Now that she has decided to take action, Zhao Xiaocui's heart pounds at the thought of having her own house soon, both excited and apprehensive. Pen, fun, pavilion www. biquge。 info Early Sunday morning, she went to the intermediary company near the community, as soon as she entered the door, three orthodox salesmen surrounded her and enthusiastically asked her whether she wanted to buy a house or rent a house, and suddenly was surrounded by so many people Zhao Xiaocui suddenly said a little shy in her heart and said that she wanted to buy a house, one of the shrewd-looking young men immediately asked: "Sister, how much is the down payment expected, and what kind of one do you want to buy?" As he spoke, he took Zhao Xiaocui to sit on the sofa, the other girl quickly took a cup and poured water, and the other went out and stood at the door to watch the crowd coming and going, he should be specialized in rental, Zhao Xiaocui thought.

"Sister, please drink water." The little girl brought a glass of water, then took a small notebook and sat down next to the young man. Zhao Xiaocui smiled at her, picked up the water cup and took a small sip, the cup was not stable The young man repeated the question just now, Zhao Xiaocui nodded and said: "The down payment is about 500,000 yuan, I want to buy a one-bedroom or a small two-bedroom, preferably a small two-bedroom." ”

"Well, the current market situation, your down payment budget can still meet your expectations, whether it is a one-bedroom or a small two-bedroom, we have a house here, I can take you to see."

"Okay, is it far from here?"

"It's not far, and it's only about 10 minutes by bike."

"Well, by the way, how do you charge your intermediary fees?"

"Three points, but then we will apply again, and it is estimated that we can achieve 2.5 points."

"Even 2.5 pips isn't too low, but are there any other costs besides this?"

"Taxes and fees also need to be paid by you, including deed tax and stamp duty."

"Well, is there anything else that matters?"

"That's it, Xiao Zhang and I" said as he glanced at the little girl sitting next to him and said, "I'll take you to let's see the house first, if there is a picture, let's talk about the details, the house is very important." ”

"Well, okay, let's go."

Zhao Xiaocui followed them out of the store, the little girl drove an electric car with Zhao Xiaocui, the young man himself rode a car with three people whirring and drove away, and it took about 8 minutes to arrive at the community to see the house, from the outside the community is relatively new, look at the greening inside is also good, the houses are about 10 floors of small high-rise, the quality is not bad from the outside.

"Sister, let's arrive, this is one of the better communities on our side, we now have two houses here to see, it happens to be a small two-bedroom and a large one-bedroom, do you see if you are satisfied?"

Three people took the elevator, the first to see is a large one bedroom on the 7th floor of the south, open the door is a spacious living room, the room is obviously cleaned although there is dust but also clean, the living room is very square, although the window is not a floor-to-ceiling window but large enough, standing in front of the window to see the outside scenery is not bad, the bedroom is also square is not too small, the size of the kitchen and bathroom layout is also good.

"What year is this house? How big is it? ”

"This community is new on our side, it must be a community within five years, and this house has more than 60 square meters."

"Well, it looks quite spacious, let's take a look at the small two-bedroom house, how big is that house?"

"That house is bigger than this, 70 square meters, and it is also all south-facing."

"Well, let's go take a look, oh, wait a minute, I'll take a few pictures."

"Okay."

After taking the photos, Zhao Xiaocui went to see the small two bedrooms with the two sales, this house is more in line with Zhao Xiaocui's mind than the larger one-bedroom, although they are all south-facing, but the height of the 9th floor makes the lighting very good, and the two bedrooms do not seem nervous, although the living room does not look as big as the one bedroom, but it looks more practical to be compact, Zhao Xiaocui took a few photos and followed the sales back to the store.

"Sister, which of the two houses you saw today do you think is more suitable?"

"It's better to have a small two-bedroom apartment, and I feel that I have more full use of space."

"Well, this house is also new, and it has just been listed for less than a month, and this type of room is still quite popular."

"How big is this house, specifically?"

"Wait a minute, I'll take a look at it for you," the young man said, glancing at the little girl, who slid towards the desk.

"Is this your assistant?" Zhao Xiaocui asked.

"No, no, she's new to this period of time with me for an internship, and she was on the rental side a while ago."

"Oh, she's pretty clever."

"Hmm."

The young man took the document and looked at it and said, "Sister, this small two-bedroom is 76 square meters, the total price is 1.36 million kWh, the down payment is about 410,000 yuan, plus taxes and intermediary fees, these expenses can be handled by 500,000 yuan." The young man probably counted it and said to Zhao Xiaocui.

She quickly passed it in her head, the down payment was 410,000, and her loan was 950,000, which was not a lot, she unconsciously swallowed her saliva and asked, "What about the monthly payment?" ”

"Are you taking out a CPF loan or a business loan?"

"Definitely CPF first."

"If you have a provident fund, the interest rate is lower, and the monthly repayment is about 5,000."

"Hmm" Zhao Xiaocui agreed while calculating her salary and the amount of provident fund contributions, roughly calculating, you will know that in addition to loans and living expenses, you can only have more than 2,000 yuan left in a month, plus the year-end bonus, the maximum surplus of 50,000 yuan a year, you have to work hard, Zhao Xiaocui calculated that her heart was tight, this was the first time she felt that she had earned too little, but after thinking about it, although she was nervous in the past two years, her salary would rise, and she still had assets, so it was good to put some pressure on herself.

"Sister, what do you think?"

"By the way, is there a new neighborhood around here that is a little newer than this one?"

"Well, there are two communities for about three years, one of which is mainly a community for employees to buy back the community, and the other is the same as the commercial housing we saw in the afternoon, but the house price is slightly more expensive than the community we see, in addition to the new one, it is also because the new community is closer to the subway."

"Well, do you have any listings in the new community that you can see? Let's take a look if we have one. ”

"There is a two-bedroom one, more than 80 square meters, let's take a look?"

"Well, well, just compare the community environment."

Three people came to the new community again, this community is not small, it is about 10 minutes away from the subway station, the community that I saw before is almost 10 minutes away from the subway station, but it is a bicycle, the environment of this community does not seem to be counted, the houses are relatively high, basically on the 15th and 16th floors, this time the house is still on the 9th floor, this is a set of two bedrooms that are transparent from north to south, the room type is also very positive, the kitchen and bathroom are also slightly larger, and the bathroom is Mingwei, which makes Zhao Xiaocui very satisfied.

"How much does this house cost?" She asked as she took pictures.

"The total price of this house is about 1.6 million, the down payment is nearly 500,000, plus the other estimates of 550,000 are enough, and the monthly payment is estimated to be 6,000 or more than 6,000."

"Hmm" Zhao Xiaocui continued to think that if it was this house, the balance would be estimated to be 30,000 yuan in a year, but she really liked this house, it was located in the middle of the community, and it was not very far from the subway station, which was a quiet place.

"Well, thank you both today, I took a photo and went home to show my parents, if you have a good listing here, remember to contact me."

"Well, that's no problem, it's just that if you are satisfied, it's best to settle down as soon as possible, because now the house is out quickly, this is my business card, if you have any questions, call me."

"Okay." Zhao Xiaocui glanced at the young man's business card, and it turned out that he was also surnamed Zhao.

The three of them returned to the store, Zhao Xiaocui left her contact information and went out to find a place to eat, thinking that she might soon be burdened with a mortgage, Zhao Xiaocui's heart couldn't help but tighten.