Chapter 32 Meet Mr. Hu

At this time, Liu Yuxin said meaningfully: "Qin Xiao, what are you hiding from me." ”

Qin Xiao saw that Liu Yuxin saw through it, so he also said: "It's not a secret, we are in a hurry to use the money, but we can still hold on for a while." ”

Luo Chuan hurriedly said: "Qin Xiao, don't slap your swollen face and become fat, Liu Yuxin is not an outsider, so why not tell her, Zhang Zhengguo only gave us three days, how can you say that there is time?" ”

Su Xiaoman felt that it was a little inappropriate for Luo Chuan to say this, although Liu Yuxin was a good friend, but after all, she was also an employee of a bank, and the interests considered would definitely be different.

But Qin Xiao said: "Yes, it's for us three days, but grandma's Zhang Zhengguo is not God, he says three days is three days, I can't bargain!" Besides, did the time come from his family? ”

Xiao Man immediately played a round and said, "Qin Xiao, just say what you mean." ”

Qin Xiao said: "It's very simple, Zhang Zhenguo didn't catch you with your mere eight million, these eight million are just the last bit of extreme weight on the sack of your original huge loan that is already unbearable, and if he blocks the income of your pharmaceutical factory in a short period of time, it will make you fall into a huge financial crisis." is really Zhang Zhengguo's superb technique, which can be described as a thousand pounds. But Zhang Zhengguo said that we would talk to him in three days, and I wouldn't give him the results on the same day? We rejected his suggestion, this three days was set by him, my original setting did not have these three days at all, he loved three days not three days, three days came or that sentence! That's what it means. ”

Qin Xiao saw that Luo Chuan was still puzzled, so he said:

"In fact, the key is not what he said in the past three days, but how long we can hold on, if your four million funds are spent, and with a large number of loans that have been there before, when the time comes, it will be completely useless, and the shutdown at this time will also cause a lot of commotion, so. How can we continue to persevere, isn't that what it means? But, I say that we can hold out for a long time, and that is that we can make some adjustments. Now you have three projects, you can stop two, just say that the market building materials are out of stock, in order to make full use of the resources, you can give the fastest progress of the construction first. Others can be suspended for a period of time on the grounds of safety checks, and the construction can be resumed after the security check. Aren't all these reasons possible? ”

Luo Chuan understood what Qin Xiao meant at this time, and said: "You mean to say, let's talk about a project first, if we can complete 60% of the real estate, we can open the market immediately?" ”

Qin Xiao smiled: "Yes, aren't you very smart?" ”

Luo Chuan continued: "Once the market is opened, we will be able to feed back the funds from the sale of the real estate with a glimpse of living water." Carry out the project. ”

Xiao Man said: "This move is wonderful. ”

Qin Xiao said: "In fact, there is a trick, that is, our loan is in Xinglong Bank, then we can release the news, if the owner can go through the delivery procedures or mortgage in Xinglong Bank when buying, we can reduce the amount by one percent, this discount is very generous, if a house is 500,000 yuan, you can discount 5,000 yuan, we can directly suck this part in, and it will not take long to fill our loan in the bank." Wouldn't it be simpler and more straightforward? ”

Luo Chuan smiled: "Yes, this is a good idea. ”

Qin Xiao said: "And we can also use it to directly invest in the other two projects, or the money paid in other banks can also be repaid through the inter-bank business, as for this." You can consult our Ms. Liu Yuxin directly. At this time, he stretched out his hand and pointed at Liu Yuxin.

Liu Yuxin understood at this time, and said: "I know, in fact, Qin Xiao, you actually have no problem filling in the hole of this loan, if this is the case, you can also directly absorb Cao Jingren's funds of about six million, as well as his liquidated damages." Why not? ”

Qin Xiao said: "I did this, but these projects really can't be delayed any longer, so they still need six million funds." To tell the truth, Zhang Zhengguo has already built a dam on our interest chain at this time, in fact, the purpose is very simple, he does not want to directly cut off our source of funds, then he himself will lose money, his purpose is to temporarily let the profits be stored upstream for a period of time, especially when we need this part of the profits back. So the six million has become the key, if there is no money at this time, even if the profits of Daixi Pharmaceutical will come back sooner or later, it will be too late. ”

Liu Yuxin saw that Qin Xiao didn't care about his own savings, and gave everything out, so he was very

Liu Yuxin saw that Qin Xiao was so honest, and she was relieved, and she didn't have to worry about the misunderstanding between Luo Chuan and Qin Xiao, thinking that she was selfish. So Liu Yuxin said:

"Qin Xiao, it's better to be like this, you and Luo Chuan will go to see our manager together, I don't know if you dare to go."

