Chapter 1002 Lend You Money

Shen Daqing was not stupid after all, and after a little stunned, he immediately understood what Chen Geng meant: he wanted the banking system to help Runhua Industrial promote the implementation of this motor vehicle financial service company as soon as possible. Pen? Interesting? Pavilion wWw. biquge。 info

Understanding what Chen Geng meant, Shen Daqing smiled bitterly and said, "Brother, don't embarrass me, it's impossible to ...... at all."

"How easy is it to make money?" Chen Geng unceremoniously interrupted Shen Daqing's words, since Shen Daqing had understood what he meant, Chen Geng naturally stopped hiding and choking, and said: "You desperately want to lend money to Runhua Industry, isn't it because lending money to Runhua Industry is 10,000 times stronger than lending money to local governments and state-owned enterprises?" ”

"You can't say that......" Shen Daqing's face was very embarrassed: Although we all know what is going on, how can you tell the truth?

"Heh......"

Chen Geng sneered: "Brother Shen, it's okay at other times, just the two of us now, you say this...... Do you think I'll believe it? To put it mildly, I am afraid that my understanding of the overall situation of state-owned enterprises is more in-depth than that of your bank, believe it or not? ”

Shen Daqing was a little embarrassed.

Indeed, if it was at other times, on other occasions, in front of other people, it would be fine, but in front of Chen Geng, a person who knows so much about the economy, it would be really boring to say these things.

This goes back to what Chen Geng just said: Why do banks want to lend money to Runhua Industry so desperately, even if they offer Runhua Industry a very low loan interest rate? Because if you lend money to Runhua Industry, you can not only protect the capital, but also earn some interest, but if you lend money to those state-owned enterprises and local governments, there is a chance that the money will be a meat bun and a dog, and you will never want to come back.

Everyone is a smart person, Chen Geng has already said this, not only is it not interesting to deny it, but he also makes Chen Geng look down on himself out of thin air.

“…… Okay," said this, Shen Daqing was not hiding it, he nodded with a wry smile: "Although that is the case, but brother, let me tell you the truth, we haven't tried to help you promote the matter of motor vehicle consumer loans, but this is really too difficult......"

"Then it's not something I care about," facing Shen Daqing with a wry smile on his face, Chen Geng spread his hands and directly played the scoundrel: "Otherwise, if you give me a 10-year and 3% annual interest rate, I can also consider borrowing a sum of money, otherwise forget it." ”

“3%? Why don't you grab it?! Shen Daqing almost jumped up: "Now the annual interest rate of the bank's loan is more than 11 percent, and you will give 3%?" Why don't you grab it?! ”

It was so atmospheric that Shen Daqing forgot that Chen Geng still had a 10-year long loan term.

"I'll give 3%," Chen Geng was not in a hurry at all, and said to Shen Daqing with a smile: "If you want to borrow, you can lend it to me, and if you don't want to borrow it, it's not uncommon, anyway, you know, we Runhua Industry is not short of money at all, borrowing this money is basically equivalent to our own money to help you keep the funds, no matter how we count it, we have lost our old nose, and it should be right for you to give us ......money."

“……”

Shen Daqing was completely speechless, he was deeply impressed by this guy's shamelessness: he even wanted to charge a "fund custody fee" from the bank?! How do you think this man can be so shameless?

But Chen Geng's words were not finished: "Oh, by the way, if it is less than 300 million, then forget it, it's too lazy to bother; In addition, this commitment is valid for one month, if it is more than a month, please ask for another master, don't be unwilling to borrow now, and wait until the end of the year to find that you still have a lot of money in your hands, and 10,000 are not willing to lend to local governments and local state-owned enterprises...... Tsk, 300 million, 9 million interest per year, do you say your bank is too dark? ”

“……”

Shen Daqing was speechless: Lao Tzu gave you 300 million funds for 10 years, and only charged you 9 million in interest every year, so you are still not satisfied? Is there such a truth in the world? Wait, when did I promise him?

It's just that depressed is depressed, Shen Daqing actually understands in his heart that when Chen Geng gave a "one-month" validity period, it is estimated that the provincial branch will borrow nine times out of ten: if you don't lend it to Runhua Industry now, there will be a large amount of money in the bank at the end of the year.

Borrow? Lend out, this money is not known to be repaid in the Year of the Monkey, and the biggest possibility is that it may not be repaid in the Year of the Monkey;

Don't borrow? Not to mention being annoyed to death, in the face of various threats and temptations from local governments, who can hold this?

