(.) Zhou Liwen was not a saint, nor was he a human being, and he never had the idea of saving the world.

Although the upcoming economic crisis has caused huge economic losses to the world, Zhou Liwen has nothing to do with his life and death except for his own life and accidents. Madoff's Ponzi scheme will lead to a credibility crisis on Wall Street, and will also be the trigger for this crisis along with Lehman Brothers. Oh, and of course the Yankees made Fannie Mae and Freddie Mac, but so what? Could it be that Zhou Liwen will foolishly tell the world that this will happen in a few years? Not to mention that he did this either as a psychopath, or he was secretly arrested and sent to Area 61 to be sliced and studied. Even if nothing happened, no one believed that Madoff, who is now hailed by many as a guest, would be a big liar. With a history of nearly 100 years and hundreds of millions of assets, the Lehman Brothers collapsed overnight? As for the bankruptcy of Fannie Mae and Freddie Mac, which are closely related to ordinary Americans, people will only listen to them as jokes.

Noting Madoff's situation, Zhou Liwen had other purposes. The reason is very simple, because crises and opportunities often coexist, and although the coming global economic crisis will make billions of dollars of wealth steam, there are also huge opportunities. To take the simplest example, the collapse of Lehman Brothers was very sudden, and Zhou Liwen once read a report about a multinational company that had business dealings with Lehman Brothers. This unlucky company was really unlucky, just a few hours before Lehman Brothers declared bankruptcy, and Lehman Brothers conducted a financial settlement business, this business was as high as nearly 100 million US dollars, and the other company made an electronic remittance after confirmation, but who would have thought that just when they remitted the money to Lehman Brothers' account for a few hours, Lehman Brothers, a veteran financial enterprise that ranks among the top in the world, collapsed. The result is of course undoubted, the money remitted is wasted, like a meat bun beating a dog is gone, and because of this, the whole world made fun of it as a stupid company. What if the protagonist didn't send money in the first place? Just wait a few hours, and maybe the result will be completely different. Not only can it recover nearly 100 million dollars in losses, but it can even take this opportunity to obtain huge benefits, one in and one out, the result will be completely different.

Of course, in the case of bankruptcy liquidation, it is difficult to pay the arrears according to the laws of the United States, and even if part of the arrears can be recovered through the court, it will be calculated according to the minimum amount of compensation at most. As for the receivables, they may be supported by the courts, but such a lawsuit is unlikely to be fruitful within a few years. And the final judgment often does not recover all the receivables, which is equivalent to obtaining a large amount of interest-free money out of thin air, which means that this huge amount of money represents as long as anyone with a little financial knowledge understands what it means, let alone in the moment after the economic crisis, it can show a little more power.

Not only that, but Madoff's Ponzi scheme, which is also an opportunity to make a profit, is simply to speculate in the financial markets during the turmoil on Wall Street. The situation of Fannie Mae and Freddie Mac is basically the same, of course, these are just some of the most basic means, if Zhou Liwen is now the same as a few years ago, he may consider such a vote, making money is certain, but this will also attract hatred, Zhou Liwen is not so stupid, only idiots will speculate so blatantly.

What Zhou Liwen values is not superficial wealth, but the resources, manpower and so on of these companies and funds. There is a saying that makes sense, what is most important in the 21st century? The answer is talentIndeed, talent is the most important thing, but in addition to talent, there are resources. For example, an established financial company like Lehman Brothers not only has a rich talent pool, but also has a global network of resources and customer systems. These are incomparable to how much an ordinary company swells in a short period of time. This is the result of nearly 100 years of accumulation, and it is also the basis on which they depend. Yes, the Lehman Brothers will go bankrupt because of poor management, but things are one yard at a time, and poor management is a matter of decision-making for corporate managers, and it cannot erase the resources and talent advantages of their enterprises. Historically, when Lehman Brothers went bankrupt, the U.S. government restructured it in an attempt to save the old financial firm. However, the final effect was not significant, but some middle and high-level personnel of Lehman Brothers were poached into the corners of many large financial institutions, banks, investment banks, etc., are these people who dig the foot of the wall all fools? Of course, the answer is no, because everyone understands this truth, these talents and the resources and channels in their hands are the real wealth of the enterprise.

Even Madoff himself, no one can deny that although he is a liar, he is also a genius, or a genius among liars. Think about it, a person who has served as the chairman of the board of directors of the NASDAQ, an old guy who has deceived everyone for decades, and the amount involved in a scam involving hundreds of billions of dollars, can this be done by ordinary people? Neither Madoff himself, nor his team, is a simple figure. Only when there is no scam and everything is done is more real than the truth, will the scam be believed by everyone. That's how Madoff was, if it weren't for his bad luck and the unlucky year of '26, the scam might have survived until he saw God.

