"It's not a deal. ”

Douglas shook his head and looked at the Chief Elder and replied calmly.

"The eldest lady will defend her property, and at the same time, self-reproduction is the core attribute of capital, after integrating the power of the Gringotts wizarding bank, we will definitely fight against those goblins in the Americas in the next step, but this is not to help Gringotts take revenge, but because they are in the way of the eldest lady. ”

"Then why should we Gringotts Wizarding Bank obey the command of a little girl?"

"Well, instead of following orders, he offered to take ownership of the entire Gringotts. At this point, you should stop deceiving yourself, it is meaningless, but it is easy to leave hidden dangers. As for the reason......"

Douglas paused, then continued.

"In fact, if you want to deal with the next shock, there is indeed a very simple way, issue new coins - the new gold galleons are linked to the credit of Hogwarts, as for the carrier, you can directly attach a layer of house-elf magic to the original coin, cross-credit can not only ensure that Gringotts cannot issue gold coins indiscriminately, but also ensure that Hogwarts can provide a certain amount of financial assistance in the event of a run on Gringotts......"

"The second point is to retrieve the deposit records of all wizards on April 1st, and Gringotts will restore and replenish them according to the actual amount of deposits in each vault at that time - the source of funds is, of course, from the Lestrange family's coffers, and nearly 700 million gold gallons should be able to fill this gap......"

"Finally, it must be noted that these Golden Gallons are supposed to belong to Hogwarts and the entire wizarding world. It's just that Gringotts Wizarding Bank took the initiative to release the original equity to raise cash, and the new batch of gold gallons will all be replaced by [Hogwarts - Gold Galleon], and each gold galleon represents one billion Gringotts equity. ”

"Any wizard can exchange Hogwarts for the equity of Gringotts Wizarding Bank at any time with the [Hogwarts-Golden Galleon] in his hand, of course, with the subsequent issuance of the total amount of currency, the equity of each gold coin may be diluted...... Regardless, Gringotts will henceforth become a joint asset of the wizarding world, guarded by all wizards. ”

Click, click.

The Chief Elder clenched the cane in his hand with a slight click.

"These concepts can be a bit complicated, I know. Douglas shrugged his shoulders and continued unmoved, "As for the logic behind this, I have only seen a little bit more clearly in the last two days and in combination with Muggle financial literature. But even if you don't understand the principle, it doesn't prevent you and me from judging whether this path is feasible, right?"

"You ......"

The old goblin took a deep breath and pointed to Douglas's nose, "Do you know what that means...... If it were true that your eldest lady had said, Gringotts Wizarding Bank would never have been returned to the goblins...... Oh, you'll never be a goblin anymore, and you're about to sell more than just these ...... now."

"You still don't understand? Times have changed. ”

Douglas sighed, quietly brushed his finger that was about to poke his face away, and frowned.

"Gringotts Wizarding Bank, Wizarding Bank...... It shouldn't have been a goblin in the first place, we're just fixing the loopholes for what we've done. Gringotts, which exists as an entity dependent on the wizarding financial market, can only ensure the continuation of the elves and the bank by dividing its own interests and involving wizards. ”

"In this day and age, it is the human wizards who make the laws, and it is the human wizards who make the rules of the market, if we still put ourselves on the opposite side of the human wizards, then sooner or later we will go to extinction - either because we keep losing, and the wizards will slowly eat away, or because we keep winning, we will be killed directly by the impatient wizards. ”

"This recent series of events has proven that the elves cannot continue to stay ahead of the curve in the financial realm, and that we no longer have the capital to compete with wizards, both in terms of strength and intelligence. What a simple truth, only a wizard can fight against a wizard. So the American elves chose to give in and obey the bureaucracy and the government in exchange for living space. ”

"Because there is only one way before them. But for the current Gringotts Wizarding Bank, there is now a different path...... Don't forget, the eldest lady has half of the blood of the girl, just like Elder Leos invested in back then—to welcome a great empress with a future, or to submit to stupid and short-sighted bureaucracy, how to choose next, should be a matter of course......"

Speaking of this, Douglas's eyes gradually became indifferent, and he grinned.

"There is no doubt that this is a very difficult choice, especially for the Council of Elven Elders, after all, in terms of rights and interests, it is the elders who have the most to lose. You and the elders must have a grudge in their hearts, such as sacrificing the entire Gringotts Wizarding Bank, not letting the destiny of heaven come true...... Most people are likely to have such self-destructive thoughts when faced with a desperate situation. ”

"It's just ......"

Douglas paused, looked at the elven supervisors standing behind the twelve elders, and with a meaningful smile on his face, he turned his head to look sincerely at the members of the Council of Elders standing in front of him.

"For such a big matter, the Council of Elders alone may not be able to decide...... That's why I'm sure to bring all the Gringotts executives along, after all, you may be very busy in the future, whether it's counting the deposit balance at the beginning of April, sorting out Gringotts' asset list, or preparing for the arrival of the eldest lady. ”

The middle-aged goblin finished with a smile on his face, took out a pocket watch from his arms, opened it and glanced at it.

"Oh, by the way, the eldest lady will be there in forty minutes...... This is the preset time of the door key, so the error should not be too much, if there is any problem, ask it quickly, and act immediately after asking. ”

"I have a question here, Douglas, you still haven't said how that scam ended. ”

A fairy elder standing behind Groin muttered for a few seconds, then looked at the middle-aged goblin in front of him and said slowly.

