Chapter 222: The First Meeting
Yao Liang is not what he used to be, let's not say that he followed Zhou Liwen and built more than a dozen suites himself, just by virtue of his special relationship with Zhou Liwen, Zhou Liwen's account opening in Huhai Company also fell under his performance. With the rapid development of several companies in Shanghai, Zhou Liwen asked him from time to time to do some loans or something, and this kid became more and more nourishing in the banking system.
Around the Spring Festival, Director Mao of the Credit Department was promoted to become the vice president, as Director Mao's right-hand man, coupled with Yao Liang's outstanding performance that no one in the bank can match, he actually took over the position of director of the credit department like shit luck, and became the middle level of the bank.
Yao Liang became the director of the credit department, which is also a good thing for Zhou Liwen, at least it is much more convenient for him to take out loans. And with the development of the enterprise, the cooperation with the bank in the future is more and more extensive, and it is also a resource to have such a friend who can talk to the bank.
Just like this time, Zhou Liwen took this mansion on Huaxun Road thanks to Yao Liang's help, and he loaned him 2ooo in one go. When Zhou Liwen looked at the text carefully, Yao Liang walked around the building, and the more he looked, the more he was moved by Zhou Liwen's generosity, and at the same time he despised this guy very much. This guy obviously has money in his account, but he still picks it up as before, oh...... No, it should be more picky than before, this year's second-hand houses are as small as hundreds of thousands, and the big ones are like the mansion on Huaxun Road, this guy is drilling his head to get a loan, and almost all of them are not in vain.
In Yao Liang's eyes, he couldn't understand Zhou Liwen's door-picking approach at all. You say, why would he take out a loan when he could get the money? Yao Liang himself is engaged in credit, he knows exactly how high the loan interest is, in his view that Zhou Liwen is doing this more than taking off his pants and farting, if he has this strength, the ghost will let the bank make this money.
Zhou Liwen quickly finished reading the text, signed it and handed it to Yao Liang. Then he handed him a cigarette and asked casually, "How is the matter I mentioned to you some time ago going?" ”
"Things? What's up? Yao Liang asked in a daze, he had just become the director, and there were too many facts in the credit department, and he didn't reflect what Zhou Liwen was referring to for a while.
Zhou Liwen reminded him, Yao Liang remembered, patted his head and smiled: "It's the payment platform you said, remember to remember." ”
"You kid still remember, it's been almost two months since this happened, why haven't you replied at all? What's going on now? ”
"I don't know...... Yao Liang replied subconsciously, seeing Zhou Liwen's face change, he hurriedly explained: "Don't worry Brother Zhou, it's not that I didn't worry about you, but I can't be the master of this matter at all!" I'll tell you the truth, I've already handed over this report, and it should have arrived at the head office according to the procedure. But you also know that the cooperation you mentioned is a project that the bank has never had, and the feasibility, policy, and so on of this project have to be slowly reviewed by the above. But don't worry, I've been following this and I'll let you know as soon as there's any news. ”
Hearing this, Zhou Liwen's expression softened slightly, but he still frowned slightly. What he and Yao Liang said was nothing else, it was the famous Alipay. Speaking of Alipay, this is not only a guaranteed third-party payment platform, but also a special payment nature similar to that of commercial banks. If you want to engage in this thing, it is not something that Zhou Liwen can play alone, the national conditions are different, in China, the state has always been strict with financial institutions, and if you want to do Alipay, this project will definitely not be able to do it without the support of the bank. So Zhou Liwen first thought of Yao Liang when he was thinking about the formation of Alipay, and planned to use his relationship to promote this cooperation.
But who would have thought that more than two months had passed in a blink of an eye, and there was no news from Yao Liang's side. Zhou Liwen, who was waiting a little anxiously, couldn't help but ask today. When he got Yao Liang's reply, Zhou Liwen inevitably had some drums in his heart, he felt that although the bank did not veto it now, it was estimated that the possibility of success was not great. If Yao Liang can't figure it out here, Zhou Liwen will have to think of another way and find a relationship with other banks.
Of course, Zhou Liwen himself knew that if he cooperated with Wei Zi and others, it might be easier to succeed with their background and connections. But the price paid by Zhou Liwen is also very large. After careful consideration, he felt that if he didn't really have no choice, he would still operate it himself. Alipay, which is a platform that is even more promising than the mobile phone market, does not want to give up this future gold absorber to others. If it weren't for the fact that Alipay is inseparable from the bank's support, Zhou Liwen would even be ready to swallow this cake alone.
"You kid, don't play with me, when you become a broken director, you also talk in front of me, don't you?" Zhou Liwen glared at him unceremoniously.
"Look at what you said Brother Zhou, can I worry about your business?"
"It's like a sentence, but I have to make it clear to you, you have to pay attention to this matter, my own brother I will be honest with you, if this happens, see it!" Zhou Liwen pointed to the bungalow he was in, and said in a devilish seductive voice: "When the time comes, I will give you a suite like this, the same decoration!" ”
Yao Liang's eyes widened all of a sudden, he knew very well what the price of this suite was, plus the decoration, furniture and so on, it was almost 6oo yuan. Zhou Liwen threw such a big piece of pie at once, it is absolutely impossible to say that Yao Liang is not moved. When he visited just now, he sighed in his heart how great it would be if he could live in this place one day, but he didn't expect that in a blink of an eye, the opportunity was placed in front of him.
couldn't help but swallow his saliva, Yao Liang finally calmed himself down.
