In Luo Chuan's office, the three people calmed down, and Luo Chuan said:

"I'm sorry Qin Xiao, I don't know what you're considering, but what you said is right, Zhang Zhengguo's life is not easy."

Su Xiaoman said: "Yes, I still remember that Liu Yuxin gave us a detailed analysis of the strength of the Zhang family at Xu Shaoqing's house that day, and last time he made so many Qiling Flower Powder external dressings at once, it is estimated that half of them have not been disposed of now, and money is needed everywhere." At this time, Zhang Zhengguo took the initiative to seek war, which is really incredible. ”

Qin Xiao said: "What is incredible, this is his last chance, you think about it, if our patents continue to operate according to this market, in less than two years, he Zhang Zhengguo will really not be a person, even if he wants to find a chance to fight with us, I am afraid he will not have this ability." Although he was hit hard this time, but the emaciated camel is bigger than the horse, and we are not yet full-fledged, at this time, Mr. Luo's three projects are about to end because of the financial crisis, this is not a great opportunity? ”

Xiao Man and Luo Chuan both admired Qin Xiao's calm thinking, and both agreed with him. Qin Xiao said: "According to Liu Yuxin's financial experience, Zhang Zhengguo is giving everything he has this time, making the last fight, if he wins 23% of our shares, it will be the same as Luochuan's, although it is not as much as me and Xiaoman, but at least the four of us are on an equal footing." If he plays tricks later, eats more, or allows his field to obtain a patent for the production of Qiling Huasan, he wonders that his big machine will suddenly throw off our Daixi Pharmaceutical, and then we will be a complete failure. ”

Luo Chuan said: "Don't talk about these shapes and analyzes, let's talk about what to do." ”

Qin Xiao couldn't help laughing, and when Luo Chuan and Xiao Man saw Qin Xiao laughing, they felt a lot more at ease. Qin Xiao said: "Xiaoman, do you remember what I said? I just put the whole game in front of Zhang Zhengguo, and he will drill here by himself, and this time it will be the same. Why don't I persuade Luo Chuan not to expand the production of Qiling Huasan, but to invest all the profits of this quarter. is to reassure Zhang Zhengguo, I will put us to death first. He Zhang Zhengguo will leak the fox tail to me, and we will put it to death and live again. ”

Su Xiaoman said: "What kind of afterlife method do you say, is it Liu Yuxin?" ”

Qin Xiao smiled: "Yes." Didn't I tell you? That's her. ”

Qin Xiao saw that the two of them didn't speak, just waiting for him to continue, so he smiled and said, "I believe that Liu Yuxin can help us deal with this matter." Qin Xiao suddenly said heavily:

"Actually, when you saw my solemn expression just now, you didn't know the bottom of your heart. In fact, I didn't think that we were cornered, but suddenly I felt a little desolate in my heart, that is, I suddenly felt that if I continued to do this, I would hurt Zhang Haojian, but he didn't know anything, thinking that his father Zhang Zhengguo was a sure winner this time. In fact, at that time, if Zhang Haojian could still have a trace of sympathy for me in the affection of our cousins, I would have let them go, it seems that this is also fate, but I can't practice. It's not as powerful as Shaoqing's father. ”

Xiao Man couldn't help but let out an "oh" and said, "I see." ”

Qin Xiao continued: "Luo Chuan, do you want to know my plan? Pour me a glass of water, and I'll sue you! ”

Luo Chuan also smiled and said, "How is this the same virtue as when I first met you when I pulled you back to the army, and I also poured water for you at that time." ”

However, Luo Chuan still poured a glass of water for Qin Xiao, handed it over, and then poured a cup for Xiao Man, Qin Xiao said at this time:

"This time, I gave Zhang Zhengguo the battle in vain, and the reason why he got in again. It's that he thinks that you and Xiao Man and I didn't talk about the mortgage, and that's why I told you that you could only get 8 million. ”

Luo Chuan couldn't help but be a little disappointed when he saw Qin Xiao say this little thing lightly. "Is that all?" he asked. ”

Qin Xiao said in surprise: "What else? Of course, that's all there is to it, it's like Luo Chuan I grabbed a chess piece and asked you to guess whether it was a black piece or a white piece......"

