Chapter 18: Disputes in MBA Classes
In the blink of an eye, another ten days have passed, and these ten days have passed very peacefully, but Zhao Chun feels that these ten days have passed very steadily, because he has learned a lot of financial knowledge in the MBA class, and these financial knowledge are the theories and experience summaries of some economic masters.
After class on this day, Professor Han came up with a topic for an after-class debate, called "The Difference Between Economics and Finance", for such a question, some students thought that there was an answer in the textbook and did not participate in the debate, but Zhao Chun felt that this question is very important for MBA students who are engaged in finance, and they can't even figure out this question, how to engage in finance?
"Let me start with a question," the first to speak was a tall and thin boy named Bharati, a noble son of the Huoyan clan, the largest clan in the Huoyan Kingdom, and it is said that his family is one of the most powerful families in the Huoyan Kingdom, and his cousin is the Minister of Finance of the Huoyan Kingdom, and his uncle is a general in the Huoyan Kingdom.
Seeing that everyone was quietly waiting for him, Bharati continued: "Economics and finance are two closely related disciplines, but they have different emphases in their research issues. Economics is often classified as a social science that focuses on the macroeconomic aspects of production, consumption, and the distribution of goods, services, and resources. At the same time, economics will also study the impact and role of tax policy, monetary policy and other regulatory policies on the macroeconomy, micro enterprises and market participants, and study the supply and demand of the market. These issues in the field of economics are often closely related to the financial decisions (e.g., financing, investment, etc.) of micro-market participants (including firms, individuals, etc.). Although finance is generally a business science, it still has the attributes of a social science. It focuses on the study and analysis of financial markets, as well as the pricing of specific financial assets traded in financial markets, as well as the operation and governance of corporate finance. Rational pricing of financial assets involves a reasonable measurement of the risks of assets and cash flows, which are closely related to the macroeconomic environment and policies......"
Listening to his words, Zhao Chun was a little unimpressed, not that there was anything wrong with his opinion, but that his point of view was in the textbook, and he just changed a few places, so Zhao Chun stood up and retorted: "Let me talk about the concept of investment, everyone can understand the difference between economics and finance if you understand this concept." First of all, economics refers to the creation of new social productive capacity, and finance refers to the act of increasing the value of wealth. This means that if you buy and sell stocks on the secondary market for a profit, this is not called an investment in economics, but in finance it is an out-and-out investment. If you buy a machine to produce, that's called an investment in economics. ”
Bharati didn't expect Zhao Chun, such a grassroots dick, to dare to refute his views in public, and couldn't help but say angrily: "What do you know? How can a mere investment concept explain the difference between finance and economics? If you don't understand, don't talk nonsense, save people from embarrassment." ”
"Why am I embarrassed? Professor Han came up with this topic to seek common ground while reserving differences, and asked us to find out the most essential difference between finance and economics, although everyone knows that finance in the narrow sense is only a branch of economics, but the difference between them is also obvious...... "Zhao Chun argues with reason, and will not give up his views because of this guy's illustrious background.
"You are looking for death, and you dare to refute my point of view, and you also put forward such a heretical doctrine to confuse people's minds and disrupt the economic order of our Huoyan country, and you should be punished. You wait, there are times when you regret it. After saying that, Bharati angrily left with a few followers.
Zhao Chun was a little confused, he just refuted this Bharati's point of view, and his point of view was not the opposite of Bharati's view, but only a little different, which was more in line with Professor Han's original intention of coming up with this question, how could he go on the platform to the height of heresy and disrupt the economic order? He didn't know this Bharati before, let alone any hatred, could it be that Bharati really poured dirty water on himself because he was different from his own point of view? This person is too narrow-minded, right? If the children of the high-level nobles of the Huoyan clan are all such virtuous, the Huoyan country will be in danger, because the future of the Huoyan country is basically controlled by the children of these nobles, whether it is ** or the army, and now they still want to infiltrate the economy.
Before, Zhao Chun was still a little resistant to joining an organization like the Alliance, thinking that they were just alarmist and disunited, but now, he thinks that this organization is very necessary, if the Elephant Clan is not united, once the Huoyan Clan wants to do something, the Elephant Clan can only be a lamb to the slaughter.
Zhao Chun returned to the dormitory sullenly, one of the best places for the finance MBA class than the average college student is the place to live, they were all arranged to live in an elegant building next to the teacher's dormitory building, the rooms here are all two-bedroom and one-living room suites, which is better than the treatment of some teaching assistants and lecturers.
"Shui Yue, help me make a cup of tea. Zhao Chun returned to the suite, but there was no one in sight, and shouted a little depressedly.
After a long while, Hanmei came out with a cup of tea, and when Zhao Chun saw it, he immediately asked angrily: "What about Shui Yue? Where did she die? Does she still have the consciousness to be a girl? Cooking rice is either raw or paste, cooking is either too much salt or no salt, or it is a miscellaneous hodgepodge, and you can't eat what it tastes like." And now, it is too much for her to let a person like you, who has not yet recovered her body, serve tea and pour water. ”
To Zhao Chun's surprise, Hanmei, who usually likes to carry her mouth, is now defending Shuiyue in a low voice: "Sister Shuiyue was originally doing an experiment, but later a friend of hers called and said that she opened a small shop, because of poor capital turnover, borrowed a loan shark, and now she has been arrested, and she is now going to go over to save people." ”
"Loan shark?" Zhao Chun was stunned, he worked in Yinzhuang, and he had a vampire-like system, so he naturally knew how terrifying usury was, and the online loan incident he encountered on the long-distance bus was already very gentle compared to usury.
"Yes. Hanmei nodded.
Although the online loan incident on the long-distance bus caused a shadow in his heart, Zhao Chun couldn't ignore it, after all, Shui Yue was already his maid in terms of reputation, and the level was also a life-saving grace for Hanmei, if he didn't save it, it would really violate his principles of being a man.
"Do you know where Shui Yue went?" Since he decided to take care of this matter, Zhao Chun naturally had to inquire clearly, get ready, and respond to the battle in a hurry like last time, almost losing Hanmei's life, this lesson is too profound.
Hanmei scratched her head and thought for a while: "I seem to have heard her say that it is in the Ping An Hotel on Huangsha Road, and I don't know the specifics." But young master, you have to be careful, although I also want to save Sister Shuiyue, but those gangsters are very fierce, why don't we call the police?"
"It's useless to call the police, since those people dare to lend usury and arrest people, it means that they are not afraid of us calling the police, once we call the police, maybe Shui Yue and her companions will be finished. I'd better go and see the situation before making a decision!By the way, do you know how much money Shui Yue's companion borrowed from a loan shark?" Zhao Chun calmly distinguished, he knew his own business, although he failed to open the meridians to cultivate martial arts, but he had an unreliable system, this matter did not have to be solved by force, if he negotiated the conditions with this vampire system, maybe he could borrow a sum of money to repay the usury of Shui Yue's companion.
"Young master, I'll go with you, I'm not at ease if you go alone. Han Mei said worriedly, the injuries on her body have not yet healed, and now she has to face this kind of thing again. What only made her happy was that this time the young master seemed to be a little more sensible, and he no longer did his job as unscrupulously as before, blindly selling antiques and girls to pay off debts for others.
"No, if you go, I won't. ”
"Okay, Sister Shuiyue seems to have said that she borrowed about 100,000 yuan at the beginning, and now she is making a profit, I'm afraid it will be at least 500,000. Han Mei said helplessly, she knew that once the young master's bull temper flinched, nothing could change him.