Ye Ming actually expected that Chen Yuanqiao would come to him now, and he must have reached the point of exhaustion, and his three investment companies had become his most life-saving straw. If these three investment companies collapse again, it is estimated that his entire company will be in a desperate situation. Therefore, he just proposed to him the idea of finding a bank loan, in fact, he wanted to test him. Now that he really said that Jinqiao Company could no longer borrow from the bank, he knew that Chen Yuanqiao's predicament was even more serious than he imagined.

However, Chen Yuanqiao's three investment companies must be shut down this time. Otherwise, the crackdown on illegal fund-raising in M City, which is led by itself, will certainly not be able to carry out in depth. Moreover, once he goes to Qing Tao, secretary of the municipal party committee, and asks him to take care of Chen Yuanqiao's three investment companies, maybe he and Qing Tao will be affected in the future - because if Chen Yuanqiao's three companies are retained, once someone sues, not only his company will also be investigated and punished, but Qing Tao and himself may be punished, and they may even lose their official positions and be dismissed and imprisoned. Therefore, he must not do this matter according to Chen Yuanqiao's request.

Chen Yuanqiao saw that Ye Ming had been silent, thinking that he didn't want to help him, and the look of disappointment on his face was even worse, so he suddenly stood up and said, "Director Ye, in fact, I am going to ask Qiqi to come to you to intercede today." However, as soon as Kiki heard that she was coming to beg you to open up to my company, she refused to come to you even on the phone. I know what she thinks: first, she thinks that she is begging you for such a thing, she feels very cheesy, and she can't get over her face; The second is that she is afraid that after you agree to our request, it will drag you down in the future. So, I had to come over in person with a shy old face. However, after listening to Director Ye's words just now, I also feel that this is not good, and sooner or later something will happen, which will harm others and myself. So, I had to find another way. ”

When Ye Ming heard his words, he remembered Chen Mengqi's pitiful appearance, and his heart couldn't help but throb again, and he hurriedly said to Chen Yuanqiao: "Mr. Chen, you sit down first, and then we will think of a way together." ”

Chen Yuanqiao listened to Ye Ming's tone, as if he had something else to do, he was overjoyed, and quickly sat down, looking at Ye Ming with a blank eye, waiting for him to come up with an idea.

Ye Ming had actually thought of an idea a long time ago. It's just that he feels that this idea is too simple and too easy to operate. Therefore, he suspected that Chen Yuanqiao should have thought of this method a long time ago, but due to various reasons, he did not implement it.

So, he asked tentatively: "Mr. Chen, you can actually cancel the investment company and transfer the loans of the investors who raised funds in the company to Jinqiao Group, which will be treated as the normal financing of Jinqiao Group." In this way, it will not be classified as illegal fundraising. Why didn't you do that? ”

Chen Yuanqiao raised his head a little confused, thought for a while and said, "Director Ye, is this okay?" During this period of time, I have been anxious, and my mind has been spent on real estate development and property sales, and I have not thought about this issue. Now it sounds like you're talking about a good idea. Can you tell me more about that? ”

As soon as Ye Ming heard his words, he understood: Chen Yuanqiao is a talent in doing business, and he also has some ability. But in the area of capital operation, he may be a "big rookie" and does not understand the routine at all. It is estimated that his investment company in Xinleng relies on Gong Zhichao to operate, and the three companies in the provincial capital are also operated by other capable people. He himself is only responsible for managing people and supervising finances, but he does not participate in the operation of capital. Therefore, he does not understand some basic capital operation methods.

So, he said to Chen Yuanqiao: "Mr. Chen, according to my identity, I can't give you this idea." However, considering the actual situation of your company, it is now necessary to save the emergency, to get through the temporary difficult period, and wait for the real estate market to heat up, so I can give you this advice.

"My idea is: When you go back now, immediately call a meeting of the main persons in charge of your three investment companies, and ask them to negotiate with those large customers who have raised a large amount of money in the company, and ask them to re-sign the loan contracts. This contract must be signed directly by your group company with these large customers, and the reason for borrowing is capital turnover, and the date of borrowing is calculated from the date of re-signing the contract. As for those small amounts, such as less than 200,000 yuan of fundraising, you can find a way to pay them off with principal and interest, and don't let them raise funds again.

Then, you let the three investment companies dissolve immediately, and declare to the outside world: All the funds raised by the three companies have been fully repaid and refunded. In this way, most of the fundraising customers of these three companies will be able to continue to deposit money in your group company to earn interest, and you will not have the problem of breaking the capital chain. Moreover, what is more important is that in the actions of the provincial and municipal party committees and municipal governments to crack down on illegal fundraising, since your investment company has been dissolved ahead of schedule, no one will come to investigate and punish you. As for those who raise funds in your group companies, as long as no one reports it, no one will come to investigate the problem of illegal fundraising in your company. ”

After listening to Ye Ming's speech, Chen Yuanqiao patted his head as if he had a sudden realization and shouted, "Yes, this is indeed a good way." I was dizzy at first, always worried that my investment company would be shut down, I didn't have so much cash to pay off the principal and interest, but I didn't expect that the funds raised could be transferred to our group company, and I could continue to raise funds from them in the name of the company. Director Ye, thank you. ”

Ye Ming smiled and said, "Mr. Chen, don't thank me first." I must remind you of one thing: it is only a stopgap measure to transfer the funds raised from investment companies to your group of companies. In any case, those fund-raising funds belong to the category of illegal fund-raising. It's just that after they transfer the money to your group company, the nature of this illegal fundraising is a little more hidden, and it is not easy to be discovered and investigated.

"However, if your company's financial situation does not improve in the future, or even if there is a crisis, your illegal fundraising problem may be exposed. At that point, the nature of the problem will become very serious. As you know, the problem of illegal fund-raising by some large companies is now punished very severely, and the bosses of several large companies suspected of illegal fund-raising have been sentenced to death. Therefore, you must find a way to get out of the current financial predicament as soon as possible, and get rid of the illegal fundraising funds that may destroy you in the future. ”

Chen Yuanqiao nodded and said, "I've been thinking about this as well. Actually, I came to you today, in addition to the problems of those three investment companies, I also want to ask you for a favor. You can definitely help with this favor, but I don't know if you are willing to help. ”