(.) After learning about Zhou Liwen's situation, David became more curious about Zhou Liwen's request before, and he sat quietly, staring at Zhou Liwen with his eyes, waiting for the other party to speak.

"As the new chairman, I don't want to hide my thoughts from you, and I need your help too." Zhou Liwen said to David very sincerely: "According to my plan, the No. 1 National Bank of the United States will make significant adjustments to its business after the completion of the restructuring. Within the bank, traditional businesses will be spun off and new networks and credit departments will be created, as well as investment departments. This is my initial plan, and only by completing these adjustments will it be possible for the US No. 1 National Bank to make a big stride in the cutthroat banking competition. ”

David nodded slightly, Zhou Liwen's considerations are not unreasonable, although David is not young, he also knows that the banking industry is undergoing earth-shaking changes in the past ten years. Traditional management and management methods have been gradually replaced. With the continuous development of network technology, and the ever-changing methods of Wall Street's gang of cannibalistic guys who don't spit out bones, they are squeezing the living space of these small banks.

In fact, a few years ago, David tried to change this situation in order to adjust the bank. It's a pity that due to his lack of capital and the deep-rooted concept of experience from top to bottom, even if he has the heart, he can't do it, and he can only stop in the end.

"David, you have been working in this bank for almost 3 years and have a lot of experience, so I intend for you to continue to be in charge of the traditional business of the bank. As you know, I have a lot of industries, and this chairman is not able to perform daily operations at all, not to mention that compared with you, the operation and management of the bank is also very poor. ”

Although David had some expectations in his heart, when Zhou Liwen said this, he also showed a surprised expression.

"You mean that the traditional business of this bank continues to be in charge of me?"

Zhou Liwen nodded, and said: "Not only this aspect, but also the daily management of the bank." That is, most of the functional work of the CPO, how about David? I understand your feelings for this bank, and I think you would also like to see this bank become a multinational bank in the future, right? Isn't that your ideal and persistence? Now that this opportunity is in front of you, David, don't you fulfill your wishes? ”

Zhou Liwen was like a strange uncle who was seducing the little girl with a lollipop, and tried to persuade David in a very seductive tone. And at this time, David seemed to be thinking about something, quietly pondering. After saying this, Zhou Liwen did not urge, waiting for David's reply.

After a long time, David sighed, he crossed his hands on his chest, and a smile hung on the corner of his mouth: "To be honest, bavc, your proposal makes me very tempted." However, you also know that I am not young anymore, and I was ready to retire before you came, but now if I accept your invitation, my previous preparations will have to be adjusted. ”

"Then let's adjust." Zhou Liwen was not depressed at all, but said with a smile: "There will be such and such changes in this world, there is a Chinese proverb, it is said that man is not as good as heaven, according to the Western interpretation, this is God's will." David, since God has made us do this, shouldn't we make choices according to God's will? ”

David suddenly laughed too, he thought for a while and finally nodded: "Okay, bavc, I have to say that you are a very good demagogic guy, you did hit my soft underbelly." So, let's have a good time working together? ”

"Happy cooperation" Zhou Liwen stood up with a smile on his face, shook hands with David heavily, and when the two sides separated their hands, the previous estrangement seemed to disappear in an instant, and the two laughed heartily at the same time.

Soon, news spread from the U.S. No. 1 National Bank, as the former chairman of the Buck family, who had previously controlled the bank, David. Mr. Buck was not only made Chairman Emeritus following the merger, but was also appointed by the Chairman of Trust to the positions of Executive Director and Vice President. In a sense, this appointment did not reduce David's original rights, but because of the merger with the Texas State Community Development Bank, including the addition of some investment banking channels, David has more power than before.

The appointment came as a surprise to many, especially the former board members and some shareholders who sold their shares. Because in their opinion, David, a stubborn old fellow, actually refused to sell his stake in the bank, and when the bank was acquired, there must be only one way to retire early. Because in any case, the new board of directors, in order to avoid too much power within the original bank, must be "cleaned up" for key figures like David. However, to everyone's surprise, David did not become the "mascot" of the bank as they imagined, nor was he semi-retired, but went further and continued to control most of the bank's operation and management rights.

This situation is incomprehensible to everyone, even including Leo and the other two shareholders who have been on David's side before, for their side knocks or direct inquiries, David just asked: "Don't you want the No. 1 National Bank of the United States to become a big bank like Morgan and Wells Fargo?"

This sentence made everyone speechless. When David officially took office, Zhou Liwen's adjustment strategy for the No. 1 National Bank of the United States also officially began. In just a few months, the businesses of the three banks were basically merged, and in addition to the investment bank, which continued to exist separately, some of the businesses spun off from the investment bank, including the entire business of the Texas state community exhibition bank, began to be owned by the No. 1 National Bank of the United States.

