(.) Today's board of directors surprised the remaining directors of the No. 1 National Bank of the United States, including the executives, who had all guessed before that all their previous speculations were overturned after Zhou Liwen's appearance, and none of them expected that this would be the case. Wells Fargo's merger became a private takeover by Mr. Zhou in the blink of an eye, and the young billionaire also served as the bank's chairman.

Although Zhou Liwen's first impression on everyone is still good, he also put forward a commitment to increase investment and expand business in the No. 1 National Bank of the United States at the beginning of his tenure. However, even with such a commitment in front, everyone's hearts are still uneasy, especially as the former chairman, the current honorary chairman David is not optimistic about Zhou Liwen's acquisition. In his opinion, without rich industry experience, can the No. 1 National Bank of the United States become as strong as Zhou Liwen said just by virtue of capital investment?

Zhou Liwen is rich, of course David knows that it is very simple to take out hundreds of millions or even billions of dollars with Zhou Liwen's financial resources. However, it is not more money to run a bank than to have money, otherwise the United States has so many rich people, so does it mean that everyone can join the banking industry? Perhaps, in the face of reality, Zhou Liwen's investment is destined to hit a bloody head, and it won't take a few years, when he feels that the investment has failed, and then sells the bank, the hard work of the four generations of the Buck family may disappear completely.

Worried, David returned to his office after the board ended, frowning and cursing a swear word. But so what? Zhou Liwen's entry into the No. 1 National Bank of the United States has become a foregone conclusion, and he, the former chairman, can do nothing about it, if he had known that this was the result, it would have been better to transfer the shares directly to Wells Fargo, at least not as worried as now.

As the former chairman of the board of directors and the current honorary chairman, what can I do now? What's more, David is about to move out of this office, and of course, as the honorary chairman of the bank, he will also have his own office in the bank, but it is definitely not here. Just as she thought of this, Miss Toris knocked on the door and came in to tell David that Chairman Zhou was coming over soon, and David's face sank suddenly, could it be that this young rich man was already eager to occupy his office?

But after thinking about it, David sighed again, the board of directors has ended, didn't Zhou Liwen take over this office a long time ago? A moment earlier, a moment later, what can this be? He tidied up his suit slightly, sat on the chair and nodded at Miss Doris, motioning for her to invite Zhou Liwen over.

"Mr. Buck"

"Mr. Zhou."

After a while, Zhou Liwen came to this office, he walked towards David with a smile and took the initiative to stretch out his hand.

And David also stood up at this time, took a few steps forward and shook hands with Zhou Liwen, and the two were very polite and polite.

"Does Mr. Zhou like coffee? Tea? Still is......? Inviting Zhou Liwen to sit down in the reception area of the office, David politely asked in the manner of a host, perhaps he wanted to use this attitude to show that as long as he hadn't moved out of this office, this was still his territory.

"Coffee, thank you," Zhou Liwen said to Miss Toris, who was standing aside, and nodded his head to thank her.

"It's coffee, too." David gave Miss Toris an order, and Miss Toris said she understood and gently withdrew.

"Mr. Zhou......."

"Call me bavc, that's what my friends call me."

"Okay bavc." David changed his words smoothly, and continued: "The board of directors is over, and according to the bank's regulations, I will hand over this office to you soon." However, it will take some time to pack up your belongings, I think ....... ”

Hearing this, Zhou Liwen smiled and waved his hand: "David, it's okay for me to call you that, right?" ”

"Of course there is no problem."

Zhou Liwen continued: "Don't get me wrong, I didn't come to see you to let you move out of this office, as the honorary chairman, the founding family of this bank, David, you have the right to continue to keep your office in the bank, of course, including this office." Unless, you don't like this room yourself, and you want to change offices, that's fine, as long as you want, you can choose from the entire headquarters office. ”

David looked at Zhou Liwen with some surprise, to be honest, Zhou Liwen's words made him feel better, at least the other party still respected him. However, the other party is Chinese, and David has dealt with many Chinese, maybe he is a "polite"? Thinking of this, a smile appeared on David's face, and he shook his head and said, "I appreciate your kindness very much, but since you are now the chairman, you should work in this office, and I'm afraid it will not be appropriate if I continue to stay here."

"Nothing out of place." Zhou Liwen said with a smile: "I walked around the headquarters, the place here is still very good, there are a lot of redundant offices, if I want to set up an office, the one on the other side of the corridor is good." Besides, it's much easier for the chairman's office to hang a sign than if you move out from here and I move in again. What's more, you are also the honorary chairman and the majority shareholder of the board of directors, which I think is a good arrangement. ”

“bavnetbsp; "Let it be arranged like this, no need to argue." Without waiting for David to say more, Zhou Liwen put on the chairman's posture to confirm the matter.

