149 Microfinance companies
Chen Dong won't come to find Link if he has nothing to do, after all, his Yuecheng County Magistrate needs to avoid suspicion. And Tang Xiongfeng came over to touch two brews of tea and drank it, the tea in his office is 500 yuan a catty, and there is only half a catty of office tea a month, which is not enough at all.
The three of them met in the farmhouse box like old friends, and Link asked Xu Gen to fry a few dishes, and the three of them chatted while drinking.
Link picked up his wine glass and walked around with Chen Dong and Tang Xiongfeng, "Eh, Brother Dong, how did you think about the two comprehensive section chiefs in the county?" Do you want me to go and invite it myself? β
Chen Dong glanced at him, "It's all your fault, the high price of 200,000 yuan makes the two of them unable to work." β
Link smiled, your people can't work, isn't it just right to come to work with me? Besides, if there is a turnover of personnel, there will be motivation to work, right?
Now that those who are officials can't eat or drink, I heard that the car will be changed, and there will be no bus in the future, who still wants to be an official?
It's better to work in a company, do a good job, with an annual salary of hundreds of thousands of dollars a year, and you don't have to be controlled by the nine regulations and the seven major attentions.
"No, they are already going through the resignation procedures, and if you are ready, you can come to work after the Spring Festival." Chen Dong was full of helplessness, and the two reserve cadres were poached casually.
It is becoming more and more difficult for the regime to retain people, and it can't fight for a good company, so there is no way. Next, there is the reform of medical and social security, civil servants have to pay social security, and when the time comes, more people will leave their jobs.
Link was happy in his heart, two employees who are familiar with national policies, specializing in various preferential policies, can earn tens of millions every year. What is an annual salary of 200,000? Tianxia Group can afford it.
"Brother Dong is here, won't it be just for this?"
Chen Dong picked up the wine glass and poured it into his mouth, "Ha! Then he let out a long sigh and blushed slightly, "Brother, brother, I have a problem, I came to you for help!" β
Tang Xiongfeng was a little embarrassed. He said: "The people who are responsible for us, the town-level income of Yuecheng County, most of them have not completed the target, and I am the only one here." Overfulfilled, up 30%. But our town is small, and a 30% increase is only a few million yuan, so there is no way to make up for the county's market. β
Link knows that this year the county is in order to support the Tianxia Group. The first investment of 100 million yuan was made for the construction of resettlement houses and demolition payments. Now that the resettlement houses are being built rapidly, they are about to be capped, and the compensation for demolition and relocation has been fully rolled out, and there is still a large amount of money to be paid, and the county-level finance can not bear it.
More importantly, at the end of the year, public employees still have their 13th month's salary to be paid. To say the least, there are more than 10 million, and the county can't take it out at all. In addition, the construction of resettlement housing needs to pay more than 10 million yuan to the Yuecheng Real Estate Company.
"How much money is missing? I've got some more, you can use them first. β
Link is full of confidence, he still has billions of cash on hand, and the county will spend money, and it is impossible to spend billions in a short period of time.
It is actually very normal for the regime to borrow money from private individuals. A certain amount of dΓΉ on. The regime is also a corporation, and it also has to make money.
Link knows very well that 100 million is lent out, at least 1 and a half cents of interest a month. In a few months, you can make at least a few million. So, he's happy to do this kind of business with the regime.
Chen Dong pondered for a while, "You don't have an exit here, so it's not good for me to take your money back to pay my salary." In this way, the microfinance company that has just been approved by the superiors. The county will be granted to the Tianxia Group. Then go through the procedure of a small loan company, which is reasonable. β
"Okay!" Link is worried about the lack of money and money, and now that there is a microfinance company, it is much more convenient.
Of course, Chen Dong said this, which has its own deep meaning. In the name of the regime, Chen Dong borrowed money from Link's microfinance company to pay civil servants' salaries. Lin Ke, on the other hand, borrowed money from Chen Dong, the county secretary and others in his personal name to raise the principal of the small loan company.
As soon as he came and went, Link could earn a few percent of interest without spending a penny.
For example, if Chen Dong borrows 5 million yuan with one cent of interest a month, and lends it to the regime for one and a half cents a month, Link will earn a net of 5% interest.
People say that the financial industry is a profiteering industry and has no business, but it is actually reasonable. If it weren't for Link's agricultural pot, which could give birth to improved animals and plants, he would really want to plunge into the financial tide and be a trendsetter.
"I will ask the people from the financial office to connect with the group, and the certificate will be issued to you tomorrow." Chen Dong was impatient.
In the past few days, he asked privately a few times, Link was not at the farm, and seeing that the New Year was approaching, it would be difficult for the county magistrate not to send out the bonus.
No, as soon as Link came back, he immediately came over to visit, trying to get things done tomorrow.
Lin Keman didn't care, "Okay, I'll call 200 million to the loan company tomorrow, Brother Dong will see how much he needs, and just open his mouth." β
"100 million." Chen Dong is unceremonious, Link has 200 million, and it is normal for our brother to borrow 100 million to get through the difficulties. Besides, after the New Year, after the tax comes up, you can pay it back, just pay some interest, "I'll calculate your interest at eight cents, so that my brother can have a good New Year." I'm also doing well for the New Year. β
Seeing Chen Dong full of joy, the financial problems during this period of time were temporarily solved. He has only been in office for less than three months, and his financial problems have burned his eyebrows.
In the new year, if there is no new project investment and no new tax sources, it will be difficult for Wang Xiaoer to celebrate the New Year. The conditions of Yuecheng cannot attract big-name merchants, and the only Nissin Food Club is still unkind and has been beaten by the Tianxia Group.
