Chapter 384: Ponzi

(.) Listening to Zhou Liwen's inquiry, Liu Dahai sighed and shook his head: "Sorry, brother, your brother and I have been in business for half my life, and I accidentally gave my job to ruined, this foreigner is my customer, this time I came to France to talk to him about cooperation, but the products provided by our factory this time have some problems in the processing technology, the other party now refuses to receive the goods, and wants to cancel the next cooperation order, you say, can this matter not be in a hurry?" ”

"Want to help?" Zhou Liwen asked.

"Don't, don't interfere, you can't help with this, and it's even more boring to put you in." Liu Dahai was scared out of a sweat when the security guard came just now, he knows that the rights of security guards and police are not as big as those at home, especially things like harassment can be big or small, if it is nothing at home, but it is different abroad.

Liu Dahai and Zhou Liwen are just one side, but he is still a good person, and he doesn't want Zhou Liwen to get involved in this matter. Since they were communicating in Chinese, Bell couldn't understand it, but just stood quietly to the side and didn't mean to leave.

"Did there go wrong with the processing process when it was delivered? Did the other party not indicate in the procurement contract what processing technology was required? Zhou Liwen frowned and asked.

Liu Dahai smiled bitterly: "How can it not be noted, it is because it is indicated, it is only troublesome now." ”

"If that's the case, then it's no wonder."

"Well, of course I do." Liu Dahai shook his head and sighed: "This matter is indeed our responsibility, but some of the situations are more complicated, all caused by the negligence of the technicians in our factory, but the problem is that the product quality and accuracy do not affect the use, even if the customer refuses to accept this batch of goods, I admit it, this is a big loss to return all the goods that have been shipped before and after the order, and there are orders for next year, if this problem cannot be solved, you Brother Liu has to pay for half of his belongings......." ”

Zhou Liwen understands this, although the poor man must have something to hate, Liu Dahai's company and factory bear the main responsibility in this matter, and it is natural for Bell to do so. Europe and the United States pay attention to honesty in doing business, especially this point, but then again, Liu Dahai looked pitiful, Zhou Liwen couldn't bear to look at it, thought about it and asked: "Boss Liu, do you guarantee that there will be a batch of goods if there is a problem with the processing technology?" Is the rest of the goods okay? ”

"Of course, our factory was restructured as a state-owned enterprise, this time it was really an accident, if I had known that I would not go out, I guarantee that there will be no problem with other goods, even if I am not afraid of testing"

Seeing that Liu Dahai patted his chest and didn't look like he was lying, Zhou Liwen pondered for a moment and said, "That's it, Boss Liu, you wait first, I'll talk to this gentleman." ”

"Brother Zhou, you ......."

"It's okay, just a few words." Zhou Liwen smiled at him, and then said to Bell, "Can we have a few words?" ”

"Of course" Bell is a smart person, although he can't understand what Zhou Liwen and Liu Dahai are saying in Chinese just now, it does not prevent him from pretending to follow Zhou Liwen's meaning.

Let Liu Dahai wait on the side, Zhou Liwen and Bell walked a few meters away together and talked in a low voice. Zhou Liwen said, Bell listened, nodded slightly from time to time, after a while, Zhou Liwen returned to Liu Dahai's side and said to him: "I have communicated with Mr. Bell, he considered giving you a chance, but it is necessary to conduct strict testing on other products, if the test results show that there are still processing problems, then there is no need to mention everything." If the test meets the standards, then the other party can accept your request and only return the goods, and it will not affect the subsequent cooperation. ”

"Really?" Liu Dahai's eyes widened suddenly, and he looked at Zhou Liwen hesitantly.

"It's true or not, you'll know when you talk to Mr. Bell, okay, we'll talk when we have a chance to meet later, I'll leave a little in advance." Zhou Liwen shook hands with Liu Dahai, who was still a little stunned, and then nodded to Bell and turned to leave. At this time, their car had arrived, Shi Wen also got into the car first, Zhou Liwen walked to the side of the car and got into the car, the driver closed the door, got in the car and drove away.

"You've got a good luck Liu." After Zhou Liwen left, Bell came to Liu Dahai's side, patted Liu Dahai, who was looking at Zhou Liwen's distant direction, and said: "Come directly to my office at nine o'clock tomorrow morning, as long as other products meet the test results, our cooperation can continue." ”

Liu Dahai suddenly came back to his senses, he couldn't believe his ears. Unexpectedly, Zhou Liwen really helped him intercede successfully, and he couldn't figure out what such a turn was for.

Seeing the doubts on Liu Dahai's face, Bell smiled with some envy: "Liu, your luck is really good, you have met a great friend." ”

"Amazing friend? What are you talking about...... Brother Zhou? No matter how sluggish Liu Dahai was at this time, he knew that Zhou Liwen's identity was not ordinary, and asked suspiciously.

"Hehe, you may know who he is later, I still have something, remember to remember tomorrow at nine o'clock in the morning." Bell smiled and said nothing, and turned to enter the door.

