The strength of the Huayin Consortium mainly depends on the financial industry under the consortium, which is like the liver in everyone's body, which is responsible for hematopoiesis, and it is precisely for this reason that after holding Huaxia Finance, PN Finance, Fuxin Group, Minsheng Bank, Yangtze River Bank, Huatai Insurance, and Sunshine Insurance, which are known as the seven golden flowers of the Huayin Consortium, Xu Teng once again extended his hand to Jianghuai Rural Commercial Bank. Pen @ fun @ pavilion wWw. ｂｉｑUｇE。 ｉｎｆｏ

And, this time, too, is inevitable.

Once successful, this is not called the Seven Golden Flowers, but the Eight King Kongs.

In the United States, Xu Teng also took advantage of the financial crisis and successfully became the largest shareholder of AIG Group, joining the board of directors and having 1/3 of the voting rights.

In the current Huayin Consortium, in the early days of 2009, this consortium is to build the entire consortium system with the "Seven Sisters" + AIG as the core, and the periphery is distributed Tencent Group, Zhongqu Group, Shenzhou Media Group, Shenzhou Electric Group, Shenzhou Electronics Group, Huateng Automobile, Huateng Heavy Industry, Huateng Hi-Tech, Jiangtai Group, Boan Group, Wanbo Group, Yongle Group, Sunshine Group...... A series of industrial groups.

Through the Seven Sisters + Industrial Group, the Huayin Consortium further controls more branches, such as BOE, TCL, Hyatt International Hotels, and Katia Group...... The scale is huge.

This is the current Huayin Consortium, this is the era of Xu Teng, and the layout of the five major capital companies in the era of President Xu is completely different.

Compared with the era of Mr. Xu of the five major capital companies and the era of Xu Teng's Seven Sisters, the scope of cross-holding within the consortium is deeper, the layout of the enterprise is more international, the characteristics of property rights and the distribution of rights are clearer, and the rights and responsibilities are clearer - simply put, a more modern Kang Caien.

Xu Teng is on top.

He is like an emperor sitting above the dragon's nest, looking down on the world, which is ten times stronger than the later Ma Zheng, Wanda, and BAT, and he has basically reached the peak that a Chinese businessman can achieve.

In Mr. Xu's era, "Huayin" did not like to use the consortium to refer to itself, and was more accustomed to using "Huayin", and the media was also accustomed to using "Huayin".

In Xu Teng's era, whether he is a lawyer, the media, or the business community, everyone directly uses the term "Huayin Consortium", anyway, he has nothing to hide, all of China, as long as you read newspapers, surf the Internet, and pay attention to "Huayin Consortium" and "Xu Teng", you basically know what Huayin Consortium means, and you all know what Xu Teng means.

As for the official, the attitude towards the Huayin Consortium is still very positive, and no matter how big the Huayin Consortium is, it is not an opponent of CICC.

As long as the Huayin Consortium operates legally, as China's first private enterprise consortium and the first joint-stock consortium, there is no problem, and some people always say that the Huayin Consortium is so big, Xu Teng is so rich, and the state does not control it.

This is ignorance, nonsense.

As long as the Huayin Consortium and Xu Teng maintain the current attitude and operate in accordance with the law, the country is not afraid of the large Huayin Consortium, the Huayin Consortium is small, and the Huayin Consortium is large but not strong, and it makes money from the real estate business alone.

This is a soft power, a hard fist of China.

Between the government and enterprises, the channels of communication are also very smooth, and both sides are very clear about what the government wants to do and what enterprises want to do.

The goal is the same, that is, to compete with foreign first-class enterprises, those Fortune 500 companies, Samsung, TSMC, Intel, Time Warner, Toyota, and Honda.

The Huayin Consortium is now a dozen ten, although each field is in a weak position, in the position of a chaser, but it does not mean that it will always be in a weak position, ten years later, twenty years later, the Huayin Consortium may not be a dozen ten, but a slap to death ten.

All of these are Xu Teng's business status and domestic status.

Mr. Lu?

Those people, now they are barely on an equal footing with Xu Teng, they can sit together and talk about things, discuss the proportion of benefit distribution, and provoke Xu Teng for no reason, that is sick, mentally ill!

