"It's no problem to contact the bank, and several banks in the province are quite familiar. The pen "Fun" Pavilion www.biquge.info but ......" Ding Lan picked up the small tea bowl in front of him, took a shallow sip, and then said softly: "I advise you, or consider considering raising funds from the private sector, even if you are reluctant to take shares and management rights, just give more interest." ”

"What do you mean by that?" Zhao Zejun said: "Borrowing from the private sector, the extra interest is not a little. ”

Among the many bosses who have investment intentions before, many people put forward the 'interest' requirements, including Hua Lao Er, the interest is higher than that of the bank, and the lowest Hua Lao Er is 8% a year, which can be regarded as a friendly price. The rest, at least three times as many as the banks, and even more than six times as much, is an out-and-out usury.

Under any circumstances, Zhao Zejun could not have borrowed usury to develop a commercial center. Even if the interest rate is a little lower, he doesn't want to borrow from the private sector.

When money is involved, it's often not just about money. After all, the bank is formal and legal, which can save a lot of unnecessary trouble.

Ding Lan lifted the red clay teapot, poured a cup of tea for Zhao Zejun, and said, "You are young and have a big temper, I am afraid that you will not get along with the people in the bank." You also know that the bank, with money in their hands, who to give and who not to give it to, it's all their words, and these people's style is inevitably arrogant. Don't look at some people who are not of high level, but there are many problems. ”

"That's not all." Zhao Zejun picked up the tea and smiled.

"That's not the only reason." Ding Lan hesitated for a moment, but still said: "You use the land as collateral, have you thought about it, what if you lose?" The bank will not be polite to you, if you can't repay the loan today, you will be able to take your land away and auction it tomorrow, and together with the commercial center on the land, the whole project will be completely smashed. When the time comes, you'll either lose everything or risk taking a bridge loan to pay back the bank's money, either of which is dangerous. On the contrary, if you take private loans, after all, there is a personal relationship here, and there is always a cow that can more or less help you endorse, in case ...... I mean, in case, the project in your commercial center is not going well, and you can't exchange money when it expires, there is still a buffer room. ”

"Sister Ding, in this way, you are actually not optimistic about my project?" Zhao Zejun said.

"If you don't think about winning, think about defeat first, and it's not a bad thing to leave an extra way out." Ding Lan said: "Besides, if you really look for a bank to borrow money, it may not be as cheap as you think, these people in the bank, hum, I don't say you know it......"

Zhao Zejun thought for a while and said, "Let's meet the bank first." It's because the project is relatively large, so I don't want to be unstable. If I can go the normal way, I still want to go the normal way to raise money. ”

"Okay, I'll make an appointment for you." Ding Lan nodded and said.

……

After a quarrel in Zhang Dachun's office last time, the other party did fulfill his promise, and the district strongly supported and cooperated with Xingxing Factory and Zhao Zejun's next actions as long as they were compliant and legal.

400 acres of land in the suburbs of Jianwu City has been put in place, and Liang Shi, chief engineer of Zejian, has led people to conduct on-the-spot investigations, made detailed planning drawings, and worked day and night for construction.

Zhao Zejun said that the 400 acres of land is a small industrial park, just to sound 'tall', in fact, the main work at present is to build factories, dormitories, cement floors, hypothetical hydropower and other basic work.

400 acres of land is too big, there is no need for so much land, and if dozens of acres are organized, the star factory can start to relocate, and continue to build while producing.

I haven't seen Liang Shi for a while, this middle-aged engineer who gave Zhao Zejun a very 'real' impression at the beginning, has a little more majesty as a leader in his words and expression.

"Mr. Zhao, the land of the Star Factory, according to your idea to build a commercial center, I am afraid that there are three or four hundred thousand square meters, such a large comprehensive project, I still recommend you to find a professional design team to do it." Liang Shi pushed his eyes, afraid that Zhao Zejun would misunderstand, and added: "It's not that I shirk my responsibility, this urban complex is a cutting-edge concept, I haven't been in contact with it, and I have no experience in this area at all." In addition, from the perspective of publicity, finding a well-known design team to do it, although it costs a little money, can increase the brand value of the commercial center. ”

Zhao Zejun in front of the 400 acres of wasteland is in full swing construction, in order to ensure that the star factory as soon as possible to relocate, Zejian's main construction team all went into battle, like the original Gaogang Village demolition project, a row of simple houses were set up on the side of the construction site, Jiang Xuan and Liang Shi took people to eat and live on the construction site, working day and night, very hard.

"Liang Gong, don't think about it. This commercial center, I also borrowed from the Wanda Plaza model, add my own ideas, the big girl on the sedan head is a mess, not much experience, this is not to discuss with you, after all, you are a professional engineering design expert. Zhao Zejun helped the helmet and said, "Just do what you say, and hand it over to a professional team in the industry to do, you come to find it, and I will talk about it." ”

"That's fine." Liang Shi said.

"Jiang Xuan, you have to work hard recently, Zejian can't do without you for the time being, and you have to keep up with the future business center project." Zhao Zejun said to Jiang Xuan again.

