Since the book was opened, nearly 600 chapters have been stumbled and written, and the second volume of "The Death of Gringotts" has been completed.

This one has been foreshadowed from the beginning, and the delicious food that Elena was about to eat finally fell into her stomach safely, and from then on, Elena could finally add another legendary label to her title.

Compared with the 600,000 words of the first volume of "The Newborn Demon King", the length of the second volume is obviously much longer, and I looked at the one million words that were written, and this part of the plot was written very happily.

In fact, according to the original plan, the plot here should have ended in the first volume.

It's just that when I wrote about 100,000 words, I realized that it would take too much foreshadowing to overturn a few thousand years of unique financial institutions, so I moved to the second volume, but even so, the ending is still a bit stiff, and many chubby chickens may have the feeling of reading a textbook when they read the confrontation between Douglas and Gringotts in the next few chapters.

The name of this volume is "The Death of Gringotts", in fact, the first half of the first volume and the second volume can be seen as a process of planning Gringotts's conspiracy, the most vulnerable part of the wizarding world is the financial field, but the catalyst for the rapid operation of a society is also the capital field, so if Elena wants to change the world, it will still fall on the level of wealth after all.

As a first-year freshman who has just stepped into the wizarding world, Elena's biggest golden finger is actually the "super black swan event" that she happens to know about the collapse of the Soviet Union, and the financial knowledge stored in her mind because she studied hard before the crossing.

It's just that if you want to control such a huge change in a year's time, you can't just rely on a little cleverness, the primitive accumulation of capital does have a bloody smell, but if you don't have the strength or blindly follow the evil path, then the bloody smell will eventually emanate from yourself.

It's just that before I went to bed one day, I suddenly remembered that this should have been a fairy tale, not a story of fighting monsters.

Therefore, I liberated Grindelwald in the first volume, and then tried to change some of Elena's outlook on life and values little by little in the process of the second volume, trying to make this capital devouring less cold and ruthless.

It is difficult for such idealistic people to survive in the real financial market, because there is no magic in the world we live in, so when the interests of one party are to be satisfied, there will be more tragedy and hardship than profit, and if some people do something wrong, they will also be punished...... If there is no magic, then it will become cruel, painful and desperate.

That's when I gave up on what might have been a more shocking and tragic ending, and thought about how to use magic and some of the attributes of finance to make the whole story a good game in laughter.

The following content, in fact, slowly looking back, you should be able to vaguely think of some details.

For example, the competition for vegetable gardens in the four colleges is actually a small unbalanced resource market, and the students' fights are actually a microcosm of the war that takes place in the real world, but magic and the school environment make everything a fairy tale, and magic makes everyone need to pay a price that will not be a permanent scar and pain.

Another example is the establishment of some columns of "New Singing and Singing", which gradually made information begin to move from a closed to a diversified media platform, knocking out a small window of the invisible barrier between Hogwarts and the wizarding world, and exploring the history between the non-magical world and the wizarding world in the past, looking for the opportunity for the two worlds to merge together.

And the eight-eyed giant spider and Elena living in the Forbidden Forest are actually another failed game result.

Hostility and estrangement between the two races only need a small reason to break out into a genocidal war, which is actually another microcosm of the relationship between human wizards and elves. If there is no common interest, then the corpse of the other party is often the last point of interest - I will talk about Gringotts's explanation separately later, but here is just a brief mention.

Of course, in this process, I also gradually grew up, and began to learn to bury some foreshadowing and clues in the plot, waiting for the development of the third volume, after all, the plot expectation point of the third volume may not be so clear, and the deviation of the story line has also caused me to almost no longer be able to refer to the original plot of the next story.

The title of the next volume was decided a long time ago, the main line is very clear, there is a lot of things that can be written, and the perspective will return to the school from the outside, mainly with Hogwarts. And the name is "Hogwarts of a certain science".