……

Wu Yongbang and Wu Guangxiong's double Wu combination was not sharp at all, and was ruthlessly kicked out of Huayin International Building by Xu Teng, and a few days later, Mr. Lu, the old man, really arrived in Huzhou in person.

After so many years of grievances and grievances, they still make friends with each other without tearing their faces.

Since you can't tear your face, you can only be friends.

It's just that in the past, Xu Teng and the Xu family could only be friends with each other, but now it is Mr. Lu's turn to be friends with Xu Teng.

This is probably the rotation of feng shui.

As we all know, given that Mr. Lu's father was the founding father, Xu Teng should feel honored to be able to maintain a "deep friendship with this old man".

Powerful!

The old man is a powerful man, and Xu Teng is also a powerful man.

Different from the last Shuangwu combination, this time, when Mr. Lu arrived in Huzhou, Yu Dameiren, as Xu Teng's plenipotentiary representative, personally arrived at the airport to greet him, and also sent the old man all the way to Huayin International Building.

The grievances between the two sides are too deep, and they are simply unclear, and the reasoning is messy.

Mr. Lu already knew too much about Xu Teng, and knew very well what Yu Suyun meant by Xu Teng's side, and this great beauty came to greet him in person, which showed that Xu Teng at least had no intention of snubbing him, and was still willing to maintain a good relationship.

Who is Yu Suyun?

As far as Mr. Lu knows, it is said that there is a teacher-student relationship, and it is said that this Yu Da beauty is capable and can not be regarded as a very powerful woman, but as long as she sits at the headquarters of the Huayin Foundation, Xu Teng can play around at will, and give herself a long vacation every three or five days.

That's absolute trust.

Another such girl is Han Dai, the chief assistant officer of Huateng Company, who has been by Xu Teng's side for many years.

Mr. Lu knows all these things, and it is estimated that when he arrives downstairs in Huayin International Building, he will probably see Han Dai come out to greet him...... As a result, I really guessed the old man correctly.

Xu Teng has always had a very special way to deal with people, he didn't go downstairs to greet Mr. Lu, and he didn't even make any special preparations, that is, he left the office door open and looked out the window in the office café, a little distracted.

A pot of tea has just been brewed.

Everything is not like Mr. Lu is coming, but Chen Jian is here.

The fact is, Jian Chen is also there.

The two young people sat in the rattan chair sofa, silently thinking about their thoughts, Mr. Lu came, Xu Teng beckoned, smiled, everything is like an old friend, the kind that often comes and goes, no need to be polite at all.

Mr. Lu has never seen anyone, he has never seen anything, and he was also a person who had seen Taizu back then.

This scene made the old man quite emotional, it felt like going to a friend's house, nothing too particular, just come and sit, drink a cup of tea, and chat a few words.

Mr. Lu actually knew very well in his heart that he and Xu Teng were friends and foes, and the competition in the business field was very fierce, but then again, he was really not qualified to compete with Xu Teng in the shopping mall.

Even if it is the sesame grain that Xu Teng's fingers missed, it is enough for the old man to happily pick it up and hide it well, but unfortunately, Jianghuai Rural Commercial Bank is really not a sesame seed, compared to the watermelon of AIG and PN insurance companies, it is also a cucumber.

At this moment at the door of Xu Teng's office, Mr. Lu, whose hair had already turned gray and vaguely looked like his father, was stunned for a moment, hesitated for a few seconds, and did not rush over.

The old man looked at Xu Teng at this moment, sitting in the bamboo sea in the air, sitting on the rattan chair, holding a cup of tea at his fingertips, young and handsome, with a noble temperament, wearing an eternal top suit, a true model of young bankers.

This is the banker of bankers, one of the top ones in the country, and one step further, that is the governor of the central bank.

In addition, Mr. Ding of CICC estimates that there is still a chance, maybe he can take a step, and the others are almost at the top, and they all have to retire in their current positions...... All of them are senior leaders at the level of deputy ministers.

Xu Teng is different, Xu Teng is a pure banker, a capitalist banker, and the bank in his hand is actually his own assets.

Cattle!

That's awesome!

