If Taylor was not a woman, Lei Hao would definitely not put the other party as an alternative. Pen @ fun @ pavilion wWw. ｂｉｑUｇE。 ｉｎｆｏ

But things are so wonderful, Lei Hao needs a talent who can manage a small commercial bank well, and Taylor is a UCB top student from a banking family.

Taylor is a trustworthy person, and in terms of ability, she has been familiar with the banking industry since she was a child and worked at Goldman Sachs for such a period of time, she is also a very suitable choice.

But if there is a one percent possibility, Lei Hao will not want to recruit a female rival into the core management, although he is very confident that he will not be pried into the corner by the other party.

"Are you kidding?" At dinner time, when Lei Hao asked Taylor to say his intention, the "female" man in a suit opened her eyes wide and was a little incredulous.

"You heard it right, Alisa and I both think you're the right fit." Lei Hao has been in the United States for so long, and he has also learned some of Lao Mei's tone of speaking, and said simply and directly: "Of course, this is a two-way choice." ”

"What kind of bank are you going to buy? I mean, what about the proposal? You should know that my clients at Goldman Sachs have nearly 100 million in assets. Taylor rolled his eyes, put down his knife and fork very manly, leaned back in his chair, and said, "I earn more than a million dollars a year." ”

"I'm making two billion dollars a year." Lei Hao didn't know why, as soon as he saw Taylor, he had the idea of comparing the other party.

"Dogs. Excrement! I know you're awesome, but remember, I'm going to be keeping an eye on you, and you'd better not give me any chance. Taylor glared at Lei Hao like a fried hair, and said, "Why do you think I'm interested in your bank, which only exists in the plan......

Whether it's Lala or not, women are always a little nagging, especially a different "woman" like Taylor.

As the daughter of a banking family, Taylor Lala's identity simply broke the hearts of the elders, but fortunately, she is indeed strong and independent, so she will not go to extremes.

Judging from the contact during this time, Lei Hao also recognizes Taylor's personality.

People like Taylor, to use the words of a book, hugging each other in hell and looking up at heaven, are born different, longing for equality, but almost impossible.

What Lei Hao admires more is that in secular discrimination, a person like Taylor, who comes out publicly, can find a way to get along with "strangers", which can be called great.

"What kind of eyes are you!" Taylor is very sensitive, and when she noticed the strange look in Lei Hao's eyes, a fire burst out of her heart: "I don't need any sympathy." ”

"There is no sympathy in my eyes." Lei Hao felt very wronged.

"It's better not to." Taylor said, "Let's talk about work. ”

Taylor slowly explained, in terms of personal qualifications, she came from a banking family in the eastern United States, which is very important, which allows her to seamlessly link into the banking circle, wholesale, retail, corporate and private business, no problem for her.

Give her a commercial bank, she can get started immediately, coupled with her own connections, it can be said that there is no difficulty in running it, she is a banker seedling assessed by "The Banker".

But from an income point of view, Taylor earns millions of dollars a year at Goldman Sachs, and if she takes over the job given by Lei Hao, there are a lot of things that need to be given up, at the very least, you can't let her income drop too much.

Judging from the prospects, Taylor was eager to make another attempt, and she turned down some offers, but Lei Hao offered a position that was enough for her to make up her mind to take the risk.

Finally, from an emotional point of view, this is very cruel, Taylor belongs to the rational people in that small frustrated world, and she gives up chasing something that cannot have a result, but it does not prevent her from competing with Lei Hao.

"Let me first talk about your preferred target, Yuhua Bank, its shareholding structure is not too complicated, the Edmonds family has 17% of the shares, the Chinese Chen has 15%, a Chicago consortium has 21%, the remaining 47%, investment banks and other institutions hold 32%, and 15% are scattered investors......"

"Due to the restrictions of the U.S. Banking Act, very few commercial banks are wholly owned, especially when your funds come from the international financial market, so even if the LEI acquisition is successful, the target bank must be quickly localized, which is not difficult......

"I'm more worried that you have chosen the wrong target, Yuhua has about 700 million deposits, annual operating income of about 10 million, net profit of about 3 million, plus its license and hardware, the valuation of 40 million is very appropriate, but if you want to intervene in the acquisition now, that group of sideburns will not let go of your ......"

Taylor looked at the documents handed over by Lei Hao a little, and quickly gave her opinion, whether it was family edification or her own career, she had already put these things in her mind.

Lei Hao listened to the other party take out the target banks one by one and tell the story, and saw a word called Bowen Qiangji, there are many commercial banks in the United States, but it seems that the information of each bank is imprinted in the other party's mind.

"Can I know what you think?" Taylor asked, puffing out his chest slightly.

Yes, this is a demonstration, and if he does not accept Lei Hao's offer, Taylor will also be able to take over the business of Lei acquiring a commercial bank through Goldman Sachs, which will require Taylor to show his strength.

If you accept Lei Hao's invitation, let alone in front of the future boss, if you don't play a little more, are you still hiding, besides, Taylor wants to press Lei Hao wherever he can, even once.

Looking at the slightly provocative gaze in Taylor's eyes, Lei Hao also understood that the other party was not a weak woman, but a "pure man" wearing a woman's shell.

"If I set the target as Yuhua and then hand over the business to Goldman Sachs, how far can you go?" Lei Hao asked.

"Acquisition at a premium, part of the equity, between 30% and 50%, it is very difficult to hold." Taylor thought for a moment and replied.

"What if, not through Goldman Sachs?"

"Higher unit price, lower equity ratio."

"And what if something goes wrong with Yuhua Bank?"

"You mean...... Their big loan this time? Taylor frowned, "Unlikely, there is not enough momentum, there is no one to push it, and federal regulators are not capable of handling these things." ”

"He will have problems, and I have the priority of Yuhua Bank's financing in some channels, and at the same price, LEI has the right to inject capital first." Lei Hao unveiled a small hole card that had been hidden a long time ago.

If there is a problem with the loan project, the operation of Yuhua Bank will have an accident, and the first reaction must be to close this bad debt, but at this time, it is not a simple matter to find funds or find an insurance company to add insurance.

Eventually, someone will start to waver in their determination to hold shares, and as long as the price is right, the matter can be discussed.

What Lei Hao wants is this "negotiable" result. (To be continued.) )