The best way is to lend money to Runhua Industry, and when the time comes, the local government and enterprises will borrow money, and everyone will share their hands: there is no money! No money is no money, and if you take me to cook, I can't make money.

It's just that...... What a grievance @!

It was Chen Geng, who looked like he was cheap and obedient, and patted Shen Daqing's shoulder with a smile and said, "Old Shen, do you think so, although you have been a little wronged by me, but then again, there is no need to worry so much between our brothers, right?" ”

"Humph!" Shen Daqing's face was so stinky that he couldn't look at it.

Looking at Shen Daqing, who was unwilling but helpless, Chen Geng couldn't help laughing: "Forget it, I invited you to dinner tonight, it can be regarded as an apology, this is finally done, right?" ”

………………………………

Chen Geng underestimated how attractive the opening he had opened up was to the banking system, and it didn't take a month at all, not even a week, and Shen Daqing took the CEOs of several banks to step into Chen Geng's office again.

When he entered the door, Shen Daqing was very arrogant: "Brother, I found you the money, I'm afraid that your 300 million is not enough, so I found 10 billion for you, and the annual loan interest rate will go according to what you said 3%, how about it, brother, I'm interesting enough, right?" ”

Chen Geng, who was pouring water for several bank CEOs, almost poured boiling water on Shen Daqing's head when he heard this: "1000000000 million...... it! What do I want so much money for? ”

Borrowing 300 million at a cost of 9 million per year to use, and using it for 10 years, this account is cost-effective for Runhua Industry, but Nima is 10......000000 I don't need that much at all, okay?

Chen Daguan had a feeling that he had thrown himself into the pit this time.

"More than 100 million?" Shen Daqing was so happy in his heart, Nima finally avenged the original revenge! He said triumphantly: "I'm still worried that it's not enough, if you don't have enough, just ask, add another 300 million or 500 million?" In a word......"

"Isn't that right?" Chen Geng suddenly interrupted Shen Daqing's words, and said with a suspicious expression: "More than 1 billion funds have been transferred from the province's banking system at once, can the province agree?" ”

Chen Geng borrowed money from the bank, never from the branches of the cities, but from the provincial branches, which is also a common practice, but the province took out more than 1 billion at once, even if the banks made up, it is equivalent to gathering the strength of the whole province to run Hua Industry, don't the leaders of the province jump their feet? That doesn't make sense.

Shen Daqing smiled: "Not only our Jiangnan Province, but also the ...... supported by fraternal units in other provinces."

Several other governors laughed along.

Only then did Chen Geng understand what the banks were thinking, and he immediately cried and laughed: "You guys...... That's a ...... With such a large amount of money mobilization, this must alarm the central government, right? …… We didn't even have a loan instruction ......"

Not to mention the use of such a large amount of funds, even if it is a loan of tens of millions or millions, the lender has to explain to the bank, what I plan to borrow this money for, when to repay it, and what if I can't pay it back...... The strange thing is that now Runhua Industry has no plan, that is, as soon as Chen Geng touched his lips and paper, more than 1 billion funds were sent to the door by himself, you say that this makes those units and local governments who are looking forward to the bank agreeing to their loan requests.

"Hey...... These small details don't bother you to worry about it, brother, we have prepared it for you," Shen Daqing smiled hesitantly: "Don't worry, brother, as long as you are sure that you want to take out this loan, we will help you take care of the rest." ”

"Yes, yes," the other governors nodded in unison: "Chairman Chen, don't worry, we have the rest." ”

"That's not right...... Wrong! ”

At this point, if Chen Gengruo doesn't know what is going on, then he can be killed by a headhead: "Mobilize 1.5 billion funds in 5 days - depending on your reaction, I believe that even if I want 2 billion yuan, you will agree to come down - brother, I'm not a fool, do you think this situation is normal?" What is there in this that I don't know? ”

Shen Daqing hesitated: "This ......"

"If I didn't know anything, do you think I would inexplicably accept the loan of more than 1 billion yuan?" Chen Geng's expression was serious and scary: "Brothers, although I don't know what's going on, but I'm not a fool, this is a loan of 1000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000000 ”

This is the truth, this loan is full of weird energy, if you are not careful, this money may be able to blow up Runhua Industry to pieces, even if Chen Geng is stupid, he does not dare to rashly take this money without being sure what is going on - on the other hand, if he understands it, Chen Geng feels that he may not be able to borrow this money.

"I knew it was like this," Shen Daqing sighed: "Since that's the case, I'll just say it directly, a few days ago, the word 'independence' appeared in a newspaper in the south, you know?" ”