Chapter 144: Heroic Twilight
With the full support of Sun Yezong, Sun Yezong also accelerated the restructuring process and urged ICBC to divide the debts of Sinotruk. Pen % fun % Pavilion www.biquge.info
The People's Bank of China, the State Economic and Trade Commission, the Ministry of Finance, the State Administration of Taxation, and the State Administration for Industry and Commerce have specially explained the principles for handling financial bonds in the restructuring of state-owned group enterprises. To sum it up in one sentence: debts go with things, and proportional bearings.
The proportion of assets assigned by Zongda Power to Jiangzhou Automobile Co., Ltd. is 61.36%, and according to the above principles, the debt borne by Zongda Power should be 61.36% of 180 million, almost 110 million.
Due to the large number of non-performing assets in the past, and some of the credit loans without collateral. In order to protect itself, the bank asked Zongda Power to bear nearly 40 million more debts on the basis of the above proportion for no reason, and none of the 40 million debts had collateral.
Sun Yezong was enraged by the bank's despicable behavior and went to the office of the credit officer of the branch of the Industrial and Commercial Bank of Jiangzhou City to judge him. But no matter how ugly Sun Yezong's words were, people always asked Sun Yezong to understand with a smile on their faces.
Sun Yezong asked angrily, "What do you want me to understand?" How do you want me to understand it? The loan granted by your bank to Jiangzhou Heavy Duty Truck, if Heavy Duty Truck is unable to repay, the assets of Heavy Duty Truck will be disposed of; If there is no asset-backed loan, whoever lends it will be held accountable, does this have anything to do with me? Why do you want me to wipe your ass? ”
Director Yao of the credit department no longer has a few sparse hairs on the top of his head, but the hair around him is long and lush, and the hairstyle that typically surrounds the center is in the middle. As soon as the action is big or the speech is emotional, a small pinch of "rebellious" long hair immediately loosens from the back of the head, and there is a trace of pride in the capricious shape, which is very tense.
Director Yao held the teacup and said slowly: "I said Lao Sun, we have been friends for more than ten years, so you should help your friends." It's not for you to pay it back right away, as long as you admit it first, and we'll find a way to solve it together when we get back. At the end of the year, I can't explain it. After speaking, he glanced at the wall clock on the wall, thinking that it was still early to get off work, and there was time to accompany you slowly.
As if he had heard a very funny joke, Sun Yezong sneered a few times and asked, "Friend? Your notice of only accepting no loan from Zongda Power is still on my desk, and I beg you to raise your noble hand and beg for you to kneel. Does it work? Were you friends with me then? Now that you've thrown a few bad debts over me for no reason, have I become your friend again? ”
Director Yao smiled and showed a row of smoky black teeth, which was very disgusting. Seeing that it was soft, he reminded Sun Yezong: "The head office has always had many doubts about your restructured assets, and believes that the management of assets is very chaotic, and is considering whether to issue a legal certificate for restructuring. Our branch has been helping you to say good things and explain to the head office that these things just haven't been told to you, why don't you treat you as a friend? ”
This is simply a naked threat, according to the relevant state regulations, if the bank has objections to the restructuring and does not issue a legal certificate of reorganization, the new company cannot be registered. Director Yao played this card at this time, and it was clear that he was blackmailing Sun Yezong.
Sun Yezong calmed down in anger, he knew that not only would it not be beneficial for him to turn his face with the bank, but it would also harm Zongda's motivation. Since Director Yao has made up his mind to blackmail himself, anger is useless, and everything has to be considered in the long run. So Sun Yezong turned to smile and said, "So I really misunderstood Director Yao?" ”
"Isn't it, how many people poke me in the back to speak for you. I don't bother to explain that I must have taken some advantage from you. We have been friends for so many years, seeing that the situation is not good for you, can I not stand up and say something? It doesn't matter if people don't understand me, and if you say I don't see you as a friend, I'm really a little confused. Director Yao saw that Sun Yezong's attitude was a little loose and changed, and immediately said that the wind is the rain with a face full of grievances.
Sun Yezong sneered in his heart, looked at Director Yao and said, "Hey, don't you know me, just this hot temper!" You said that as long as I admit it, what do you mean? ”
Director Yao came to his senses as soon as he heard it, and thought that he had finally gotten to the point. Looking up at the door of the office behind Sun Yezong, he stepped forward and said: "It's not a secret, when Long Zhimin of Sinotruk was still there, he approved a few sums of money, and he took the channel of credit loans. You also know that with the situation of the Sinotruk Plant, not to mention the credit loan, even if it is a mortgage, no bank dares to lend to him. I can't stand his stubbornness, I also want to revitalize the national industry, and if I can help, I will help him approve a few sums of money. But he didn't dare to take this procedure too seriously, otherwise he wouldn't be able to borrow a penny. Originally, he had been repaying the loan on time, so the repayment was normal and there was no problem. But who knew that the problem would come after he entered, the head office had to review the loans of each branch at the end of each year. He can't make these few strokes on his head, I mean you happen to be reorganizing Sinotruk, and he will be divided into the name of your Zongda Power as a debt division, let me spend this year safely first. Wait until the next year to discuss what method to use to solve the problem, it will not really make you pay for it. ”
Sun Yezong pretended to be relaxed when he heard this: "That's the case, but you have to at least tell me in advance." ”
"It's not because time is too tight, so I have to do it."