"Bavc, you're a rare guest, how can you have time to come to me? Don't call me ahead of time. ”

At the headquarters of Wells Fargo Bank, Max, the senior director of the finance department, was very surprised to see Zhou Liwen, but he also showed an unusually enthusiastic attitude, took the initiative to get up and turned out from behind his desk, walked quickly to Zhou Liwen, who had just walked into the office, shook hands with him warmly, and then asked Zhou Liwen what he wanted to drink.

"Coffee bar." Zhou Liwen replied with a smile. Max and Zhou Liwen are no strangers, or Max is more familiar with Bill Bill, the president of OR company, because Zhou Liwen vetoed Wells Fargo's first plan for the listing of OR company, and then put forward new conditions, Wells Fargo finally chose Max to be directly responsible for this matter. And now, Zhou Liwen is not only the richest in the world, but also a shareholder of Wells Fargo, although his shares are not yet capable of entering the board of directors of Wells Fargo, but whether it is public or private, Zhou Liwen is Max's honored guest.

Called the secretary to bring a cup of coffee in, Zhou Liwen took a sip and praised the coffee of Wells Fargo Bank is very good, Max smiled and said that as long as Zhou Liwen has time, the door of Wells Fargo is open to him at any time, as for coffee, of course it is enough.

"I just came back from Europe yesterday, and I have some business to attend to in New York, so I stopped by and took a look around." Putting down the coffee cup, Zhou Liwen said with a smile.

Max nodded and asked, "You came here this time to ask about the stock split, right?" ”

Zhou Liwen nodded slightly.

"The plan has been submitted, if nothing else, it will be approved soon, congratulations to BAVC, your assets will grow even more on the wealth list next year." Max looked at Zhou Liwen playfully, and said that it was impossible not to envy Zhou Liwen, a young man who was nearly 2 years younger than himself, and he was also a Chinese, was able to get to where he is today, in Max's opinion, it is simply a miracle. It cannot be denied that Zhou Liwen's OR company has great potential, smart phones, tablet computers, including smart phone chip systems, operating systems and application software network stores, these genius-like creations have conquered many people around the world, which is also the main reason why Wells Fargo values Zhou Liwen, otherwise it would not have tried to invite Zhou Liwen to list the company, and even paid the price of a share exchange.

Although it is a lot of money, from the perspective of Wells Fargo, the benefits are also huge. If nothing else, the mere move of the share swap has doubled Wells Fargo's investment several times in a short period of time. This time, the company proposed to apply for a stock split, which is also in the hands of Wells Fargo, Max is particularly enthusiastic about this project, and it will take a very short time to make the securities department pass the plan, and now the procedures have come to an end, and it will not take long to dismantle...

The news of the stock will be officially disclosed to the outside world, and with the current hot sales of new smartphones and 3 versions of tablets by OR companies, it is certain that the stock price will rise further after the stock split.

"We're all in the same boat, aren't we?" Zhou Liwen replied with a smile: "There is an old saying in China, every glory is honored, and this is the truth. As for the growth of assets, Max, you are a professional, how much realism do you think this total amount of assets based on stock value can represent? If the tax bureau had taxed according to the ranking of the rich, I'm afraid I would have become a billionaire long ago. ”

"Hahaha, you're right, bavc, this is an era where cash is king, otherwise Bill Gates wouldn't have continuously reduced his shares. However, ordinary people don't think so, and don't you think the title of rich is enviable? Max joked, and deliberately squeezed his eyes at Zhou Liwen.

Zhou Liwen couldn't help laughing suddenly, and after laughing, he said to Max directly: "Max, I'm here today not only to inquire about the stock split, but also to need your help, or to say that I need the assistance of Wells Fargo." ”

Hearing this, Max straightened his expression, because he knew that it was not a joke, and it seemed that Zhou Liwen was going to talk to him about business. He immediately asked: "BAVC, as a person, of course I am willing to help you, and as a shareholder of Wells Fargo, whether it is this capacity or an ordinary customer, Wells Fargo also welcomes and accepts all kinds of business entrustment. I wonder what you're talking about? ”

"You should know I have a Chinese commercial bank, right?" Zhou Liwen asked frankly.

"Huhai Bank? Of course, this bank, Wells Fargo, has been watching, but bavc, according to our information, you are only a director, and you don't own it, right? Max thought for a moment.

"It seems that your information is wrong, I can tell you clearly, Huhai Bank is my bank" Zhou Liwen said categorically, after finishing speaking, he picked up the coffee and drank it tastefully, and Max instantly squinted, but his expression quickly returned to normal.

(Today's 2 more,This is the first change.,Because I'm out on a business trip.,This chapter is scheduled to be distributed.,The second chapter may be later in the evening.,Thank you for your support and asking for votes and recommendations)

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