To be honest, David was still happy to hear that he didn't have to leave here. But he is also strange, Zhou Liwen came to himself for this matter? Did he want to reassure his heart in this way? This possibility is not impossible, after all, David has been in charge of the No. 1 National Bank of the United States for about 3 years, and although Zhou Liwen is the chairman and also holds an absolute controlling stake in the bank, he still relies on David to help him maintain many aspects of work. Maybe when Zhou Liwen completely grasps the power of the bank, he will no longer need his influence.

Just as David was about to tentatively ask Zhou Liwen what else he wanted, there was a knock on the door, and Miss Toris walked into the office with two cups of coffee and placed them in front of them.

Thanking Miss Toris, David invited Zhou Liwen to taste the coffee, and told Zhou Liwen that Miss Toris's coffee was unique.

Zhou Liwen happily took a sip of coffee, and praised it as soon as his eyebrows were raised. Miss Doris, however, nodded calmly as usual, with no joy or any other expression on her face, and then took the door and left.

"Miss Doris's coffee is really good." Zhou Liwen praised it heartily, and then asked, "I heard that Miss Toris has been your secretary for 3 years?" ”

"Yes, Miss Toris has been my secretary and assistant since I took over the bank." David replied with some pride.

"It's not easy, I envy you David, to have such a capable secretary and assistant." Zhou Liwen did not use a polite tone, and the sincerity was revealed in this sentence.

"Thank you, it's not easy to be a good assistant, especially someone like Miss Doris, maybe it's a gift from God."

Zhou Liwen silently agreed, and then said: "David, I have a request, or a request, is it okay?" ”

David nodded.

"I know, my entry into this bank was a bit unexpected for the whole bank, including you, didn't it?" Seeing that David seemed to be about to say something, Zhou Liwen smiled and waved his hand to let him wait for him to finish speaking: "At the beginning, when I entrusted Wells Fargo to acquire the No. 1 National Bank of the United States, Wells Fargo told you of your decision, and you rejected my proposal to acquire and transfer shares at a high price, and instead asked to keep the shares. For that, I got Wells Fargo to agree to your request. But don't get me wrong, I don't think this out of business, but out of respect for an old banker and the Buck family. A family that has...

It is not easy for a bank with a history of nearly 15o years to survive to this day, and if I were in your place, I might have made such a choice in that situation. ”

"Thank you very much for your understanding, but bavc, to be honest, I seem to regret it now." David said with a hint of bitterness at the corner of his mouth.

"I understand, I understand very well." Unexpectedly, Zhou Liwen actually replied like this, which made David look at him very surprised.

Zhou Liwen said frankly: "At the beginning, the main purpose of your stay was to continue to maintain the shares of the bank, and secondly, to see how Wells Fargo expanded the bank to fulfill the ideals of your father's ancestors. But now, my appearance makes you feel deceived and deceived, and even think that I, a tycoon in the IT electronics industry who has made a fortune by making smart phones, cannot lead the No. 1 National Bank of the United States into the future. ”

David was silent for a long time before he asked, "Isn't that true?" ”

"Hehe, of course not." Zhou Liwen smiled and continued: "In the board meeting before, I only mentioned some situations slightly, so I think you may only know me superficially. Well, I have two documents here, and maybe you'll change your attitude towards me after reading them. ”

After speaking, without waiting for David to agree, Zhou Liwen took out two things and put them on the coffee table separately, and gently pushed them towards David.

Looking at the two soft folders that were not thick, David didn't know what was inside, but he didn't take them right away, but sat quietly there and thought about it, and after a while, he picked up the one on the left hand side and looked at it first.

After a closer look, David was stunned, and then involuntarily raised his eyes to look at Zhou Liwen, and at this time, Zhou Liwen was tasting coffee with taste, as if he was enjoying the good time of afternoon tea with the British who like afternoon tea.

Continue to look closely, and the more you look at it, the more shocked you become. By the time he saw half of it, David's astonishment was already great. After reading the other half quickly, he seemed to be a little uncontrollable, took a deep breath to calm himself down a little, and then picked up another document and looked at it again.

And the second document surprised him even more than the first document, some of the data in it simply made David suspect that he was dreaming, or that these were all fictional things made up by Zhou Liwen. But reason told him that this was absolutely impossible, with his professional vision, including those detailed contents, coupled with Zhou Liwen's identity and status, these were true.

