Chapter 31 Buying a House
Send the photos of the house to the parents, they also feel that the last house is good after reading, and the opinion they give is that it looks square, close to the subway station, and the north and south are transparent, and there is a simple decoration that can be lived in first without decoration, and the community environment is good and it is a relatively new community, which is conducive to living now and is conducive to future appreciation. Pen @ fun @ pavilion wWw. ļ½ļ½ļ½Uļ½Eć info It's just that they are worried that Zhao Xiaocui's repayment pressure will be too great, and the three of them calculated on the computer for a long time before finally deciding that this is it, and the parents paid Zhao Xiaocui early the next morning, and paid the deposit directly.
After determining this major event in life, Zhao Xiaocui ended the video with her parents, and she lay alone in her rental house and looked at the ceiling of the roof, only to find that some of the suspended ceilings on the side of the ceiling of this house have been loosened, and the lamp has been broken for a long time, and every night it depends on the brightness of the lamp to maintain the light in the house, she has lived in this room unknowingly for five years, although the rent rises every year, but fortunately, the landlord has not taken back the house, so it can be regarded as a stable residence, and she also has feelings for this room, Every time I am tired outside, the first thought is to hurry back to this small home, when I think of it, my heart is steady, but now I don't know how long I will live here, the key is that I didn't expect my luck to be very good, I saw that there was a house in the picture, although I felt reluctant, but when I thought of having my own house immediately, Zhao Xiaocui was also happy in my heart, regardless of whether the pressure would be great in the future, at least it is very beautiful now.
Early the next morning, Zhao Xiaocui didn't rush to the company first, but went to the intermediary first, Xiao Zhao happened to be standing at the door, and immediately greeted her as soon as he saw her, "Sister, good morning, what is the need to come over so early today?" ā
"Good morning, I discussed with my parents last night, our family fell in love, and the third set was the last house I saw yesterday, and I want to settle down."
As soon as I heard that I was going to book a room, Xiao Zhao hurriedly led Zhao Xiaocui towards the house, and the little girl who was with her yesterday immediately took out a water cup and poured water when she saw this posture, Zhao Xiaocui thought to herself, "This little girl is very clever." ā
"Sister, your efficiency is high, it is very suitable to book a room now, you can basically go through the procedures before the year, and the house price will generally rise after the Spring Festival."
"Well, how much deposit to pay upfront? Refundable or non-refundable? When is the down payment paid? When to meet the homeowner? When should I get a loan? Zhao Xiaocui asked all the questions he could think of in one breath, the young man took out some documents and began to explain them item by item, Zhao Xiaocui was still thinking about going to work, so many places only listened to a rough idea, in short, listening to the young man, the deposit can be paid from 20,000 to 50,000 yuan first, and it can be refunded, the down payment is to meet with the owner first and pay later, and after signing the agreement, start the loan process, after listening to the young man's instructions, Zhao Xiaocui took out a bank card and said, "Then brush 20,000 yuan first, you have to give me a voucher." ā
"That's for sure, sister, you wait." Zhao Xiaocui and other young men's kung fu, she suddenly thought of a question, 'Why didn't I make a counteroffer, it stands to reason that the house is also a commodity, and it can be bargained', and as soon as the young man came back, Zhao Xiaocui said to him: "By the way, can this house be cheap?" You should have room to negotiate. ā
The young man also said happily, "Even if you don't say I'll help you lower the price, this is also the rule, the inside and outside should be able to discount, but I can't say how much, I can only look at the situation, and you can also talk when you meet with the owner, anyway, the house is dead, and the person is alive." ā
"Well, okay, then I'll go to work first, you can take a snack on this matter to help me keep an eye on it, and contact me at any time if there is any new progress."
"Okay, sister, don't worry, you pay attention to safety on the road." After sending Zhao Xiaocui out of the door of the store, Zhao Xiaocui hurriedly walked towards the subway station as soon as she saw the time of the watch.
As long as everything is decided, it is fast, the time to meet with the owner is set on Saturday morning, Zhao Xiaocui in order to keep herself from showing her timidity, she told Lao Liu: "We have two tasks today, on the one hand, to see how the owner of the house is, and on the other hand, to cut the price to see how much less." Before leaving, she specially called Xiao Zhao of the intermediary to learn about his communication with the homeowner, and the other party bit the price and bit to death, at most only 10,000 discounts, Zhao Xiaocui thought in her heart that she would work hard to talk about 20,000 today, and no matter how high the estimate was, the other party would not do it.
The two owners look very young, estimated to be in their thirties, and the female protagonist looks very quiet, while the male protagonist is more outgoing. Zhao Xiaocui just came into contact with these two people, with his shallow social experience, he felt that these two people were okay, at least not the kind of difficult people, everyone was also kind, and knew that buying and selling a house was not a trivial matter for anyone, so everyone sat together and talked very happily, in addition to the house, they also talked about some others, maybe they talked about it more closely, the owner later gave Zhao Xiaocui a discount of 15,000 yuan, which can be regarded as meeting psychological expectations, Zhao Xiaocui was very happy, and invited the owner and his wife to have lunch together, which was to express gratitude. Afterwards, Lao Liu teased Zhao Xiaocui and said: "I didn't see that you are quite able to talk, and you can talk very well." ā
"No, after so many years of foreign cooperation, some experience can be used." Zhao Xiaocui said with some pride.
"I didn't expect to buy a house so quickly, and then it's a down payment to get a loan, right?"
"Yes, the sales said that it seems to be a down payment within a week, and then it takes 1-2 weeks to get a loan, and then it's basically fine. By the way, how is your house looking? ā
"Alas, how can I say it, my girlfriend I fancy doesn't think it's okay, she likes it too expensive, too much beyond the budget, and can't afford it, so I drag it first."
"If you want to buy it, buy it as soon as possible, I heard from the intermediary that the price of the house will rise after the Spring Festival, and if you can set it before the holiday, you will be sure."
"That's right, I also want to be fast, the two of us basically rely on ourselves to feel that we can still make a down payment with this amount of money, and then I don't know if it's going to be the Year of the Monkey, I'll take her to see the house this afternoon, and strive to set one as soon as possible."
"That's it, it's better to buy a house sooner or later." After Zhao Xiaocui sent Lao Liu to the subway station to watch him go, she also took a big breath and walked back slowly.
It was just three days later, Xiao Zhao informed her to pay the down payment and sign an agreement to apply for a loan, on the day of the transfer, Zhao Xiaocui's heart was still tight, and when she heard the sound of the POS machine, Zhao Xiaocui felt that her heart was hanging, hundreds of thousands, and it was gone, this time her heart was also empty, and she went to the ATM machine to check and see that there were less than 100,000 in her deposit card, she shook her head and sighed, and had to sigh that she was still too poor, If it weren't for the 600,000 yuan given by her parents, she might not be able to buy a house in Beijing in this life, she thought that she could give her parents 100,000 yuan when she filled the point during the Spring Festival, and she planned to pay back the rest little by little.