said, "Don't, how can I ask my eldest brother to borrow money from you, in case I can't pay it back in a short time, how embarrassing will I be?"
In fact, Li Feng was reluctant to borrow money from Chen Jianjun, one of which was of course a face-saving problem. More importantly, he did not have deep dealings with Chen Jianjun in this regard.
In any case, although Chen Jianjun is now whitewashed, after all, he is still taking the path of black and white, and the influence of political factors is too great, and he is always on the edge of the cliff.
Li Feng will do the Internet industry in the future, once he succeeds. As a technology company, it is bound to become the focus of attention of the media and even the government. He didn't want to become a target for others in the future because of the black spots in this area.
Intersected with Chen Jianjun, Li Feng also set a principle for himself, you can have deep friendships and talk about feelings, but you must not have financial contacts, this is a red line.
Chen Jianjun said: "I'm still worried that you can't pay the money, brother? Your crayfish shop is now more powerful than a money printing machine, and it is not too much to make money every day, or you will have 1.8 million yuan in a month or two." ”
Brother Chen laughed, how could it be so exaggerated. Li Feng lowered his tone a little, "Brother Chen, I would like you to help me find some relationships, make the down payment for buying a house 20%, and make the loan approval process as fast as possible, which is already a great help to me." ”
"Hey, you brother Chen, let me say hello. Okay, I promise you. Chen Jianjun pretended to complain twice, and then said, "You go directly to the real estate trading center, I will let Lao Hu come over, it is Manager Hu you met in the hotel that day, he will help you get everything done." ”
Li Feng hurriedly thanked him twice, and then hung up the phone.
Next, Li Feng and the landlord Xu Yuanzheng rushed to the real estate trading center, and sure enough, they saw that Manager Hu was already waiting for them at the door.
Manager Hu can be the lobby manager of Ruifeng Hotel, both the relationship and contacts are quite good, especially this time there is also the instructions of the big man Chen Jianjun, and the efficiency is naturally extremely fast.
For example, in this real estate trading center, the other party directly found the person in charge here, the director of the real estate trading center. The director personally explained that the procedures for the entire real estate transaction were special, but it took more than an hour to complete all the procedures, and even the new real estate certificate was done.
Then came to the bank, the efficiency was also fast, and Manager Hu directly found the president of the bank. The president of the bank walked over the personnel at all levels who were in charge of the examination and approval procedures on the spot, and the green light passed the approval all the way.
In the end, before the bank got off work, in addition to the total price of 20%, that is, the down payment of 210,000 yuan, the remaining 840,000 yuan of the loan money was also directly entered into the card of the original landlord Xu Yuanzheng, which was so fast that it was unheard of.
At this point, it only took an afternoon for the real estate transaction to be completed, and the shop building became a property under Li Feng's name.
Through this incident, Li Feng can be regarded as completely aware of Chen Jianjun's energy in Yunshan City, and he is indeed worthy of the big man who eats both black and white, and the existence of the emperor of the soil. He didn't even come forward in person, he sent a manager Hu to come forward, just using his name, he could go all the way to the end, and in just half a day, he could easily get everything done.
You know, under normal circumstances, for a real estate transaction with a loan, all the formalities and processes go down, and it doesn't take two or three months to go down, which is something you don't even think about.
And the original landlord Xu Yuanzheng, since he saw the director of the real estate transaction center come forward in person, the whole person was stunned, it was completely what the staff said, he did anything, and signed his name where he needed to sign.
So much so that in the end, when the deal was completed and Li Feng said goodbye to him, he completely came back to his senses.
In the 50 years of his life, he has never been as efficient as he is today, and he has never been as efficient as he is today, which completely subverts his cognition.
At this time, he looked at Li Feng with great shock and awe.
In his opinion, all this was brought about by Li Feng's phone call.