"That's fine, but you said you wouldn't really make me pay for it."
Director Yao was overjoyed when he heard this, but he didn't expect Sun Yezong to get into his pocket so easily, and hurriedly said: "You still can't trust me, you will definitely not let you pay for it." ”
......
In fact, how can Sun Yezong be easily fooled? It's just a stopgap measure. Because no matter whether Sun Yezong agrees or not, he might as well take the initiative to show weakness to the bank. He knew very well in his heart the bank's calculations, as long as Zongda Power's official seal and his signature appeared on the contract, the debt would become his own. The reason why he is willing to be the wronged boss is because the bank holds his lifeblood.
He can also choose to denounce Director Yao, but it is impossible for a single Director Yao to manipulate the approval of the loan. He is just the tip of the iceberg that has surfaced, as long as he falls, the new company and Zongda Power will be completely abandoned by the bank, which is the real disaster.
Anyway, the 40 million can be delayed, and since Director Yao said that he would find a way, it depends on what plan he will give at that time.
As long as he agrees to the bank's debt division plan, all the debts will be packaged into a single item, and the fees repaid to the bank in each installment include the 40 million debts. If the fees are not paid to the bank on time, a new fact of default will be created and the bank will take further sanctions.
Qin Xuefeng, the financial director of Zongda Power, is Sun Yezong's brother-in-law and the fourth brother of his wife Qin Xuehui. Qin Xuefeng discovered this problem when he was auditing the plan and payment method of the division of creditor's rights, and immediately reported it to his sister and brother-in-law.
When Sun Yezong wanted to communicate with the bank again, it was too late, the bank's relevant channels had been closed and there was a holiday, and everything would be said after the New Year. Sun Yezong then asked Qin Xuefeng not to put the down repayment on the bank account for the time being, and to talk about it after communicating with the bank after the year.
However, this is a fatal mistake made by Sun Yezong, due to the failure of the down payment to arrive in time to form a default, Zongda Power's credit qualification was re-evaluated by the China Banking Regulatory Commission and the China Securities Regulatory Commission, which directly led to the loss of Zongda Power's 2014 allotment opportunity.
This caused more strong dissatisfaction among other shareholders of Zongda Power, and even once demanded that a general meeting of shareholders be held to allow Sun Yezong to reduce his 50% stake in Zongda Power. Minority shareholders want to have more say, forcing Sun Yezong to reduce his control over Zongda Power.
A series of miscalculations and failures caused Sun Yezong's confidence to suffer an unprecedented blow. The mood was extremely low, and the mental pressure almost broke him. He locked himself in the house and didn't even step out of the bedroom door. Seeing this, his wife Qin Xuehui was even more anxious, she and Sun Yezong had lived together all their lives, and they had never seen him in this state. In a hurry, he had to inform his daughter Sun Yutong that perhaps only his favorite baby daughter could let him get out of the haze and regain his confidence.
Sun Yutong rushed back to his parents' house, ran into the bedroom and looked, and his heart was immediately broken into thousands of pieces. My father was like he had aged dozens of years overnight, and his originally gray hair turned into a snow-white. The moment his hollow eyes saw Sun Yutong, a slight glint flashed, and then they returned to gloom. He spoke several beats slowly, obviously because his thinking couldn't keep up. His body also became extremely stiff, and his walkways and movements were much slower than usual.
There was no other source of light in the whole bedroom except for a dim bedside lamp. Sun Yutong wanted to tear open the heavy curtains, but was stopped by his father, Sun Yezong said that the light was too strong and he couldn't stand it, Sun Yutong listened to tears like rain, and hugged his mother Qin Xuehui and cried bitterly.
Seeing this, Sun Yezong comforted the mother and daughter, saying that he was just tired and wanted to rest at home for a while, and it would be fine in a few days.
Sun Yutong shook his head and cried and said, "You lie to people, why are you afraid of seeing the light when you rest at home?" I've never seen you like this, Dad, don't scare me, let's go to the hospital! ”
Sun Yezong smiled miserably, shook his head lightly and said, "I'm not sick, even if I am sick, the hospital can't cure it." ”
"Then let's see a psychiatrist, I'll invite the best doctor in the country to your home......" Sun Yutong said crying.
Sun Yezong smiled and gently took his daughter into his arms and said, "For me, you are the best psychological doctor!" As long as you are by your father's side, your father can cure any mental illness! ”
"Then I'll be here with you, and I won't leave you for a single step." Sun Yutong said crying in his father's arms.
"Good, good ......"