"Prepare a table on Sunday night, the second sister became the vice president, let's invite her, in order to be lively, we are going to find the eldest sister and them." Xu Feng said.

"Second sister is the vice president? It's a great event. Li Tiecheng said.

"The article issued today appoints the second sister as the vice president of the city bank." Xu Feng said.

"Then you have to entertain the second sister well, this meal is mine, and other favors can't help, this little thing is still not a problem." Chang Shouxin said.

"No, this is Director Chen's treat, you can't let him save it, you have to slaughter him well." Xu Feng said with a smile.

"What is his hospitality money enough for, he can still spend money to eat here, not to mention that he is invited to the second sister, let alone use him, we will do it." Chang Shouxin said.

Pan Xueliang walked in and told him to prepare a big table, and a few buddies will come over later, the standard should be higher, and there will be delicious food.

"What kind of guest wants such a high standard, I haven't been so generous before, isn't it rich." Li Tiecheng said.

"People who live on wages, what can I make a fortune, they are all middle-level leading cadres, and their tastes are relatively high, so they can be invited to do it again, so they don't scold me for having no handle in the big wardrobe and picking on the door." Pan Xueliang said with a smile.

"As long as you speak, we can get you any delicious food." Li Tiecheng said.

"You can arrange what to eat, but it can't be too dark, and I won't pay the bill when the time comes." Pan Xueliang said with a smile.

"Look at what you say, who of us is with whom, you don't have to settle the bill." Chang Shouxin said.

"Wouldn't I eat more and take more, so that people would know that they would give me a hat of using power for personal gain, so I can't afford it." Pan Xueliang said.

"It's not that big, we don't owe electricity, you don't have a penny cheap, there's no need to please you." Li Tiecheng said.

Chang Shouxin told Pan Xueliang about buying a car again. Pan Xueliang nodded when he heard this, and he also tended to buy a car, and renting a car is pure money. If you buy a car, you not only save the cost of renting a car, but also generate income. The best of both worlds, why not.

"However, it will also cause a lack of liquidity, so I am a little hesitant." Chang Shouxin said.

"My opinion is to buy a second-hand car, which will be much cheaper and will not affect the capital turnover." Xu Feng said.

"Tomorrow we will go to the second-hand car trading market to go around, buy the right one, and then set up a distribution center, these franchise stores will open soon, and we must not delay the delivery." Chang Shouxin said.

"Can't buy a used car. My opinion is to buy a new car. Pan Xueliang said.

"Buying a new car, impossible, all this money is used, liquidity is a big problem, it will affect the future operation of the barbecue square, my opinion is to buy a second-hand car, the price is at least much cheaper than a new car, which can reduce the pressure on funds." Chang Shouxin said.

"That is, as the saying goes, dress and eat to brighten your family. I don't agree with your idea of how much money you have to do how much you do, and what to do. Li Tiecheng said.

"My idea is also to buy a used car. At least it can alleviate the current financial pressure, and you have to buy a new car and wait for the conditions to come later. Xu Feng said.

"Xu Feng is right, I also agree to buy a second-hand car." Chang Shouxin said.

"Don't be in a hurry, listen to me explain to you." Pan Xueliang said.

After all, it is used by myself all year round, since I want to buy it at one time. Second-hand cars are cheap, but they don't know the condition of the car, and some black-hearted bosses have done tricks on the car in order to sell it at a good price. At the time, it was impossible to find out. I felt that there was no problem, and the car broke down in a few days after driving home. It is inevitable that major repairs will be carried out, and it will usually cost a lot of repair costs. New cars do not need to be repaired for at least a few years. It's still cost-effective to buy a new car. If you set up a distribution center, you should buy a new car, otherwise you won't be able to make enough money to repair the car, which will outweigh the losses.

"Who doesn't want to buy a new car, but there is not so much money in hand, invest all the money in buying a car, liquidity will be a problem, now is not Luo Guozi up the mountain, money is tight, my opinion can save a little or save a little." Li Tiecheng said.

"I see that you are confused by things, why don't you use your brains more, you can apply for installment payment to buy a car, pay the down payment in installments, and you can't pay much money in a month, and I'm afraid that you can't pay back the car with the income of your barbecue square." Pan Xueliang said.

"Really, I didn't think of that." Chang Shouxin said.

"The key is still the problem of funding, now the stall is getting bigger and bigger, money is needed everywhere, and if there is no sufficient liquidity, it will not be able to operate at all." Li Tiecheng said.

"Even if the liquidity is insufficient, you can also apply for a working capital loan from the bank, with your current scale, as long as there is a guarantee and good credit, you can get a loan, and the bank is willing to give you a business, which is called borrowing chickens and laying eggs." Pan Xueliang said.