Half an hour later, the two things were still quietly placed in front of David as before, but David's expression was changing. The room was quiet, except for his slightly rough breath, and after a long time, David sighed: "I really didn't expect it, bavc, you surprised me too much." ”

Yes, these things did surprise David. At the board of directors, Zhou Liwen told everyone that he controlled a Chinese commercial bank, and of course everyone including David disagreed. The pride of the Americans, and the backwardness of the East, in their opinion, even if Zhou Liwen controls a Chinese commercial bank, what then? But David never expected that Zhou Liwen actually controlled such a huge commercial bank.

According to the information provided to him by Zhou Liwen, the registered capital of this commercial bank called Huhai Bank is 4 billion yuan, that is, about 600 million US dollars, but its total assets have exceeded 4 million US dollars, which is 3.6 billion yuan when converted into RMB. In addition, the bank is still in the process of development, and now has more than 15o branches in China's Big 6, which is much stronger than the No. 1 National Bank in the United States.

Moreover, the data also shows that after Zhou Liwen invested in this commercial bank, the bank's assets have increased by more than 1o6 times in just a few years. In addition, since this year, Shanghai Bank has also vigorously expanded its foreign network, and has established correspondent banking relationships with more than 4o countries and regions. David is an industry insider, of course, he knows what this means, according to the size of Huhai Bank, it is already a typical large bank, and even among the 6o banks in the world, it can still rank in a good position.

That's not all, what surprised David even more was still to come. When he saw the second document about a project called "Alipay", he thought it strange at first, but when he looked closely, the shock in his heart was like earth-shattering.

According to the data, Zhou Liwen completely owns Alipay and its rising Yu'e Bao project, and in its business structure, this thing is simply equivalent to a huge Internet bank. Over the years, Alipay has become the largest online payment tool in China, and has a dizzying user base. On the basis of Alipay, Zhou Liwen also launched Yu'e Bao, which makes it have strong financing capabilities. Although David is not young, his mind is very clear, and he can see the fundamental nature of this thing at a glance, where is this still a network tool, it is simply a real Internet bank, and its scale and scale are even more terrifying than Huhai Bank.

Zhou Liwen, who has always been thought by outsiders to own the OR company, has the biggest industry is it, and perhaps his stakes in Cisco and Wells Fargo must be added. But who would have thought that without outsiders knowing, Zhou Liwen still hides such a huge fortune, and even the influence of this source of wealth is no less than his business empire in the field of smart phones.

"I've acquired a total of three banks this time, in addition to the No. 1 National Bank in the United States, a state community development bank and a mid-sized investment bank. Of course, don't worry, the Texas State Community Fair Bank will soon be merged into National Bank One, and the investment bank in New York will also be part of its business at National Bank One. When the merger is completed, the total capital of the No. 1 National Bank will exceed $200 million, and then the Huhai Bank under my name will conduct a cross-share swap with the No. 1 National Bank of the United States, and both parties will become its correspondent banks. ”

"Nice idea...... David does not deny that Zhou Liwen's strategy is very good, and the state community exhibition bank mentioned by Zhou Liwen is basically equal in size to the No. 1 National Bank of the United States, and the merger of the two can greatly enhance the strength of the No. 1 National Bank of the United States. Moreover, the divestment of part of the investment banking business will enable it to have stronger investment and credit channels, which will also be conducive to the development of the bank. In addition, Zhou Liwen's proposal to cross-swap shares with Huhai Bank and become its correspondent bank has further enhanced the influence and business scope of the No. 1 National Bank of the United States.

But David wondered, why did Zhou Liwen choose the No. 1 National Bank of the United States as the main body? If the capital of the Texas State Community Development Bank is slightly higher than that of the No. 1 National Bank of the United States, it should not be chosen in this way based on the amount of capital.

When David raised this doubt, Zhou Liwen smiled and gave the answer. What made David a little laughable was that Zhou Liwen's answer was very simple, because he felt that the signboard of the No. 1 National Bank of the United States was louder than that of the Texas State Community Show Bank.

"That's why?" David asked incredulously.

Zhou Liwen smiled: "This is one of the reasons, and of course there are many other reasons, such as the No. 1 National Bank of the United States has a long history of 15o years, which is incomparable to the Texas State Community Exhibition Bank." More importantly, David, have you forgotten the three demands you made when you made the acquisition? Of course, this is also the reason, I am a person who keeps my promises, and since I promised you, I must do it. ”

Hearing this answer, David laughed dumbly, he didn't expect that his support was also an important factor in keeping the bank's name. However, this at least shows Zhou Liwen's sincerity, as well as the things he showed himself just now, including the plan he said. If it is really like Zhou Liwen's plan, perhaps the day when the No. 1 National Bank of the United States will become a really big bank is not far off.

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