Chapter 42 Insurance companies are more demanding

From a distance, I saw a building more than 20 floors high, the sign of PICC property insurance. The insurance company is in the city center, and at 8 o'clock and 9 o'clock, the roads in Xining City are still relatively congested. Li Hao drove slowly, half an hour to the door of the insurance company, the car at the door of the insurance company was already full, Li Hao parked the car at the door of a hotel opposite, paid the parking fee, and Yang Qianxun crossed the road and walked into the lobby on the first floor of the insurance company.

After registering at the registration office at the door, I asked Mr. Yang to find out that he was on the seventh floor, and the two took the elevator to the seventh floor, where a tall and thin lady in her thirties received them. The lady's surname is Yao and she is a department manager. Listened to their intentions and said: "You need to go through a procedure to carry out insurance business, and you can get a commission through normal financial procedures after completing the procedures, as for how to handle it, how much the commission should be, you have to talk to Mr. Yang and Mr. Xu, and now they are not there, and when they return to the office, make an appointment, I will notify you to come and talk." Li Hao left the phone number and left the insurance company with Yang Qianxun.

Li Hao said: "Let's go find an advertising store and print business cards, you see the insurance company gave us business cards just now, but we didn't, we should have printed business cards a long time ago." ”

Yang Qianxun said: "Okay, go and find it." ”

On the way back to the company, there were several advertising stores, Li Hao picked a store that looked a little larger, stopped the car, and walked in with Yang Qianxun. Explaining the intention, the shopkeeper said: "A box of business cards is designed and printed for a total of 75 yuan, 200 sheets. You write out what you print, and I will let the designer design it for you. ”

Li Hao and Yang Qianxun sat on the table on the side, and Li Hao held a piece of paper and a pen to think about the content of the business card. After a while, I wrote it and showed it to Yang Qianxun, Yang Qianxun said: "Xiao Liu is the deputy general manager, will he be unhappy?" Plus a director, right? ”

Li Hao said: "It's okay. Actually, it's nothing, it's just a title, anyway, it's just a matter of the three of us, no matter what is printed, we have to do things. As he spoke, he took the piece of paper from Yang Qianxun's hand and wrote the word director next to Xiao Liu's name.

In more than 20 minutes, the business card had been designed, Li Hao and Yang Qianxun were satisfied, paid the deposit and asked the owner: "When will it be done?" ”

The shopkeeper said, "You can come and get it by this time tomorrow." The two said goodbye to the shopkeeper and drove back to the company.

The next morning, Li Hao received a call from the insurance company's manager Yao, asking them to go to the insurance company at half past two in the afternoon to talk about vehicle insurance.

At half past two in the afternoon, Li Hao and Yang Qianxun arrived at the insurance company on time. Walking into the lobby on the first floor, Manager Yao was already standing at the door, greeting them with a smile. I took the elevator with Manager Yao to the seventh floor. Manager Yao took them into an office, where a middle-aged man in his forties was busy sitting at his desk. Manager Yao introduced: "This is our Vice President Yang. Then he turned to Mr. Yang and introduced: "These two are Mr. Li and Mr. Yang, they are here as a logistics company, they want to buy a lot of large trucks, and they plan to buy vehicle insurance in our company." ”

Mr. Yang smiled and waved his hand to let Manager Yao make tea, and he enthusiastically walked over to shake hands with the two respectively. The two were asked to sit on the only two single sofas in the office, and at this time, Manager Yao put a cup of tea next to each of them, smiled and said, "You talk" and walked out of the office.

Li Hao gave a detailed introduction to their situation, and Mr. Yang listened carefully, and said while analyzing: "You want to buy hundreds of cars, all of which are purchased with us for vehicle insurance, but they are our big customers." What you said, I have discussed with Mr. Xu, and it can be done. ”

Li Hao asked: "Yesterday, I heard what Manager Yao meant, what procedures do you need to go through?" ”

Mr. Yang smiled and said: "Yes, you don't have the qualification of an insurance agent, you need to be approved by the Insurance Regulatory Commission to go through the procedures of an insurance agency." The procedure is a bit complicated, but we will help you with it, so you can rest assured. ”

Yang Qianxun asked: "Mr. Yang, what should be our commission points?" ”

"It can't exceed 15 percent, the insurance company has regulations, and this is also the highest standard set by me after discussing with Mr. Xu." Mr. Yang said.

Yang Qianxun asked him with a smile: "Can it be higher?" ”

Mr. Yang shook his head and said: "No, if it is high, our finances will not be able to pass, and every discrepancy of the insurance company's money is supervised by the Insurance Regulatory Commission, and it cannot be changed casually, nor can we give as much as we want." ”

Li Hao asked: "I don't know what information we need to provide, how to go through the insurance agency procedures?" ”

Mr. Yang said: "Your car has not been bought, if the insurance agent in the name of your logistics company is not good, because your cars are logistics companies, can not be their own company to act as their own insurance, I suggest that you register a car club, or other companies, use the name of another company to handle this procedure." ”

Li Hao thought for a while and asked him, "Is this very troublesome?" And we just handle other companies, and we don't have the time and energy to operate, isn't it good? ”