"If I'm not mistaken, the wizards have now decided that this is something to do with the elves, right? That is, even if the deposit can be retrieved eventually, the human wizards will definitely seek more revenge...... So, who's going to be the victim?"

"Well, you're right...... It does take some bad goblins. ”

Douglas nodded quickly, spread his hands, and explained quite seriously.

"Most of the goblins in this world who are good at finance do come from Gringotts' wizarding bank, so there is absolutely no doubt that Gringotts was involved in this conspiracy. But what's interesting is that not long ago the Gringotts Wizarding Bank had split into two parts, and as far as I know, the traitors of the Americas, who lacked primitive capital accumulation, have been running around the world like crazy lately, and apparently have quite a logical motive to commit this financial fraud. As for the evidence......

Douglas grinned, a hint of sinister cunning flashing in his eyes, and said softly.

"Once Gringotts' partnership with Hogwarts has been finalized and the contents of the joint statement have been finalized, I'm sure Peter Pettigrew will soon remember it - human memories are amazing, and with a little effort, he can recall a lot of things he thought he had forgotten, as if he had mortgaged Hogwarts Castle. ”

"And what about the Golden Galleon that Hogwarts promised to help you mentioned earlier?"

"Don't worry, the Golden Gallon has always been in the hands of the eldest lady herself, and if nothing else, she will arrive at the Gringotts wizarding bank with the eldest lady and deposit it in the family vault of Lestrange before the Ministry of Magic Aurors investigate. ”

"Lestrange's Vault?!Why ......"

"The reason is simple, let me help you recall a little bit, when Peter Pettigrew came to Gringotts Wizarding Bank to mortgage Hogwarts, all the funds from the mortgage were entrusted to the bank in the Lestrange family's vault. Since there was no more gold left in the Lestrange family's coffers, the generous and benevolent Lady decided to temporarily lend the gold coins to Gringotts to fill the gap in the Lestrange coffers. ”

"Lend, lend to Gringotts?!That should have been ......"

"Attention! These Golden Gallons are thousands of years of savings from Destiny and the Apokalis family, and those Golden Gallons that belong to Hogwarts are still lying in the Lestrange family's vaults, and no one has touched them except the Gringotts elves. ”

Douglas cleared his throat and corrected with a serious face.

"Although the eldest lady will later become the owner of Gringotts Wizarding Bank, there can be no unprofessionalism and ambiguity in the asset accounting of the Mandate of Heaven and the subsequent equity purchase - Hogwarts and the Mandate of Heaven, these are two different partners. ”

"Destiny lends Gringotts Gold Coins, which Gringotts will use to make up for the loan that should have been granted to Hogwarts...... Then Hogwarts paid for a stake in the Gringotts Wizarding Bank, which was another treaty of cooperation. ”

The Destiny CFO paused, his gaze glaring around the marble hall that had fallen silent.

"So, do you have any other questions? I hope that all of them will be resolved before the arrival of the eldest lady. ”

"If we don't accept it, then the empty Lestrange family coffers will confirm all the rumors of the misappropriation of depositors' funds by the Gringotts Wizarding Bank - even if all of our elders' personal savings are combined, it will be impossible to fill this huge shortfall, let alone cope with the subsequent run......"

Groin closed his eyes, rubbed his temples vigorously, and chuckled softly.

"The real winner takes all...... What a terrible and wonderful serial trap, I get what Leos is thinking. She is indeed better suited to this new era of deceit than us old fellows...... Those traitors in the Americas, huh......"

When he opened his eyes again, the old elf's gaze had stabilized, and there was no longer the same hesitation and anger in his eyes, and the momentum of the chief elf elder who had been in charge of the Gringotts wizarding bank for nearly a hundred years had returned to it.

“...... There's only forty minutes left, and it's a bit tight. ”

Groin repeated in a somewhat tired whisper, then turned and roared loudly at the elves behind him.

"So what are you still doing in a daze?!Do you need to keep so many people to sign the contract? Hurry up and do what Douglas said, go and sort out the information, make a list, and clean up the vault...... Forty minutes to go, the half-breed girl, no, Elena Kaslana, well, it should be the honorable Miss Caslana, and it's not right......"

Groin's eyes froze for a moment, and he suddenly remembered the first time he saw the silver-haired little witch in the conference room......

The kid didn't even eat dinner, so much so that he had to eat the steak provided by Gringotts while tugging back and forth with the Gringotts Elven Council of Elders on the details of the mortgage contract, and he was alone against the entire Gringotts Council of Elders, which they thought was from Dumbledore's behind-the-scenes command......

But in less than half a year, she didn't even appear in Gringotts, she had already completed all the layouts and finishes ahead of schedule, and easily defeated all the defenses of Gringotts Wizarding Bank......

Terrible talent......

The Chief Elf Elder pondered for a few seconds, considered his words, and finally said in a firm tone.

"Her Majesty the Supreme Goblin Empress will arrive at her faithful Gringotts Wizarding Bank in forty minutes! Gringotts and goblins will enter a new era, long live Your Majesty!"

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End of the second volume~

There's only one chapter left today.,And then I'm going to sort out the content of the third volume~.

I suddenly found out that this scene was over, and it was enough to end it like this. Now that the situation is in place, there is no need for Elena to appear in person to confront each other in person, she has put all her choices and plans in front of the goblins in front of her. This is a crushing harvest of the royal road, and to intrigue and negotiate with the goblins as before, it is really not in line with the identity of the three generations of the Great Demon King and the Goblin Queen.