Due to the previous e-commerce, it was too much of a failure, not even 1% of the market share, and the local government bank here relies on e-commerce to almost drive the development of other businesses, and e-commerce alone has developed to 60% of the market, and there is a rising trend, other businesses have also had a huge market share increase because of this, and its profit growth is more obvious. Pen ~ fun ~ pavilion www.biquge.info

Brother Li looked very greedy, but he was helpless.

At present, Brother Li's hands are also empty, after giving the two branches two billion operating capital, there is only 500 million funds left on hand, and now, Tianting Bank is almost relying on this Chang'e financial management to support it there, and at this moment the branch has no other product profit point, and the singleness of the product has seriously restricted the development of Tianting Bank.

"It seems that now we have to develop new product profit points, otherwise the product is too single, once the market share of the wealth management market falls sharply or the amount of funds is greatly reduced, the consequences will be unimaginable, Chang'e, do you have any views."

Brother Li said to Chang'e.

"Well, in view of the previous experience of e-commerce failure, I think we should start with the card, and then match all the auxiliary products, only in this way can we make our e-commerce bigger and stronger step by step."

Chang'e said.

"Well, your thoughts are exactly the same as mine. Then let's push our credit card first. ”

Brother Li said.

"The credit card we currently have is a C-level one-star credit card, with an overdraft limit of 10,000, a repayment period of 30 days, a handling fee of 2/10,000 for one day overdue, and an annual fee of 20 days.

"Well, what about my two Heavenly Soldiers, I don't know how many star ascension drawings and enhancement drawings they have swiped out when they brush this forbidden land. I'm going to ask them to see. ”

Brother Li then remembered that these two heavenly soldiers in the head office didn't know how their treasure boxes were swiping.

That's how the two of them were called, and they almost accumulated a thick stack of treasure boxes, and Brother Li almost didn't even have time to open them, and opened more than seventy boxes, plus the previous drawings, there were four +13 enhancement drawings and six star ascension drawings.

The next step is to go to the star enhancement.

In view of the fact that this C-level financial product has a failure rate when it is upgraded to a higher star.

Brother Li was also sweating at the moment.

It was to put this star ascension blueprint in it and activate the star ascension button. Fortunately, this machine is still relatively competitive, and it is very lucky to have risen all the way to the five-star level, and its attribute value has soared directly at this moment.

"Congratulations on getting a C-level five-star credit card financial product."

"The overdraft limit is 100,000."

"The repayment period is 56 days."

"The handling fee for one day overdue is 30/10,000."

"The annual fee is 500 Heavenly Coins."

This C-class financial machine said paragraph by paragraph.

"That's a nice property."

Brother Li said to Chang'e, "Let's continue to strengthen." ”

This Chang'e put this +13 enhancement blueprint into the C-level financial machine, good guy, there is actually an interface with an enhanced probability, and its probability of success is 80%.

"It turns out that the +13 enhancement blueprint is put on this C-level financial machine, and the probability of failure will also be said."

Brother Li suddenly saw the probability of success and secretly began to worry, could it be that this alchemy enhancement is not the same as the enhancement of financial products?

Only then did Brother Li realize that it was the first time he had used this reinforcement drawing to strengthen this C-level financial product.

But having come to this point, it is necessary to bite the bullet, which is to instruct Chang'e to start strengthening financial products.

The exciting time is about to start again.

"I'm sorry to tell you that the C-rated five-star credit card +13 failed."

"I'm sorry to tell you that the C-rated five-star credit card +13 failed."

"I'm sorry to tell you that the C-rated five-star credit card +13 failed."

Nearly three failures in a row made Brother Li shake his head again and again.

Faced with this last +13 enhancement blueprint, Chang'e looked at Brother Wangli with a little hesitation.

"Don't be afraid, the +13 enhancement blueprint is there, I still have a bunch of treasure boxes on hand that haven't been opened, and then strong."

Brother Li looked at the treasure box containing box sent by the Heavenly Soldier, and there were many boxes, and said to Chang'e like this.

Chang'e nodded, ready to continue strengthening.

Just when the hearts of the two people were hanging like this, they suddenly heard a congratulatory sound of Ding Dong.

Brother Li suddenly felt a burst of joy.

"Congratulations on getting a C-level five-star +13 credit card financial product."

"The overdraft limit is 500,000."

"The repayment period is 90 days."

"The handling fee for one day overdue is 60/10,000."

"The annual fee is 2,500 Heavenly Coins."

"Great!"

Brother Li and Chang'e clapped their hands happily.

"President Li, the strengthening and upgrading of this credit card should not end here."

Chang'e said.

Brother Li just wanted to nod his head in agreement, but when he looked at this screen, he asked, "Hey, how can this +14 also stimulate new attributes." ”

When Chang'e took a look, she found that there was a line of gray words written on the financial machine: "Credit card +14 will stimulate consumption points, points can be redeemed in bank cooperative stores, and consumption of 10,000 can get 5 points." ”

"Strong! +14 Go! This attribute is really good, and when the time comes, you can also cooperate with shops to carry out activities to drive our Baotao e-commerce. ”

Brother Li said.

"But, Governor Li, the risk of +14 is too great, if you look at the probability of success of direct reinforcement displayed on this machine, it is only 40%, if it fails, it will directly retreat to +8."

Chang'e said.

"No matter, let's give it a try."

Brother Li pondered for a long time and said to Chang'e, after all, this attribute means a lot of things to Heavenly Court Bank.

Seeing that Brother Li was so resolute, Chang'e nodded and clicked the enhanced button.

And then the machine was up and running.

Brother Li and Chang'e were both very nervous, and the air seemed to be condensed at this moment.

Then, I heard a ding-dong success!

Brother Li and Chang'e are almost dancing!

It was a one-time success!

"Congratulations on getting a C-level five-star +14 credit card financial product."

"The overdraft limit is 800,000."

"The repayment period is 126 days."

"The handling fee for one day overdue is 100/10,000."

"The annual fee is 3,500 Heavenly Coins."

"With consumption points, the points can be redeemed in the bank's cooperative stores, and 5 points can be obtained for spending 10,000."

"At present, the C-level five-star +14 credit card financial product has the highest attribute value in the credit card market."

This C-class financial machine broadcasts reports.