Qin Xiao smiled and said to Liu Yuxin, "Do you dare?" It's as if I'll follow you to see Manager Hu, and Manager Hu will be jealous......"

Su Xiaoman saw that Qin Xiao was not in shape, so he glared at him, and Qin Xiao immediately said seriously:

"Do you want to go now? Aren't we ready to do it. ”

Luo Chuan said anxiously: "What is there to prepare, go now, you can wear one of my suits, the two of us are about the same size." ”

Qin Xiao was helpless, he knew that Luo Chuan was very anxious, so he only went to Luo Chuan's dressing room, picked out a Luo Chuan suit to change into, and drove off. In the car, Qin Xiao asked:

"Yuxin, what's your manager's name? What kind of person is he? I need to know each other and my friends in order to win all battles. ”

Liu Yuxin replied: "Do you mean Manager Hu?" He's an old man. In a word, his grasp of the market is still relatively accurate, so you don't have to give him a false idea, my advice is to go straight in. I'm sure he's going to push you to the brink of end with this project. But there is no need to be afraid, because in my opinion, this cooperation project of yours is still very tempting for him. ”

Qin Xiao knew that this was another war of words, and although there was no fear in his heart, he also realized the difficulty of negotiation. However, although people who must compare baht often do not suffer losses, once they suffer, it is a big loss.

The car arrived at the real estate bank in a short time. It is a very new office building with luxurious and decent exterior decorations. The whole building has 12 floors, and in the center of the courtyard is a 10-meter square fountain. This should be the headquarters of the Real Estate Bank in Liangzou County. On the first floor, facing the street, there is a business hall that handles ordinary business, of course. But for Qin Xiao's business, Liu Yuxin directly commanded them and drove into the bank's compound. After getting out of the car, several people were guided by Liu Yuxin. Came directly to the door of Manager Hu's office. Liu Yuxin asked Qin Xiao, Luo Chuan, and Su Xiaoman to sit in the living room and wait for a while, and then go to Manager Hu to report first. With that, Liu Yuxin got up and left.

Luo Chuan sat in the living room. was unstable, so he said to Qin Xiao: "Qin Xiao, let me ask you, do you think we can negotiate with Manager Hu this time?" ”

Qin Xiao replied: "If it doesn't work, it will be successful, if he knows our situation, he will definitely use harsh conditions to press us to the maximum, but this does not mean that we have no chance at all." For someone like Manager Hu who is shrewd and able to bargain. The Achilles' heel is that our project is very tempting, so we should make him zuò such a bait. ”

After about half an hour, Liu Yuxin walked out of Manager Hu's office, came to the living room, and said to Qin Xiao, as well as Luo Chuan and Su Xiaoman: "Let's go, I'll take you to pick up Manager Hu, this time I have tried my best to discuss your project with him." Manager Hu is also very interested in your cooperation intentions, so the rest is up to you. ”

Qin Xiao immediately said: "I don't think the three of us need to go, I'll go by myself, Luo Chuan." What do you think? ”

Luo Chuan looked at Qin Xiao and then at Su Xiaoman, but he didn't speak. Su Xiaoman said:

"I think it's appropriate to go alone, because we don't have a unified mind now, and it's easy to be caught by the manager surnamed Hu and broken by each one. So. I think Qin Xiao, it's better for you to go! ”

Luo Chuan felt that what Xiao Man said made sense, so he also agreed that Qin Xiao would go alone. Qin Xiao came to Manager Hu's office alone and knocked on the door. The deputy manager saw Qin Xiao and said:

"Please take a seat, if I'm not mistaken, you should be Qin Xiao, Boss Qin!"

