Chapter 685 Banks
In the lounge upstairs of the Weasley Joke Store, Ryan, Hermione, and two panda people sat on two large couches. On the coffee table in front of the sofa were freshly brewed green tea and several plates of Celestial-style refreshments, which he had obtained from Uncle Nine before.
"This traditional taste is rare even in the wizarding world of the Celestial Empire, especially this lotus crisp, it is not easy to be fragrant but not greasy, after all, it needs to be fried during the production process. In the past, in the Celestial Empire, I only ate in a teahouse in my hometown of Shudi. The panda man named Xiong Duosu in the lead said.
"And the same is true of these Biluochun. Another panda man, Xiong Guangcai, flexibly grabbed the small teacup with his paws and tasted the tea, and then praised. "I haven't drunk this top-notch Suzhou Taihu Lake Dongting Mountain Biluochun a few times. ”
After tasting the tea and refreshments, the two panda people finally started talking about the reason for looking for Ryan and them today. "It's a pleasure to meet you in distant England, we've heard about what you've been doing lately before we came, especially you, Mr. Liang, whose growth in strength has surprised us. That's why we're coming to you, we planned to send you owl messages when we get out of Hogwarts. ”
"And what's going on?" asked Hermione curiously. "Actually, we were very curious about why you were here after seeing you just now, after all, this place is far away from your hometown, and there has never been a person from your Pixiu clan before. ”
"Then I think you'll see us many times in the future because I've been promoted. He is now the president of the Hogsmeade branch of the Celestial Empire Fangshi Bank. Xiong Duosu raised his head slightly, and now said with some pride.
"Congratulations, then!" Ryan and Hermione clenched their fists in their hands at the same time, and Ryan asked. "By the way, where is your bank now, why haven't I seen it at Hogmodri before?"
"It's being renovated and hasn't opened yet. Xiong Duosu said in the characteristic doll voice of the panda people. "It's the same location as the Wizard Costume Store in the past, but we have a few things to do before we open. ”
After speaking, Xiong Duosu showed a bright smile and looked at Ryan and them. After seeing this smiling face, Ryan immediately raised his vigilance, and he remembered that the last time he went to the Celestial Empire, the alchemists there warned him that although Pixiu was a kind creature, he had a strong attachment to money, so he must be careful of their sales pitches.
Although as a kind and intelligent creature, the products promoted by the panda people are genuine. But they'll do their best to empty your pockets and buy you a lot of things you don't really need to take home.
Sure enough, Xiong Duosu threw out a very attractive investment project. "You know, we came here from the Celestial Empire to open a bank to make money. And if you want to make money, you need to build a good relationship with local people. Therefore, we, the Celestial Fangshi Bank, only hold 50% of the shares of the Hogsmeade branch of the Celestial Fangshi Bank, and the rest will be distributed to you. ”
"We have just negotiated at Hogwarts Castle and reached an agreement with Headmaster Dumbledore and Minister Burns: Hogsmeade will own 22% of the shares for land, labor and a series of preferential policies, and Hogwarts will also have a 22% stake in gold and a host of other guarantees. The remaining shares will be open to the public. Xiong Guangcai took out a few contracts and showed them to Ryan.
"Then why did you find me?" Ryan asked, "I know there are no banks here at all, and the big guys need them. In this situation, you should have countless people willing to invest in opening a bank here. Why did you come to me in a special way?"
"You're right, there are countless people who are willing to invest, but only willingly. Xiong Duosu shrugged his shoulders and spread out his paws. "But the problem is that the people who choose to support Hogsmeade here today don't have much money to invest! ”
Xiong Duosu is talking about a very realistic situation, don't look at the current British wizarding community divided into two factions and a tie, it seems that the two sides are evenly matched. But it is undeniable that the wealth in the British wizarding world is mainly concentrated in the hands of pure-blood families who support the Ministry of Magic in London. Especially after the London Ministry of Magic blockaded Gringotts, Hogsmeade really didn't have much money on his side.
If it weren't for the fact that Ryan took out a large sum of gold after becoming a member of the Hogwarts Board of Governors, and then the headmaster exchanged this gold for gold through his channels to promote the economic cycle by ordering and promoting production, it is likely that the economy here would have collapsed.
In this way, there are not many people who can come up with a large amount of hard currency in this place now, so Xiong Duosu came to Ryan probably for Professor Dumbledore's guidance. After all, Dumbledore knew that Ryan had a lot of hard currency in his hands, and at the same time, as an alchemist with a philosopher's stone, he could not really be short of money.
In addition, Xiong Duosu came to Lane for financing for two reasons that cannot be explained. One of them is that as a new bank, it is bound to be ostracized by the old banks. As the only bank in the Western world, Gringotts in various countries was forcibly split and maintained its independent status by wizards after several goblin rebellions, but Gringotts in each country was not easy to deal with.
Fortunately, there is a basic principle in the wizarding world that strength is respected, so if the Celestial Empire Fangshi Bank wants to operate successfully in the United Kingdom, it must need the backing of sufficient strength. And Ryan, a wizard who can confront Voldemort head-on, is naturally their first choice. Just like the other people they chose to work with were Hogwarts School and Hogsmeade Magic.
In Xiong Duosu's view, one Voldemort can silence the whole of Europe. So if there are two wizards of Voldemort's level behind his bank, then he doesn't have to worry about what kind of off-the-clay tricks the Gringotts goblins whose interests have been damaged.
The other reason is that Ryan himself, and of course the Celestial Empire Fangshi Bank hopes that the collaborators will have good intentions towards the Celestial Wizards. And Ryan can be regarded as a friendly person in terms of bloodline and what he has done before.
"And how many shares can you sell me?" Ryan asked the pandamen in front of him, who had apparently already sold their bank shares elsewhere.
"If you have the money, we can sell you up to 5% of the shares. Xiong Guangcai said a surprising number.
"5%!" Hermione's eyes widened in surprise, because her parents were both dentists, Hermione knew a certain amount about the economy, and she knew that as an individual shareholder, 5% of such a bank was already very high.
"Yes, 5%. Xiong Guangcai said helplessly. "Because in the previous IPO, all the wizards didn't have much hard currency, and we met with more than a dozen people to raise 1% of the shares. ”
"Then let's invest the rest of the money. Ryan discussed with Hermione through the Phoenix Brand and immediately made a decision, then stood up and went out the door, went downstairs, and entered the Ten Thousand Worlds grocery store where no one was around. A few minutes later, he walked out with a space bag.
"Do you see if the money is enough?" asked after returning to the lounge, handing the space bag to Xiong Duosu. "If it's not enough, I can add more. ”
"It's not just enough, it's even more. Xiong Duosu stretched out his paws and opened the mouth of the bag and looked at it carefully, saying that Ryan had put five cubic meters of gold in it before, and in addition to putting hundreds of various gems the size of soybeans in a transparent plastic box.
"It's okay, if you have more money, you can count it as our deposit. Ryan said, "I'm not short of money right now, anyway. ”