The acquisition of a bank is not a sentence or two can be determined, because the change of ownership of a bank will not only involve a large number of depositors, but also many customer loans also need professionals to assess the risk, as well as the bank's accounts and other assets need time to be checked, if it is really determined to acquire a city bank, it is impossible to complete these tasks without two or three months!

In the box just now, Liu Zeming just learned about the general situation of the city bank, and learned a few things from the boss of the city bank and Mr. Feng Xiang, he felt that the situation of the city bank was not optimistic, but if the bank was good, it would not be sold!

In Liu Zeming's view, a large number of real estate in the hands of the city bank is the bank's bad debts, although he has only been in Xiangjiang for half a month, but the acumen of the profession has made Liu **** have a certain understanding of the real estate market in Xiangjiang, these houses will occupy a lot of cash flow if they can't be sold for a while and a half, for a bank to make money means is legal lending and financial management, as long as you know how to control the risk, it is a safe and profitable transaction, those properties are now not only just occupying funds, but also constantly depreciating, If house prices keep falling, these properties are really negative equity!

This is only one of them, the problem of unreasonable loan ratio and reserve arrangement of city banks seems to be particularly prominent, and according to Liu Zeming's view, there should be a lot of bad debts in city banks, these series of problems are very tricky for a bank in operation, if the acquisition of the bank will need a large amount of funds to fill in the hole, which in Liu Zeming's view the acquisition of the city bank will be a very cost-effective investment!

After the car drove out for a while, Liu Zeming said to Xu Hongwen next to him: "Awen, do you really plan to buy the city bank, according to the current situation, the city bank is ten times worse than I imagined, a bank like this is opened in the United States, if it does not fail and liquidate, it will be a miracle!" ”

Looking at the scenery on the street constantly moving backwards, as one of the most prosperous areas of Xiangjiang, Central is lined with high-rise buildings, but everyone knows that the undercurrent behind the prosperity of this faction, as the return of Xiangjiang is approaching, the last Hong Kong Governor sent by the British has accelerated the covert destruction of Xiangjiang's economy, and the withdrawal of a large number of British-funded enterprises has also left a large number of market gaps for Chinese enterprises, it can be said that now is the worst and best era of Xiangjiang!

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In Xu Hongwen's memory, he knows that now is the lowest period of the real estate industry in Xiangjiang, although he is not so keen on real estate, but now the bulk of real estate in the hands of the city bank is indeed a high-return investment, and winning it now is equivalent to buying the bottom at a low price!

As for some of the problems of the city bank, in Xu Hongwen's view, it is not a big problem, after all, if the city bank is well managed, it will not be able to deal with him to acquire, and the number seen now is not optimistic, in fact, the problem of the city bank is that the real estate occupies too much money, but the problem of funds is not a problem for Xu Hongwen here, whether it is capital injection or the establishment of the account of Hongwen investment, the help to the city bank is very huge!

That is to say, the most lacking thing in the city bank is cash flow, as long as there is money, the problem that is still a problem will be solved by then, so Xu Hongwen does not have Liu Zeming's kind of worry, after hearing the other party's words, Xu Hongwen said with a smile: "Brother Ming, to be honest, I am very optimistic about the Xiangjiang property market, but there are many reasons for the continuous decline of the property market!"

I am not disgusted with the bulk of the property in the hands of the city bank, because I think that the acquisition of the city bank is also a copy of the property market, Hongwen Investment is also lacking the territory of the bank, if we really make up for the bank, it will be more beneficial to the company's subsequent development, and there will be no bank waiting for us to acquire it at any time in Xiangjiang!

Of course, your idea is right, after all, this will be a big investment, cautious is not wrong, we can start the acquisition process first to feel the bottom of the city silver market, if the problem is not big, we will acquire, if it is not good, we will let go, so you don't have too much burden! ”

Hearing Xu Hongwen's thoughts, Liu Zeming couldn't help but be a little more curious about his new boss, Liu Zeming knew very well that Xu Hongwen was not economical, but the other party was so optimistic about the Xiangjiang property market, where did this confidence come from!

As a boss, it is impossible to take a large amount of money to invest in the water and listen to the sound, that is to say, Xu Hongwen should be optimistic about the Xiangjiang property market, but he Liu Zeming is not clear about the key to this, but Liu Zeming, who thinks like this in his heart, would never have thought that his junior brother is no longer his junior brother!

As a professional investor, Liu Zeming has already reminded that seeing that Xu Hongwen has made up his mind to acquire City Bank, Liu Zeming did not say anything more, and whether it will succeed or not depends on his follow-up inspection of the bank's assets and accounts!

"Awen, if you have made up your mind, I will do my best to form an acquisition team to set up the project, but I hope to find some people from the United States to help!"

Xu Hongwen, who heard this, can also understand that Liu Zeming can touch the ceiling at Morgan, and he must not only rely on his ability alone, I believe that there must be a group of elite soldiers under him, and Xu Hongwen is of course happy to see Liu Zeming bring his own team, with the current development speed of Hongwen investment, the recruitment of talents has not kept up with the speed of the company's development!

Of course, this will also cause factions in the company, but these are not the heavy diǎn that Xu Hongwen is considering now, Xu Hongwen, who must be the boss, still hopes that there will be some healthy competition within the company!

"Brother Ming, I'll leave this project to you, as for you to find people from there, it's up to you to make your own decisions!"

"Okay! Arwen, you will really be my boss after taking over this project now, and we can't call each other so casually in the future! ”

"You're right, but there's no need for the two of us to be so angry, in private, our brothers are still the same as before!"

On the third day after Xu Hongwen's contact with Fengxiang of the City Bank, a newspaper in Xiangjiang reported that their contact was that Hongwen Investment Group wanted to acquire the City Bank, and after Mr. Fok Yingdong's revelation at the banquet last time, everyone in the upper circles of Xiangjiang knew that the proprietor of the City Bank was interested in selling the bank, and it was not difficult for the newspaper to think that it was not difficult to get the news in the upper circles, but they did not expect that the newspaper office would make them blind cats and hit dead rats!

After this incident was exposed, there were always many reporters outside the gate of Hongwen Investment Group, and Xu Hongwen, who was not very annoying, flew back to Haizhou with Yang Qin...

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