Combined with the title of this volume and some of the previous content, many Chubby Chicken should be able to imagine some stories, most of which are the changes that Elena began to bring about in the layout and campus life, but now many lines have not been fully expanded to write, such as the reform of Potions class, the principles of Transfiguration, the introduction of natural disciplines such as mathematics, such as thinking about ghosts and portraits, the scientific classification of magical beasts, such as Quidditch and the need to revise some magical regulations, such as the redefinition of the history of magic, such as the progress of academicization in the wizarding world... ...

Compared with other books after upgrading and fighting monsters, after finally becoming a strong man, and then pursuing money and material things, Elena's path may be more inclined to quickly accumulate wealth first, eliminate hidden dangers, and then concentrate on improving strength, or better influence and change the world - people, after all, are just right.

Only by solving the basic life and food and clothing will we have the energy to pursue the so-called truth.

So the story of the next volume will definitely not end in a hurry, and there is no need to worry about too much separation from the previous text, after all, all the foreshadowing is actually traced, and this time Elena will finally stay on campus with peace of mind to make trouble.

However, that will be for later, and we will now return our focus to the end of the second volume.

This part of financial knowledge is indeed a bit blunt, after all, this kind of professional theory still has to be studied for a while, in order to imagine the whole picture with just a little clue, otherwise there will not be so many financial-related practitioners who learn to lose their hair, or directly tired of illness, especially when it is also mixed with the concepts of sociology and mathematics.

How to explain the things that the fat chicken has learned for seven years in a few words, I asked the tutor about this issue one day during a small talk, and sure enough, after being ridiculed and taught a lesson, I wisely chose to give up.

But some of the most basic confusions and minutiae can be roughly explained.

The first volume, the second volume, and even the timeline of the original Harry Potter books 1-7 are actually compared to the real time of 1991-1998, and Elena is currently in 91-92, that is, the legendary end of the twentieth century, and it is also the starting point of the Internet age that has not yet grown, the financial age, and the information explosion is about to begin.

At this time, most people still think about the logic of the real economy, and most of the black-hearted bad guys still use some simple, crude, inefficient and discontinuous deception, and many cases are still entangled in the treaty trap of the contract, or the problem of credit and the real economy, as long as the brain is flexible, it is not easy to be deceived without professional knowledge.

In order to defeat Gringotts Wizard Bank and the fragile financial system of this era, Elena has intensively used the classic financial scams that have been summarized and emerged around the world for more than 30 years, or classic legal loopholes, and the still controversial gray areas of the market in almost a year......

If you count them simply, there are: "real estate entrustment mortgage disputes", "lease sale disputes", "ruble schemes", "Ponzi schemes", "pyramid schemes", "rat clubs", "Cross schemes", "unfair transaction disputes", "bank runs", "asymmetric information fraud", "bad money drives out good money", ......

It's just that from God's point of view and from a modern point of view, it seems that Gringotts' goblins and people in the wizarding and non-magical worlds are stupid - in fact, the people who can explain her are already the best in the industry at that time.

Therefore, it is not that the opponent has been hit by the reduction of intelligence, but that this time Gringotts is facing a dimensionality reduction blow that crosses the timeline, and they do not even have a case and channel to understand these new scams, so they directly become the first prey, and after experiencing such a series of scams, it is possible for people and goblins to learn from their wounds.

In a sense, this crushing situation also illustrates the qualitative changes that have taken place in the entire world financial sector since the collapse of the Soviet Union.

As for what happened at the capital level from the first time Elena stepped into Gringotts to the arrival of Her Majesty the Empress, I can actually omit the strategy part of the former Soviet Union and briefly explain it with some changes in money and equity.

First of all, the white-haired dumplings used the Hogwarts title deed to mortgage a loan equivalent to 750 million gold galleons, and her original purpose was to take advantage of the exchange rate difference after the collapse of the Soviet Union, with less than one percent of the gold galleons' assets, to exchange the equivalent of 750 million gold gallons in rubles, which was used to repay the loan—so that she could net all the exchange rate percentages.