At this moment, Mr. Lu seemed to have thought through and figured it out, why was Sima Zhao able to unify the Three Kingdoms?

Because Sima Zhao is not only young, but also has a good father.

"The two little comrades are here, very leisurely. Mr. Lu took the initiative to say hello, as if he was a good friend of two young capitalists, walked to the rattan chair, sat down by himself, and pointed to the circle of purple sand tea sets in front of him, "Xiao Xu, you got seven or eight teacups out, which one is mine?"

"You can pick whatever you want, you just drink it directly in a teapot, what can I do to settle accounts with you, ten yuan for a cup, thirty yuan for a pot?" Xu Teng smiled.

"This is Gu Jingzhou's squirrel grape pot, yes, good thing. "Mr. Lu is a person who knows the goods, it doesn't matter if he doesn't know the goods, it has been rumored for a long time that the more than 200 sets of teapots that have been circulated by Mr. Gu in the world, half of them are in Xu Teng's hands, and the most precious is the squirrel grape pot.

"If you really like it, I'll give it to you. "Xu Teng looks quite casual, tens of millions of teapots, this really looks like he wants to give it away.

"How embarrassing is that? Actually, I know this is one of your favorites, how can you win people's love?" Mr. Lu's waist and knees were weak, and he almost didn't sit down, if this set of teapots was really taken away by him, he would have to withdraw from the business of Jianghuai Rural Commercial Bank.

Although there are teapots worth tens of millions on one side and hundreds of billions of assets on the other, the value is not equal, but at Xu Teng's level, in Xu Teng's eyes, the two are almost equivalent.

"There's nothing to be embarrassed about, this is a copy, I asked Gu Lao's apprentice grandson to help me copy it, so as not to play too casually, lose it, or break it. As for drinking tea, it can roughly fit the situation, so that's fine. "Xu Teng is a serious flirtatious old man, and what he said is very plain and real, and he can't see the meaning of drama and abuse at all.

"You ......!" Mr. Lu really didn't have anything to say, and he couldn't think about the worst, so he could only smile and sigh, "Yes, tens of millions...... It's not a thing for you, it's the key thing, it's the only thing in the world. In fact, it is rare for me to come to Huzhou to chat with you, how do you plan to deal with the affairs of Jianghuai Rural Commercial Bank, if you are sure that you want to completely win, I will definitely not participate. This kind of thing, you go up, I go up, the meaning is the same. ”

"The bureau of Jianghuai Rural Commercial Bank, how long has our Xu family been clothed, you know best. This is like the matter of Rongzhou Rural Commercial Bank, how much effort you have spent, I also know best. Thanks to your care, my business has been going smoothly over the years, as long as there is an opportunity, you are interested, I am interested, it must be cooperation. Xu Teng's words were very frank, and he was honest enough to let Mr. Lu run away if he wanted to.

Oh no!

This is a big bad thing.

Mr. Lu felt that he had fallen into Xu Teng's trap again, and deliberately provoked him to come over to negotiate face-to-face, but it turned out that he was pointing at Rongzhou Rural Commercial Bank, which was really miserable, and he lost his wife and soldiers.

"In this way, the bureau of Jianghuai Rural Commercial Bank, you take 10% of the shares, Rongzhou Rural Commercial Bank, I also take 10% of the shares, the board of directors on both sides, everyone takes care of each other. In this way, who counts and who benefits, you must understand in your heart!" Xu Teng made the truth very clear, it seems that this is indeed the case, the same 10% of the shares, the asset scale of Jianghuai Rural Commercial Bank is five times that of Rongzhou Rural Commercial Bank.

One thing is different.

The bureau of the Huayin Consortium in the Jianghuai Rural Commercial Bank is very fair, fair, legal and compliant, and completely impeccable, at least on the surface, it is indeed the highest bidder.

Mr. Lu's bureau in Rongzhou Rural Commercial Bank is a dead end, illegal, non-compliant, and it is simply an insider trade between powerful people.

The bureau of the Huayin Consortium is open, and if you have money, you can participate, while Mr. Lu's bureau is closed, and only Fubon Insurance Company can participate, which is the difference between the two things.