In modern economic activities, when their own economic strength is insufficient but they want to develop their careers, many people will also borrow money to invest in production, earn back money, and develop and expand their own strength. This kind of business strategy, also known as debt management, has no money to go all over the world. However, today, when everyone knows how to borrow chickens to lay eggs, chickens are not so easy to borrow, and many techniques have to be emphasized. Give people the letter, this is the root of the borrowing chicken technique*, money is the hard capital for investment and entrepreneurship, for people who have no money or insufficient financial resources, they can borrow money, they can make their wishes come true. If you have a good reputation, you will never have to worry about lack of money.

"This is true, banks now have credit lending, as long as they meet the credit rating standards, you can apply for a certain scale of working capital loans, as you use the loan, and the interest rate is very low, this is very cost-effective." Xu Feng said.

"But I don't think it's a good thing to always borrow money, it will make people think that I don't do my job, I live by borrowing money, and when I ask about the amount of money I owe, it is inevitable that they will have opinions about me." Chang Shouxin said.

"Don't have this kind of thought, have a good attitude, take borrowing money to invest as a very honorable thing, and don't have any feelings of embarrassment." Pan Xueliang said.

In this world, anyone who can't borrow money is almost a person who can't invest in financial management, or at least not a master of investment and financial management. No matter how big the boss is, he has to borrow money, and no one is an exception. For example, if you have 10,000 yuan in cash and are about to invest in a 20,000 yuan project, you can't wait until you have earned 20,000 yuan to go to that project. That would be a loss of business opportunities, and it would be a preemptive move, just like starting a business at a barbecue plaza, if you don't want to raise funds, you may have closed its doors long ago. But there is one thing that must be kept by credit, and it is difficult for a person who does not keep his word to borrow money.

Running a business requires an open mind, and it is necessary to consider cooperation to achieve the optimal allocation of resources. Entrepreneurs are to organize resources and recombine the factors of production, so as to create a new production function to achieve the goal of development. In short, business operators must learn how to borrow chickens to lay eggs in order to make full use of social resources to develop themselves. At the same time, this can also revitalize social resources, which is where the value of the enterprise lies. If you want to borrow chickens to lay eggs, you must have the idea of win-win, if there is no win-win concept, it is in vain.

"In reality, not everyone will be inspired and will seize certain opportunities." Xu Feng said.

A person's success is created by the organic combination of comprehensive factors, and before the opportunity and conditions, it is necessary to have the level of operation and the ability to control. If a person has forward-looking thinking and sufficient preparation time, then every thing he does will have good results. Every day is about preparing and every day is about preparing for the future. That way, when the opportunity comes, it's yours. If you are not prepared, then no chance will be yours. Almost all leaders are well-prepared and early starters. People who start early do not necessarily do better than others. However, with a well-prepared and early start, there are more opportunities to make adjustments. Only then will there be a chance to grow and grow.

"Discuss with Director Chen one day, assess the credit rating, and see how it works." Chang Shouxin said.

"Okay, I'll talk to him tomorrow and listen to his opinion." Xu Feng said.

"As long as you have good credit, the evaluation will never be a problem, and with the strong support of the bank, your career will become bigger and bigger." Pan Xueliang said.

"There is absolutely no problem with my credit, there is always a sense of guilt for the money of different people, others have helped you a lot, and if you don't pay it back when it expires, it is still a person, and I can't help it from the heart." Chang Shouxin said.

"The key is to maintain good credit for the long term, no matter what the special circumstances are, otherwise, it will be difficult to move forward." Pan Xueliang said.

Two days ago, I heard a friend tell such a story, during the Spring Festival, a man went to play fried golden flowers, and he usually didn't play, but when he played that day, he took shit luck. After a few rounds of play, I caught a big card, a leopard, three aces, and maybe other players also had good cards in their hands, so they were on each other, and the money was smashed down. In the blink of an eye, all the thousands of dollars that the man was carrying were smashed down, and when he saw this good opportunity to make money, how could he miss it, and when he saw that there were several close relatives among the onlookers, he begged them to borrow some money first, and then pay it back. I didn't expect this man to be famous in people's minds to borrow but not to repay the person, every time to borrow people's money or things, to ask people three times to ask, several times to procrastinate to give, the concept of credit is very poor, so, at this time there is no one to help him, and finally the man did not have cash to open other people's cards, had to throw away the cards in front of his eyes. Why does a leopard not only not win a penny, but loses all the money in his pocket? It's because he usually has no credit, and he can't borrow money, and he sees that he can win cards and lose. (To be continued.) )