Later, using the Mandate of Heaven Group, she magnified the equivalent currency of 750 million gold galleons in the form of real estate purchases, loans, purchases, and loans, rolling the first snowball, raising the capital operation costs of the entire former Soviet Union and lowering the cash flow rate, forcing other capital to extend the investment cycle and increase investment.

On the side of Gringotts' Raiders, on the one hand, it is to use the Ponzi scheme to create panic and contradictions, and through a run, Gringotts' reserves are greatly squeezed, and on the other hand, through the trial, the racial hidden danger between the goblins and humans is forced to appear in advance.

The result of the public trial now denies the legitimacy of Elena's first contract, that is, the fact that the 750 million gold gallons obtained from the mortgage of Hogwarts has been handed over to the mortgagor, which is equivalent to directly hacking the money - that is, the money is still in the Gringotts vault, not at Hogwarts.

At the same time, because Peter Pettigrew belongs to the Dark Devils and there are loopholes in the contract, his ill-gotten gains need to be returned to the rightful owner, that is, Gringotts Wizarding Bank also needs to pay a mortgage of 750 million Galleons to Hogwarts based on this, of course, it is now said to be in the Lestrange vault.

In other words, just after such a change of hands, Gringotts had to pay two loans on the contract of mortging Hogwarts, from the original 750 million to the total amount of 1.5 billion gold gallons.

Immediately afterwards, since Gringotts did not have enough money to pay the latter amount, the Manifest Destiny Group lent Gringotts 750 million gold galleons from Hogwarts to pay for Hogwarts.

In addition to the second payment to Hogwarts, Gringotts also needs to repay the Destiny Group's 750 million gold galleons, which is part of the loan that needs to be repaid or replaced with equity later.

Eventually, in order to appease the anger of other bankrupt wizards in the wizarding world, Gringotts had to roll back the bank's deposit records back to the amount of "deposit liabilities" that preceded the April 1 run and the Ponzi scheme increase. And this part of the money can only be paid by the part of the gold that belongs to Hogwarts in the Gringotts vault - that is, the part of the money that should have been deposited in the Lestrange vault for the second time paid to Hogwarts.

In other words, Hogwarts instead became a borrower of Gringotts, and Gringotts would later have to repay the portion of gold Galleons that Hogwarts had lent to Gringotts as a reserve for wizards, or exchange it for equity.

That is, after this mortgage contract changed hands, Gringotts added a total of four Hogwarts mortgage contract liabilities, a huge debt of three billion gold galleons, and lost the right to mint, operate and issue.

At the same time, Elena also ate the entire Gringotts Wizarding Bank, the life savings of the rest of the wizards in the wizarding world - the black cauldron of this part of the money disappeared has now been detained by the Federal Reserve and the American elves, which is equivalent to overnight most of the savings of the British/European wizarding world becoming Elena's small money, and at the same time becoming Gringotts' bilateral liabilities.

Later, the shares of Gringotts represented by [Hogwarts-Golden Gallon] were actually all in Elena's hands, although it seemed that with the flow of money into the market, it became an equity owned by the whole people, but this is meaningless.

To put it simply, if a round-faced fat chicken holds ten gold galleons, then theoretically he owns a one-billionth of an equity in Gringotts Wizarding Bank, but if he wants to redeem this right, he must return the gold to Destiny/Hogwarts, who temporarily holds Gringotts' equity, and then obtain a proof of equity.

In other words, unless the gold in this market is gathered in the hands of a single person again, there will never be a way to redeem the equity with the additional issuance of the currency, because the certificate of redemption of the equity is the currency itself that needs to be circulated in the market.

This is another classic currency and equity scam, which I won't go into here.

All in all, the second volume is finally finished, and I am glad to be able to stumble through this story, and complete such an important volume with clear and rigorous logic. This is just the starting point of the legendary experience of the three generations of the Demon King.,Not the end of the story.,Of course, there are some small things that will end up a little.,But let's not talk about the specifics.,It's a good habit not to spoil.。

Frankly, this is the first time I've written such a long story.