Luo Chuan said: "Then I guessed that it may only be 50%!" ”

Qin Xiao smiled and said, "If I sue you and I am holding a white child in my hand, what will you guess?" Whatever you guess, there's only one answer. ”

Luo Chuan said: "Why. I don't think it makes a difference, huh? ”

Xiao Man smiled and said, "It's still the same, Qin Xiao has sued you, can it be the same?" Luo Chuan looked puzzled, and Su Xiaoman continued:

"Qin Xiao said this because he fully considered your character, he knew the color of the chess pieces in his hand, and then according to your character, he gave you a distractor, which will affect your choice, right."

Qin Xiao said: "Xiaoman, you still know me, this kind of psychological game is actually very interesting. From what I know about Zhang Zhengguo, he is not thinking about me now, but fearing me, so his judgment of me will be based on the fact that I am more prescient than him. He had suffered a loss, so he thought I would think about everything, so I gave him a lot of flaws, including not stopping you from expanding production. But these measures, I only added one distraction, or one variable, that is, I disagreed with Xiaoman and your approach, and had a disagreement with you, so what he considered was that my previous deliberate flawed methods were all parted ways with you this time, so it turned out that my deliberate method of buying flaws has become your stupid and self-righteous approach, I still put everything in front of him, Zhang Zhengguo still can't see through, In fact, the root cause of Zhang Zhengguo's error in making this judgment is that I instructed you to say eight million! ”

Luo Chuan couldn't help but suddenly realize, his heart was overjoyed, he didn't know how to say it was good, and he couldn't help but talk about the tongue twisters he often said when he was in the army:

"Eight hundred pacesetters ran to the north slope, the artillery ran side by side to the north, the artillerymen were afraid of touching the pacesetters, and the pacesetters were afraid of being artillery!"

Xiao Man and Qin Xiao also pointed to Luo Chuan's virtue and laughed.

In the evening, Qin Xiao, Luo Chuan and Su Xiaoman shouted out together, and Qin Xiao said to Liu Yuxin idly:

"Liu Yuxin, you can sue Sù Luochuan for your solution, I remember that you had a solution at the time, but you didn't say it."

Liu Yuxin said a little crampedly: "How do you know? At that time, I had a way to let Luo Chuan raise money in a short time, but I was forced to do this business, and I was afraid that you would think that I was robbing while the fire was burning, so I didn't say it. ”

Luo Chuan saw that Liu Yuxin was really as Qin Xiao said. There is a way to help him solve the financial problem, and he said very excitedly: "Liu Yuxin, you can say anything, I will listen to you." ”

Liu Yuxin listened to Luo Chuan's words of encouragement. So he said:

"Luo Chuan, if you say that, then I have something to say. In fact, I have a method for a long time, but I have never told you, and of course there are very few people in China who do this. Domestic banks have never dared to cross this threshold, and in layman's terms, that is, banks directly participate in investment, rather than indirectly being investors' money bags. ”

Qin Xiao suddenly said: "Liu Yuxin, do you want to learn many practices of European banks, such as the legal policy and style of Deutsche Bank?" ”

Liu Yuxin is an unhurried person, and when she saw Qin Xiao say this, she replied to Qin Xiao instead: "Qin Xiao, I found out that you know again, you just liked to be so showy when you went to school. I didn't expect that I had been in the financial industry for so long at this time, and from the salesman to the supervisor, it was a little experience, but I didn't expect it to be seen to you at a glance. ”

Qin Xiao couldn't help laughing proudly and said: "Liu Yuxin, to be honest, finance, banking, or something, in my opinion, except for a few more professional terms and English abbreviations that can bluff the people, there is only one other reason." In fact, the truth of the world is just that, but some people don't understand it when they see it or don't understand it if it's not their understanding habits, and my usual curiosity always drives me to find out, and I found out later. But Erl. I would dare to do this, that is, I would dare to do this because I took a fancy to this! ”

Luo Chuan was anxious and said, "Okay, Qin Xiao, don't brag here." Listen to Liu Yuxin's words! ”

