197 Business (I)
The maid brought the fruit and put a separate one in front of Yueyao.
Zhuang Ruolan said with a smile: "This one has never been frozen. "Yue Yao doesn't eat cold things, everyone knows it.
Yue Yao smiled and took a piece of watermelon to eat.
After eating the fruit, Zhuang Ruolan stood up and said, "Let's go to the yard for a walk." ”
Xiang Wei watched Yueyao and Zhuang Ruolan talk happily, and was secretly surprised. Looking at the appearance, the Zhuang family really treated Yueyao as a sister.
After walking in the yard for about a quarter of an hour, Zhuang Ruolan's legs were a little sore, and she went back to the house. Ruolan took a sip of tea and asked, "Yueyao, have you ever thought about doing something with so much money on you now?" Money is also dead money if it is put like this, and only by investing it can you make money. ”
Yueyao doesn't know how to do business, and she can't do business well with her temperament, but she naturally won't push out the money and dividends, and said with a smile: "Does my cousin-in-law have any good ways to make money?" Yueyao had already seen that her eldest cousin liked to do business and made money.
Yueyao feels that there is nothing wrong with loving money, just like she likes to paint, everyone has their own preferences. As long as you don't hurt other people, it's your ability to make money with your own skills.
Zhuang Ruolan really likes to do business. Until now, she is very glad of her choice, marrying into Mafu is very free, her father-in-law never cares about the affairs of the back house, her husband is still very supportive of her business, and laughs that she has a daughter-in-law who makes money and will not worry about having no money to spend in the future.
Zhuang Ruolan said to Yueyao: "That's the case, someone asked me to partner in the shipping business. The shipping business is profitable, and you can make a lot of money by investing in it. Zhuang Ruolan originally wanted to wait for the fire of the cloth shop to dissipate before doing other business, but she didn't expect her third aunt to invite her to participate in the shipping business, which is very profitable, and it can be said that it is a profitable business. Because the other party said that the more money, the better, Zhuang Ruolan thought that Yueyao had money in hand and wanted Yueyao to also participate in the shares.
When Yueyao heard that someone was raising money to do a shipping business, she immediately shook her head. Because Zhou Shu is a sea merchant, Yueyao also knows a thing or two about the shipping business. Yue Yao remembered that Zhou Shu said that people who run the sea are actually making money with their lives, and those guys who follow the ship are among the best, because nine times out of ten people who run the sea will meet pirates, and when they encounter pirates, they have to fight with pirates, and if they can't fight, the pirates themselves have to get in. In addition to pirates, there are also countless natural dangers at sea, and if one is not careful, the ship will be destroyed and people will die. Because of these risks, those who can follow the sea ship are capable people. To do a shipping business, you not only need a strong background and strong funds, but also need to be a family member with sufficient ability, so that you can control the people under your command and make a lot of money.
The people who invest money behind the scenes only see the huge profits, but they don't know the danger in it. If you only fancy the high profits inside, you have to do a shipping business, and nine times out of ten, you have to plant.
Yue Yao thought for a while and said, "Cousin, the shipping business is highly profitable, but it is also very risky. Cousin-in-law, my eldest aunt also invested all the dowry because she believed in others, and she lost everything. Cousin, I mean the shipping business is too dangerous, so don't do it well. "It's not that you don't do business to make money, but you still have to do it if you are sure.
Zhuang Ruolan was a little hesitant, the opportunity was rare.
Yueyao told Zhuang Ruolan about the risks she would encounter in the shipping business, hoping that Zhuang Ruolan could dispel this south.
Zhuang Ruolan is not particularly clear about the things along the coast, she has only occasionally heard people talk about the dangerous things at sea, but she has not paid attention to them, and she has never heard of pirates or anything. Zhuang Ruolan was very surprised: "You said there are still pirates? ”
Yueyao bowed: "Yes, there are many thieves on the sea. These pirates are not in our waters, they make a living by robbing passing merchant ships. Once this pirate succeeds, it will be more than lucky. ”
Zhuang Ruolan frowned and said, "Can't the imperial court exterminate them?" ”
Yue Yao shook her head: "The imperial court is only concerned about the safety of the inland sea, the strongholds of these pirates are all in the open sea, far from the inland, and they all disappear without a trace when the army arrives, even if the imperial court spends its strength to send troops to exterminate a group, another group will appear soon." ”
Zhuang Ruolan was puzzled: "According to what you said, where are there still people doing shipping business, they have all been robbed by pirates." But I heard that those who were engaged in the shipping business had mountains of gold. ”
Yueyao recounted what she knew about the relationship between pirates and sea merchants. Yueyao said it very truthfully, so that Zhuang Ruolan had to believe it.
Zhuang Ruolan asked suspiciously, "How do you know so clearly?" "I don't know, I thought that Yueyao had lived on the coast, otherwise how could she be so familiar with coastal things.
Yueyao said with a smile: "Cousin-in-law, I heard my father talk about it before, and I also saw these things in books later, and I was more impressed. Cousin, the shipping business is really dangerous, do it or do some other business. ”
Zhuang Ruolan hesitated a little, and said immediately: "You let me think about it again." Zhuang Ruolan originally planned to invest all the cash on hand, but now that she heard Yueyao say such a dangerous thing, she couldn't make up her mind.
Yue Yao took a dose of heavy medicine before leaving, and said: "Cousin-in-law, the book says that there are only two kinds of people who can make this kind of money, one is the person who is desperate and can only take this path; One is someone who is naturally adventurous and likes to pursue high returns. This is not a book, but the real situation of the people who run the sea.