The capital of the No. 1 National Bank of the United States, which has been restructured, has exceeded 200 million US dollars, and its branches have been rapidly expanded in the southwest and central regions such as Texas, in addition to most of the former California. Even, in the eastern city of New York, the No. 1 National Bank of the United States extended its tentacles directly to this place for the first time, and established its branches there to carry out new business.

Immediately afterwards, China Huhai Bank, as the largest commercial bank in China, and the No. 1 National Bank of the United States signed an agreement with each other as correspondent banks. After the signing of this agreement, the U.S. No. 1 National Bank officially announced that the two banks will carry out a cross-share swap to strengthen cooperation in all aspects. At the same time, the online trading system that Zhou Liwen cooperated with will also be transferred from the former Wells Fargo to the business of the No. 1 National Bank of the United States, which marks that the No. 1 National Bank of the United States has begun to expand from a small local bank and gradually shows its ambitious posture.

In the process of expansion, Zhou Liwen's internal plans are also closely underway. A number of new sections have greatly enriched the operating mechanism of the No. 1 National Bank of the United States, and the new middle management of the bank at all levels has continued to be in place, and the whole bank has shown a vibrant image.

Of course, there is another important business in the current No. 1 National Bank of the United States, which is to cooperate with Fannie Mae and Freddie Mac. For this business, Zhou Liwen is very attentive, he knows very well that this is a time bomb that may explode anytime and anywhere, but in the same way, it is not only a bomb, but also a good opportunity. To this end, Zhou Liwen deliberately set up a special department to deal with the cooperation with the other party. Of course, the intention to promote better cooperation has also been praised by Fannie Mae and Freddie Mac, and even for this reason, the two credit companies have taken the initiative to expand the scope of cooperation with the No. 1 National Bank of the United States. In this regard, Zhou Liwen instructed the personnel below to agree, but in the specific operation, they were loose on the outside and tight on the inside, and they did not dare to be careless.

Half a year has passed, and the exhibition of the No. 1 National Bank of the United States has been extremely stable as Zhou Liwen expected. Of course, this is inseparable from David's assistance, and it is precisely because David has assumed the positions of executive director and vice president that he has calmed the hearts of a large number of employees in the bank, and also made them more determined to stay in the bank and work with peace of mind.

In half a year, the No. 1 National Bank of the United States has undergone acquisitions, mergers, restructurings and...

The total means of cross-swapping with Shanghai Bank and becoming correspondent banks with each other, and increasing capital and expanding its capital, its assets have exceeded 600 million US dollars. For now, the bank has squeezed into the ranks of mid-sized banks, and it is not surprising that the No. 1 National Bank of the United States will not be among the big banks in a few years.

Because the reason is very simple, compared with traditional business, the current business of the No. 1 National Bank of the United States in terms of online transactions and payments is developing rapidly, especially in Taobao and Ahri's overseas shopping projects, that is, the direct overseas online shopping projects that Liu Ting visited the United States before. The project was officially launched last year, with the completion of the transit base in Xiangjiang and the signing of agreements with various e-commerce companies in the United States. Originally, according to Zhou Liwen's plan, this business was handled by Wells Fargo, but because these businesses were cumbersome and the amount of a single bill was not large, Wells Fargo was not very interested in it. And now, now that he has his own bank, Zhou Liwen decisively transferred his business to the No. 1 National Bank in the United States.

Although at first, there were many people who raised objections to this cumbersome business within the bank, but with Zhou Liwen's insistence and the prestige and support of David, who was already on his side, the project still went ahead as scheduled. But no one could have imagined that just a few months later, this humble project would become the fourth most important department within the bank. With the rapid development of overseas shopping business in China, the number and amount of business transactions have increased sharply. At present, the U.S. No. 1 National Bank alone can earn a whopping $1.86 million per month, and this amount is increasing by more than 3 percent.

What's more, as this business expanded, the number of savings users at National Bank 1 in the United States began to increase dramatically, including some major luxury goods companies to set up accounts and do business. This is an extremely exciting result, and everyone's attitude towards this project suddenly came to an 18o degree turn, which praised Zhou Liwen's vision and determination.

"Driving"

In the mansion in Los Angeles, no one could imagine that Zhou Liwen was riding a big horse in the living room with his naughty eldest son on his back at this time. The little guy danced with excitement and shouted the sound of driving. And Zhou Liwen does not have the world's richest panache at all, and enjoys it as much as an ordinary father.

"Come down a lot, your dad is going to be tired." Lin Yaxuan came down from upstairs with her youngest son, who was already able to babble, and she couldn't help laughing when she saw this scene in the living room, and then shouted at her excited eldest son. Not to mention, the little guy is not as stubborn as other children, especially when he heard that his father was going to be tired, he hurriedly climbed down from Zhou Liwen's back, saw Zhou Liwen with a red face and sweat, ran into the bathroom with his calves and smoked, and took out a towel to wipe his sweat.

