On the afternoon of October 5th, Xu Hongwen took Liu Zeming to a Hong Kong teahouse near Central, the decoration style of the teahouse is almost not related to luxury, look at the exterior wall to know that this teahouse has been open for a long time, and the thirty or forty tables in the teahouse are almost full!

Xu Hongwen, who walked into the teahouse, immediately attracted the attention of many people, a young man followed by a few big men in black clothes and black pants, either the rich second generation who pretended to be forced or the black second generation who was stabbed, but Xu Hongwen didn't care about other people's eyes, and Xu Hongwen, who walked straight into the teahouse, was stopped by a man in a suit!

"May I ask if you are Mr. Xu!"

"Well, you are!"

"Mr. Xu, hello, Mr. Huo and Mr. He are waiting for you in the box on the second floor!"

Led into the box on the second floor by a man in a suit, Xu Hongwen, who entered the box, saw Huo Yingdong and Fengxiang talking and laughing, Xu Hongwen, who had just come over, hurriedly apologized: "I'm sorry, let Mr. Huo and Mr. He wait for a long time!" ”

Huo Yingdong waved his hand and said with a smile: "It's okay, the two of us are close to here, we're a little embarrassed to let you run over, sit down!" ”

Seeing Mr. Huo's politeness, Xu Hongwen smiled and said, "Don't kill me!" ”

After getting to know He Fengxiang, Xu Hongwen pointed to Liu Zeming and introduced: "Let me introduce you to the two of you, this is the person in charge of our Hongwen Investment Group who is temporarily in charge of the bank, Mr. Liu Zeming!" ”

After sitting down and making noise for a while, Xu Hongwen said with a smile: "This time, I specially troubled Mr. Huo to help me be the middleman, it is indeed that I am interested in Mr. He's city bank, I don't know if Mr. He can help me understand the current situation of the city bank!" ”

This time and Fengxiang is really contradictory, because in mid-September, a newspaper report put the city bank in a life-and-death predicament, and the run happened to happen when the bank had just lent out a large amount of money, although He Fengxiang knew that there must be someone making trouble, but he didn't know who was secretly attacking him, but fortunately, when the run occurred, He Fengxiang cheekily borrowed a diǎn 500 million to survive the difficulties!

Although it has passed a pass, He Fengxiang knows very well that if there is another run on the city bank, this bank will really be finished, thinking of these He Fengxiang can't help but secretly hate himself for putting too many loans in the real estate sector in the past few years, and a few years ago∴ dǐng∴diǎn∴ Xiao ∴ said, .2▽3.os_ ♀(); Many people who have experienced the ups and downs of real estate have invested in real estate, and Chengshi Bank has also made a lot of money by taking advantage of that spring breeze!

However, when the shape of real estate deteriorated, the city bank also suffered a huge impact, and a large number of loans became bad debts, although most of the bad debts were guaranteed by the house, and it stands to reason that the Chengshi Bank that received the house also made money, but the recession of real estate caused the houses in the hands of the city bank to become a hot potato, and the value of those houses is still depreciating!

Although all the banks in Xiangjiang have such a situation, but compared with the situation of Chengshi Bank, the situation is stricter, many banks generally do not exceed 30% in real estate loans, no matter how much they do not exceed 40%, but in the past few years, the city banks' loans on real estate have reached an astonishing more than 60%, which can be regarded as He Fengxiang swallowed the bitter wine of self-brewing!

After hearing the other party's words, He Fengxiang couldn't help but smile bitterly and said bluntly: "Mr. Xu, now the city bank is indeed at the most dangerous time, a large amount of funds are pressed on the property, with the depreciation of the property in the past two years, these assets are also shrinking, and the bank's internal reserve has exceeded the warning line, but the specific number needs to be read by the statement!" ”

Xu Hongwenxin, who heard this, said that these situations were similar to what he had heard, although he didn't know much about the operation of the bank, but Xu Hongwen still knew that the accounts of a bank were very large, and many loans and detailed assets were indeed unclear in one or two sentences!

As an outsider, Xu Hongwen didn't know what to ask, so he gave Liu Zeming, who was sitting next to him, a look!

In the past two days, Liu Zeming can be regarded as an eye-opener, when he first entered Hongwen Investment with Xu Hongwen, he heard that Tianhong Electronics is a subsidiary of Hongwen Investment, he was really shocked, Liu Zeming was very fond of Tianhong Electronics' products in the United States, so he also recommended many friends around him to buy, but he didn't expect that the world-famous Tianhong Electronics was a subsidiary of Hongwen Investment!

With Liu ****'s in-depth understanding, the more he really knows, the more surprised he is, Hongwen Investment has a Tianhong Electronics business group in Haizhou, and now it is investing in the construction of a new mobile phone base in Shenzhen, and Hongwen Investment's investment plan in Shenzhen is not only a mobile phone base, but also real estate, supermarkets, electrical city and other planning, seeing such an investment plan one after another Liu **** almost does not have to calculate, know that these investments are a huge investment!

But before Liu **** digested these, he heard Xu Hongwen say that he wanted to buy a bank, which made Liu **** have to wonder if his junior brother was printing money, fortunately, investment is Liu ****'s specialty, knowing that Xu Hongwen was going to hand over this project to him to be responsible, Liu **** also had a feeling of being trusted, after all, they have been separated for several years, and their understanding of each other is still stuck in the student years, and they have not officially received such an important task in Hongwen Investment. Compared with the exclusion and elbow control received by Morgan, Liu ****'s heart was only silently moved!

Before coming again, Xu Hongwen said that he hoped that Liu **** would serve as the executive vice president of Hongwen Investment, but as a new person, he still needs a big project to prove his ability, otherwise there will always be people who say that he Liu **** is the vice president by his relationship, and it is not too late for Liu **** to wait for the completion of the acquisition of the city bank before serving as the vice president!

At this time, seeing Xu Hongwen's eyes, Liu **** knew that it was time for him to appear, and after putting down the teacup in his hand, he said: "Mr. He, what you just said about your bank has a large number of properties in your hands, I want to ask, how much is the total value of your bank's properties now!"

In addition, your bank's reserves have crossed the warning line, and I want to know what is the total amount of deposits in your bank, how much money is loaned out, and how much is the balance of reserves! ”

These problems are not difficult and Fengxiang, but these numbers are not very good, just now he deliberately did not say it is not to deliberately want to hide something, after all, if the other party really wants to buy, these numbers will be clear as soon as they turn over the account, so they don't say that it is because they scared the other party away from the first meeting, and at that point, the city bank may really be hopeless!

Now seeing that the person brought by Mr. Xu asked so professionally, the series of questions just now was almost digging the old foundation of the city bank, even so he and Feng Xiang had to answer, after all, the evasion just now does not mean that it cannot be said now, at that moment, the other party asked him not to answer, it will only leave a dishonest impression on the other party!

He Fengxiang, who said that he would die, sat up straight and said seriously: "Now the total property value of Chengshi Bank has reached 2.8 billion Hong Kong dollars..." )