Qin Xiao found a chair and sat down, and said with a smile: "I don't dare to be the boss, our boss is Luo Chuan, but it's also my honor to be recognized by a big man like you at a glance." I'm here to talk to you about this business for him this time. ”

Manager Hu said suspiciously: "But why didn't Boss Luo come in person!" ”

Qin Xiao said: "Oh, Manager Hu, please don't misunderstand, Mr. Luo has naturally come in person, and is in the living room at this time, waiting for the result of our negotiation." He was afraid that there would be too many people and trouble, so he only sent me alone to talk to you about it. ”

Qin Xiao knew that when Manager Hu said this, he thought that Luo Chuan didn't take him in his eyes and was rude, but Qin Xiao immediately explained it like this, and the release dispelled Manager Hu's concerns. Manager Hu smiled and said:

"In that case, let's get started. With all due respect, I have heard a little about the lawsuit between your Daixi Pharmaceutical and Zhang's Group before. To be honest, I have dealt with Zhang Zhengguo a few times, and he is indeed not an easy person to deal with, but Boss Qin, you were able to win the lawsuit in the end, which really surprised me. Now, Boss Qin, your name is in the industry, but everyone knows it, no one knows it! ”

Qin Xiao saw Manager Hu complimenting him like this, and said modestly: "Where, where, this is just a fluke I won." Qin Xiao also realized that this Manager Hu was indeed not an ordinary person, and at this time, he was still able to talk and laugh with Qin Xiao, and kept his mouth shut about cooperation, and used these innocuous words to suppress Qin Xiao's momentum. Qin Xiao thought of this, and said to Manager Hu:

"Manager Hu, I think this cooperation is a trivial matter. Since it's a trivial matter, let's make small talk! Manager Hu also wondered why Qin Xiao said this, so he smiled and said:

"Then let's talk about your case with Zhang Zhengguo first!"

Qin Xiao said with a smile: "That's just that I got the key evidence by luck, but this time Zhang Zhengguo's counterattack was something I didn't expect." ”

Manager Hu said: "How do you say this? ”

So Qin Xiao did not hesitate to tell the specific situation of Luo Chuan's father's several unfinished projects, and also told Zhang Zhengguo how to seize this opportunity to instruct Cao Jingren, the boss of Shitai Construction Company, to counterattack.

After listening to this, Manager Hu said: "Boss Qin is worthy of being an open-minded person, and it is really admirable to be able to tell me as an outsider these situations without reservation."

Qin Xiao smiled and said to Manager Hu: "You are about to be my partner, and I don't need to hide anything from you?" ”

Manager Hu listened to Qin Xiao's words, and couldn't help but think in his heart. He didn't expect that Qin Xiao would be able to tell him these situations so calmly, and according to his investigation, these situations were all true, and even the specific amount of funds was not wrong. He even had some doubts, Qin Xiao, did he do this on purpose? At this time, Qin Xiao said directly:

"Manager Hu, I came to talk to you about cooperation this time, I also hope to tell you in the most detailed way, in order to be able to make an accurate grasp of the prospects of this cooperation, after all, there are very few domestic banks to do such business, after all, the bank is directly involved in investment, the test is not the strength of the bank, but the bank's supervisors, especially senior leaders, as investors' vision. Qin Xiao's words couldn't help but protect the manager's appetite all of a sudden, this sentence was actually killing Manager Hu, so that he praised it for having a unique vision. It really excites him, does he have such courage. Manager Hu didn't know the intention of saying this, so he also said:

"Well, in that case, you can talk about your conditions!"

Qin Xiao said with a smile: "Manager Hu, if at present, with our own ability, I have a gap of about 10 million funds now. Therefore, we need to turn to you to temporarily fill the gap of my 10 million funds in this cooperation. Of course, the condition that can be given is that your bank has held a dividend of 10% of the shares in Daixi Pharmaceutical Company for three years. ”

Manager Hu said disdainfully: "Three years, ten percent, do you think I can accept this condition?" ”

Qin Xiao replied with a smile: "Manager Hu, I, Qin Xiao, am a person who says the same, I say this number, that is this number, I will not change it." I directly quoted the reserve price, just for sincerity and cooperation, can be the best, if not, will not because, some details of the problem, the quarrel is red-faced, and there is less of a chance to be friends. (To be continued.) )