Liu Dahai stood at the door for a while, feeling that his brain was a little confused, a person he knew on the plane actually helped him a lot, could it be that this young Xiao Zhou is a big man? After thinking about it for a long time, Liu Dahai didn't figure it out, but in any case, the problem that bothered him was finally solved, as long as he didn't return the goods comprehensively and continued to cooperate in the future, his loss would be reduced to the minimum.

The next day, Zhou Liwen sent Shi Wen to the train station, the train traffic in Europe is reached, so the most convenient travel in Europe is not the plane but the train, Amsterdam is only a few hours away from the train from Paris, which is much more convenient than the plane in terms of comfort and efficiency.

Waiting on the platform, looking at the departing train, Zhou Liwen turned around and walked out of the station, got into the car waiting for him, and went straight to the airport.

This time, he went directly back to the United States from Paris, but it was no longer a civil aviation, he transferred his private jet a few days ago, and took off from Paris to New York first, he would stay in New York for a while, and then go back to the west.

Arrived at the airport, the crew was ready, Zhou Liwen got on the plane directly, and soon the tower gave a take-off signal, and the plane flew into the blue sky after taxiing for a distance, looking down from the window, Paris under his feet became smaller and smaller until he was gone.

I slept on the plane for a few hours, and when I woke up, I was almost at my destination. Zhou Liwen went to the bathroom to wash his face and returned to his seat and flipped through the newspaper, when he saw a piece of news in the newspaper, he was stunned for a moment, and then quickly looked at the date of the newspaper, and then thought about it.

It was late in the evening when the plane landed in New York, and when the plane slowly stopped on the apron, a car had stopped not far away, and standing next to the car were Zhou Liwen's bodyguard Carl, and Jason who was sitting in the driver's seat.

Seeing Zhou Liwen stepping off the plane, Carl immediately greeted him. Because Zhou Liwen deliberately threw off the two bodyguards when he went to France, they were very dissatisfied with Zhou Liwen going out alone, and when Zhou Liwen contacted them a few days ago, Carl also strongly protested against Zhou Liwen's dangerous move, and proposed that if Zhou Liwen did this again in the future, he would resign with Jason.

For these two loyal bodyguards, Zhou Liwen could only make a promise. So when he returned to the United States this time, Carl and Jason arrived in New York one step ahead of schedule and waited for him at the airport.

Carl, who was not smiling, took Zhou Liwen's luggage and escorted Zhou Liwen to the car, and Jason drove out of the airport and headed for the city.

The place they went to was Zhou Liwen's home in Manhattan, where Zhou Liwen rarely came, because he and his family generally lived in the west, and only stayed for a few days when they came to the east to Gongyu. However, although the time spent each year is relatively small, the...

This 12-bedroom, three-storey duplex luxury apartment is fully cared for and offers the utmost service at all times.

The car goes directly from the apartment building to the parking lot, and then from the dedicated elevator in the parking lot to the floor where Zhou Liwen is located. When I arrived at the place, the butler who had been prepared for a long time was already waiting, and the chef had prepared the exquisite food. After saying hard work to them, Zhou Liwen entered the door, and when he saw that Carl and Jason were going to arrange who would stay on duty, Zhou Liwen beckoned them to sit down.

"What do you need, sir?" Jason and Carl both had poker faces and asked calmly.

"Let's sit down and talk to you about something." Zhou Liwen said to them with a smile.

They exchanged glances, and then sat down opposite Zhou Liwen, but although they sat down, their sitting posture was still very exquisite, not only maintaining the posture of being able to get up anytime and anywhere, but also facing in the direction of one left and one right, one observing the window, and the other vigilantly leaning against the door to avoid accidents.

"Don't be nervous gentlemen, this is at home." Zhou Liwen felt a little amused when he saw their vigilant looks, and waved his hand to signal them to relax.

However, it seems that Zhou Liwen's words as the boss have no effect, and the two bodyguards remain as they are, unmoved. Zhou Liwen smiled awkwardly, after all, he was at fault first, Carl and they have been doing their duty with him for the past few years, although the two sides are in an employment relationship, they have actually been as close as friends and family.

But then again, it's really not suitable for him to take them with him to France this time, which is also more helpless. Zhou Liwen coughed, took out the newspaper he was reading on the plane and put it aside, and asked about their current living situation.

Zhou Liwen asked, Carl and Jason were a little strange, the two looked at each other, and Carl asked: "I'm sorry sir, I don't understand what you mean, if you are not satisfied with our work, we can ......." ”

"No, no, no, don't get me wrong." Zhou Liwen shook his head again and again: "I am very satisfied with your work, relax gentlemen, you know that I am a very casual person, although I am the boss and you are employees, but I have always thought that we are also friends, as friends, the necessary care for each other also exists, not to mention the care for employees is also the responsibility of the boss." ”

Zhou Liwen's words dispelled their concerns, and Jason squeezed out a smile that was more ugly than crying: "Thank you very much, sir, Carl and I are living well now, our income is much higher than when we were in the Secret Service, and we are not tired of living." My wife is very grateful for giving me this job, and of course my children, you may not know, I just had a little daughter of five months, she is such an angel, so beautiful and beautiful, I think I can give her the happiest and warmest home in the world. ”

"Oh oh oh dear Jason, it's the first time I know that you have a little daughter, it seems that my boss can't do it well, I should give this little angel a blessing. Bill, what do you say? By the way, Bill, you wouldn't have quietly added a child and didn't tell me, would you? ”

"Why, I already have a son and a daughter, and I think it's enough to have them." Bill laughed too.

