Chapter 314 City Bank
In a lounge next to the banquet hall on the dǐng floor of the hotel, there are three of the top ten richest people in Xiangjiang, namely Li Jiacheng of the Yangtze River Group, Li Hengji of Henderson Land, and Fok Yingdong of the Huo Group.
Xu Hongwen was introduced by Song Guohao in front of the heads of the big families, although he was not keen on socializing, but he was not as excited to meet these characters that could only be seen on TV and newspapers today, perhaps because Xu Hongwen's net worth is now not inferior to any of the people here, and his company has no business relationship with everyone here!
Although Xu Hongwen, who is not very enthusiastic, still attaches great importance to it, it must be able to enter here means that he has been accepted by this circle, it is better to know one more friend than one more enemy, maybe everyone may cooperate that day!
Xu Hongwen, who only found a place to sit down after knowing each other for a while, adhered to the principle of listening more, watching more, talking less, Xu Hongwen, who had just entered this circle, was not very familiar with these people, slowly tasted red wine, and quietly listened to them talk about the real estate and financial industry in Xiangjiang.
After hearing it for a while, Xu Hongwen heard Song Guohao say: "Brother Xu, I heard that you bought a building in Shenzhen, do you also plan to enter the real estate industry!" ”
Seeing that the master led the topic to him, Xu Hongwen put down the wine glass and said with a smile: "Compared with all the bosses present, I am just a little trouble!" ”
Lee Shau Kee of Henderson Land quipped: "Mr. Xu, you have picked up a big bargain from the Yuanhang Group, and I heard that you only spent more than 200 million yuan to take the building they built in Shenzhen!" ”
Xu Hongwen said politely: "Haha, Mr. Li, don't say that, it's because you don't like it that I picked up a small bargain!" ”
Li Jiacheng of the Yangtze River Group said with a smile: "Mr. Xu, you are still selling cheaply, I heard that the building built by the Yuanhang Group invested almost 500 million, and Mr. Xu doubled his earnings without doing anything as soon as he took over!" ”
Although everyone said so in their hearts, they still have a wait-and-see mentality towards investing in real estate in the mainland, after all, real estate is not as good as other consumer goods, and requires consumption with strong purchasing power os_. ↗ To support the market, the current mainland is still in the early stage of reform, and most of the people in the mainland still live in self-built houses, and most of the people who have the ability are government houses, such a market is not what those who do real estate business are willing to enter!
Xu Hongwen also understands that the other party is just using this to shorten the distance between each other, if any of these people have the heart to invest in the mainland, the mainland government will warmly welcome it, maybe some officials will give a large piece of good land when their heads are hot, although Xu Hongwen knows the development trend of the country, but he is not willing to share it with these people!
This is not that Xu Hongwen is stingy, most of the people here started with real estate, if they are really moved by Xu Hongwen's words, although these rich people will not build houses in the mainland now, they will also take advantage of the mainland's investment promotion fever to the mainland at a low price, this diǎn is what Xu Hongwen does not want to see, that kind of money he earns some by himself It feels nothing, but Xu Hongwen doesn't want these people to take advantage of such a cheapness!
In the following chat, Xu Hongwen still said little, but compared to the silence when he first came in, he still occasionally said his opinion!
Fok Yingdong of Huo's Group talked about Xiangjiang's finance, saying: "Now Xiangjiang's banking industry is very sluggish, and City Bank, as the third largest bank in Xiangjiang, is also limited to difficulties. The day before yesterday, the proprietors of City Bank and Fengxiang came to me and asked me if I would like to take over the acquisition of City Bank!
Chairman Song, don't you have a bank under the Song Group, you can consider City Bank! ”
Song Guohao himself is a bank, he is very aware of the run on the city bank, from the previous wind and grass he found that there are people behind this matter specially aimed at the bank opened by the Chinese, but he has no definite evidence about this matter and it is not good to speculate!
Now Song Guohao is brewing the restructuring of his banks, and now the entire financial environment in Xiangjiang is not very good, but his banks do more business with the mainland government, compared with other Chinese banks are better, but under the entire environment, the banking industry is not very good, and how can Song Guohao, who wants to shrink business, have ideas about city banks, isn't that a burden on himself!
"Huo Sheng, you really think highly of me, the scale of the banks under the Song Group is less than half of the city banks, and we don't dare to make a snake swallowing elephant acquisition at the moment when the banking industry is in a recession!"
Xu Hongwen sat there and heard a lot of insiders, when these super-rich people talked about Xiangjiang Bank, he let him know the current predicament of the city bank, or the current predicament of the overall banking industry in Xiangjiang, in recent years, the housing prices in Xiangjiang have not stabilized, all kinds of properties have either fallen or fallen, and the decline in the value of property has caused many people who have taken out loans to buy properties!
Many banks seem to have spent less money to earn a lot of property, but these properties in the real estate recession in the past two years with the capital can not be sold, which also caused many banks in Xiangjiang liquidity tight, a slight unfavorable rumor if caused by a run on the risk of untimely payment, after all, a bank can not take the money deposited by customers in the safe, in addition to a small amount of reserves, most of the money will be lent out to make money!
If the bank does not pay in time, the bank's reputation is ruined, if a bank loses its reputation, is anyone willing to deposit money into it, and no one wants to deposit money here, does this bank still have the meaning of depositing zài!
After the run on the city bank, he asked Mr. Huo to buy the bank, Xu Hongwen is almost certain that the city bank had a hard time dealing with the run, otherwise the owner, as the owner of the bank, would have thought of selling the bank!
However, this matter also made Xu Hongwen have a little heartbeat, in his own planning of the business map of the bank is still blank, in his heart is to want to run a bank in the mainland, but with the mainland's policy for a while and a half, it will be impossible to loosen the restrictions and let private banks, even if the mainland can not do a detour to Xiangjiang is also a good choice, thinking of this Xu Hongwen smiled and said: "Huo Sheng, if you have the opportunity, please introduce me to the proprietor of the city bank!" ”
Xu Hongwen's words are like big stones thrown on the surface of a calm lake, the ageless and treacherous figure who is sitting, the meaning of Xu Hongwen's words just now has clearly expressed his interest in the city bank, as a new Xu Hongwen in this circle, it is enough to make them curious, but he actually wanted to enter when he knew that the banking industry in Xiangjiang was in a recession, and everyone couldn't help but think that this young man's brain was fine! (To be continued.) )