In other words, without Mr. Lu's consent, Xu Teng had no way to intervene in the affairs of Rongzhou Rural Commercial Bank.

At this moment, Mr. Lu, the old man, did not dare to agree at all.

Relationships are temporary, and leaders always have to retire.

How many times is the strength of the Huayin Consortium compared to Fubon Insurance Company?

Mr. Lu can't calculate, he really wants to leave 10% of Xu Teng's shares in the bureau of Rongzhou Rural Commercial Bank, leave a seat on the board of directors, once the opportunity is right, Xu Teng can squeeze Fubon Insurance Company out of the way at any time, control Rongzhou Rural Commercial Bank alone, and let Fubon Insurance Company drink the northwest wind.

The tiger said to you, "I will cut a piece of meat and feed it to you, and you will cut a piece of meat and feed it to me."

A fool would say yes!

At this time, the old man really wants to slap himself, what is called luring a wolf into the room, this is called luring the wolf into the room.

If the Huayin Consortium is a winter melon, Fubon Insurance Company is a cucumber at best, which will be broken and rotten when it is smashed.

"Alas, Xiao Xu, you say...... Just let this small insurance company of mine join your consortium, and when the time comes, Fubon Insurance will be part of the Huayin Consortium, and the affairs of Rongzhou Rural Commercial Bank will be controlled by Fubon Insurance alone. Mr. Lu put forward a compromise idea, and it was really beautiful, and the beauty was about to bubble.

"This is a good idea, but what I mean is that the main thing is to control the Jianghuai Rural Commercial Bank first, and then the Jianghuai Rural Commercial Bank will invest in other rural commercial banks to form a business system. Xu Teng rejected the old man's proposal and was unwilling to include Fubon Insurance under his umbrella.

After thinking about it, he decided to tell the truth, "Lu Lao, for the Huayin Consortium, there are never too many banks, and what about insurance companies, we have PN, Huatai, Fuxin, Sunshine and Huaxia Insurance, and now AIG Group's AIA, objectively speaking, the insurance companies of the Huayin Consortium are a bit too much." ”

"Yes, you're under your banner, and there are insurance companies everywhere. "Mr. Lu's most depressed place is here, the Huayin consortium is a typical one who has more children and fights, especially the two insurance companies Huatai and Sunshine, and the competition between Fubon Insurance is simply white-hot.

Among the top ten insurance companies in China, Huayin Consortium accounted for three, namely the first, fifth and seventh, PN's total turnover and total profit ranked first, and the total assets were slightly lower than that of Life, Huaxia Insurance ranked fifth, and Sunshine Insurance rose rapidly, ranking seventh among the top ten insurance companies in just four years.

Huatai Insurance temporarily ranked twelfth, and the eleventh place is Fubon Insurance.

Sunshine and Huatai, one south and one north, one up and down, one is stronger than life insurance and property insurance, and the other is stronger than car insurance and accident insurance, and the attack on Fubon Insurance can be called flawless.

"I will not participate in the affairs of Jianghuai Rural Commercial Bank, our relationship is still good, each other do their own business, mutual support and understanding is the most important thing. Mr. Lu was stunned, pointed at Xu Teng and himself, and sincerely asked Xu Teng to let him go.

He's wrong, isn't he okay?

After he is also meritorious, what is it...... Give face, don't go to Sichuan Province to join in the fun.

"How embarrassing it is. Xu Teng is still reluctant to give up, after all, the business of Rongzhou Rural Commercial Bank is also very good, and tens of billions of capital injections can easily be exchanged for hundreds of billions of bank assets.

Xu Teng's requirements are not high, 10 billion.

In this matter, he had better destroy the chess game of Fubon Insurance, because Fubon Insurance really turned over and became one of the most powerful insurance companies in China, which originated from this transaction.

In addition, another big move of Fubon Insurance is the banking channel, which is also the unique skill of Fubon Insurance, which has a strong relationship with the four major banks, and has always been able to rely on the channels of the top state-owned giant bank in China to sell wealth management insurance.

This trick has a huge drawback, that is, the channel expenses are amazing, the relationship is good, and you are allowed to sell insurance all the time in various outlets of the bank, but this channel fee still has to be paid, after all, the state-owned giant bank is also a listed company.