Qin Xiao didn't talk much, Liu Yuxin continued: "Actually, it's very simple, our current domestic banking business is established by imitating the modern banking system in the West, of course, there are also our own characteristics in China, but there are still some things that have not been learned, such as bank credit business, that is, banks lend money to investors and let them start businesses, and banks charge interest according to the loan contract, in fact, this is only a very primitive stage." My idea is that banks can actually directly participate in investment, that is, banks can evaluate the development prospects of a certain enterprise and support the enterprise with commercial appeals, rather than simply providing credit, but to invest in all aspects and become shareholders of the enterprise. In this case, the bank itself becomes a direct investor, and the other executives of the company no longer try to be depositors or borrowers of the bank, but become partners of the bank. ”

Luo Chuan said: "But I have three unfinished projects, the bank has assessed it, so far, even if it can be completed, there may not be a big profit, and they will not invest!" ”

Liu Yuxin said with a smile: "But your Daisy Pharmaceutical has potential, and there are many people who want to participate in the shares, isn't this the attraction of the market?" If I can talk to my leaders and let them talk to you, and they participate in the shares in the form of capital injection, then you will have liquidity, won't you have liquidity? And this fund is interest-free, it is a bet made by the bank itself, and winning or losing depends on how much profit your pharmaceutical company makes, in essence, the risk of failure is borne by the bank itself. ”

Luo Chuan said: "This method is good, but then the bank will become my shareholder, and many decisions will be hindered at that time." ”

Qin Xiao said to Liu Yuxin at this time: "Liu Yuxin, I understand your thinking, can you be flexible?" ”

Liu Yuxin said: "How to be flexible? ”

Qin Xiao said: "It's very simple, that is, we have a crisis this time because of a deficit of millions of funds, this money should be considered a small amount, but can we make a small attempt, that is, your real estate bank will give me these funds, of course, including the funds withdrawn by Cao Jingren, a total of about 10 million, then Luochuan gave your bank ten percent of the profit of Daixi Pharmaceutical for three years, of course, this profit is only the profit of all products in one year, Naturally, it includes the input that Luo Chuan uses to expand production or maintenance costs. ”

Liu Yuxin said: "This ...... I'll have to think about it. ”

Qin Xiao said: "Liu Yuxin, I know this is your job, since you can give such an idea, I won't hide it, your bank is relatively good for the city, take out the money to buy out the profits of Daixi Pharmaceutical for three years and ten percent, if you roughly calculate, the difference is no more than 20 million, which does not include the expansion of profits year by year." I believe that your 10 million will not suffer. ”

Liu Yuxin said: "Frankly speaking, this condition is actually very rich, many people will not buy such a reliable and high percentage of income even if they buy funds, I try to talk to my superiors to see what the result is?" But I just want to ask, why can't you let the banks participate in the shares, but only give the banks the profits of the equity capital? ”

Qin Xiao also said frankly: "This is actually very simple, the bank's participation in the stock has the right to speak, will affect the decision-making, and the bank's financial resources are completely possible to obtain patent rights, which may cause unnecessary trouble to us at that time." So my advice is that it is a good way for banks to participate in market investment, but as long as they can do good market research, and banks can also sit back and relax, as long as in these three years, even if there are major changes in the company, the capital sold can also allow you to recover the investment at the beginning of the period, and you will not lose money at all, in the final analysis, Daixi Pharmaceutical's prospects are good, and there is a lack of money at present. We have made this concession is already very big, if the bank is concerned about the share capital, then it will be meaningless for me to deal with Zhang Zhengguo this time, we can't drive away the former wolf, and come back to the tiger. ”

Liu Yuxin thought for a moment and said: "That's right, after all, your 10 million is a small amount, if this small amount is indeed not the time to talk about moving share capital, and your company's efficiency prospects are very good, there is no need to sell share capital." Okay, Qin Xiao, I'll go back and reflect your opinion with the above, and I'll give you back if there's any news. ”

Qin Xiao said, "How long will it take?" ”

Liu Yuxin said: "Are you in a hurry? ”

When Luo Chuan spoke, Qin Xiao immediately grabbed it and said, "Of course I'm not in a hurry, I'm just asking." ”

Liu Yuxin replied with a smile: "It will take about a few days, after all, the bank will also conduct a project evaluation and a comprehensive discussion before reaching a conclusion." ”

Qin Xiao said, "Okay, I'll wait for your news." (To be continued.) )