"Tomorrow is the settlement day, and I was still very worried that Oasis Securities would die and the net would be broken," it was another day of regular meeting time, in the conference room, Lei Hao was in a good mood, and joked: "Now it seems that even if our old opponent wants to die, the net of forest can't be broken." Pen | fun | pavilion www. ｂｉｑｕｇｅ。 ｉｎｆｏ”

"Haha, I'd love to see Keith's face right now." Yarman has been staying out of the way, he is now a supporter of Lei Hao, he looked at Fox and Buller with strange eyes, and said with a smile: "Fox, Buller, tell me about the scene of the two of you fighting the Authority." ”

"Ok, Yarman, I can hear your teasing tone." Fox began to subconsciously slow down his speech, accommodating Lei Hao's still slightly rusty English listening, and said: "I admit that I have some omissions, but under the leadership of the wise Lei, these small omissions have been plugged. ”

"I didn't think Alex was going to stab me." Buller sat in his seat, a hint of pain flashing across his expression.

"Well, we have evidence that Oasis Securities has a connection with Alex's creditors, and there is also evidence that Forest has no irregularities at all, you say...... What will Standard & Poor's and the Regulator think? Lei Hao said with a smile: "Under the slightly sufficient evidence, these two guys eat people and don't spit out bones." ”

"The scandal on the stall, Oasis Securities is dead, the only pity is that it is unlikely that Standard & Poor's will give our bonds an A rating, most likely BBB+." Fox said helplessly: "If it is less than a grade, the coupon interest will be a grade higher." ”

"We can earn it back! Fox, to put it another way, we get more profit, we give more interest, and when the principal of this bond is at the safety line, what do buyers think? "Lei Hao has a plan.

"Forest only needs the insurance company to underwrite the 10% area below the stop-loss line, and then, the position we set the stop-loss line is 10%, which means that we only need to find a third-party guarantee of 20 million US dollars when we issue 100 million bonds."

Lei Hao continued: "If it weren't for Forest's own credit rating, how could this kind of bond be below A? ”

"No, Lei, don't forget, we invest in the stock market, and third-party institutions and insurance companies can only see the changes in the capital account, that is, they can only see the actual profit and loss, and the book profit and loss cannot be seen." Yarman shook his head and said, "I know the temper of that group, they don't take risks, at least not because of others. ”

Everyone in the conference room nodded, after Yarman, Fox and Buller were also taught by Lei Hao to be people, plus Leo, who was originally a brainless fan, the entire conference room almost became Lei Hao's word, and now his fart is fragrant.

Forest's bond issuance process and bond attributes are also less complex.

Lei Hao's plan is to gradually increase the issuance of bonds, for example, he first issued 100 million US dollars of financial bonds, limited investment in the stock market, and then asked insurance companies and third-party guarantee agencies to keep an eye on the exclusive account, when the actual loss reached the 10% stop loss line, the insurance company intervened and asked to stop investing.

Then Forest liquidates the funds obtained from the bond issuance, makes up the principal of the bond, and if it is not made up, it will be made up by a third-party guarantee institution and freezes the account, so that the actual loss that Forest can achieve will not be too much if it is 100 million bonds.

Will Lei Hao worry about losses? Of course not, he will take the 100 million to make some profits first, and then ...... Continuing to issue bonds will snowball the share of investment in the stock market, and finally form a pool of funds for borrowing money to speculate in stocks.

What makes Fox and others feel bad is that these funds are borrowed, and Lei Hao gave a coupon of 4% per annum, and also added some floating interest income.

In other words, it is a bit too generous to give an interest rate that may be higher than that of junk bonds.

When for Lei Hao, a few percent of the annual interest rate is too little, but he plans to borrow money from the people of the United States, in this case, relying on a little more interest, so that the commercial bank that Lei is about to have to expand its business, wouldn't it be a good choice?

A little bit of interest can help its banks quickly spread out the entire layout, which is not too refreshing.

"Nia, where do I want someone? Still haven't found it? After settling the matter of Oasis Securities, Lei Hao began to pay attention to the bank acquisition side again.

Hearing Lei Hao's words, Niya had a depressed look on her chubby face, "Boss, the person you are looking for can be called a banker, actuaries, accountants, and lawyers, I can quickly arrange a partner to work with, but help Lei recruit a banker...... How could it be done in a few days. ”

"Yarman?" Lei Hao turned his attention to Yarman, who had been in the bank for a while.

"Boss, you know, I'm only in charge of the investment field at the bank, and the whole system works, and I'm not good at it." Yarman said with a smile: "I offered Nia a few candidates, but unfortunately, they are all satisfied with their current jobs and have no intention of changing jobs. ”

"The main thing is that we don't even have a bank, so we can't trust anyone." Nia said with a wry smile.

The shortage of manpower is a normalized problem encountered by Lei Hao since he started his business, and China's Thunder is now good to say, his fiancée Qiu Yuting and the Qiu family, Su Yiwen, Xiang Yongze, Tao Liyu, etc., are all managers who can take charge of themselves.

This place in the United States is a bit stretched, and only one Focus can be used when it is full.

With the management of Forest and the imminent takeover of Oasis Securities and the need to continue to expand, Fox's three heads and six arms are not enough for Lei Hao.

Lei Hao already knew from Cao Maosen and Future Information that Yuhua Bank was about to have big problems, and that the share acquisition projects of several other banks had been advancing, but sadly, he had not yet found someone to manage the commercial bank.

Time is too tight and manpower is too small, this is Lei Hao's current dilemma.

"If it doesn't work anymore, I'll let Su Yiwen come to the United States!" Lei Hao remembered the suggestion of his fiancée Qiu Yuting.

With Lei Hao's current majesty, it can be said that if he wants to transfer anyone in Thunder, the other party will not have much opinion, the problem is that if Su Yiwen goes to the United States, the mess in his hand will be handed over to Qiu Yuting to take care of, so ...... When and when will Lei Laohu be able to reunite his husband and wife?

Besides, letting Su Yiwen manage a small commercial bank is really a bit overkill.

In desperation, Lei Hao remembered another suggestion from Qiu Yuting: Taylor! (To be continued.) )