"Okay! But Brother Dong, if you have spare money over there, you can lend it to my brother, and my brother will borrow it from you at one or two points of interest. If you have money, you can make it! It's a point to be able to come. Then Link looked at the mayor, "If Mayor Tang has any money left in his family, he will lend me as much as he wants, and our small loan company does not have much principal and cannot absorb deposits, so I can only borrow in my own name." β
In the next step, Link also borrowed money from employees and villagers, put it into a small loan company, and earn the middle price difference. Small loan companies don't need to spend a penny, they only need to be used as a platform to make a lot of money.
Link also plans to talk to Tian Fang and the others, and also take some money out, they will eat interest, and we will also eat interest.
Whoever wants to take out a loan urgently, we don't calculate more, just 3 cents of interest. It's lower than the bank, and there are definitely a lot of people who take out loans. Especially at the end of the year, many bosses need to borrow money to pay salaries, and the small loan company is to solve these problems.
There is only half a month left before the Spring Festival, and it will be too late if you don't borrow money! After Link sent the two away, he immediately asked Xu Weining to arrange manpower. Let's start with the prototype of a microcredit company.
Dong Wenke and his entourage are responsible for researching banking software, which cannot be broken by hackers and affect the security of funds. If the software comes out and works well, it will be rewarded as appropriate.
Liao Jinying was in charge of publicity, while Xu Weining arranged two accountants to be in charge of cashiers. One way or another. Borrow the money first.
Soon, the news was released, and Link borrowed money in his personal name with one cent of interest. No matter how much money you have, you can come to deposit, and the World Group can withdraw money at any time with a deposit certificate, which is valid for a long time.
One cent of interest, which is much higher than that of the bank. 10,000 yuan is deposited in the bank, and the interest is less than a few yuan a year. If you lend it to Link, 10,000 yuan can generate 100 yuan of interest per month, which is 1,200 yuan of interest a year, and the bank doesn't even have this fraction.
The villagers of Chitu Village, especially those who followed Lin Ke, in the past six months, who has not left 30,000 or 50,000 yuan? After hearing the news, they took out their deposits.
50,000 yuan to the Spring Festival, an extra 500 yuan in disguise, and the red envelope money for children is enough. If you save more. If you save 1 million, you will have 10,000 yuan, how easy it is to earn.
However, the terracotta village is now a millionaire. Except for Link, it was Lin Meng who was captured.
Others, such as land sales and house demolition funds, can also have a deposit of hundreds of thousands of yuan, and it is also possible to make up millions of yuan, but the money is taken out and stored. The quality of life will decline, and during the Spring Festival, it is also a time to spend money.
Link didn't care about the affairs of the village and town, and Liao Jinying would do well in absorbing loans.
Link himself ran to the home of the county leader. first went to the old county magistrate's house and borrowed 2.5 million yuan, then went to the county secretary's house and borrowed 2 million yuan, and asked Chen Dong to borrow 6 million yuan.
They all secretly got the agency of Nissin Foods last time, and after the Nissin Foods Club defaulted, they made a small profit, and several people added up to tens of millions of yuan.
Then, Link contacted Kang Jin and others, asking them to have a lot of money and a little money if they don't have money, and support the cause of the Tianxia Group.
These people have a lot of money, and after walking down in one morning, Link has raised 30 million. Of course, there is also the money of three sworn friends in his own dormitory. They have no other investment, they are ready to buy a house and marry a wife, and now they put Link here, just to earn interest.
In the last Nissin Food Club incident, each of them earned about 2 million, and as soon as the Spring Festival passed, they could receive at least 20,000 yuan in interest, which was too cost-effective.
If you put it for a year, you will have 240,000 yuan in interest, and your work can be so profitable?
At the last stop, Link chose Tian Fang's house. He called first, and the nanny at Tian Fang's house happened to take leave to go back.
Tian Fang is now a local tyrant, and the last time he smashed the pot to sell iron, he also got the agency liquidated damages from Nissin Food Company, earning 5.3 million yuan. Link looked at the number, a lot, but not much, he casually added 4.7 million yuan, making up a whole number of tens of millions.
In this way, Tian Fang also has an interest of 100,000 yuan per month, which is the enjoyment of the rich woman.
"What are you doing? I don't need much money. I'm a rich woman now, okay? Tian Fang has no one at home now, her husband often does business in other places, and her children also go out to study, looking at Link quite sadly.
The last time I was in Shencheng, I had a dewy relationship with Link, although I didn't get divorced and ran away with Link, but I also saw the matter of my husband's cheating.
You are looking for a junior outside, and I am looking for one outside. When I go home, I don't mention it to anyone, I pretend not to know, and I also give the children a warm family, which is the best result.
After all, they are all in their early 40s, no longer young, and they divorced rashly, with no good results.
Tian Fang saw that Link was generous, bit his lip embarrassedly, and rubbed his long legs, "I don't need you to be responsible." β
Link smiled, "It's just a little money." Have a happy New Year. Life should be comfortable and happy, shouldn't it? β
Link looked at Tian Fang, he already knew her thoughts, and he knew the taste of the marrow. But it's not always appropriate to let a woman take the initiative too much, especially in her own home. Men have to take the initiative.
Link stood up, "Borrow your bathroom, I've been running for a day, I'm dying of heat, take a hot shower." β
"I bought a new pajama for you. He won't be coming back this week. Tian Fang stood up and pinched the back of her neck, "I'm also a little sweaty, and I have to prepare to wash." β
Link smiled slightly, didn't speak, walked into the bathroom, and closed the door. The sound of the water is loud, the hot water is washed down, comfortable!
Tian Fang suddenly opened the door and came in, also without hanging half a thread, looking straight at Link, his lips were about to be bitten. (To be continued.) )