Fan Wuxian spent hundreds of thousands of dollars to go out, and he was in pain, but he didn't expect someone to send money to the door.

Qiu Baohua suddenly called the door and wanted to dismantle part of the funds with him and make a small fortune.

Qiu Baohua naturally knew how much money was in the Swiss bank account opened by Fan Wuzhi in Hong Kong, so he wanted to borrow 7 million as soon as he opened his mouth.

"I'm all Yuan, if you want to borrow money, you're looking for the wrong person, right?" Fan Wuxi has recently asked for a large amount of money to operate, but Qiu Baohua is also very important to himself, so he is embarrassed to refuse, and he is unwilling to borrow money, so he hesitates and says.

"Up to half a month's time, ten percent interest. As for the Yuan, you can use your Certificate of Deposit as a guarantee to borrow a sum of RMB from the bank! It's easy! Qiu Baohua replied.

"Short-term loans? You might want to think about it! But what exactly are you in the business? 10% gain in half a month? Fan Wuxi was very curious, where did Qiu Baohua find such an easy way to get rich?

Qiu Baohua is willing to pay Fan Wuxian 10% interest, which naturally means that his income must be greater than 10%, and the handover will be clear within half a month, which is obviously a way to make quick money, and Fan Wuxian can't think of anyone who has this method for a while.

"We are now moving to Shenzhen! Don't you know, there are opportunities to make a fortune everywhere! Qiu Baohua over there looked very excited.

As for it? Isn't it just from Guangzhou to Shenzhen, is there really such a big difference? Fan Wuxi suddenly felt that Qiu Baohua was a little too exaggerated, so he interrogated, "Let's get to the point, if I don't know the specific situation, I won't lend you the money, this is my hard-earned money!" ”

"Okay, okay—" Qiu Baohua said on the phone, "I'm not cheating you out of your money, in fact, that's how things are!" ”

After listening to Qiu Baohua's explanation, Fan Wuxian figured out that they had embarked on a new financial route, no wonder they had not mentioned the resale of cultural relics recently, nor did they block Fan Wuxi, they are now reversing foreign exchange.

In the middle of this year, Qiu Baohua's Tongsheng company moved to Shenzhen and opened an import and export trading company, with a serious license, specializing in buying and selling.

According to the policy of the Special Zone at that time, foreign products imported into the Special Zone could not be sold outside the Special Zone, but there was no restriction on the goods purchased by customers outside the Special Zone from being shipped out of the Special Zone. There is no big difference between the business of an import and export trading company and that of reselling corn: it first collects 25 percent of the payment from the mainland enterprises as a deposit, then orders from the Hong Kong businessmen, pays the Hong Kong businessmen in the same proportion, and when the goods arrive in Shenzhen, the buyer pays the balance and picks up the goods.

The key to buying and selling is that the renminbi is collected, and the Hong Kong merchants are paid in Hong Kong dollars or US dollars, and the profit of the exhibition center comes from the ability to obtain foreign currency. To open such an exhibition center, it is necessary to first have an import license, and secondly, it is necessary to contact a unit with a share of foreign exchange exports, that is to say, it is impossible to open such a company without a certain political background and public relations ability.

Qiu Baohua's Tongsheng company is very good at both black and white, and the boss's background is extraordinary, and recently he has frequently contacted some big people who have come to Guangdong, trying to take the upper route to make a fortune. And he also found a way to make a fortune, which is to reverse foreign exchange.

At the beginning of the month, a big man from Yanjing came to Shenzhen and claimed to Qiu Baohua's boss that he had $30 million in foreign exchange for exports, and the exchange rate was 3.7 yuan for one dollar.

The so-called foreign exchange retention is not cash, but a quota indicator, which should belong to a large state-owned foreign trade company, and finally transferred in a very gray way to the hands of the unfortunate master with an official background. At that time, the market exchange rate was 4.2 yuan per dollar, and Qiu Baohua booked $10 million in foreign exchange retention from this man according to the instructions of his boss, and then he borrowed 20 million yuan from the Bank of China, plus 10 million yuan from his own company, and if he borrowed 7 million from Fan Wuzhi, he could make up 37 million. In this way, 37 million yuan is handed over to the other party in exchange for 10 million US dollars of foreign exchange retained, and then sold at the market price, so that one entry and one exit can earn 5 million yuan in exchange for the exchange difference.

"This TMD is **naked money laundering! Why didn't Lao Tzu know that there was such a good thing?! As soon as Fan Wuxian heard Qiu Baohua's explanation, he immediately shouted.

He was specialized in this business before he was reborn, and he was a master, so when he heard this, how could he not tell the problem in it? It's just that he feels very puzzled, for such an obvious means of money laundering, is there no corresponding policy or law and regulation to restrict it?

It seems that such a resale of foreign exchange seems to be more painful than the resale of corn, and it seems that between Shenzhen and Yanjing at that time, such an underground channel for the transportation of resources had already been formed, and a steady stream of state quotas and public interests were trafficked to the south in various forms, and they wandered on the fringes of the law, contributing to the sudden wealth of certain individuals and companies.

Qiu Baohua's import and export company plays the role of terminal money laundering in this game, and he transferred foreign exchange indicators from Yanjing, connected Hong Kong businessmen and domestic enterprises for incoming and outgoing goods, and "cleaned" the exchange rate difference into a circulation difference through the import and sale of goods.

After listening to Qiu Baohua's explanation, Fan Wuxian immediately checked the relevant laws and regulations, and he was surprised to find that the current national law on money laundering can basically be said to be a blank!

What is surprising is that although this kind of currency exchange game is very active, the national law has always turned a blind eye, has not defined and regulated it as necessary, and even has ambiguity in the nature of the behavior, leaving a great deal of room for mediation and ambiguity.

According to the law at that time, there was almost no clear explanation of what was meant by "evasion of foreign exchange", and the reverse exchange business in which Qiu Baohua participated actually had formal procedures, from bank remittance to import approvals, and even a special economic investigation team had no basis to determine whether such an act was illegal.

"Oh my God! I knew that there was such a good thing, what kind of pig did I raise! Flipping over the hand is a large millions of income, and it is reasonable and legal! Fan Wuxi suddenly patted his forehead and groaned.

Is it any wonder that thirty years later, there is often a reference to the original sin of domestic capital, and whether they should be held accountable? It turned out that in Shenzhen at that time, or elsewhere, there were many people who were engaged in similar activities, quietly gathering their own primitive accumulation, regardless of whether it was white or gray.

"This is a loophole in the law! Do I drill or not? "Fan Wuxian felt that it was difficult to choose.