Chen Geng said this, Shen Daqing had no luck in his heart, he completely figured out one thing: for this cooperation with the banking system, Chen Geng is dispensable. Pen % fun % Pavilion www.biquge.info

That's right, it's dispensable.

To put it nicely, if the bank agrees to the previous conditions of Runhua Industry, it is the icing on the cake for Runhua Industry, but if the bank does not agree to the cooperation conditions of Runhua Industry, it doesn't matter to Runhua Business, it is okay to have it, and it has no impact without it.

Why?

Because the domestic motor vehicle market is a bottomless pit, even if Runhua Industry has increased its production capacity several times, the production capacity is still unable to meet the huge appetite of the market, and Runhua Industry does not have to worry about the sales of its products. For production-oriented enterprises, as long as the sales of products are fine, they have the confidence not to take the bank seriously.

If Runhua Industry is short of money, they can naturally wait for Runhua Industry to come to the door like an uncle, but Runhua Industry is not short of money, and people are not willing to take you to play with the banking system......

In this way, the bank will be embarrassed.

"Anyway, there are no outsiders, brother, I'll just say it," Shen Daqing gritted his teeth (I don't know if he really gritted his teeth or pretended), lowered his voice and said to Chen Geng: "It's hard to say what about other banks, but believe in my brother, our ICBC will definitely support you." ”

"Oh?" Chen Geng raised his eyebrows, as if he was a little interested.

Shen Daqing was a little disappointed, he originally felt that Chen Geng's reaction after his words came out should be a little more intense, but he didn't expect Chen Geng's reaction to be so bland, but no matter how bland it was, as long as he didn't refuse, he had to continue: "But other banks ...... Brother, you also understand our difficulties, so if you want to borrow money, this is no problem, 200 million, 300 million or even 500 million, this is not a problem, but when it comes to the outside world, you have to say that it is used to expand production capacity, not to be used for motor vehicle consumer loans, of course, after the money is in hand, how to use it is not up to you? Right? Haha......"

For borrowing such a large amount of money to make motor vehicle consumer loans to Runhua Industry, the banks are arguing with each other, and it has not been coordinated for half a year now.

What is the problem?

Two aspects:

One is that there is no corresponding law and management method for motor vehicle financial loans in China, this thing is just a side ball, and it is okay to make a small fuss, but this time it will be made on a scale of billions, and one is careful that it will kill people;

Another problem, is also a very real problem, this problem is, according to the previous planning of Runhua Industry, eligible to apply for loans can only be the government and state-owned enterprises and institutions, if not these units want to apply for motor vehicle financial loans, you must find the government, state-owned enterprises and institutions as a guarantee, this is not a big problem, but in the past two years state-owned enterprises have collapsed, the enterprise has collapsed, who is the bad loan?

To put it mildly, everyone has all kinds of worries in their hearts;

But if there's one thing that's ugly, it's ...... If you want to eat mutton, you're afraid of getting into trouble.

Chen Geng's expression was a little embarrassed: "But Brother Shen, I won't tell you, we have no plans to expand production capacity recently." ”

"......" Shen Daqing's whole body froze: Are you kidding me?

Chen Geng didn't feel strange about Shen Daqing's reaction, and said: "Our company and the Nonferrous Metals Industry Corporation have engaged in a big project in Zambia, you should know this, right?" ”

Shen Daqing nodded, how could Runhua Industrial not know about such a big thing as two super copper mines in Zambia? Not only do I know, but I also know that for the sake of these two copper mines, the state has specially arranged a total of more than 500 million yuan to assist Runhua Industrial and Nonferrous Metals Industry Corporation in operating this project -- this is still a small amount of money, and the majority is that the state has begun to help Runhua Industrial and Nonferrous Metals Industry Corporation and banks with long-term interest-free loans, with one purpose, to ensure that the two copper mines in Zambia can be put into operation as soon as possible and expand their production capacity as soon as possible.

But Shen Daqing couldn't understand what Runhua Industrial's investment in Africa had to do with their temporary plan to expand the production capacity of cars and motorcycles.

Chen Geng smiled and didn't speak.

Shen Daqing patted his head with a sudden realization: risk!

What is the risk, the risk of being used by some people to make a fuss.

If Runhua Industrial is doing this with its own money, no one can say anything, they are willing to lend their money to others to buy a car, what can you say? At best, it is a sentence of "more money to support", but if you use the bank's money to do this, and it is tinkered with by someone with a heart, it will be a little unclear at that time - for the current Runhua Industry, they are not to the extent that they have to do this to sell the car.

In a word, the current Runhua Industry is not in a hurry at all.

But Runhua Industry is not in a hurry, but the bank is really in a hurry!

Shen Daqing's face changed, and he stammered: "Brother, you can't be like this, you are the beginning of this matter, everyone has discussed it now, and now you suddenly say that you don't want to play, this ...... This ......"

For the bank, the annual profit of hundreds of millions is not to say, the key is to greatly reduce the risk of bad debts and bad debts of the bank, this is the opposite, maybe the benefits to the bank every year will be more than ten or twenty billion, but in the current country, the cooperation object available for the bank to choose is also Runhua Industrial such a family, everyone has long been gearing up, the reason why this matter has dragged on for so long, in essence, is actually to want to get a piece of the pie, but who would have thought that when he couldn't help it, he was ready to test it, Chen Geng, this bastard, is actually planning to stop playing!

How can you stop playing?!

Sure enough, as I thought, you Shen Daqing simply used this incident to test the bottom of Runhua Industry. Chen Geng smiled secretly in his heart: The fox's tail is finally revealed, right? On the surface, Chen Geng spread his hands and said helplessly: "It's not on my head to blame this, right?" ”

"Why can't I blame you?"

"Let's start discussing this matter a year ago, Brother Shen, you said, it's been a few months since a year ago? But after such a long time, did your bank give me an accurate answer? Chen Gengyi: "Can you blame me for things like this?" "The amount of the loan, you are not sure; You have no news about helping us set up a motor vehicle finance company in Runhua Industry...... There was nothing, and of course I had to give up. ”

"I ...... I ......" Shen Daqing was dumbfounded, unable to say a word.

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PS: I'm sorry, this chapter is only 2000 words, brothers should be able to see it, a new map is going to be opened recently, and the millennium is pondering, and please don't worry, brothers, wait a day or two.