Several insurance companies under the Huayin consortium are also very dependent on the channels of banks, but they are all internal banks, internal channels.

For example, Huaxia Bank, Huaxia Insurance, and Huaxia Securities are integrated financial groups with three yuan in one, and each branch supports each other, so that you can not only buy insurance in the bank, but also speculate in stocks, which is very convenient.

For example, Sunshine Insurance has become the seventh largest insurance company in China in just four years.

Huatai Insurance is tied to the Yangtze River Bank, because the number of bank outlets is far less than that of Minsheng Bank, and its performance naturally cannot be among the top ten insurance companies in China.

Intercredit Bank and Intercredit Insurance, this is also one.

PN Insurance and PN Bank, this is still one.

Throughout the Huayin consortium, its insurance companies and banks are one-to-one and channel sharing.

This is the most desired model of domestic joint-stock insurance companies, other insurance companies have basically not done this step, the closest is Fubon Insurance, which also benefits from Mr. Lu's connections and long-term operation.

Mr. Lu was quite envious of the pattern and layout of the Huayin Consortium, so he wanted to invest in Jianghuai Rural Commercial Bank, so that Fubon Insurance could use the channels of Jianghuai Rural Commercial Bank to sell wealth management insurance more prosperously.

The outlets of Jianghuai Rural Commercial Bank are basically in counties, towns and rural markets, and there are too many old men and aunts, which is the largest customer base of Fubon Insurance, so it is easy to fool.

Thinking about it now, Mr. Lu can only say that he is too naïve, thinking that Xu Teng has enough channels in his hands and doesn't care about the loss of this...... Therefore, he can also let the Huayin consortium hold shares of Fubon Insurance Company and give each other a chance to make money.

Useless.

Xu Teng now has no shortage of insurance companies, only more banks.

When the two talked about this, they basically decided not to interfere with the river water, not to infringe on each other's good situation, and to do their own business.

"Okay, then I'll let you run for nothing, sorry. Xu Teng has nothing to say, since he can't cooperate, then forget it, he can't tear his face with Mr. Lu head-on.

He got up and personally sent Mr. Lu out of Huayin International Building.

Soon.

Xu Teng returned to the office, enjoying this quiet noon time and having a cup of tea with Jian Chen.

There was silence for a long time.

Jian Chen finally decided to speak.

"Our matter is in front of the shareholding reform of Rongzhou Rural Commercial Bank, you increased the capital injection price of Jianghuai Rural Commercial Bank by 15% the day before yesterday, isn't that a clear comparison, if Mr. Lu trades according to the price they originally negotiated, wouldn't it be a slap in the face of the whole country?" Chen Jian couldn't help but say, he couldn't do it, he wasn't afraid of anyone, but he felt that he was paying billions more, just squeezing others, which was a bit silly.

"I can't talk about slapping the face, I just think that the acquisition of state-owned assets, especially the assets of state-owned banks, is more in line with the corporate image of the Huayin consortium with a higher bid. This image is not called a wronged leader, but rules, innocence, and never taking advantage of the country. Xu Teng still insisted on his principle, but the cost of this principle was billions, and he hesitated for half a month before finally making his decision.

His decision-making is the decision-making of the entire consortium at the highest level.

Once Xu Teng made a decision, basically no one else could change it except himself, and Chen Jian was entrusted by many joint partners to fly from Jiangzhou to Huzhou overnight because of this matter, and came to persuade Xu Teng to take back his life.

Chen Jian didn't want to come in the first place, and he just paid an extra 5 billion yuan, is it worth everyone to look angry and scared? Is it worth it for him to fly to Xu Teng's side and study and discuss with Xu Teng for this little thing?

Chen Jian also believes that Xu Teng is one of the smartest bankers in the world, and since he is willing to pay this price, he must have a reason.

However, Jian Chen still came, anyway, I haven't seen Xu Nanshen for a long time, especially during Xu Teng's half a year in the United States, the two basically didn't meet, they just interacted through Weibo, and finally interacted on WeChat recently.