Zhuang Ruolan was very hesitant until she talked to Ma Peng about it after Ma Peng came back at noon. Men have much more knowledge than those in the inner house, and Zhuang Ruolan also hopes that Ma Peng will give her advice.
Ma Peng naturally disagreed with the shipping business, and said, "Ruolan, foreign trade business is not so easy to do. Even if you have a background, it's too complicated. Ma Peng and Zhuang Ruolan analyzed the reasons why foreign trade business is not good. The reasons Ma Peng said were similar to Yueyao.
Ma Peng saw Zhuang Ruolan bowing his head and pondering, and said, "Ruolan, our family is very good now, there is no need to take this risk." "There is a lot of risk in doing shipping business, and on the other hand, it is also related to Ma Peng's temperament. Ma Peng is a prudent person who does not like to take risks, and naturally does not want to do a high-risk shipping business.
Ma Peng means that if Zhuang Ruolan has extra money on hand, she can buy shops and fields, which are real estate and can guarantee income.
Zhuang Ruolan is not reluctant to buy shop property, but good shops and farm properties are unavoidable, and bad ones don't have much income every year. And Zhuang Ruolan felt that the money coming from business was fast, so she used all the cash to buy a farm shop, and she only had so much income every month.
Zhuang Ruolan thought about it, and finally discussed it with Yue Yao. Zhuang Ruolan asked Yueyao: "I have money on hand and want to do some more business, Yueyao, do you have any good suggestions?" Zhuang Ruolan felt that relying on the farm shop alone could only maintain ordinary expenses, and she had to do business if she wanted to be relaxed.
Yueyao has thought about this question since she returned to Lanxi Courtyard, Yueyao told Zhuang Ruolan her thoughts and said, "Cousin-in-law, have you ever thought about opening a ready-to-wear store?" "The so-called ready-to-wear store is actually a modern clothing store. 、
Zhuang Ruolan looked at Yueyao: "You said to open a ready-to-wear store?" But ready-to-wear stores don't make much money. "Big families have their own embroidery rooms, and they rarely go outside to do it. Even if you go outside, you do it at a very famous store.
Yue Yao felt that there was a profit, and said, "Cousin-in-law, you see, we have our own materials. If you make clothes again, you will make money by passing over the cloth merchant in the middle, and saving the money in the middle. And as far as I know, except for the big families in the capital, ordinary people go to the garment store to make clothes. The profit may not be much, but there is a big gap in it, as long as we do well and do not worry about no sales. It is also a lot of income to accumulate. "There is a good thing about ready-to-wear stores, because they are small profits and do not attract attention.
Zhuang Ruolan hesitated.
Yueyao said with a smile: "Cousin-in-law, I don't know how much I earn, but I definitely won't lose money." "Compared with doing shipping business, Yueyao feels that doing business is more reassuring.
Zhuang Ruolan saw Yueyao's confident business, weighed it in her heart and nodded, "Let me think about it again." Zhuang Ruolan felt that it was not much to make money by taking the civilian route, but seeing that she felt that Yueyao was a little reasonable, she did not immediately refuse.
Yue Yao smiled and nodded.
Zhuang Ruolan said with a smile: "The ready-to-wear store is the same as the cloth store, I will give you fifty percent of the shares, what do you think?" "The garment store doesn't make much money, Zhuang Ruolan doesn't plan to invite other people to join the shares, and is ready to split half with Yueyao.
Yue Yao shook her head: "Cousin-in-law, fifty percent of the shares is too much, it's better to give me thirty percent of the shares like the cloth shop." "I didn't do anything, I just came up with ideas, fifty percent was too much.
Zhuang Ruolan nodded.
Yue Yao had a flash of inspiration, thought of a good idea, and said, "Cousin-in-law, I think it would be good if we opened another rouge shop." Seeing Zhuang Ruolan's puzzled expression, Yue Yao hurriedly explained: "Cousin-in-law, I have stayed in Jiangnan before, and the rouge gouache in Jiangnan is much better than that in Beijing, and there are many varieties. Cousin-in-law, when the time comes, the rouge gouache shop will be opened next to the ready-to-wear store, as long as our things are good, we will definitely not be able to sell them at that time. "Women in the capital who don't use rouge gouache, when the time comes to buy clothes, you can also go to the rouge gouache shop, which is very convenient.
Zhuang Ruolan felt that it was not appropriate.
Yue Yao continued: "Cousin-in-law, if you really open a rouge gouache shop, you can also go to Haikou to buy goods. Westerners' gouache is also very distinctive, and it is also a feature to sell it in the shop. Cousin-in-law, since someone invited my cousin-in-law to do shipping business, I must also know this person, and it will be cheaper to get the goods. It's not bad to make the difference. "Yueyao actually knows the practice of several spices, which are more common after more than ten years, but they haven't come out yet. Although the number is not much, it is also a gimmick as an exclusive, and she can also draw the style of clothes, so that the ready-to-wear store will also have its own characteristics. As long as you have your own characteristics, you can make money in business. However, these words Yueyao did not say to Zhuang Ruolan, it doesn't matter if she paints the style of clothes, she paints well, Zhuang Ruo also knows, but if she says it, it will scare people.
Zhuang Ruolan felt that Yueyao's idea was good, but she was still very hesitant. There are many rouge shops in Beijing, and the relative sales are also large, but they are not famous, and even if they make money, the profits are very meager.