Chapter 4 The first pot of gold is student loans
Han Dong thought about it, and it was very difficult to quickly earn money to buy a mobile phone, as his current self. Pen | fun | pavilion www. biquge。 infoFirst, there is no information that the memory of the future can make money quickly, and secondly, when Han Dong in the dream went to college, it can be said that he turned his ears to the things outside the window, and he was bent on making up for the army and playing DOTA, and the whole four years of college except for the second graduate school examination was a complete waste of life.
Han Dong wants to cry without tears at the moment, the extra DOTA replenishment skills and APM hand speed in his mind are used by a bird, even if it is Han Dong in a dream, the DOTA level is just a senior rookie, and there is no possibility of taking the road of professionalism at all.
In 2016, everyone knows that to make quick money, you have to play finance. Regardless of whether it is crude oil, futures, stocks, or real estate, which quick money is not capital in operation? Some people will say that buying lottery tickets and gambling on football, the key is that Han Dong is not a fan, and he never pays attention to who wins and who loses, except for occasionally ridiculing Chinese football with the public, he is basically a goal blind. The lottery is even more unreliable, who deliberately remembers the lottery numbers from ten years ago?
But to play finance, you must first have the principal, and then you must have information. Neither of these things is currently available in Han Dong. Although he knew that China's stock market was in a once-in-a-century bull market in 2006, Han Dong's monthly living expenses were only 400 yuan, and even if he didn't eat or drink for a year, he could only save more than 3,000 yuan.
Han Dong pressed his temples and expelled unreliable thoughts from his body. At present, it seems that the most suitable way to make money is to borrow money.
Who to borrow? Parents are already overwhelmed by the need to go to college for themselves, and they can't pull that face when they borrow Han Dong from relatives. It's even more unreliable to borrow from a roommate, and when you just know each other, you can see the roommate's dress and temperament, Han Dong, who has five years of memory as a judge, can see at a glance that most of them are working families and have little money.
It seems that the only way to borrow money is to borrow money from the wronged boss. In the dream, Han Dong met his wife Yu Shan in 2013, Yu Shan and Han Dong are classmates of the same grade, but Han Dong is a law school, Yu Shan is a school of finance, and Yu Shan has instilled financial knowledge in Han Dong after getting to know him.
Han Dong has since known that the borrowed money is also your personal assets, and the more the currency depreciates and the inflation increases, the more you have to borrow money, and letting creditors pay for currency depreciation and inflation is the easiest and most convenient way to make money in this decade.
The memory of the future told Han Dong that ten years later, prices and housing prices skyrocketed, and those who borrowed money to buy houses became rich, and those who did not dare to bet on the down payment lost all their money. So, let me rob the rich and help the poor. Han Dong set his sights on banks, institutions that the rich love and the poor hate.
As for the repayment of the money, Han Dong has not taken it to heart yet, the repayment date of the student loan is after graduating from college, and it can be repaid in six years, and this money will be a hair after ten years.
The first pot of money starts with student loans. Han Dong in his memory is sensitive and fragile, and he doesn't dare to let his classmates know that he is from a poor dick, so he doesn't dare to apply for student loans, even if his parents have prepared a poverty certificate for Han Dong in the town, Han Dong has pressed it at the bottom of the box for four years, not daring to be seen.
In fact, student loans are almost the easiest loans to obtain, which is simply national charity, and I remember Han Dong applied for it when he was a graduate student, and he only needed to fill out a few application forms and hand in a poverty certificate, and he could easily get a loan of 6,000 yuan per young man.
Han Dong made up his mind, said hello to his roommate, and walked to the office of the secretary of the Youth League Committee of the college with the poverty certificate. The office of the secretary of the Youth League Committee is also the office of the college, and student affairs are basically handled here.
The secretary of the Youth League Committee of the college is surnamed Zhang, with a single name, born in a wealthy family, fair and handsome, dressed and dressed as a brand that Han Dong does not recognize, and can smell a faint smell of perfume as soon as he gets close.
A lot of girls in the academy like to huddle around him and fart and chat about it. As a pure master, whether it is Han Dong in his memory or Han Dong now, he still uses two words to describe this very bewitching man - a sissy.
At this time, Teacher Zhang's office was very lively, except for a few sophomores of the student union chatting on Twitter, Liu Bin was also present, and was saying something to Teacher Zhang, and the smile on his face bloomed like a chrysanthemum.
Han Dong glanced at Liu Bin, and began to pave the way for himself to "enter politics" as a squad leader. But it's important to get down to business, Han Dongqiang endured the attack of the unknown perfume smell, and showed a dog-like smile, "Hey, Mr. Zhang, you are getting more and more handsome."
The five-year career as a judge has allowed Han Dong to bend and stretch, flatter, and be upright, and exquisite. The handsome face of the sissy teacher Zhang stretched out all of a sudden, and she smiled like a golden chrysanthemum. "Classmate, what's the matter with you?"
Han Dong glanced at the curious classmate Liu Bin on the side, and said "I want to apply for a student loan." Liu Bin had the expression I knew, and his contempt was already overflowing.
Teacher Zhang is commonplace, and there are more students applying for student loans. He looked at the certificate that Han Dong took out, took out a few forms, and said, "You can fill in these forms."
Han Dong shouted "yes yes" in his heart, and the first pot of gold in his life was about to arrive. While filling in the report, Han Dong asked Mr. Zhang, "Mr. Zhang, when will the student loan arrive?" Teacher Zhang asked strangely, "Are you short of money?" ”
Han Dong pretended to be struggling, his fingers twisted the corners of his clothes, muttering without saying anything, his face swollen red. Han Dong's acting skills are good, and Mr. Zhang immediately got the information he needed. It provoked Liu Bin's eyes again, this guy has already listed Han Dong as a fighting ghost among the poor ghosts.
"Did you pay the tuition?" Han Dong nodded. "Report your information to the bank for approval this week, and it will be available by the end of September." Mr. Zhang is clear about these things.
Although I already knew that the loan did not arrive so quickly, I was still a little disappointed. Coastal University started late, starting on September 15, and by the end of the month, it would take at least ten days. Now Han Dong feels that time is like gold, and he can't waste a day, but there is no other way but to wait for student loans to start the plan to change his life against the sky.
It seems that it is time to adjust your future plans. From 2006 to 2007, it was a once-in-a-century bull market in China's stock market, but the principal he could mobilize was only 6,000 yuan, even if it increased by a hundred times, that is, 600,000.
Stock trading is certainly not his main business in the future, nor is it a long-term solution. Participating in this bull market is just to earn money for the mother's treatment, nothing more. And if you want to change your life, you still have to engage in your old legal profession, but you just don't enter the pit of the court again.
His main business should be a legal career, and Han Dong clarified his thinking. In my memory, there are thousands of papers in top legal journals such as "China Law" and "Legal Research" in the library, many of which are in my mind, many of which are in my mind in the past ten years, many of which have been commented on the rule of law in major newspapers in the past ten years, many of which have been awarded at the National Judges Forum in the past ten years, and many of the hot legal events and legal gossip in the past ten years.
This is my own capital, I am the man who wants to be an ace barrister.
Han Dong's eyes flashed with golden light, if he was a legal layman, these memories would be garbage and useless to them, but in Han Dong's eyes, this is the capital of his rise, he can enter the hall and step into the ivory tower to teach, become a well-known professor, and retire can intervene in the incident in advance as a lawyer and become an ace barrister with fame and fortune.
At this moment, Han Dong found that the future was not too good.