Yang Qianxun also said: "The logistics company is busy, and it is difficult to have the energy to do anything else. ”

Mr. Yang smiled and said, "I can't think of any other way besides this." Let me think about it again, if there is a better way, we can communicate in a timely manner, okay? ”

Yang Qianxun hurriedly took his voice and said: "Mr. Yang, you see, we don't know much about insurance, and we really need you to find a way." We had to fully cooperate. ”

Mr. Yang smiled and said: "You give us business to do, we are too late to be happy!" Don't worry, there will be a way. ”

At this time, Manager Yao walked into the office again and said to Mr. Yang: "Mr. Yang, look, everyone is already waiting for you in the conference room?" Li Hao and Yang Qianxun immediately stood up: "Don't delay your meeting, let's go back first and contact us by phone." ”

Mr. Yang smiled apologetically and said, "I'm sorry, let's have a meal together and have a good chat?" As he spoke, he took Li Hao's hand and sent them to the elevator with Manager Yao, and waited for the elevator door to open and they got on the elevator before waving goodbye.

On the way back, Yang Qianxun was settling accounts: "Even if a car is 20,000 yuan in insurance premiums, 15 percent, there are 3,000 yuan, it's okay." ”

Li Hao was thinking about setting up another company, and discussed with Yang Qianxun: "Is it better to run an advertising company or a cultural company?" ”

Yang Qianxun thought for a while and said: "It seems that it is redundant to run any company at present, because we simply don't have the time and energy to do it." The logistics company hasn't figured it out yet! ”

Li Hao said: "There is no way, unless you give up earning these insurance commissions." ”

Yang Qianxun said: "It's a pity! After thinking about it, he said, "Let's register another one." Just register an advertising company, isn't it a monthly zero tax declaration trouble in the early stage, maybe we will be on the track of the logistics company in the future, and we can go back and do this company again? ”

Li Hao fell into deep thought, Yang Qianxun didn't speak again, and he was also thinking about the feasibility of this matter. When they returned to the office, they told Liu Zhiyang about the problems they encountered, Liu Zhiyang thought for a while and said: "I think it should be done, one car can earn 3,000 yuan in insurance premiums, and ten cars are 30,000 yuan, this is a year, and these cars have to be insured every year!" ”

Li Hao said: "Don't worry, think about it again, wait and see if there is any other way on the insurance company's side." ”

Three days later, Manager Yao called Li Hao and asked for their company's address, saying that he was already on the way. Out of politeness, Yang Qianxun walked to the door of the office building a few minutes after Li Hao hung up the phone, waiting for Manager Yao to arrive. After a while, a car stopped in front of Yang Qianxun, the door opened, Manager Yao took a little girl in her twenties, got out of the car, saw Yang Qianxun smiled happily and said: "Mr. Yang, you are too polite, and you are waiting at the door, we can go up by ourselves." Saying that, he affectionately took Yang Qianxun's arm and walked into the office building together.

Li Hao saw them come in, and stood up enthusiastically to greet them, Liu Zhiyang and Zhu Lili also stood up, Yang Qianxun introduced them one by one, Zhu Lili walked to the edge of the sofa with an electric kettle, made tea, and handed it to Manager Yao and Miss Liu, who came with her. Manager Yao took out a form from the document bag he brought, and said to Yang Qianxun: "This is the form that needs to be filled out for insurance agents, in the past two days, we have studied your matter several times, and we can only ask you to re-register a company, there is no other way." ”

Li Hao said: "Look, can we register an advertising company? ”

Manager Yao thought for a while and said, "It should be possible, as long as you don't use your logistics company." Mr. Yang still suggests that you should set up a car club, a non-profit organization, which can be done at the Civil Affairs Bureau, with a registered capital of 30,000 yuan, which is not high; Besides, you will have so many cars in the future, even if it is just a symbolic organization, it is also similar to your logistics industry. ”

Liu Zhiyang said: "The car club is okay, of course, the logistics company will have a lot of cars in the future, but for the business we want to do, it is impossible to have other roles after registration." It's better to register an advertising company and run it later. ”

Yang Qianxun said next to him: "Just register a cultural communication company, there will be a business opportunity in the future, I want to introduce our Confucian culture to Qinghai, and then introduce Qinghai's Tibetan culture to Shandong, that is, those Tibetan thangkas, pile embroidery or something, if sold to Shandong, there should be a market." ”

Manager Yao said with a smile: "Mr. Yang's idea is also good. ”

Li Hao smiled and concluded: "Okay, just register a cultural communication company." ”

Manager Yao said: "You still have to speed up the progress, didn't your car arrive at the end of March?" When the car arrives, you need to buy insurance before you can operate it. ”

When Manager Yao said this, Yang Qianxun also felt that time was pressed and said, "We will prepare as soon as possible." With the experience of the last registration, this time it should be very fast, and there should be no pre-procedures for cultural communication companies, right? ”

Manager Yao smiled and said: "Okay, I'll wait for your news, and when you finish the registration procedures of the cultural communication company, I will take you to the Insurance Regulatory Commission to go through the procedures for insurance agents." ”

"Thank you, in the future, please take care of Manager Yao!"