Chapter 48 The Emergence of Bank E-commerce!

Then Brother Li heard a voice: Dangdang Dangdang's voice. Pen ~ fun ~ pavilion www.biquge.info

"I'm sorry to tell you that the enhancement level will be reduced to 5 if the enhancement fails."

Brother Li was suddenly disappointed.

actually failed, but Brother Li was not reconciled, so he continued to strengthen it in this way.

That's how the enhanced button was pressed.

"Congratulations, C-level four-star wealth management product +6 enhancement success!"

"Congratulations, C-level four-star wealth management product +7 enhancement success!"

"I'm sorry to tell you that the enhancement level will be reduced to 5 if the enhancement fails."

"Congratulations, C-level four-star wealth management product +6 enhancement success!"

"Congratulations, C-level four-star wealth management product +7 enhancement success!"

"I'm sorry to tell you that the enhancement level will be reduced to 5 if the enhancement fails."

This is repeated twice.

Brother Li, who was red-eyed, realized that 30 million was gone.

This enhancement is really a money-trapping thing.

Brother Li stopped at the moment, but after looking at this +5 attribute, he really felt that it was too bad, and it couldn't be compared with the sincerity of this +7.

After a little entanglement, I got it to +7 again, and I didn't dare to +8 it anymore.

At this moment, Brother Li's flower has exceeded 75 million on this enhancement, which makes Brother Li's heart ache suddenly. Why did this Taishang Laojun ask Brother Li for this +12 enhancement blueprint, but it turned out that this enhancement costs a lot of money, and if it is highly strengthened, the luck must be good, Taishang Laojun is old, and he can't afford to play such a heart-tossing thing, so he would ask Brother Li to barter things at the beginning.

Only then did Brother Li realize the importance of this high-strength strengthening drawing.

At first, he had the idea of having this Heavenly Soldier security guard take turns to farm the treasure box in the forbidden land, and then look at luck to obtain this enhancement blueprint. Wouldn't it be a very happy thing if you could get this +12 or more enhancement blueprint again by opening this treasure box.

Such an incentive mechanism was set for these two heavenly soldiers, the two took turns to brush the ten-story tower once a day, as long as there were strong strengthening drawings, they would give each of them a reward of 100,000 heavenly court coins, so every day, the two heavenly soldiers were vying to go to the forbidden land to brush the box, of course, every time they went, they would take the new heavenly soldiers who guarded the tower there to smoke a little smoke, so that the family also knew the good or bad of the Brother Heavenly Court Bank, otherwise the heavenly soldiers guarding the tower would also be annoyed, after all, after opening up this road to the forbidden land to brush the treasure box, it is a long-term welfare. If you don't need those things, you can sell them in the market and make a lot of profits.

At present, the yield of this C-level four-star +7 principal-guaranteed wealth management product designed by Tianting Bank has soared to 178%, and the direct rate of return of the bank has reached 86%, which is enough to kill the wealth management of this prefecture bank.

Then, it is to start marketing operations, invested nearly 60 million advertising costs, and soon this financial management as the third phase of Chang'e financial management out, a week, its financial market share increased to 50%, the old and new financial transaction funds reached more than 160 billion, almost the victory of the prefectural bank's iron fan financial management, the prefectural bank, and later began to pay attention to the rising star and strengthening, the yield has gradually risen, but at this moment, it is too late, Chang'e Financial's brand has already gained popularity.

It is precisely because of the success of Chang'e Wealth Management that Brother Li has successively obtained nearly 7 billion direct income from bank wealth management during this period of time, excluding the operating costs of nearly 300 million Tianting coins consumed in the past three months, and its net income is as high as 6.7 billion Tianting coins.

With the previous 700 million private capital, it already has nearly 7.7 billion Tianting coins of operating capital.

At present, the financial brand of Tianting Bank has been launched, and the business department has long been busy.

To open a branch, you must first have land, then you must have an office location, secondly, you must have office equipment, and finally you must have people.

But all of this, it takes money.

Before, it was because there was no money, so this matter has been delayed, but if a bank wants to achieve greater development, it must take this step firmly, set up branches, and enhance greater competitiveness, so that a bank can get more customers.

Brother Li's words, in fact, have always wanted to go to the middle of the Tianting Market to set up a branch, after all, the current location of the Tianting Bank is too remote, and there are several roads across this Tianting Market, and many customers in the Tianting Market are not very convenient.

So Brother Li soon found the real estate developer of this Tianting market, and when he asked the price of the land in this market, it was really frighteningly high, such an eighty square meter land in the center of the Tianting market actually cost 5 billion Tianting coins, in Tianting, this land is really sky-high, and it is still a fixed price, and it is not allowed to bargain.

In addition, Brother Li asked again, the price of building a house on this piece of land, the construction cost is very cheap, and you can win it with less than 100 million, but the cost of approval is really too high, and the approval fee alone is 1 billion Tianting coins.

Brother Li was speechless for a moment. But I don't want to say more, when I came to Heavenly Court, Brother Li could only abide by the rules of the game, after paying the money, he bought the land, and then began to go through the procedures to go to the Heavenly Court Construction Bureau to approve the house.

That's how 6.1 billion Heavenly Court Coins were spent.

But Brother Li didn't care too much.

As long as there is no big action in the Difu Bank, if Chang'e Wealth Management of Tianting Bank can have 50% of the wealth management market for a long time, Tianting Bank can sit on nearly 380 million direct income in one day, and it will be a net profit of more than 2.6 billion in a week, and it can make a steady profit of 11.7 billion in a month!

Therefore, in the short term, Brother Li does not have to consider the problem of insufficient capital at all. Because the funds used can be earned back in less than three weeks.

Of course, the premise is that the prefectural bank does not make a big move.

But it often backfires, and the design of the house of the branch bank of Lige here has just begun to be prepared for construction, and it is expected to be completed within a month, when a news appeared on the TV station there, but it was the prefectural bank that began to engage in e-commerce.

This made Brother Li a little unexpected, and it seemed that he couldn't keep up with the pace of the Difu Bank.

This prefecture bank is so avant-garde, which makes Brother Li a little surprised.

Why do banks engage in e-commerce?

In fact, the bank is to make the deposit of the public account in its own bank gradually increase, because as long as the merchant is using the public account and using the public account to do Internet transactions, the corresponding cash consumption and its check and other forms of transactions will be reduced, and the average daily deposit of the company will go up, unlike on weekdays, the merchant does not even deposit money in the bank account. The words of the public account are just a decoration for these merchants, only this account usually moves, the bank will launch a series of follow-up business will also follow, such as the corporate financial management, loan business or something, the user adhesion will be improved, so to speak, it can also bring economic benefits, so to speak, this is a way for the bank to pull deposits in disguise, at the same time, the bank can also get a cut of the business, with the expansion of this transaction volume, to obtain more and more benefits, More importantly, the economic benefits obtained from its follow-up business are the most profitable.

When Brother Li was in the mortal world, he had already gotten something similar, but this time in the sky he didn't expect to be preempted by this underground bank, it seems that this underground bank can't compete with itself in the financial management market, and it has begun to think of other ways to get deposits.

The emergence of the e-commerce of the local government bank once again put Brother Li in a nervous state.