"Yes, what do you think, gentlemen, for the sake of your due diligence, I propose to increase your salary by 1o%?"

As soon as Zhou Liwen's words fell, Bill and Jason were overjoyed and laughed happily at the same time.

"But I have one more suggestion." Zhou Liwen immediately pulled up his face and said very seriously: "Bill, Jason, can you try not to laugh?" Your smile is really not good, I think it's cool that you usually have a poker face and sunglasses. ”

Zhou Liwen's words stunned them for a moment, and then they couldn't help laughing. And Zhou Liwen laughed as happily as they did, and laughed for a while before stopping.

The atmosphere in the room was much more relaxed all of a sudden, and the estrangement between the two sides because of Zhou Liwen's unauthorized actions was also eliminated, and Zhou Liwen asked about their family's economic situation again. Zhou Liwen's salary for them is not low, and it can be regarded as an upper-middle-class level compared to the income in the United States, so both Carl and Jason's family life is very good. However, Zhou Liwen then asked them about their usual investments, including the purchase of houses, which is the focus of Zhou Liwen's inquiry, although Zhou Liwen has immigrated to the United States, but he was already a rich man when he immigrated, and he didn't know much about the ordinary family situation in the United States.

can be the bodyguards of big shots, the two are also very smart, and they quickly sensed Zhou Liwen's intentions. Karl asked, "Sir, are you interested in financial investments and mortgages for ordinary families?" ”

They knew that Zhou Liwen was a shareholder of Wells Fargo and also owned a Chinese commercial bank, so perhaps Zhou Liwen asked these questions to expand the bank's business.

"I saw a piece of news on the plane today." Zhou Liwen spread out the newspaper at them, and clicked on a piece of news in the financial section: "There is an investment fund here, it is the famous Bernard of Wall Street." Founded in 193 by Mr. Madoff, it has become a sought-after low-risk, high-yield investment fund, I wonder how much you know about it? ”

"Bernard. Madoff? I know him, he's a big guy, he's the chairman of the board of directors of the NASDAQ in 1991, he's a famous billionaire," Jason snorted.

Bill nodded, "Bernard." Madoff was a guest of many big names, and I used to see him on missions when I was in the Secret Service. I also know that although I didn't join, several of my friends have invested in some of it, and I heard that the income is very stable and very good. ”

Zhou Liwen quietly listened to Bill and Jason's narration about Bernard. Madoff, whose name is Gully-Vanille, is a well-known Wall Street investor who created the biggest Ponzi scheme of the 21st century in the United States. However, what is the specific situation, because Zhou Liwen in the previous life has never been with Bernard. Madoff's fund had any contact, so he didn't study it closely, but today on the plane he stumbled across this news in the newspaper, in this news, Bernard. The Madoff Foundation will expand its scale because it is doing well and has stable income. Not only that, but some economic experts also tout it, which seems to put Bernard. Madoff, an old liar, became the greatest and most successful investor on Wall Street.

The current international economy looks very good, but Zhou Liwen clearly knows that such a boom will be enveloped by the economic crisis that has swept the world in a few years. And this time the coming of the economic crisis will be started by the powerful United States, Bernard. The bankruptcy of Madoff's Ponzi scheme was one of the triggers, as was the bankruptcy of Lehman Brothers, the collapse of Fannie Mae and Freddie Mac, which led to this disaster.

26 years, counting the fingers and not many days, when Zhou Liwen saw this news, he suddenly remembered this change that would have a huge impact on the whole world in the future. You know, since the beginning of the economic crisis in 26 years, the entire world economy has been depressed for 6 years and has not been able to recover, in 214 years, the market is still in the quagmire and has not been able to come out, I don't know how many hard-working enterprises, companies have fallen in the dark, and people who still insist on sighing that it is now the darkness before the dawn, as long as they get through it, but there is still only darkness and no dawn of dawn.

Carl and Jason are not professionals, but their families and incomes represent many of America's middle class, which is the backbone of the country and the group of people who best represent the United States. After chatting with them about these things and listening to their stories carefully, some situations that Zhou Liwen had not paid attention to before, or who were not very clear, gradually became clear in his heart.

Hearing this, Zhou Liwen invited them to dinner with him, Carl and they did not refuse, the three of them continued while eating, and drank coffee after the meal...

, Zhou Liwen was still in high spirits, and he didn't stop until he finally took out almost everything they knew.

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