Zhang Chen also realized that the word "gambling" was not appropriate, so he explained: "My money is not blown by the wind, so I won't take so much money to come here, and I won't bring you over if I am not completely sure." Pen Fun Pavilion www.biquge.info"

Cui Lin looked around again and said, "Even if a subway station will really be built here in the future, but with such a large piece of land, you don't have much money left after building an office building, where will you get money to develop it?"

"You can take this land and borrow money from the bank, so you will have money?"

"How do you know this way?" Cui Lin frowned, the routine of taking land first and then taking a loan from the bank is a secret in the real estate industry, how do college students like Zhang Chen, who have never been in contact with real estate development, know about it?

Zhang Chen was stunned for a moment, in his previous life, he helped Zu Fenghai take care of the company's business for a while, although he had not been exposed to anything deep, but he was no stranger to the model of taking land first and then taking out a loan, and this kind of thing was no secret at that time, many people knew about it, but they didn't expect it to be a "trade secret" now.

"Ah, I've been paying attention to and researching real estate development for a long time, and I heard it from a local developer by chance."

Zhang Chen said very vaguely, but Cui Lin did not dwell on this problem: "In fact, when you said that you only had more than 8 million funds in your hand, I also planned to adopt this method, but at that time, the company's procedures had not been completed, and I didn't expect you to choose the land so quickly, so I didn't have time to talk to you in detail, but I want to tell you that the way of taking land first and then taking out a loan is not suitable for this coal yard."

"Why?" Zhang Chen asked puzzled.

"Because this land is not worth much in the eyes of the bank, and you also said that the land planning is still in the design stage, and no one knows when it will be determined, so you can't get much money from the bank, unless someone in the bank can operate for you in violation of the rules and deliberately misrepresent the value of this land to help you lend more money, do you have a relationship in the bank in this regard?"

Zhang Chen thought for a while, he really didn't have any friends in the bank, so he had to shake his head.

Cui Lin spread his hands and continued: "That's right, without sufficient funds, it will inevitably delay the progress of the project, rather than wasting time here, it is better to choose a relatively small area of land for development, and build four or five residential buildings to make some quick money."

Cui Lin's views are all summed up from his years of accumulated experience in real estate development, so Zhang Chen, a half-man, has no way to refute it at all, and he can't tell the truth, so he decided to come up with a killer weapon to persuade Cui Lin.

"Two years!" Zhang Chen stretched out two fingers, "You said, help me for two years, if you can't develop a good project within two years, you choose to leave, then let's make a two-year contract, if two years later, this land has not appreciated, I don't need you to leave, then I will take out another 30 million, you can choose to continue to develop this land, or give up here and re-site, as for which land to develop, it will be up to you at that time." ”

Cui Lin was silent, he was thinking about the authenticity of Zhang Chen's words, 30 million, even for himself at his peak, was a considerable amount, but the young man in front of him who was the same age as Cui Xianzhi said it easily, where did the 30 million come from, is it still a website, or is there another way, or is it just bluffing.

Of course, Zhang Chen's 30 million is not casually talked, he still has more than 30,000 shares of Baidu's original shares in his hand, he remembers that Baidu's stock price seems to have risen to more than 100 US dollars on the day of listing, and more than 30,000 shares are converted into at least 30 million yuan, but Baidu will not be listed in a year or two, and before that, the shares in Zhang Chen's hands are worth millions at most, so he will set the time in two years.

However, Zhang Chen still has absolute confidence in the appreciation space of this coal yard, and he believes that in a year and a half at most, the urban transportation plan for the next ten years will be announced, and the value of this land adjacent to the expressway and subway station will definitely increase several times, or even dozens of times, in that case, there is no need to go to the stock in hand.

Cui Lin didn't know what Zhang Chen was thinking, and he couldn't tell him the truth, so Zhang Chen could only explain to him: "Uncle Cui, I know you will wonder if I have 30 million in my hand, but I didn't lie to you, and there is no need to lie to you, I said that these are just to let you rest assured to help me get the real estate company, and I will continue to do this business no matter what, so I hope to get your full support." ”

Cui Lin's heart is indeed full of doubts, although he is an elder, but Zhang Chen, an investor, has said so, and he, a part-time worker, can no longer continue to get to the bottom of the matter, anyway, what should be reminded has already been reminded, if Zhang Chen really planted a heel on this land at that time, he would not be able to complain about others.

"Alas, well!" Cui Lin let out a long sigh, "Then this time I'll trust your judgment and tell me what you think." ”

Hearing Cui Lin say this, Zhang Chen put his mind at ease: "After the company procedures are completed, our first task is to take down the project of the new office building of the Luyuan District Government, and then obtain the development right of this coal yard, I want to develop this place into a high-end closed community, go, let's go in and see the situation inside, and then talk while walking......

After walking out of the coal yard, Cui Lin was completely frightened by Zhang Chen's idea.

Since Cui Lin agreed to help Zhang Chen set up a real estate company, he began to analyze the real estate industry in Changqiu City, Zhang Chen said that there is no problem with the closed community, this form of residential community has just emerged in Changqiu City, and it is indeed very popular, but some of the ideas that Zhang Chen put forward next seem to him to be a little incredible.

First of all, Zhang Chen decided to plan the community into three parts, namely high-rise, multi-storey houses and single-family houses, and even if there are only three-story single-family houses, they are all equipped with elevators.

This decision really scared Cui Lin, he thought that Zhang Chen would carry out real estate development according to the most popular six-story building method with attics in Changqiu City, but he did not expect that he would develop a high-rise community.

Although high-rise residential buildings can improve the utilization rate of land, because of the increase in construction costs and shared area, the price of houses per square meter must be at least more than 1,500 yuan to make a profit, but such a price is indeed a bit unacceptable for the average price of 1,200 yuan in Changqiu City.

However, after hearing Zhang Chen's next remarks, Cui Lin felt that he was surprised early, and Zhang Chen's later thoughts really subverted his perception of real estate development. (To be continued.) )