Chapter 1143: To add insult to injury
After suffering a huge blow from Luo Shaoming's absconding with the money, Jinqiao Company's vitality was greatly damaged, and its liquidity suddenly became tense: because the real estate stalls of Jinqiao Group were too large and too extensive, they bid for land everywhere and developed high-end real estate everywhere. As a result, the company's billions of funds have accumulated on those undeveloped land and some high-end real estate that has been developed but cannot be sold.
In order to obtain these lands and develop those real estate projects, Chen Yuanqiao borrowed more than 200 million yuan from banks, opened several investment companies in provincial capitals, and raised more than 1 billion yuan from the private sector, and paid only one interest per month on bank and private financing, which is a huge amount. Therefore, under the circumstance that the sales of real estate could not move and the funds could not be withdrawn, Jinqiao Company could only adopt the means of drinking water to quench its thirst, and continued to raise a large amount of money from the private sector through the investment company in the provincial capital at a high interest rate of up to three or even four cents per month, so as to pay the interest on the financing and bank loans in the early stage, and barely maintain the credibility of the Jinqiao Company. However, this way of quenching thirst has also caused huge losses for the company. If we don't find a way to reverse the situation, it is estimated that within half a year, Jinqiao Company will fall into a desperate situation of bankruptcy and bankruptcy because it is unable to pay interest and debts......
It was also at this time that the provincial party committee and the provincial government began to intensify their efforts to crack down on illegal fundraising. Beginning in the second half of last year, the provincial party committee and government began to order some counties and municipalities where illegal fund-raising was relatively serious to carry out concentrated rectification actions. By the beginning of this year, this wave of rectification operations finally reached the provincial capital. Chen Yuanqiao's three investment companies are also on the list of companies with serious illegal fund-raising.
Chen Yuanqiao knows very well that if his three investment companies in the provincial capital are investigated and punished, it will involve the issue of returning more than 1 billion yuan of private fund-raising. And Jinqiao Group has no way to raise so much money to return to those investors now......
As soon as Ye Ming heard Chen Yuanqiao say this, he immediately understood his intention: because of the current problem of illegal fund-raising in the provincial capital, it is the supervision office that is carrying out supervision, requiring the Municipal Party Committee and Municipal Government of M City to intensify rectification and investigation, and to ban all investment companies suspected of illegal fund-raising by the end of this year. And the leader of this inspection team is him, the deputy director in charge of the first and second inspection sections.
Therefore, Chen Yuanqiao came here this time to open up to his three companies, and not to let the M Municipal Party Committee and Municipal Government include them in the investigation and crackdown, so that he would have a chance to breathe, and not cause the Jinqiao Group to fall into a debt crisis because of the collapse of the three investment companies.
So, he asked quietly: "Mr. Chen, what are the names of your three companies?" ”
When Chen Yuanqiao saw him ask like this, he thought that he had agreed to his request, so he couldn't help but be overjoyed, and hurriedly told Ye Ming the names of the three companies.
Ye Ming wrote down the name of the company on paper, and then asked: "Mr. Chen, what is the scale of financing of your three investment companies?" How much financing is there in total? ”
Chen Yuanqiao hesitated for a moment, and said hesitantly: "I didn't go to the statistics specifically. However, I know that an approximate number should be about four or five hundred million. ”
Ye Ming looked at his expression, listened to his tone, and knew that he must have narrowed down the fundraising data, and did not break him, and said in a somewhat embarrassed tone: "Mr. Chen, you also know that the provincial party committee and the provincial government are now attaching great importance to the problem of illegal fundraising, because this problem has affected the stability and unity of our Tianjiang Province, and has caused many group incidents and incidents, and some have even reached the central government. Therefore, the principal leaders of the provincial party committee and the provincial government have held many meetings and have made up their minds to thoroughly solve the problem of illegal fund-raising by the end of this year.
"You should also know that in May this year, I was chased and killed by gangsters in Kongling County, and I almost lost my life, which was caused by the investigation of illegal fund-raising in Huangyuan County. Therefore, if your three companies do have the problem of illegal fundraising, then they must be rectified, and the principal and interest of the fundraiser must be refunded. Because the amount of capital raised by your company is relatively large, the impact is also relatively large. If the other companies are investigated and punished, leaving only your three companies, other companies will definitely have opinions, and they will also report and report to the above. When the time comes, not only will your company not be able to keep it, but we will also be held liable for malfeasance. You say, isn't that the truth? ”
Chen Yuanqiao heard Ye Ming say this, and there was a disappointed expression on his face. However, he also knew that what Ye Ming said was very reasonable. The crackdown on illegal fund-raising was a large-scale operation personally deployed by the provincial party committee and government, and its three investment companies are well-known in the provincial capital. If the municipal party committee and government of M City only crack down on other investment companies and keep their own three companies, then the bosses of other investment companies will definitely go to the lawsuit. At that time, not only will their own company be investigated and punished, but Ye Ming and others will also be punished for this.
Thinking of this, his face became extremely pale, and he stared at Ye Ming with a godless gaze, shaking his head and sighing.
Ye Ming looked at the chairman of the large company in front of him, looking at his haggard face, distracted eyes, and hair that seemed to have turned gray overnight, and a huge sense of sympathy filled his heart.
Moreover, at this time, he also took care of Chen Mengqi: Chen Mengqi has lived under the wings of his parents since he was born, and he has hardly experienced any hardships in life, nor has he experienced the difficulties of life. If Chen Yuanqiao's company collapses suddenly, will Chen Mengqi, who is used to living a carefree life, be able to adapt to the sudden gap from heaven to hell? With her weak body, can she withstand the blow of Jinqiao Company's bankruptcy overnight?
As soon as he thought of Chen Mengqi, Ye Ming's heart swelled with a huge sense of empathy and a desire to protect. So, he asked: "Mr. Chen, I think it's okay to do this: you can go to the bank to borrow hundreds of millions, pay off the principal and interest of the funds raised by your investment companies first, and then close these companies." In this way, you can avoid the actions of the M Municipal Party Committee and Municipal Government in the fight against illegal fundraising. Wait until next year, when the rumors are not so tight, you can find a way to find those old customers to raise money, and get through the current difficulties for the time being. As long as your credibility is still there, you won't be afraid of not being able to raise funds at that time, right? ”
Chen Yuanqiao smiled bitterly, shook his head and said, "Director Ye, if the idea you said could be implemented, I would have done it a long time ago." However, my problem now is that all my land and real estate that can be mortgaged have been mortgaged to the bank. So, if I go to the bank for a loan now, I don't have any collateral anymore. What's more, the company has several large bank loans that will mature by the end of the year. I can't pay off my old loan, where can I get a new loan? ”