After all, according to the progress of most HP fandoms, this word count is almost the time to finish the book.

But when I got here, the first school year was just coming to an end, and it seemed that this story would be with you for a long, long time - crying and laughing, with complicated feelings - and after more than a year of writing, Fat Chicken has finally taken a small step on the road of being a writer, although there are still a lot of questions, but it is finally groping on the road.

As a novice writer, I myself am well aware of my shortcomings,

For example, the vocabulary is very small, and most of the time it is difficult to find suitable non-repetitive sentences in the places of description and transition. In this regard, I would like to thank the distant pupil, the squid, the elbow, the recluse, the old devil boy, the newspaper seller, and the young woman Bai ...... They gave me a lot of experience and words to describe characters and demeanors, whenever I don't know how to write, I will open the screenshot and flip through the chat history they gave me one by one, although for these big people are just a few minutes of casual examples, but for me at the beginning only to say "awesome" stupid new is really a super important martial arts cheats.

Also, in terms of plot consideration, in fact, many times in the outline, outline, and plot explosion point arrangement, I am still in a state of confusion, after all, strictly speaking, this is still the first long book I have written. I would like to thank my editor-in-charge, Wen Leda, for helping me sort out a lot of important plots after opening the book, and providing and completing a lot of logical lines of stories and world views, although I have completely deviated by now......

In addition, I am especially grateful to Brother Elbow for forcing me to learn to write a detailed outline again and again, write an outline, and even shoot my own handwritten notebook to teach me a little bit, record the plot explosion point and rhythm before the code word, which barely ensures that in addition to work, the frequency of the code word can not be broken for too long, and occasionally it can even break out.

On the other hand, in terms of the plot, character design and stalks, the far pupil, milk ride, Qi Peijia, air conditioning, arsenal, really troublesome, green shirt, light spring flowing, get away, meow, capybara have taught me a lot of content, and have been despised and ridiculed many times, but every time I asked, the big ones gave me super patient and super serious advice, and I also learned a lot from it, and I also saw a lot of my own shortcomings, as well as the gap between me and the stars in the sky.

Of course, I also received a lot of support and encouragement in terms of hydrology and single watching......

All in all, writing an essay is indeed a very hard thing, it is completely different from what I imagined when I read the book before, but to be able to tell my own story little by little, so that everyone can see a new world, especially to see everyone's comments, praise, analysis, and it is a particularly pleasant thing, and this kind of thing is a double happiness for the fat chicken who has changed from a reader, and every night and morning when I get up, I spend it in reading the comments over and over again.

Oh!

I love it!

I love it, I love to write, I love to push, I love everything about words!

In the text, I feel that I have finally found the meaning of my true existence......

Because the update has not been very powerful.,Plus the fat chicken doesn't have any pursuit of data or anything.,So I haven't asked for anything all the time.,I just hope everyone can come and see.,It's good to be able to comment.。

Now the second volume is finally over, and it is still ending with the continuous Mayes and Dazhang. So the fat chicken is cheeky and begging for praise, refills, monthly passes, and recommendations!

Well, as a fat chicken who loves to learn, many cute curly-haired baboons and round-faced fat chickens should have thought of what the last content is, of course, learning the platinum god can't fall anywhere. A well-known bigwig once said that when you decide to learn from a certain example and don't know what is most important, it is best not to omit and delete a link according to your own understanding.

So—

Finally ...... Take a half-day break today, start coding words in the evening, and try to write a chapter.

And seriously, this chapter of testimonials alone has almost written three chapters, almost 6000 words!! some of the explanations are put in the text, and they are completely broad!

In the next volume, the white-haired dango finally began to extend its claws to the school...... The delicious taste on the tip of the tongue is also coming back.

Volume 3, "A Scientific Hogwarts", stay tuned!