Chapter 19 Preparation of Loans
Ye Kai, who had lunch, sat down in front of the workbench again, and began the work of making circuit boards and modifying remote control color TVs. Pen % fun % Pavilion www.biquge.info
Fortunately, when Ye Kai was making circuit boards, he was troublesome, so he made dozens of circuit boards in one go and put them there------- the drawings of these circuit boards had already been imprinted in his mind, so there was no need to go through the long development process again.
And those beauties have also found their own things to do, Ye Zimei and Zhang Min use rags to clean the store, you don't expect a technical otaku like Ye Kai to have the leisure to use a rag to clean up, it would be good to be able to sweep the dust with a feather duster every morning.
Wen Bibian was pouting his little butt and mopping the ground there seriously, and Li Zhi was fighting hard in the kitchen with all kinds of sanitary corners, so the customers who came to pick up the goods could only wait stupidly at the door with a stool, it seems that Ye Kai's display yesterday already has some reputation, and the family that is ready to buy a TV is ready to try what it feels like to sit on the sofa or lie on the quilt to change the channel and turn it off.
Ye Kai leisurely held a cigarette, and with both hands dexterously cooperated to insert components on the circuit board, and then soldered, and then cut off the component pins other than the solder joints with diagonal pliers, after the production was completed, connect the motherboard of the TV with the connection cable and the remote control circuit board, power on and turn on the machine, and after the test was correct, the back cover of the TV was assembled neatly, let the customer try it, pay the money and leave, and continue to be busy with the next one.
An afternoon was spent in such a busy situation, and after sending the last customer away, the time had come to half past five, and the time was not much to check, Ye Kai asked Lizhi to do the accounting, and the warehouse manager counted the goods.
Lizhi looked at it in one afternoon, and actually earned more than 10,000 Hong Kong dollars, although he didn't know the purchase price, even if he counted it in half, it would be nearly 6,000 net profits, which shocked Lizhi. The other three little beauties were also stunned by the thick stack of Hong Kong dollars in Ye Kai's hand, because they had never seen so much money, so you can imagine how big the impact of this kind was on them.
Ye Kai didn't care about the thoughts of these beauties, put the money in the pocket of his clothes, waved his hand, and asked everyone to go upstairs to change their clothes and prepare for a big meal.
After tossing for more than an hour, several beauties walked downstairs with radiant and glamorous faces, and Ye Kai was anxious to open towards the tea room.
After arriving at the tea room, Ye Kai opened a private room for the 4 beauties, and for fear that they would be restrained and didn't know what to order, he also ordered the signature dishes and specialties of the tea room for them very intimately, and then turned around to another private room and waited for the arrival of people from U-Ming Bank.
U-Ming Bank is a state-owned bank in Malaysia, and its main purpose at that time was to provide banking services and business consultants to farmers in its own country, so it was called U-Ming Bank. Subsequently, the company formed a multinational business unit, opening branches in London, Los Angeles, Tokyo, Bahrain, New York and Singapore to serve its customers.
Therefore, it should be a logical thing to set up a branch in Hong Kong, but because Hong Kong's financial regulations do not allow the bank to set up a branch, U-Ming Bank set up a depository company in Hong Kong in the form of a subsidiary----- Malaysia U-Ming Marine Finance Co., Ltd., because this is an independent subsidiary and not a branch, so U-Ming Min's finance is far from the supervision of its parent company, and it is this loophole that caused the famous "Xiangjiang Jialin case" in the previous life, and the company directly evaporated more than 6.6 billion Hong Kong dollars.
Therefore, after coming to Hong Kong in this era, Ye Kai remembered this matter about the issue of funds, because this unlucky financial company began to be involved in the whirlpool of "Jialin" this year.
The cause of the incident is very simple, U-Ming Marine Finance Company, which was established in 77 years, because it is an independent subsidiary, so it must actively strive for customers to open up the situation, and it took 2 or 3 years of hard work for the business to become active, and after being active, the general manager of U-Ming Marine Management Company found that his company's loan portfolio lacked real estate business.
As a result, Jialin, who was short of funds on the surface, needed financial support in order to expand his business. Because of his own limited financial experience, the general manager neglected to monitor whether the loan was used for the purpose of the loan application, and only cared about whether the borrower paid the interest, even if the interest was paid by a new loan at a later date.
This is also the most important reason why Ye Kai chose this financial company, because the purpose of this loan really can't be said clearly, if it is clearly said, it will not only arouse suspicion afterwards, but also the probability of being rejected is 100%.
In view of this, Ye Kai once again sorted out his thoughts, drank tea with confidence, and leisurely smoked cigarettes and waited for the arrival of the people from U-Ming Min's company.
The general manager of Yuming company is a native Malaysian, and his family is a senior executive of the bank, so he can be entrusted with the important task of opening up new markets in Hong Kong, fortunately, there is a group of capable subordinates, and finally put the company's shelf up, and the business is also carried out in a good way, which really gives the family a lot of face, plus recently contacted Jianing company, which is very famous in the real estate market, and the two are negotiating loan cooperation, and the only shortcoming of their own company is about to be made up, I don't think it's possible.
Just when the general manager was complacent, he received a call from Senior Brother Ye Kai, who is well-known in the Hong Kong Police Force, and everyone who does business knows that no matter when and where, don't offend people in violent organs, because you may be in trouble at any time and need to ask for favors.
Therefore, after receiving a call from Senior Brother Ye Kai, the general manager didn't even think about it, and directly agreed to this meeting, and put his posture very low, and took the initiative to deign to go to the place designated by the other party to complete the interview.
At 7 o'clock, the general manager appeared in Ye Kaiding's private room on time, and when he saw Ye Kai, who looked like a teenager, he was thinking, which son-in-law is this, what are you looking for? With such a question, the two of them had a simple dinner, waiting for the re-brewed tea to be placed on the table neatly organized.