"Stinky boy, I didn't hurt you in vain." Zhou Liwen proudly took the towel and wiped his sweat, and happily slapped him on the buttocks: "Go to the garden to play, dad rest." ”

"Well, Dad, you have a good rest, call me if you need anything, I'm in the garden." Duoduo replied very seriously like a little adult, and deliberately reached out and pointed to the garden. These words made Zhou Liwen and Lin Yaxuan happy at the same time, nodded in agreement, and watched the little guy run to the garden.

"You're really, how old are you who still teach your children to ride horses?" Looking at her husband's sweaty face, Lin Yaxuan was a little distressed and said: "As the saying goes, boys are poor and girls are rich, you spoil Duoduo like this, how will you get it in the future?" ”

"Where is it so serious as you say?" Zhou Liwen wiped the residual sweat on his face, picked up a bottle of water from the table and took a big sip: "Duoduo has a very good character, he is old when he is three years old, he will definitely not become a gentleman when he grows up." Besides, the principle that boys are poor and girls are rich is also the general family talk, like we think it is possible to be poor now? ”

Hearing Zhou Liwen say this, Lin Yaxuan also smiled. Indeed, like their current family, it is impossible to support themselves in poverty, and they can't pretend to be poor even though they are rich, right? It's a mental illness.

"Got the little one's diaper changed? Come on, let Daddy hug ....... Looking at Yu Yu, the youngest son in Lin Yaxuan's arms, Zhou Liwen happily clapped his hands and teased him, and the little guy who didn't know how to talk smiled at Zhou Liwen, and a crystal saliva flowed from his little mouth.

He took the little guy from his wife's hand and gently rested his head on his shoulder, the little guy seemed to feel very comfortable, and his mouth was full of words, and his little arms and legs moved a few times from time to time.

"I don't know what's going on with Mom and Dad now?" Sitting down in the sand, Lin Yaxuan asked.

"It's okay, they just went yesterday, and it's time to calculate it now. This western and eastern time difference will be met, and I will have to call tomorrow to ask. Besides, what can four old people do when they walk together? What's more, with Carl and them accompanied, there is absolutely no problem. Zhou Liwen replied with a smile.

Lin Yaxuan's mother officially retired a few months ago, and although Lin Yaxuan's father also submitted a retirement report, according to his current level, he can continue to be 6 years old even if he is 6 years old. However, Lin Ruofu still insisted on retiring this time, and there was nothing he could do about him, so he talked to him a few times, and the two sides compromised a while, which was regarded as temporarily taking a back seat, so that Lin Ruofu had a position in the Municipal People's Congress, and the dean of the Academy of Sciences was relieved.

As soon as the two old men retreated, they had no worries, and simply went through the formalities and came directly to the United States. After arriving at Zhou Liwen, he first lived for a few days, and then felt bored. It just so happened that Zhou Liwen's mother Li Xiaoyuan made a suggestion, saying that the four of them should go on a trip, and this suggestion was immediately unanimously approved by everyone. Because Yu Yu is still young, Duoduo has to go to school again, and Zhou Liwen's work is busy, they will not go for the time being, Zhou Liwen arranged for the four old people, and then let Carl and a few other security guards accompany them, and they will go to Miami together, and then they will go to New York, and then go from east to west through the Great Lakes region for a good turn, if they are interested, they may even go to Canada to hunt or something.

Less than 2 hours after the old people left, Lin Yaxuan couldn't help but worry. Zhou Liwen smiled and comforted her when he heard it, the United States is not like China, the eastern and western time zones span a lot, and it is still night in the east. Besides, with so many people accompanied, there would definitely be no accident, and if it hadn't been for the old people to call, Carl would have contacted him a long time ago.

Lin Yaxuan also seemed to know that her worries were unnecessary, and she smiled a little embarrassedly and shook her head. The husband and wife sat on the sand and chatted, watching their lively and active little son crawling around on the sand, and from time to time they raised their heads and looked at them curiously with round black eyes, giggling and laughing happily

After a while, Duoduo was tired of playing in the garden, and ran back to the living room to see that his brother had climbed from the sand to the stall, and he immediately found some toys to play with his brother. However, Yu Yu is not already sensible Duoduo, his favorite thing to play with toys is not construction but destruction, seeing Duoduo just built a "castle" with building blocks, this little guy swept with his chubby little arms, and the house suddenly collapsed into "ruins", and he sat happily on the ground and laughed, and his angry little mouth was about to hang the oil bottle.

Just when Zhou Liwen and Lin Yaxuan watched their two sons play with interest, the phone on the side suddenly rang. Zhou Liwen got up and walked over to pick up the phone, and after listening to a few words, his face suddenly sank, and then, after listening for a while, he said that he knew on the other side of the phone and hung up the phone.

"What's the matter?" Seeing that her husband seemed to have something abnormal, Lin Yaxuan couldn't help but ask.

"It's okay, it's a little thing at work." Zhou Liwen replied with a smile, and then continued to sit back in Sha and hug his wife and watch the children play, but at this time, there was a faint trace of unrevealed unhappiness in his eyebrows.

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