"Brother Zhou, you're hurting me."
Looking at Yao Liang, who was smiling bitterly, Zhou Liwen asked with a smile: "Am I harming you?" Do you see such harm in this world? If you have one, can you find one for me to see? ”
"Nonsense, how can I sleep at night when you mention this condition? If I suffer from insomnia, if you are not the one who caused it, who else would have caused it? ”
"Hahaha!" Zhou Liwen was happy when he heard it, patted him on the shoulder and said: "Then you can find a way to get it, besides, you have also seen the original plan, this matter is also good for your bank, and it has become a win-win situation." ”
Yao Liang was made to cry and laugh by Zhou Liwen, and begged for mercy: "My brother, I am a little director, where do I have so much power, I will not be criticized for having a fart in this matter!" Our bank is one of the four major banks in the country, where is it as simple as you imagined for the leaders above? If I can call the shots, can I do it for you? Now I can only wait for the news above. ”
Yao Liang is not wrong in what he said, they are bankers with a big business, and Zhou Liwen, who has worked in a state-owned enterprise, also knows the morality of the above people. Looking at Yao Liang's appearance of having more than enough heart and insufficient strength, Zhou Liwen didn't know what to say for a while.
Looking around, Yao Liang is still a little reluctant to throw out the chips thrown by Zhou Liwen, if it is really done, taking such a house is equivalent to fighting for decades! After a few mouthfuls, Yao Liang, who racked his brains, finally figured out a trick to save the country, whether Zhou Liwen contacted Huhai Bank to see if they could get through to make this happen.
"Huhai Bank?"
"That's right! I've got a bit of something to do with it, and they're pretty familiar with the president. Yao Liang hurriedly explained that Huhai Bank sounds like a very loud name, but in fact, its predecessor was the city credit cooperative, a few years ago the city credit union in Shanghai was restructured, and the urban credit cooperatives in various districts and counties were unified to establish the Huhai Bank. So from this point of view, Huhai Bank is just a local bank, and it is only a small character compared to Yao Liang's bank.
However, local banks naturally have the advantages of local banks, and their biggest advantage is that they have loose policies and flexible operations. In Yao Liang's view, it is not a little difficult for Zhou Liwen's Alipay to cooperate with their bank, even if the head office has an intention, it is not so simple to officially operate. However, it may be much easier to change the target to Huhai Bank, not to mention that Yao Liang has many acquaintances with the Huhai banking system, so he should not talk to them.
Zhou Liwen was interested, and after carefully asking about the situation of Huhai Bank, and then determining this possibility, Zhou Liwen immediately made a decision to let Yao Liang come forward to contact Huhai Bank to see the chance of cooperation. In order to appease this kid, Zhou Liwen also made a promise that as long as this thing is done, let alone Huhai Bank, even if it is a small bank such as Hangzhou Bank and Rural Commercial Bank, what he promised will still be fulfilled.
Hearing this promise, where can Yao Liang still sit still? Immediately, he was as excited as a chicken blood, and he didn't even eat lunch and left in a hurry.
After Yao Liang left, Zhou Liwen saw that it was noon, and he went out to find a famous individual small noodle restaurant nearby to eat spicy meat noodles. This spicy meat noodles are well-known in Shanghai, there are many people queuing up at noon, Zhou Liwen finally waited for an empty chair, ordered a spicy meat noodles with a poached egg, and then a curry beef soup, and the ordinary people around him generally ate with taste.
After eating noodles and buying a newspaper at the newsstand opposite, Zhou Liwen walked back leisurely. When he walked near the bungalow, he saw a middle-aged man in ordinary clothes standing not far away, as if waiting for someone.
Zhou Liwen didn't pay attention to the other party, walked straight up the steps, and was about to take out the key to open the door when there was an inquiry behind him.
"Are you...... Zhou Liwen Zhou Dong, right? ”
"I am." Zhou Liwen turned around and replied, and then suddenly remembered: "You are Dong Li?" ”
"Yes, yes, it's me, just call me Lao Li." Li Dong replied with a smile.
Zhou Liwen didn't expect that the chairman of a very famous private enterprise was almost the same as an ordinary middle-aged man, and there was no car for him nearby, could it be that this Li Dong, who has assets of hundreds of millions, actually came by taxi?
"I'm sorry to keep you waiting, I thought you would be late, so I went out for a meal just now." Zhou Liwen hurriedly shook hands with the other party apologetically.
"Hehe, it's okay, it's okay, I took a taxi directly after I got off the plane, but I didn't expect to come earlier on the way." As expected, Li Dong actually rushed over like this. Zhou Liwen smiled and asked him if he had used lunch, and Li Dong politely said that he had eaten something on the plane and was not hungry now. Zhou Liwen was not reluctant, opened the door and invited him to sit in.
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