Jiang Xuan glanced at Liang Shi and said, "I'm not hard, Lao Liang, you really have to work hard." ”

Liang Shi can understand the meaning of Zhao Zejun's words, Jiang Xuan is still in Zejian, but even if he is with the commercial center project throughout the whole process, the focus of the future will definitely shift to the commercial center, and even the position will change, and then Zejian Company is likely to be handed over to him to be mainly responsible for alone.

So he nodded to Zhao Zejun instead, and said, "Mr. Zhao, rest assured, Mr. Jiang has laid Zejian's foundation very firmly here, and Zejian will have no problems." ”

"It's not just that there are no problems, it's about going to the next level." Zhao Zejun thought for a while and said to Liang Shi: "Liang Gong, I'll spread out the words today." At most half a year, at least two or three months, Zejian will probably be handed over to you, and Jiang Xuan will help me do the commercial center project. Zejian is my own company, the main business is engineering construction, but the future of the commercial center project of the engineering construction, the amount of engineering is huge, there are many links, involving, procurement, construction, acceptance, etc., I will subdivide the links, modular management, Zejian can win a node module project, how much, all need to go through the assessment and review, not directly designated by me. It may even be that Zejian is not strong enough to get the commercial center project at all. ”

After speaking, he glanced at Jiang Xuan.

These words are said to Liang Shi, hoping that he can further improve Zejian's competitiveness in the future, after all, this is his own company, if conditions permit, why should the fertilizer water flow to outsiders?

At the same time, these words were also said to Jiang Xuan.

"The commercial center is the core industry, and Zejian is a downstream industry, and it is impossible to use the commercial center project to train Zejian. On the contrary, Zejian has to give support to the commercial center project at this time, how to support it? The stronger Zejian's engineering capabilities, the greater the support for the commercial center. But on the other hand, if it can seize the opportunity of the commercial center project, Zejian can also soar to the sky. Lao Liang, your burden is indeed very heavy, and I will try my best to help you share what I can share. Jiang Xuan said.

Liang Shi snorted, looked at Zhao Zejun, and then at Jiang Xuan, as if he had something to say.

"Liang Gong, what's wrong?" Zhao Zejun subconsciously wanted to pat Liang Shi on the shoulder, but his hand stopped moving.

Liang Shi is in his forties, much older than his previous life, if he puts aside his superiors and subordinates, it is not an exaggeration to call Liang Shi an uncle, so his hand moved slightly, and it turned into a slap on his arm, which is an action between friends.

Liang Shi shook his head and said: "It's nothing, these days on the construction site, I often think that when we first met that year, it was still in the broken house in Gaogang Village, yes, just after the festival, Mr. Zhao also stuffed a Chinese cigarette for me." When I got home, I was reluctant to smoke, so my wife gave it to my brother-in-law and asked him to take it to their leaders. ”

Speaking of the past, Zhao Zejun and Jiang Xuan were also quite embarrassed. At that time, in order to compensate for the demolition and relocation of tens of thousands of yuan, several people racked their brains, and a rain almost gave up their lives.

"Thinking about it now, it's just like what happened yesterday, Mr. Zhao was not rich at that time, Mr. Jiang, you don't have any money at all, I was opened by Song Tianming, my wife and children can't afford to raise my wife and children, and the Junzi's family will send us back, and I will be very satisfied with a meal of pig's head."

Liang Shi raised his eyes, pointed to the almost boundless construction site connected to the mountain in front of him, and said with a smile: "But you see, it's only been a long time, and there is such a big foundation." Don't talk about the two of you, let's talk about me, the family changed houses and bought a car, as soon as I came home, my wife smiled at me, relatives and friends have a completely different attitude towards me than before, I really tasted the taste of turning over and being the master, college classmates sometimes party, talking about my current situation, everyone envies. ”

"Ze Jian can come to this point, Liang Gong, you are indispensable, when Song Tianming brought people to smash it, you were the first to stand up and support me, I will never forget this idea. Now you deserve all these rewards. Zhao Zejun said.

"Mr. Zhao, I didn't mean that." Liang Shi paused, and Zhengse said: "Mr. Zhao, Mr. Jiang, we have been through hardships together, Zejian, you put ten thousand hearts." I'm a few years older than you, and I've watched you come all the way, and others don't know about you, and I know it clearly. You two don't have to worry about boldly rushing forward, I will definitely give you a good look at Zejian's home. ”

Zhao Zejun sighed with emotion, the old team and old guys who started a business together have not been alienated because of money and power, but have become closer, more understanding of each other, and gradually integrated, which makes him very gratified.

Liang Shi regards Zejian as his home, and Zhao Zejun is not.

Just as they were about to have a working meal together and reminisce about the eventful years, Ding Lan called.

The people at the bank have all made an appointment, and it is scheduled for tonight.

"Okay, I'll be there in the evening, Sister Ding, you arrange it like this......" Zhao Zejun instructed Ding Lan on the phone.