Max was slightly surprised, but quickly regained his composure. The ownership of an ordinary commercial bank in China may be a big deal for others, but for Mikes, a senior director of finance at Wells Fargo, he has seen a lot of mergers and acquisitions between banks. What's more, Zhou Liwen's personal wealth can completely buy a bank, even if this bank is an ordinary medium-sized commercial bank in the United States, it is not much of a problem, not to mention that the other party is just a Chinese commercial bank.

Of course, Max didn't know that Zhou Liwen's actual control of Huhai Bank was a few years ago. And when Zhou Liwen invested in Huhai Bank, he didn't pay too much price, or what he paid was much smaller than outsiders imagined. Over the years, Huhai Bank has expanded rapidly in China, and its investment has increased dozens of times compared with its current assets. It can be said that this is Zhou Liwen's most proud investment in addition to OR companies and IT companies.

"Are you planning to bring this bank's business into North America?" Max asked.

Zhou Liwen nodded slightly: "Yes, but it will not be the main body of Shanghai Bank, China's policy is semi-open, especially there are great restrictions on banking business, so I plan to use an American bank as the main body to jointly enter." ”

Max is a professional, and as soon as he heard it, he understood Zhou Liwen's intentions, and immediately asked: "BAVC, you won't tell me that you are going to acquire an American-funded commercial bank, right?" ”

"Why not?" Zhou Liwen shrugged and smiled: "And I have several goals now, Max, I know that Wells Fargo is very professional in mergers and acquisitions, not to mention that the actual operation of Wells Fargo will save me a lot of trouble." Of course, if the rich countries are interested, everyone can cooperate on this project, what do you think? ”

Max pondered for a moment, and instead of giving Zhou Liwen a clear answer, he asked, "Can I understand the target you have chosen first?" ”

Zhou Liwen nodded, took out a piece of paper from his pocket and put it on the table, Mike picked up his glasses and put them on, and then looked at the paper carefully, his brows furrowed after just reading two lines, and his expression became extremely strange.

It wasn't until he finished reading it all that Max put down the paper, and then took off his glasses to look at Zhou Liwen, but Zhou Liwen was still as calm as before, smiling and waiting for his reply.

"Did he just do it to borrow a shell?" Mike speculated in his heart, but if this is the case, there is no need for Wells Fargo to come forward, Zhou Liwen is right, Wells Fargo does provide this service, and has a strong professional team. If Zhou Liwen wants to acquire a commercial bank with a stable customer base and a certain scale, it is natural for him to turn to Wells Fargo. However, on the list that Zhou Liwen gave him, these banks are all small regional banks, and their capital ratio is not large, and there is even a private investment bank among them.

Then, the result may be what Zhou Liwen said, he is going to borrow a shell for the use of Huhai Bank. This kind of M&A and acquisition business is not impossible, and Wells Fargo will certainly not shirk if the customer asks for it, but such a project is just chicken ribs for Wells Fargo, let alone have much interest.

"There are no problems with this project." Max thought about it and replied, then asked, "But bavc, there are three banks on it, two are regional commercial banks and one is an investment bank, do you plan to acquire them all or are you just ......?" ”

"Acquire them all, don't you think it's more appropriate to reorganize these three banks together?" Zhou Liwen asked with a smile.

"Hehe, of course, according to the scale of these three banks, if they can be restructured together, and then add your capital investment in Huhai Bank, it can be regarded as a good scale among small and medium-sized banks." Max replied with a smile, of course, what he said was good only refers to small and medium-sized banks, and even medium-sized banks are a bit excessive, if the investment scale of Huhai Bank reaches a certain amount, it may be able to squeeze into the ranks of medium-sized banks, if it is only a backdoor part of the investment, then at most it is the better category of small banks.

As a senior director in Wells Fargo's finance department, Mike was already mentally calculating the approximate amount of money to be spent on the project. In his opinion, it is estimated that only $22.2 billion can be invested to achieve the goal, and if it is only calculated in terms of theoretical holdings, it may be enough to pay only $1.5 billion. However, how to do it depends on Zhou Liwen's requirements, whether he wants absolute control or theoretical control.

"I'll give you a plan as soon as possible, and I'll wait until the plan is decided before moving on to the next steps." Mike promised Zhou Liwen. Zhou Liwen nodded in understanding, and said: "It's no problem, if it takes a long time, call me directly then, I won't stay here for a few days and I'll go back to the west." ”

"It won't take that long." Mix smiled: "Three days, three days at most, and I will hand over the perfect plan to you." ”

"OK" Zhou Liwen raised his eyebrows and smiled: "Then I will stay in New York for a few more days for the time being, and then leave after the plan is determined." ”

Mix stood up and said, "I'll arrange it right away, please wait for my news." Then, he shook hands with Zhou Liwen, since the matter has been discussed, Zhou Liwen should say goodbye next, but Zhou Liwen smiled when he held Mike's hand and asked: "By the way, just now I remember to propose whether Wells Fargo is interested in joining this project, it seems that you gave me another answer?" ”

Hearing this, Max immediately laughed, shook his head and said: "BAVC, there is no need for this case to be discussed in the board of directors, as a senior director, I have the right to determine it directly." Speaking of BAVC, you don't want to have a giant in the industry join and influence your bank in the future, right? As a friend, this is a kind personal reminder. ”

"Thank you so much, Mike, you're such a nice guy." Zhou Liwen smiled meaningfully, and at the same time threw a "good person card" out. But at this time, Zhou Liwen's heart was secretly happy, he deliberately proposed to let Wells Fargo join in front of Max, in fact, he wanted to get away with it, the purpose was to make Wells Fargo feel that there was no profit and voluntarily give up the opportunity to participate. Zhou Liwen is not engaged in finance, let alone a professional who plays mergers and acquisitions, and the most suitable thing to do is Wells Fargo, maybe SoftBank can too. But Zhou Liwen will never talk to Son Zhengyi about this project, because he knows very well that Son Zhengyi's nose is smarter than a dog, and once he smells something, Zhou Liwen's layout will have problems, and it is better to directly ask Wells Fargo Bank to entrust in his own name.

As expected, Max didn't notice Zhou Liwen's true purpose at all, maybe he would regret it when he understood Zhou Liwen's intention in doing this later, but that was a few years later.

(I'm tired from driving for a day, I just got home and drove out a chapter, took a shower and rested, everyone supported me!)

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