"Yes, we still have to think about the long term, by the way, squeeze the opponent, anyway, you can be happy, it's always right to bully people who lack morality. Chen Jian figured it out, Xu Teng just didn't want Fubon Insurance to comfortably seize state-owned assets.

The asset scale of Jianghuai Rural Commercial Bank is five times that of Rongzhou Rural Commercial Bank, and the financial parameters such as profitability are basically the same.

Xu Teng used Huateng Company, Jiangtai Group, Wanbo Group, Fuxin International, and Huatai Insurance to jointly invest in the acquisition of 35% of the shares at a price of 47 billion yuan, which was 15% higher than the price originally negotiated between the consortium and the province.

After seven or eight years, half of the loan will be repaid, and then the other half of the loan will be repaid with the dividends and stock market operations of the Jianghuai Rural Commercial Bank, which is basically a net gain of control and 1/3 of the shares of a bank.

In this way, this transaction price will become the benchmark for the share reform of rural commercial banks in the country, and other provinces and cities will also copy this price.

If Fubon Insurance wants to use the original estimated price code of 5 billion yuan to acquire 35% of the shares of Rongzhou Rural Commercial Bank, it will be quite embarrassing, some people in the province will be embarrassed, Rongzhou Rural Commercial Bank will be embarrassed, and Fubon Insurance will also be very embarrassed.

In contrast, Fubon Insurance should come up with at least 9 billion yuan to make a reasonable acquisition, for the simple reason that this is a bank asset.

If it is fair competition, Xu Teng is fully willing to spend 9 billion yuan to acquire 35% of the shares of Rongzhou Rural Commercial Bank, and it can even be said that within 10 billion, he does not negotiate the price, how much the other provincial SASAC wants, how much he gives, and other conditions are easy to say.

Especially in Rongzhou, in return, the Huayin Consortium can invest in high-tech industries in Rongzhou.

Now no outsiders know what the price negotiated between Xu Teng and the province is, the highest estimate in the market is roughly about 35 billion, Xu Teng's original bid was very kind, a cut higher than 35 billion, and now it continues to premium, increasing from 42 billion to 47 billion.

From the very beginning, Xu Teng wanted to set a benchmark and a standard price for the wave of share reform of rural commercial banks that was unfolding across the country, and the rules were up to him.

If other small and medium-sized consortia are not willing to follow this price to follow, then let him come.

Beijing, Shanghai, Guangzhou, Shenzhen and Chongqing ...... He is interested in following up on the rural commercial banks in major cities across the country, especially in provincial capitals.

It's good for him to do that.

He wants to set an example and set a good example for the above, and the province will later "leak" the price of the initial negotiation to prove that he is a good comrade and that the Huayin Consortium is a good consortium.

He spent 5 billion yuan to make a sensational news nationwide, so that everyone would know that the Huayin Consortium is rich but not treacherous, does not lack morality, and does not occupy a dime of state-owned assets.

He spent 5 billion yuan to let everyone understand a basic truth, the acquisition and reorganization of high-quality state-owned assets should be at a premium, which is the most basic market law...... A premium of 25% is the minimum.

This does not mean that a state-owned enterprise has a net asset of 200 million, and 200 million can be sold.

This kind of accounting is itself legal and unreasonable, and violates the basic ethics of capitalism, especially for those state-owned enterprises that can make money, with a net asset of 200 million yuan and a selling price of 200 million, which is simply a money grab.

Is it such a blatant robbery in broad daylight?

As for Fubon Insurance Company's acquisition of a stake in a state-owned bank at a price lower than its net assets, that is even more of a national shame.

It's like saying, what's wrong with your eyes, what's wrong with your IQ, I'm just related, I can rob it for nothing, and you sue me!

So.

Xu Teng decided to use the transaction price of 47 billion yuan and a premium of 30% more to give Fubon Insurance Company and Mr. Lu an iron fist to make a big news and a big wave that is well known throughout the country.

In the end, Xu Teng wants to use this wave and this price to rob the bureaus laid out by other bosses, to sabotage their bureaus, and to grab the share reform plans of a few more rural commercial banks.

This is the money to buy horse bones.

Xu Teng just wants to tell the rural commercial banks that you are worth this price, and others are unwilling to offer this price, so you look for me. (To be continued.) )